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<br /> `- `''j'`'W'°"�" � perir�ds tll�at Len�es rcyulres. The inRUranc�co�[er provIding the insurunce ehall be chosen by Hofrawer subjtxt to Lendorh
<br /> _---��r„� ap�val�vh��.1a slaall reot�e varrcasonably wirhheld. If Banower fails w mnintain covet�so descclbed abova,I.ender anuy�at
<br /> --= I,:ender�optia�,obtatn coverage t�pratect Lender§rtghts ia the Property 3n accordnnce wtth paragraph 7.
<br /> ' — �� All Insurannce poficies aead renewnls shall be aocxptable tc►l.ender nnd�atl Include n standard moitgage clausa. I.endet _--
<br /> -_ --°°'="�� . shald have tho rigi�t W 1�.��r.t t��pollcles and�+enewals. If Lender t+�quina,Borrower shall promptly give to I.ender ull mcetpts
<br /> ___�rr _ of pz�Id premiums and i�ew�t�touccs. In the evcnx af loss.Buirower shall g[vo prnmpt no8co to the insuranco curtler and
<br /> ':_,.���=�•��-�a�^� r Lender. Lend�r may meke proof of loss if nAt made pmmptly by�3orrower. �-__
<br /> —`�'�'� Unless Leader and Boirower otberwise agrea in wriNng,lnsora�ce pmceeda shall be applttd w restoration or rept+ir of
<br /> :�:�;t,,_y� the Property damaged, if the �eswration os re�afr ia ecortomicnlly feasiblz and I.cnder�s security is nat lessened. It'ihc
<br /> �-^.�: •s� restoratilone or npair is not ecanomIcaUy feaslbte or l.er�der�securlty woutd be lexsened,the insurance proceeds sha�l be�
<br /> '�^--��- _ ' ayplied w the sums secured by this Secwity T�p,smeanerat,whether or not then due,with any excesa paid to Borrower. If
<br /> -"�� ����k�"��� I Horrower abandons the Property.or does reet answer�vithi,n 30 days a notice from L.ender that the insuranoc carrier hea
<br /> rr�>;��t .., .
<br /> -w.s;"f-"-T••. offered w settte a claim,then l.ender may colt�ct the inaurance pmc�eds. Lender may use the proceeds to i+epair or restore
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<br /> �' "��% the Pmperty or to pay sums secured by this Securiry Insttument,whether or not then due. The 30-day pedod wiU begin whe.� `_
<br /> ;°'�,;• '�y the natiae is given.
<br /> "';°�.�'�;� lJnless Lender end Borrower othetwise agree in wdting,any applicurion of praceeds to princIpal shall nai extcred or
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<br /> :..:a-.,�,,..;r . ..� postpone the due date of the monthly paymencs referred to ini para$raphs 1 and 2 or c hange t he amo u n t o f t h e p aym e n t s. I f __
<br />_.:;n.�;,�;••�«�;�� under paragraph 21 the Property is acqaie+ed iry I,ender. Bormwer� right ta eny insurance policies and proceeds resu!¢ing
<br /> �;�,'�:., '; ,.;�:� from damege to the Property prIor W tbc ucquisiaon shall pass to Lender to the extent of the sums secured by this Security —
<br /> '�., �;-;' �1;_" Instrument immadiately prior to the acqu;sition. --
<br /> w= � � .`.^. 6. Occupency, Preservation, Maimtenance and Proteciion of the Property; Borrower's I.oan Applacallon;
<br /> - � Leasehotds. Borrower shail occupy,rstabiish;and use the Froperty as Borrower�s principal residence within sixry days atier �-
<br /> - � ttie exeruliun of this Security Instrument arad shall continue W occupy the Property as Hoirower's principal restdence for at
<br /> = lea.ct one year after the date of occupancy, unless C.ender otherwisa agrees in wridng. which consent shall not be
<br /> - '!�� unreasonabiy withheld.or unless extennating circumstances exist which are beyond Borrower s control. Borrower shall not
<br /> . ,.,l'�';; destroy,damage or impair the Property,allow the Property to deteriorate.or commit waste on the Property. Borrower sha11
<br /> ' be in default if any forfeiture action or proceeding,whether civli or ctiminel,is begun that in Lender's good fa�th judgment __
<br /> �� could rssult in forfeiture of the PropeRy or otherwise materiatty impair the lien created by this Securiry Instrument or
<br /> ' L.enders security interest. Borrower may cure such a default and reinstate.ac provided in paragraph 18,by causing the act�on ,�,.
