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<br /> TO(ib"1�iER WITH ali tho imprnveraenta now or hereafter erected on ltte pro rty.�nnd ull easements,appurt�nances.
<br /> ___- �� artd fuuures na►v or hereatter c►purt of tha pmperty. 1�q repl¢cements and addidana shall ul5a be covered by this Security �
<br /> n;�:�A= Insuumen� All of the foregoing is roferrea to in this 3ecudty Ins�t as the"Property."
<br /> ___•_`�j� BaRROWER�OYENAi►1'fS ti►nt Hoiioaer fis tawfully seisexi of the estate hereby c�nveyei!Qnd hus tho right to grnnt �_�,------ -.
<br /> ' aad convey the Property end thut the Property ia unensumbenA.eaxpt for encumbtances of nxord. Bomower wnrrnnts and
<br /> ��"a"'''" "N"`'' will defend genernlly the title to the Property against nll claims and demnrtds,subject to ar►y encumbrunces of record.
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<br /> .-,.1`°'""..."} THIS SECUIZTI'Y WSTRUMBNT combiaes unifom�covenants for nadonal use+ end na�-untform covenaats wi �- -
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<br /> *��� •=-, Iimited variadons by jurisdiction to consdtute a unifonn secwity insuument covering reat property. _
<br /> '�. .� . ���.�.: i1NIPDRMCOWENANTS. BorrowerandLeadercovenaatandagreeasfollowa: �� r•�.f•:�-•-
<br /> a�'��-� -� � 1. Payment of Prtndpal wud Intet�est;Peepayment end I.ste Clwrgea 9orrower shaU promptly pay when due the � '��'`"'�"
<br /> .��"*`'._--.:,— � �--- _-- '_
<br /> � ., � , .; principal of and interest on the debt evidenceii by the Note and any prepayment and late ch�es due under the Note. :.;�',_;,,�,�;:-.___
<br /> L Funds for'lluxes and Ins�noe. Subject to app l tca b le la�v or to a w r i tten w a i v e r b y L e n d�r,Borrower shall pa y ta ...� ".���rya:___
<br /> Lender on the day monthly payments are due under the Note,ontil the Note is paid In full,a sum<"F1►nds")for.(a)yearly �'�.;.�.�.:.s.�__
<br /> �� .�„ taues and assesamenta which may auain priarIty ovor this Security Instrument as a Iten on tbe Propetry:(b)yearly leasehoid ^:i;F;�'�'�'� _
<br /> nts or und mnu on the Pm if an , (c) yearl hazard or m rty lnsurance remiums: (d) yearly ftood � �-'�=-_
<br /> PSYme 8ro p�cty. Y' Y P Pe P ,..�=_-_=-
<br /> ; . I�Swance premiums.if any:(e) Ycarly mortgage insurance premiums. if any:and(� any sums payable by Bortower to --_—
<br /> I.ender.in a000rdance wlth the pmvlsions of paragraph 8.in Ueu of the payment of mortsage ins►uai►ce premlams. 7'hese �;-;��,�--�
<br /> ;tems are calie8"Escrow Items" I.ender may,at any tlme.collect and hold FS�nds in an amount not to exceed the maximum T--♦;,;�,_�—
<br /> • amonat a tender for a federaUy related mortgage loan may require for Borrower's escrow account under the federal Real . ��'•°-_-
<br /> Estate Settiement Fxoc�ednres Act of 1974 as ameaded fram time to titne, 12 N.S.�.Q 26t)1 et seq. ("RESPA"),unless enotRer ,r;�''��•`•�';'--
<br /> . _ Iaw that appiies to k� rl'3taids seu a tesser amount If so.L.ender may.at any�i�eQ,collvct�d itold FYwds in an amount is�t eo �::�;-�_
<br /> • • � exceed the lesser amoun4 ]Le�:der eu,ay esti�uate the amouae of Ptu�ds due on tt� b�asis of cument data and reasvnable ; •'�;�r•,;:�---
<br /> ' estinaates of eapendr+'tattes of futuYe�ssnow Items ar oiherwise in arcordance vv�th appllcaDle law. ?: ':;;,:,,r;`:'
<br /> . The Fuuds s�ra14 be heid in an imsq¢usiem wk�ase dep�tsits are insured by a federal age¢cy.nc�suumrsntality, or ertti¢y ,r..•��.�-�,,,,,
<br /> " (iatclusling Lender,if II.ender is such azn inseE¢ei8ian)or in any Federal Home Loan Bank. Lender si�l appl�r t�e Fureds ao pay �•_�
<br /> �• cpe¢�,sc�w Items. I.eader may noY c�easge Boccov�er for�tolding and applying the Funds, annaaIIly ana➢yzing the escrow :,�.r,,,�,,.,.
<br /> • � . acceunt, or verifying tl�ee Escrow Ec¢�ns. unless L.ender pays Sotrower interest on the Fvads and applicable Iaw p¢ennirts ,
<br /> �� • '., Lender to make such a charge. However,Lendea may require Borrower to pay a oae-pme charge for an iadependerec n:u0 �.�ti5.
