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<br /> -- TOUETIi�R�V1TH ell the impzovcments aow or herwfter erecud on the��ti���all casementa�nppurGen�ea, and
<br /> -- ---- tlxtures now or trEreafter a part of tha property. Al! nnlaeemenss and addittons shall e,lsa bo covered by thia Socut�ty
<br /> �� Instrun�ent.Ap of ti�e faregoing is refene�to in tt�is Secu�iey Instn�ment as the"Property."
<br /> � BORROWER COVBKANTS that Eaerower ia lawfuily�e�sed of the estvse heieby�onveyed and has tite right to grant nnd
<br /> — -- oonvey tho Fhrperty and that the Praperty fa unencumisercai,excej►t for encumbren+ecs af r�arord.BorroEaer tvsrrents snd witl �__,-._
<br /> - ---- -- defend gcnemily thc tttle ta the Pmpecry against all cluims nnd demnrtds.subject to any encum6rances of eecord.
<br /> THIS SECURITY INSTRUMENT couibin�.w unifozm cavenur�ts for national use and non-uniform oovenants with limited
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<br /> _ ____ __� variations by jurisAiction to corstiwte n uniform secudry instrnment covedng real property. _ .,
<br /> � UNIFORM COVENANTS.Borrower und L.ender covenant und agree as follows: �
<br /> "'"�:.:«����. 1. Payment ot Princlpnl end Interest; Prppaymeat and Lsite Cdarges. Borrower shall promptly puy when due the
<br /> �__--_�__—� priacipal�f nnd interc4c on tha debt evtdenced by the Note and a»y prepnyment and late charges due under the Note.
<br /> .� -- 2. Funds tor Taxes mnd Ia�surance.Subject to applicable law ar to a wrinen wAiver by l.ettder, Bor�awer shall pay ta
<br /> -''�'`` .� I.ender on the day monthly payments are due under the Nate.until the Note is paid io full,a sum('Funds")for:(a)yonrly taxes
<br /> a L�3-�_„___� �
<br /> --�ry' and essessment�whtch muy uttain pdodty over this Secu dty Instnunent us n I Ien on t ho P r op�rty;@)year ly leas s h a l d p a y�n e n t s
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<br /> ^�,, �-r��,•, �' or ground rents on the Praperty.if nny;(c)yearly hazand or property tnsurunce premiums;(d)yeady tload insurance premiwns. ,`—
<br /> �;�r�.r�;.��°,� if any; (e)ycady mortgage insurance premiums, if any;and(�nny sums payable by Borrowcr to Gender.in accordance with
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<br /> ,r,�t,, .-..'';: the provisions of parasraph 8,in lieu of the payrreent of mortgage insurance premiums.These items aue called "Essrow Items."
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<br /> �•., . .. t Lender may.at any time,oollect and hold Funds in an amount not to exceed the maxImum amount e lender for a federally ..
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<br /> -, ;r;. �. `�" relatai mortgage loan ma,y require for Barrower s esc�w e�ccaunt under the federd!Re,�l Fstate Settlement Pmcedures Act of
<br /> ' '•°+���a '� t4�74 as ame¢ct�d�'mm sime to time. 12 U.S.C.Sectio� 2601 et seq. ("RESPA"),unless another luw that applies to the Funds -_
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<br /> �;',a:°,:�;�..� :�. sets a E��s,ee a►i1ouE2c. bf: so. t.cndcr may. at any time, collect actd h4l�t Fv.ads en aer.t�mount not to exceed the lesser amount. `�,--
<br /> '�.;����» ".�. , Lettder Qeiay escimate the amount of Funds due on the Q>asis of cue�nt data and reasvnable est[mates of expenditures of fi�tuce ___,_=.,�_..
<br /> ' Esceow Iremsor othenviseinaccordance with applicable law. „::_
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<br /> ' � " The Funds shall bP kteld in an institutlon whose deposits are insurod by a ��:.�eral agency, instrumentnlity. or entity •. !�
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<br /> ;�;�; � (ieecluding ixnder,if Lendee is such an institution)or ire aqy Federal Hame Loan��,r.�uender shall apply the Funds to pay the ;.�,_,..__
<br /> '�`'F'�"' ' Escrow Items.Lender mAy mot charge Hoerower for holding and applying the Funds.�.�nually anaiyzing the escrow account,or '•y;��
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<br /> ;.a. ° veri �n the Escrow Items. uniess Lender pays Borrower interest on the Funds and applicahle 1����ermits Lender to make sueh �ts�,:�..