<br /> - • or p�nceeding to be dismissed with a tuling that,in Lender§good faith determinetion,ptecludes forfeiture of the Borrower's �`'=`
<br /> , inter+est in the Property or other material irnpairment of the llen created by this Security Insm�ment or Lender�s securiry __
<br /> : ' interest. Borrower shall also be in default if Borrower, during the loa., appltcation pracess, gave materially false or =:.
<br /> . inaccurate infortnation or statements to Lender(or failed to provide Lender with eny material information)in connexrion with �
<br /> � ` the loan evidenced by the Note, including,bul not iimited to. representatians conceming Bosrower's occupancy of the �`=
<br /> •• `' ;; Property ac a prineipal r+esidence. If this Secunty Instrument ls on a leacehotd,borrower shaii compiy with ait the provi�ien�� --
<br /> „ of the lease. If Borrower acquires fee title to ihe Property,the teasehofd and the fee title shall not merge unlecs Lender agnees
<br /> ' tothe merger in writing. �—
<br /> 7. ProtecUon of I.ender's Rights in the Property. If Borrower fails to perfoan the rnvenan[s and agreements
<br /> � �� contained in this Security Inswmant,or there is c�legaf praceeding that may significantly affect I.ender's rights in the �'
<br /> � PropeRy(such as a proceeding in bankruptcy,probate,for condemnation or farfeitune or to enforce laws or regulations).then �:
<br /> Lender may do and pay for whatever is necexsnry to protect the value of the Propetty and Lender's dghts in the Property. — _,
<br /> Lender's actions may include paying uny sums secured by a lien which has priority over this Security Instrument.appearing _-
<br /> . in court, paying reasonable attomeys'fees and emering on thc Property to make repairs. Atthough Lender may take action
<br /> unc3er utiis paragraph 7,Lender dces not have to do so.
<br /> Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrowet�ecured by this
<br /> Stcurity Instrumeaet. Unless Borcower and Lender;►gree to oiher tcrtnx of payment,these amounts shall beaz interest from the �� .
<br /> date of disburserttent at zhe Note rate and�:hall bc payable, with interc,t, upon notice from Lender to Borrower requesting '`" `
<br /> � , ' payment_ ,
<br /> ,��..•:'�t �. Mortgaffie fl�surance. Et Lendrr rcquired mortgage insurunce ati a condition of m�ing the loan secured by this ,
<br /> ., . ;".�:�;1{ Securit} 3nstaumene.�a�nower.l4aii p:n t!m�premiums required to maintain the mortgage insur•u►ce in effect. If, for any ,
<br /> \;:";�,•.'. . mason, ihe mortgage insuranm rmrra�e ce.aaiired by Lender lapses or ceases to be in effect, Borrower shall pay ihe
<br /> premiums required to obtain co�rrage suhns�aT�iall.•eyuivalent to the mortg.��;e in�urance previously in effect,at a cost
<br /> substantially equivalent to the co.t tcr Bc�rrQ�H•<<of the mortgage insuranre previously in effect, from an alternate mortgage
<br /> . insuc+er approved by Lender. (f suh.tantiaily equi�a�ent mortgage insurance cuverage is not available,Bonower shall pay to
<br /> Lender each month a sum cyual ta onc•twe Ifth of thc ycarly mortga�e insurance premium being paid by Borrower when the
<br /> � insurance covernge lapsed or ceased io be in effect. Lender H zt1 arrept,use and retain thexe paymentti us a loss reserve in lieu
<br /> of mortgage insurance. Loxs rc.rrve payment�may nn 1ong,r tye rcyuimd,at thc option of'Lrnder, if rtortgage insurance
<br /> _. coi•er;e(in th:amoant and t'or ihr periex! ihat:.:nd.r rcquirc�l providcd by an insurcr approved hy Lender agaen becomes i
<br /> availpble and is obtained.Bormwcr xhall pa�ihe pr�•miums reyuired to maintuin mortgage in,urance in effect,or to provide a u
<br /> loss reserve,until the reyuirement Sor mon�age in.u*:mcr end�in xcorJance with any writtrn agmement between Borrc�Wer i
<br /> and Lender or applicable law.
<br /> 9. Inspection. Lender or it,agent may m.�kr reasonaFle en;rie.uExm and in.pectio�n. of the Proprrty. Lenctrr .aali
<br /> ' ' give Borrower notice ut the time of or prior to an in��xrtian�F�rif}•in�rea�unablc ruux tur the imExrtion.
<br /> .�� 10. CondetQOna¢6�n. 1'he pnxred.i�f an� ;n�ard or rlaia:f��r damage�.�lircct or cunxyuential_in�•��znrc:tion with:uiy
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