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<br /> TOOETHER WJTN all tho impravemcnt�;nn�v aa hereaRer crccted on tha pro�rty.nnd all easeraenis,appurten�nces,
<br /> and flxtures aow or hertnttcr a part of th�property. Ali rcpincemen�g and additions shali also be covcred by this 3ocurity _
<br /> -- Insuumtnt. All of tho fomgoing is rofemd to in thta 3ecurlty Insuument os t�e"Frapeity."
<br /> ----- -- -- BQRROWEitt tOVEATAI�11'S that Horrower ix ia�vfl�iiy satst;d af thc cstate hcreby cnavcysd aad tts�ttha dBht to gra�tt --_—-- -
<br /> __ ---'"'�"- nnd�convey the Ptuperty oad that tha Properiy is unencumbered,except for encumbmrtcea of record. Homower warrunts and
<br /> wiQ defend generaily the dtle to the Pnnperty egainst e11 clai�s and demanda.aub}ect to any eacumbrancxa of�ecard.
<br /> "��":":'�'��""� THIS SEL'URITY INST�tUMFN`1' cumbines unlform covenents for nutionttl use und non.u�iform covenanta with � _- _-
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<br /> "�`=°T��'�� limited varisdons by jurisNcdon to consdtute u uniform sec�uity instn►ment coverlag real pmperty.
<br /> '"�'��� UNIFORM COVSNANI'�. Hor►ower and Lender covenant and agree as faAowe:
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<br /> __:-"° ='"'� �. Pr,y�.nent o!IMlnd�l end intesrR�Preppyiuent aad Iatte Char�. Borrower shall promptly Qay when due the __ _ ___
<br /> ;:-,-=;�� princtp�l of and inte�st an the debt evidenced by tho Note and uny prepaymeat und late charges due under the Note.
<br /> �.r.$��''�`'�`= 2. F�nds[or'!l�xes and�uce. Subject ta spplicable law or to a written wuiver by I.ender.Bmrower shnll pay to - --
<br /> .•�'�������•_:�����,� Lender on the day monthly paymente aie due nnder the Noie.until the Note is paid In ttill.a sum("F1�nds")far.(a)yearly =-__-"
<br /> �rr:, }� .,' taxes and assessments widch may uttain priorlty over dds SecurIty Inst�ument as a llen on the Property:(b)YeArly leasehald = � - - -
<br /> * ..w .;�ti payments or ground nmts on the Property, if any; (c)Yearly hazard or proparty insurartce prcmtupis: (d) Yeariy flood =� - --
<br /> . ' insurance pnemivms,if any:(e)Yearly mortgago inaurance prerniums. ii any: and <�any sums payable by Bonrower to t�-�—
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<br /> • Lender,in acc�ord�c+ilth the provIslons of pamgraph 8. in Iteu of the payment of mortgage insurance premiums. These �;-,_�=_
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<br /> ` � '�''� items are calted`�ssccc>v�Items." Lender may.at any time.coAeet artd hold Ftinds ia an amouat not to exceed the maximum '�'�""�'""-""�" -
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<br /> �' �`�' amoant a lendea f�a�federaUy mlated mortgage loan may requt�e for Bomnwer's escrow aa:ount under the federal Real
<br /> �:A`�..: .• '=`"':� Estate SeWeare¢et�nacoda,u+es Act of 1974 as amended from dme to time.l2 U.S.C.�2601 et aeq.("RESPA").unless ammher �`��_�R`-
<br /> , ..�.�� �� law that applies eo tQrz 1Funds sets a lesser amount If so,I.ender ma ,at any s3me.collect aad hold Funds in an amouat avr.to �"`°°°
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<br /> � exceed the less¢r aeaaan� L.ender may esticm�zte the amount of Pwnds due on the basis of cument data aud ��attte �;:c�:_,�
<br /> estuna.tes of ex�eu�itrrns of future lEscaow Ace�r.s ou a¢henvise in accordaaoe with applicable law. ��r�;•:°°
<br /> .�• '8'�e Wutds shall be held 'en ae�iru�nce�ti�w&��se d,e�osics are insured by a fedeiaD a�.ncy. iasuumentality.vr¢uaEty , . ,`�~���`
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<br /> • (iacludimg I.eader,if Lender is such ace insatueeoa)oa in am�r Fec�ral Home Loan Ranrc. D.e¢dcr shall apply the Furtds co pay � ���_===- -
<br /> •' : the�sc¢rnv Items. Lender may not charge�Qmow¢r for 44�l�iag and applying the Fuads,annuaUy�lyzing the escrow �4 .:;,. .:•=` --�
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<br /> " aocount, or verifyiag the Escrow Items. unless L.emder pays Borrower mterest on the �ine�ds aac�agr�pF,csable law permits r;',. ..•:;;�.;:�c�
<br /> • Lender w make suc6�a ch e. Hawever.I.e�der aRa uire Bocrower to a a one-Wm fvx au inde ndent real •" '!�,''���Vj;:�;. `°`-
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<br /> . estat¢tax reporteng service used by Lender in conaecdon with this loan.unless applicable Gaav providl�s�therwIse. Unless an ':��,;,r:�r.•';-_�
<br /> a n�xnt is made or a Iicable law uues intenest to be aid.Lertder shali not be ue�to a Bomower an interest or '•'t��'`•''i��
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<br /> ' �., eamiags on the Funds. Borrower and L.cnder may agrce in writing.however.that intezest shall be paid on the Funds. Lender '�:''?�,� - ,
<br /> , shall give to Bomower,without charge,an annual accounting of the Ft�nds,showing cmaflaas and debits to th�Fiuids and the �: "'„Y..