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<br /> :.,,�, a rhazge.However, Lender may reyuire Boaower to pay a one-time charge for an independent rral estate tax reporting service .,�.�„
<br /> :�,:�..�, '" used by Lender in connection with this laan, unless a�plicable law provides otPaerwise. Unless an agreement is mede or � .�;;;,�•
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<br />,��.:;;�. � " applicable law mquires interest to be paid,I.ender shalB crat be required to pay Borrower any interest or earnings on the Funds. �;•.�;;��
<br /> 'ru'' �� Borrower and f.ender may agree in writing,however, a ha°i interes t s h a l l b e pai d on t he Fu n d s. L e n d e r s h a l l g i v e t o B o r ro w e r. `_-'=`--—
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<br /> ;��-> �'•--' - withaut chargc, an annual accounting of the Fn�dc, chnwiag credits and debits to the Funds and the purpose for which�act► ���:
<br />.;�{��, . debi�to the Funds w�.s rtiade.The Funds are pledged as additional security for all sums secured by this Security Instrument. ��
<br /> :';,,;�• " If the Funds held by L�nder exceed the amounts permitted to be held by applicable law.Lender shall account to Borrower
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<br /> ,�,J , fc�r the excess Funds in ncc•a�rdance with the requiremer�t.of applicable law. If the aannunt of the Funds held by L.ender at any �..;::.�,..-_.
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<br /> �� �,°, '�• Rime is not sufficient to paq ine Escrow Items when due, l.ender may so notify Borrc*«cr in writing,and, in such case Borrower ���--
<br /> • " , , ''�f'� yhail pay to i.ender the amount necessan to rnake up the deficiency. Bc�rcower shall rnake up the deficiency in no more than ' '�—
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<br /> 1�,i�. � "'�'�'f�� tweive monthly payments,at Lender's sooe di�rretion. �t•,�n
<br /> � Upcm payment in fuU of ail sums se�urecl by this Securiry In,trument, ixncter shall prumptly refund to Borrower any �5�"�t::-�
<br /> " Funds held by i.ender. If,under paragraph 21,Lender shall ncquire or sell the t'r»�+eriy.Lender,prior to the acquisition or sale `����' �� :
<br /> '�'i�• of the Propeny, shall apply any Funds held h}�Lender ut the time nf acyuisition ar+ale as a credit against the sums secured by
<br /> � this Serurity Inserument.
<br /> 3.Applie�tion of Payments.Unle.�upplicahle la�c pro�•ide��uierwise,all payments received by Lender under paraFraphs ,
<br /> 1 and 2 shali be applicd:first, to any prepaymcnt charge�duc under th�Note; ,econd, tu amounts payable under paragraph 2;
<br /> � " thirci,to interest�ue;founh,to prinripul due: and lust, t��any lute churge�due undef ihe Note.
<br /> 4.Charge:s: Liens.Borrc�Wer tihull pa� all taxe+, a.tie.timcnt., chargeti. fin��and impo.itions attdbutable to the Property
<br /> . „=h; which may attain priority uver thi+ Sc�i3ri�� Intitrument, a»d lcuuholJ pa�•ment� or ground rents, if any. Bormwer tihall pay
<br /> ���'�`�� these ohligati��n+in thc manncr pra��idei' ii: par•rgraph?,or if not paid iiz that manner.Burcci�•er�half pay them on time dire�t;y
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<br /> `e to the}xrson uwecl paymcnt.B��rr�iw�cr tihall promptly furni�h to I.cnJrr ull not�rc� nf amountti ta bc paid undcr thi�paragraph. ,,.
<br /> tt Borcower make�thesr paymem�Jircctly. Beirr��wer tihxll prompd� turni,h tu Lendcr rcYeipt�r��iJencing the payments. J;";�:•..
<br /> ' Bcme�wer�h.dl prun�tly dixharge an� lien w•hich ha�priurit�� u�•rr thi,S�wurit� lntitrunxnt unlc++BoROwer: t•r1 agree+in f�;��''
<br /> writing tn the paymcnt ut the��hligauon.erurc�i hy thc lien in a manner arreptablr tu Len�i�r.t h�wntc.t�in�*�kx! faith thc licn '�`"1`
<br /> • hy. ar defind. again>t �nti�rcement uf thc lien in. legal prekr�din__� ��•hich in the 1_endrr'+ �,piniem uperate tu p�event the
<br /> � enfiirr�mrnt of the lie�i:nr �c) �crureti frum thc hc�IJcr of thr lien un:iLrecmrnt ,ati.fartury tn LrnJcr.uh��rdinating the lien to
<br /> thi�Scruriry [nstrumrnt.lf t.�nJer detrrminr�that an.. p.�rt c�f thc Pro�xrt� i.�uhjc.l tu a lien «hirh ma} attain prinrit�• aver ��';�
<br /> . . � ;i::.Securih•lmtruntcnt. Lendcr ma��gi�c B��rru�.cr a n��tirr idrntif�ing thr licn. fs.,rn,��cr �h311.at�.(} the lirn ur takc onc or
<br /> m��re��f thc a�tiun..rt t�mh ah����a ithir. h�.ia�•.��(thr;!i�ing uf n�riirr.
<br /> �!�.��: Form3028 9'90
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