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<br /> L•,l'tKY"��Y��� -- Tpp�7'HER WffH c�ll ttea impmvements now or hereatler erected on tho prapertyl�h@�!ensement�.appuctett�nce.g, � -� � � �� �
<br /> � + ''' and flxture.g now or hemufter A part of tho pmpeRy. All�+eAlra�ements and additlons shull also bci covemd by thie S�curiry --'�'�"°
<br /> . -� lnxtrumen� Atl of the faresoing is referred to in this Security Insuuncent�We"f�n�perty." �__- --____
<br /> '�� BOItROWER COVBNaIV7'S thut Bonower iF luwfully�etsed of thc eswte hemby com�ycd und hac the right to grnnt ���ry��-_-- ---
<br /> : '' � ' � and convey the Property And that the Property is unencumbercd.except for encumbrances of record. Burrower wa�sant�artd
<br /> �"• ' ��iil defend�enernlly the Htla to the Property nguinst ttU cluimx nnd deman�s,stabject to uny encumbranceg of recnrd. -;,�'x,:;,�,;�,��,_
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<br /> THIS SECURI7'Y INSTRUMEIVT c+�mbines unifornt covenants for nadonal use ua�d nan•uniform covenant� with �,��.�F,�
<br /> "'', limited variations by jucisdicdon to cansqtute a uniform securtty fnstrument ravering real prnperty. ,r:'"-"�•.+' ; `F,,:;,4i;;:.
<br /> -- - - UNIFORM COYENANTS. Bomower and I,ender coveount nrtd agree as fallows: __. _.�.i�:�;:�+'�'::_
<br /> 1. Payment of Princfpal aud Interest;Pnepnyment end I.ate Cha�cv. Bomawer shall prompt►y puy�vhen due the �•�����.;::?+�,;���, �
<br /> princlpal of and interest on the debt evidenced by the Note�nd uny prepayment und late char�;es due ucsder the Note. • •� -.,.
<br /> �" 2. �ds tor lhses attd Iasurence. Subject to npplicable luw or to a wrttten waiver by Lender.Boirower shull pay to . �.':��.
<br /> . .t,._.
<br /> i.ender on the day monthly payments iue due under tho Note,until the Note is puid in fuU.a sam("Funds">for.(a)yearly �'°" '�• '
<br /> ue
<br /> tuxes and assessm�nts which muy attain priority over this Secutiry I�strument as a lien on the Property;(b)yearly leasehold ' - "°=��`•��"°`
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<br /> paymenu or g�ourrs!rents on the Property. if uny: (c) Yeur1Y hazard or property insurnnce premiums: (d) yearly flood . , . �
<br /> 0
<br /> iasunuce premiums,if any;(e)yearly mortguge insurance premiums. if uny:und(�any sums puyAble by Borrower to ' ;::=,�R."'.
<br /> � Ler�ra,in uec�adaace v�ith the provistons of parngrnph 8.in lieu of the payment of mortgAge insurance premiums. '!t►ese �;�.`w�-:-'` ' �
<br /> items are caUed"�s�croou Items." Lender may,at any Ume.collect sind hold Funds in an u►nount not to exceed the muximum �.,. •� , .._. -.
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<br /> amount a leader f�s a Cc�r�[fy�+eluted mortgu$e loan may require for Bocrower's escrow+account urtder the federal Real ���:^�''��•`�
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<br /> Estate Settlement Fur,cedw�s R►ct of 1974 as a�eaded from time to time. 12 U.S.C.§26611 ea seq.("RIESPA"),unless another <• ,,,�,���;:�,,�:;:
<br /> law that applies to¢C�e�urcds s¢ts a lesser a�nwuzc. [f so,Lender may,ae any tirae,coltoet ac�d BoTd�nds i.n an amount not to ;����;,
<br /> exceed the lesser amount. Lendler may estimate the amvu►ta of 1Furt�s due on eh� 4asis of curre�ae data and cea�aable ' `•' -
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<br /> estimates of expenditures of ftr4um E�crow Items or othen+•ise i�n accordae�ce wnth�PPlicable law. �; .. �r' ,.:�.e
<br /> ' .,,,,;,r�' '�� The Fl�nds shall be held in an institution whose depoci¢s are insured by a fedeYal�gency, inswmentaliry,or entity . ,��
<br /> (including I.ender,if Lender is such an insumdon)or in any Federal Home fl.oan Bank• Leatder shall apply the Funds to pay i ' ', r`:
<br /> � the Escrow Items. Lender may not charge Borrower for holding and applying the Funds,unnually analyzing the escrow
<br /> ' account, or verifyimg the Escmw Items, unless Lender pays Bomower interest on the Funds and appltcable law pemuts . •�:� ,
<br /> [.ender to make s¢ch a chsuge. However.L.ender may require Borrower to pay a one-tirtee charge for an independent real ` �
<br /> � estate tax reporting service used by l.ender in connection with this loan,unless applicable lasw pr�ovides otherwise. Unless an � �':t+-
<br /> ugreement is made or applicable law requit�es interest to be paid,Lender shall not be mquiresl to pay Borrower any interest or •, �. � • �x
<br /> earnings on the Fumals. Borrower and Lender may ugree in wripng,however,that interest shall be paid on the Funds. Lender ;,�r� � �
