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200407584 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />C:Z&� (Seal) (Seal) <br />MELLETTE CERCADO - Borrower HYGIE L. A61,00S - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />dM®57R (0008) Page 4 of 4 Form 3170 1 /01 <br />