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<br /> condemnation or other taking of nny pert of the Propercy.or for conveyance in lieu of candemnation,are her�by n.gsigned and
<br /> `'-�"rv;�i°"'�yt''r shull be paid to Lender. ---
<br /> �,�•:�,.�.�„�.,k, In tho event af a rotal taking of the Property. the proceeds shull be applfed to the sums secuted by thia Securlty
<br /> � "' � insuument,whe�her ar not then due,with any excess paid to Borrower. In the event of u partial tnicing o4 the Property ln _ u.. _
<br /> � , ( which the fair market value of the P[openy immedIately before the taking is equal to or greuter thun tite u�i�auut of the eums ��-��--- --
<br /> "�:�,,._:..: �
<br /> � ���"�. secu r e d b y t h is Secu d t y Ins u uma n t i m m e d i a t e l y b e f o r e d�e t�k i n g.u n l e s s B a r ro w e r a n d L e nder otherwise u g r e e(n�vritin g.
<br /> the sums secured by this Securiry Instrument shall be reduced by the amount of tha ptoceeda multiplled by tho followinII �-- __ _--_ _
<br /> �� � ' frnctlon: (s)the total amount of the sums secured immediately before the tsking.divided by(b)the falr markct vutue of tite � ����— _
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<br /> . Proparty immediately befon the taking. Any balance shall be paid to Borrower. In the event of a partial takiag of the __
<br /> ' Property in which the falr msrket value of the Property immedistely bafore the taking is less than the amount of the aums __ -
<br /> � securcd Immed[atcly before the takin�, unless Botrower and Lender otherwise agree m w dt ing or unless upplicable law =.__=—
<br /> --� -�, - othenvise provides,the procxds shall be applied to the sums secured by this Security lu�swment whether or not the sums are �.4_,_____�_._.___
<br /> . ;..�- .
<br /> ��'� � then due. �
<br /> : .;:���•� If the Property is nbandoned by Borrower,or if.after�rcotice by L¢ader co Homov+rer tha�4 th¢ccreede�enor offers to muke �� -�
<br /> an award or settle a claim for dsma�es,Borrower faits to nesp�rmd to l.ender vorithie�30 alays affter t6ee daee¢Dee motice is gtven. �,-- _-
<br /> � Lender is suthorized to collect and apply the proceeds,ac flts option,either to rES¢oraunon oa iepaer of¢pt2�p�tty or to the =
<br /> " sums secured by this Securiry Insuument,wC�ether or aot¢hen dlue. —.--
<br /> �� Unless Lender and Borrower othecwise agree in writeng.any applicaaan of praxeeds to principat shall not extend or �-
<br /> postpone the due date of the monthiy paymxn¢s�fecr�d tv in paragcagfi�I and 2 or cfi�a�age the amount of such payments. �_,_:_
<br /> 11. Borroaer Not ReE�ased; Hbrbearance �y II.e�edi¢r Not a Wt�Iver. Ex4ension of the time for payment or �=°y�__
<br /> ►►�adification of amortizatimn�ff the sums secured by tfiis Security Insuument granted par I.ender to any successor in lnterest v��._. ..___.
<br /> �f�orrowcr shall not operate to relcase the liability of the original Borrower or�c�.raa�ver's successors in interest.Lender ar��-Y�—-
<br /> sCoall not be reyuired to commence proceedings agamst uny successor in interest or refuse to extend time for payment or �x:'��_
<br /> otherwise modify amortization of the sums secured by this 3ecurity Instrument by reason of any demand made by the original :�'"'�'-
<br /> s:_
<br /> Botrower or Borrower's successors in interest. Any forbearance by L�encler in exercising any right mr remedy shall not be a �'�F�;�.;°
<br /> • waiver of or preclude the exercise af any right or remedy. ;•�'�K;:�=�
<br /> ' ' 12. Successors and Assigns Bound;Joint and S�a�eaal Liabitlty;Co-signers. The covenanu and agreemFCnu of this '� �,•�.;�,:.. --
<br /> . ' Secutity Instrument shall binal and benefit the successoc�.1nd assigns of Lender and Borrower,subjeet to the p�o��•isions of � :-'�,::tit�.��'•�._-_-
<br /> � paragraph 17. Borrowert covenanis and agreements shall be joint and several. Any Borrower who co-si ns this Securit ��tf4:t''-��y.��--�_
<br /> � Instrument buc�xs not execute ihe Note: (a)is co-signing this Securony 3nstrument onty to mortgage,gangand convey that '�,,;{��r;'�� '�?i;�j;;;:-
<br /> ' • Borrower's intrrest in the Property under the terms of this Securi Inst�rument; (b)is not rsonafl •obli ated to a the sums „ ,`" �'�-
<br /> ry pe 3 S P Y ti�('y;.z�
<br /> � secured by this Security Insuument:and(c)agrees that Le n d e r a n d a ny o t h er Borrower may agree ta extend,modi f y,forbear r�.;.��1�;���'�;-„°��R
<br /> `': oa make any accommodations with regard to ihe terms of this Securiry Insuvment or the Note without tb�al Borrowers ;,;;�>� � •'�
<br /> r .`: , ' consent. . j�iS ., ' .