<br /> �� estate tax ceporting service used by Lender in car.eca:.don with this loan,unless appGcable law ptovides othetwise. Unless a�a ;.;.,,,,,:%---__
<br /> ag�ement is made or applicable law requims intc�st to be paid 1.ender shall not be required to pay Borrower any intemst or _
<br /> �� eamings on the Fands. Borrower and L.ender may agree in writing,however,tl�at intcrest shall be paid on thc Funds. L.ender .
<br /> shaU give to B�rrower.without charge,an annual accounting of the Funds,showing credits and debits to the Hlmds and the U , - ' �::
<br /> _________' purpose for which each debit to the Punds was made. The Funds are pledged as additional�ecuriry for all sums secured by .� _�...;�,.
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<br /> • this Security Inst�umeq4 • - - - -
<br /> „ If the Funds held by I.ender execed the arr.ounts petmitted to be held by applicable law, Lender shall account to _ ` _'_
<br /> Borrower for the excess Funds in accordanee wieC� the requirements of applicat�le law. If the amount of ehe Funds held by ,
<br /> Lender at any time i�not sufficient to pay the�scrow Items when due.I.ender may so notify Borrower nn writing,and in ���'s:: �
<br /> • ,, such case Borrower shall pay to Lender the arnount necessary to make up the deficiency. Borrower �hall make u the � . ���`� ��'s�:�•'.
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<br /> , � -,.:��;_�;, deGci�n:y in no more than twelve monthly payments,at L.ender e sule discredon. �• ,;,,. . �r�,�' .,.
<br /> , �:a� �;�*c,r�paymeni in full of all z�u�ns secured b this Secursty Instrument,Lender shall prn�mpily refund to Borrow�r any �'�� ' '
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<br /> ' •''t�t�'� Funds hE��by Lencler. [f,under paragraph 21.Lender ssha�l:��:�uire or sell the Property.Leader,prior to the acquisiaon or �`.s��� �
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<br /> .,. .. sale of t0ae Pra�gertp. shall apply any Funds helc!by Lender at the ame af acquisition or sale as a credit against the sums �' ,
<br /> secured E�y thi+Security Instrument. .. ��,��
<br /> ��.�1, 3. AppllcatMn o?Payments. Unless applicuble law provides otherwise,all paymenu received by I.ender under � S
<br /> ��•��+; ara �a �s 1 and 2 shall be applied:t"irst,to any pmpaymem charges due under the Note;second,to amounts payable under , ;,� -
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<br /> � ,�.;y.,,, paragraph 2;third.to interest due;ti�urth,to principal due;and latt,to any late chazges due und�r the Note. .
<br /> 4. Charges; Liens. Borrower shall pay all taxes, as;z:sments,charges, fines and impositions attributable to the „ �,;�y���
<br /> i • • Property which may attain priority over this Security Insuumenc,and leasehold payments or ground rents,if any. Borrower � � " _
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<br /> shall pay these obligations in the manner provicled in puragraph 2,or if not paid in thut manner,Borrower shall pay them on .,,,�.
<br /> � �Y•�5..,, ' time direcdy to ihe person owed payment. Bortouec shall promptly fumish to Lender ull notices of amounts to be paid under ;;[����4�:,=
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<br /> �...,,.;�_ this�s�;agraph. If Borrower ma�:e>ihese paymenss directl}.1Bonower shall promptly fumish to Lender receipts evideacir.eg �,�:,r. y.�...,:;..y_,
<br /> ;cc j�;,.:... �e p�y ments. �,?�.::�'�:S'. `��},:�1:;t
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<br /> Borrower shall promptly discharge any lien.rhich has priority over this Security Instrument unless Sorcower:(a)arc�es � ;.,:.�,,,;
<br /> � in writin to the a ment of the obii�ation secur�c9 k� the lien in a manner nrc:ptable to Lender;(b)wme:es in good faith the ��f<�;t:�•�°�rf��,:�>>�•:.
<br /> P> P Y o Y I � �,:�.�,.��r,,.�.::,�::
<br /> lien by,or defends against enforcement of the lien in,legal proceedings wh�ch m the Lender's opinion up�rate to prevent the � ��',�•,y;;,;,:,�:.�
<br /> enforcement of the lien:or(c)secures from the hvlder of the lien an agreement satisfactory to Lender subordinating the lien � ,�•t ���''�"S`•`�i�
<br /> _ :,.' �a�ij✓µw:�•TweM�mnM i��,nL�r dete!'!�e.^.e�that any pan of the ProDerh�is subject to a lien which may attain priority � , ...;�.� ..;K�{�'y+�c�'
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<br /> . over this Security Instrument,L.ender may give Barrower a notice identifying the lien. Borra����er chall satisfy the lien or take � . ;
<br /> ' one or more of the�ctions set fotth above withirt 60 days of the giving of no¢ecr. ' �"�` +;i E.:��i�-,':1�;{�
<br /> ' S. Hazatd or Property Insurac►ce• &�rr.���er shall keep the impro��e�ents now existing ot herc:�Cer erected on the � „�.. �i.
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<br /> Property insured against loss by fire,hazards ir..i,c:Wrd within the term"catc��ic�i coverage"and any oth�c Mazards,including � ••�;
<br /> •� floocGs or flooding,for which Lender myuires insurance. This insurance �hall be maintained in the armounts and for the �
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