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<br /> shall give to Borra+ner,without charge,an annual accounting of the Funds,showing credits and debits to the Funds and the ,�,
<br /> '�;--_-;;= =-- purpusc far wh:.:.;.;�.:s debit to she Fuads:vw.m.ade. The Fandc�r r��igPd ac additiona! security foe all sums secu[ed by —_-�;��;�,_:,
<br /> .,,+.t;N�;�:,. this Security Instno�rnt. ,� :Y:1 `
<br /> ti ,,�;:.;;, If the Funds held by Lender exceed the amounu permitted to be heid by applica�le law, Lender shaU accflunt to ,;.�� '!.�;�
<br /> ti�``;:~"�'�.' Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by �;;,:_��.. �• � `, ,
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<br /> Lender ai any time is not sufficient to pay the�xcrow Items when due,Lender may so no�ify So�ra�vet in writing,and,in ""`t;�'�� `" {�� .,;-,:
<br /> , � " such case Borrow�eA shall pay to Lender the am��unt necessary ro muke ee� the defeciency. Borrmu•ex shall make up the � �� '*•••s���
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<br /> ...�,� ; deficiency in no moze than twelve monthly pa��:i�nt�.at Lender's sole discacaoon, , � ��•,.>! �
<br /> •?� '��` U on a ment in full of all sums secured b this SLcis�ri Inswmena,tiender sha11 prompU}•Qe9'und to Borrower any �!r,.,� `';��!� I �
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<br /> "� ' °° ' Funds held by Lender. If,under paragrapli 21, Lender sh.�it acquire or seA the Prope�ra}.Lender,prior to the acquisition or '�-�',.,•�� .-;, ��
<br /> ��F���.-':i;, . . : .
<br /> ;,�,,,, sale of the Property,shall apply any Funds held by Lend��r at the time of acquisition or ;ale as a credit against the sums `.,,; /"1
<br /> . secured by th9s Security Instrument. '
<br /> ' 3. Applieation of Payments. Unless applicable laa provides othen.iu, all payments recei���d by C.ender under
<br /> , paragraphs 1 and 2 shall be applied:Crs4 to any prepuyment charges due un:lcr the Note:second,to umouRts payable under �
<br /> • , ti_;�, paragraph 2;third,to interest due;fourth,to principal due:and last.to any la[e charges due under the Note.
<br /> :1_,'�,,�'�:, ,'�. ' . Q. Charges; Liens. Borrower shall pay all taxes, assessmenGti, charges, fines and impc�sition� uttributable to the .. ,:r-�;���
<br /> . . ?;;��,� , Pr�pe�.�v which may attain priority over this Security Insuument,and leasehold payments or ground renw,if any. Borrower ��`-� ,
<br /> ,1 �hall pay these obligations in the manner provided in paragraph 2,or if not paid in that manner.Borrow�er shall pay them on
<br /> � drnie directly t�the person owed payment. Aorrower shall promptly fumish to Lender all nc�ticcs of Amounts to be paid under ' �. .
<br /> ' . this paragraph. IF Botrower makes these payc�:c��.dimctly,Borrower qha�i prompdy fumish to Lender receipts evidencing ;�, ,, � •�ti'�:�'
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<br /> ,},;.._.;, • ihepayments. .�,. ,,..�.:. . ?.��4;��'
<br /> „ •f,,.:.. .,. Sorrower shall promptly dischazge any lien which has priuriry over this Security lmtrument unlec,B�irrower.(a)agrees y �.,�� ... . ,a�•�+,: ,.�,',t. .
<br /> �.:?; ,. i�wrciing to the payment of the obligation sec:urcd by the lien in a manner acreptuble t.�Lcnder;(b)contests in good fuith the � .'.�;';;...;;�,.�.+ii:�;;i'��.,; "
<br /> •• � fien hy.or defends against enforcement of the lien in.Irgal pmceeding�which in chr Lcnd�r+opinion operate to prevent the ; ,,•.•:,'-��' !,;'• •��
<br /> enforeement of the lien;or(c)secures fror�tcc chr holder of the lien un agrcrment.ati+(actory to Lender sutx�rdinating the lien � '�,}�•��'��
<br /> •' • .t,,,.,,::,.,
<br /> � ' to this Security Instrument. If Lender detern�ines that any part of the ProP�ray is suhjtct t+�a lien whi�h may attain priority i �:,;�;.•��
<br /> •!t�:'��.:, � ''`.;' over this Security Insuument.Len�er may givc Borrower a noticc identifying the 3ien Borrower shall,atitify the lien or take
<br /> -,7;.;..:;,' ' ��'`.•� one or more of the actions set f.�rt:.�bore within 10 dayz of the giving of notice. . � '��
<br /> � • � 5. Ha�ard or Propert� 9uasurance. Bortowcr.hall keep the impro�•cment�m�«existing or hereatter erect���n the
<br /> �"�,�� Propeny insured against loss b�•!'are,hazard,included within the term"extcndeS cn�era�e"anJ any uther h;�:uds,+n�luding
<br /> •� '� floods or flooding, for which�Lrnder mquire> insuranre. This insurarn:e +fiall be maint�ined in the amuuntz and for the
<br /> t�:�r.,�.. Form3t12N 9/90 �/n�Cr: �ihpn�r�7
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