<br /> ��.�= I3. Y.oan Charges. if ihe toa� �ccwcwi i�y ihia Security Insuumcni i� �ubjcct so s lan• ,,.h:ch sess mas�mum I�+nn -- �-
<br /> �;: , �;y charges,and thut law is finally interpreted st�that the interest or other loan charges collected or to be collected ia connection '�'°_ti�;f�;
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<br /> ' �� with the loan exceed the permitted limits,then: (a)any such loan charge shall be reduced by the amr�unt necessary to reduce �.�,;;��.
<br /> the charge to the permitted limit;and(b)an} su�s alQear]y collected from B�rrower which exceeded petmitted limits will be �,; ;, •� '4 S
<br /> ` refunded to Bormwer. Lender may choose ta m�ke this refund by reducing the principal owed under the Note or by making a ;,j;;•,;:,,; � -
<br /> °;.�,�•i•���'� direct payment to Borrower. If a refund reduces principal,the reduction will be treated as a partial prepayment without any °;�,.::,���! :1�.+ `
<br /> " prepayment charge under the Note. t �� `
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<br /> 14. Nottces. Any naice to Borcower provided for in this Security Instrument shall be given by delivering it or by � ��`'.�14�•���
<br /> ' mailing it by Cnt cluss muil unless applicable law requires use of another method.The naice shal!be directed to the Property �'' ;
<br /> � Address or any other address Borcower desi€nates by notice to Lender. Any noticc to Lcnder shal]be given by first class , �•
<br /> mail to Lender's addrexs stated herein or uny otNer address Lender designates by notice to Borrower. Any notice provided for
<br /> in this Security Instrument shall bc deemed to huve been given to Borrower or Lender when given as provided in this ��
<br /> paragraph. �•�'� '_
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<br /> I5. Governing Law;Severabtlity. Thi� Security lnstrument shall be govemed by federal law and the law of the :'��Y,f�i-�=;:.,.".;
<br /> juriuiiction in which the!'roperty is luc:ated. In the event that any provision or clause of this Securi�y lnstrument or the Note ', �����i.��l
<br /> � contlicts with applicable law. ,uch conflict shall not affect other provisions of this Sccuriry Instrument or the Note which can ,„',
<br /> '�� be given effect without the contlirting provision. To this end the provisions of this Security Instrument and the Note are �
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<br /> r;:;. �; declared to be severable. •
<br /> ':'tr�_�� � , 16. Borrower's Cop�•. BorcoN•er,hall be givrn one conformed copy of the Note and of this Security Instrument. ° • �
<br /> � �� �:t' 17. 'Pramsfer of the Property or a Beneficial Interest in Borrower. If all or any part of the PTOperty or any interest in . •�.._
<br /> it is sold or tP:+nsferred(or if a be:neficial interest in Borrower is ,old or transferred and Borrower i�not a natural penon) , _ '��
<br /> >al�".. without Lendrr's prior wriuen ronsent, Lender m;�y,at its option, require immediate payment in full of all sums secured by �;�,. , ��: '
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<br /> ,,;:,, this Sccurity Imtrument. H��.rver,thi,option shail not be exercised by Lender if exercise iz prohibited by federal law as of •`��•'
<br /> ���'>>s,• tlie datc of this Sc�urity lns�riamcnt. � -
<br /> • If Lender ezenises thi+ option,Lender tiliall give Borcower notice ot'acceleration. 'fhe notice shall provide a period of � •
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<br /> not les.than 30 day.from thc�date the noei.:i:drlivercd or mailed within which Borrower must�r� all sums secured by this ��Y�;.,,:;i
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<br /> Security Instrument. If Borrower failti t�� Y ay these �um� prior to the expiration of this perioc'., Lrndec may invoke any ,� tc;,:.;}�
<br /> remedie�permitted by thiti Security Imtrur,sent withou[furthrr notice or demand on Borrowec .. �' ,
<br /> � ' 18. Bor�ower's Right to Reinstate. If Bortm�zr meet� certain ronditiom, �urrower s�al: have the ri�ht to have ��.; •
<br /> enforcement of this Serurity In}wment di�rontinued tu ar.� timr prior tu thr earlirr�>f: ta►5 d:i}ti ior such other period as f,;;,�;;,� �
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