<br /> . puc�wse for which each deb[t to the Funds was made. The F�u►ds are p!¢dge+�t as addidonal security for all sums secured by �* _
<br /> ihis Secarit;Insh+�.�?nt. '
<br /> If the FStuds he�d by I.ender exce�d th� amounts permitted to be h¢!d my aF�Dicable law, Lender shall aocout►t to `�
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<br /> . Bomower for the excess Funds in accordance with the mquiremenu of applicable law_ di tEre amount of the Funds Crtk�i by �r�t.
<br /> � Lender at any timE is aot sutllicisn�to pay the Escrow Items when dae.Lender may so m!ouofy Borrower in writing.��,in . '�1"''.-s.
<br /> such c�se Borrower sfial! pay tv Il.ender the amount neoessary to make up the defi�ie�cy. Bomnwer shall make u�► the �"�s��S;y;,.`;
<br /> defictency in no mo��ean twelve montlily payanents.at Lender's sole discretion. '.�`%�
<br /> . Upoa payn,ent im ffraEl of all sums secured by this Securiry Instrument,Lender shall prnmpdy refund ta Bonower any •, , � ��,
<br /> � Funds held by L.ender. Yf.under paragtaph 21.Lender shall acquire or sell the I'roperty,Lender,prior t�the acquisition or . •• . � !':�
<br /> . sale of the Property,shall apply any Punds held by I.ender at the time of acquisidon or sale as a credit a�ainst the 9ums ;, . qy�.. • r''
<br /> �� . secuted by this Security Insuument. ' . ' ;'t1�'• .
<br /> 3. ApplicaHon of Pfayments. Unless applicable law provides otherwise, all payments ceceived by L.ender under �
<br /> . , paragcaphs 1 and 2 shall be applied:first, to any prepayment charges due under the Note;second,to amounts payable under ,;t� �
<br /> paragraph 2;third,ta inte�est due;fourth.to principal due;and last,to any late charges due under the Note. ��,.;
<br /> ?:� � 4. C6arges; Lteoa Borrower shall pay all taxes, assessments.chnr ges, fines and imposido�s auributable to the �• '� �,�'�-Y
<br /> ' `,:`:;!.:_. propecry which may attain prioaty over this Security Inswment,and leasehold payments or ground net�ts.if eny. Borrower � ,��.,.:};��=;:
<br /> � ;�.:��.�.� � shall pay these obligations in the manner provided in para�ruph 2,or if not paid in that manner,Boaower shall pay them on � •f'�'� �``
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<br /> �'��'`�=��'� time direcdy to the person owed payment. Borrower shall promptly furnish to Lender ali notices of amounts to be paid under •��:�;,;._,,�r -
<br /> � ' `��'��•�, this h. If Borrower makes these a ments dirextl ,Borrower shall rom d furc�ish to Lender recei ts evidencin �. . /�n;�.`.;;!�:..
<br /> P�b'�P P Y Y P p Y P � . �' �,�'�}�t��y���'
<br /> � the payments. •�':. �.Fi�:t��ul'
<br /> • Borrower shall prompdy discharge any lien which has priority over ihis Security Instrument unless Borrower.(a)agnees �:_.._�.,�
<br /> ne
<br /> in wripng to the payment of the obligation secured by the lien in a manner acceptable to Lender,(b)contests in good faith the '�-,jsry;f,�. •`;, �+.;�-
<br /> � , lien by,or defends against enforeement of the lien in,legal proceedings which in the I.ertder's opinion operate to prevent the ��;�.�„Qf,� .� •
<br /> . enforcement of the lien:or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinaung the lien �<a�? . ;�
<br /> • to this Security Instrumen� if l.ender determines that any part of the Propecty es subject to a lien�vhich ms��sttain priority " °•• -� � .-
<br /> �� over this Security Inswment,Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take • ,
<br /> one or more of the acdons set forth above within 10 days of the giving of no�nce. � ;�;�t i;rt '
<br /> 5. Hazard or Pro I�rance. Borrower shaDE k�� the im ror•emenu�uc�u er.usan or hereafter erecte�on the '� }�, ��
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<br /> " Property insured against loss by fire,hazards included wit3nnr.e'�_term"extended cove�Y�^'and any other haza�ds.iea:!¢ding I .r ;;�� ;
<br /> „ flood.a or flooding, for which Lender require�insurance. This insurance shall be maintained in the amounts artd for the ' `•���'i':`
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<br /> Form 3023 9190 (ptRt:nf b pugtsl
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