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<br /> .���F 4b�'�S•tI7L y�u{� _ � _-- _ —__
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<br /> _.�.!i....:�.::tix?L7�
<br /> - _ . �4-�0�'7�� _
<br /> ----___ S. Hwz�rci or Pmperty Insurnnce. &ttmwcr ehnll kcep the improv�mcntx nc�w exi�dng or harcnftcr crccted on Itto
<br /> ���� l�rapeny insurcd ngnlnwl I�ssy by tlre, hn�nrci!+includod within the tcrm"extended��vcrngo"cnui nny uther hAV��rAa. !ncluding
<br /> ---- Ilu�uia nr t1:H�lh�g. fi�r whish l.ci�dcr�cytilrcfti Intiurnncc. Thix insurunca ehull bo rnalntninc�l ln ti�o smuuntx u�i�l tar�t�o perlcxte
<br /> --
<br /> �-� lhut I.Qnder��}ai►cx.7'ho Inaur�u�ce carricr providing the ii�st�rance�Hal1 be ctsas�n hy t��rr�:�ver r:t�hJes:t ti�l.e�e�er'8 upprovul
<br /> -."'�'=�`'� which xNuQ n��t ho unrrasunuhly w�tl�hcld. IP t�nrmwor fi�ila tu inuinudn evwcniljc dt�crlbsxl nbnvo, l.,cfe�ic�mt�y.nt Lcndcr'r+
<br /> ______ opUan.obtain cavcraga�to pmtest t.�ndcr'x rlght�!n tho Pru�recty in accv�rdanco with pimigmph 7.
<br /> � �`�''`~� ' AN i�surnrtce pnilriec n��d renewnlw xhcill Iu��►creptobte to l.ender ond�hall Include a stc�ndnrd�ncm�n�o claur�e. I.endee
<br /> ,;s ta�y4a'Y�'� shnil have the rtght to hntd the policte9 und renewals. If I.endor m.quioea,Bc►rn»ver e6ulf pmmntly give ta I.cndcr all rereipta af _
<br /> `"=�;'���`'' puid prcmiuma und renewal natices. [n the event af loss,8nrmwer ahall give pmmpt natice to the i�sucanee cArrter and Lender.
<br /> .../..�. .'.�r ..y
<br /> �.��;;__,.;��,:�a, I.ender muy muke proof of la�s if not made pramptly by 8ormwer. �
<br /> Unless Lertder and Barrower otherwise agree in writing, insumnce procceds shall be applied to r�.storntion or repair of the
<br /> � Property damaged,if thv restoration or repair is economically fenaible and Lender's secudry is nat lessened.If the iestoratIon or —
<br /> ' � � repair is not eamomicnlly feasiblc ar i.ender's security would be lessened,the insurar�ce prnceeds shall be applied to the sums __ _
<br /> " _. ' ' secured by this Secudty Instrument. whether or nat then due. with uny excess paid ta Borrower. If Borrower abandons the
<br /> x Property,or d�not ariswer within 30 days a notice from Lender thnt the insurance carcier has affered to settle a claim, then
<br /> ' • A.ender may mllect the insurance proceeds. Lender may use the pracceds to reg�air �Y resto�the Property or to pay sums
<br /> secured by Chis Security Instrument,wheti'ier or aot then due.The 30-day Rerlod weq b�gin cxhen the noeice is given.
<br /> � Untess Lender aad �orrower otherwise agree in writing, any application of prozeeds to prittripal shall not extec�d or
<br /> postpone the due date of the monthly gay►nems referned to in paragraphs 1 and 2 or cliange ¢he amoune of the paymencs. If
<br /> � " undet parag�aph 21 the Property is acquiaed by i.ender,Sorrower's right to any ie�surance policies and proceeds resuleing from �
<br /> damage to the Praperty prior ta the acquisition shall pass to i.ender to the extent of the sums secured by this S�curity Irestrument a��=--
<br /> , �,��`•'• - immediately prior to the aequisition. —
<br /> .•;.,..t;:'-�i,;l;� � �.
<br /> ;� �,��,�;,t:.,,,:,,.�f 6.Qccupancy,I"��srrvatiore,Nflafiontenance and G°mta4ioae mf tE�e Proper¢�:�orrow�v s U.oan Applicatlon;I.Pase6nan�rtds. �,;,i-
<br /> -�•r�:�•::;�r��,s' Bonow�•er s9�ali occupy, establish,aac�use the Property as Borrowee's principai residence�rovhim sixty days after the exesucc:�n af "'° -
<br /> 1 ��..I�ryf`.:fi'�'�ii � �Ni[iL_
<br /> _•;��,.j�,��!;•„�.� ihis Securit,� instrument and shall a+ntinue ta oces�+y tGe Proper���as Bonower's principal residence for at least one yr,�r uitec �:�
<br /> . the dute of cx:cupaney, unless Lender othenvise uErzes in writing, which conyent shall not be unreasonabb}•w�ithheld, oT u�lrss
<br /> �.�_
<br /> , ' ° extenuating circumstances exist a•hich are bey���ac� Horrower's control. Borec��ver shall not destroy, c9.�rnage or iznpair the '�
<br /> . Pmperty. altow the Property to deteriorate, or cammit waste on the Property. Bonowcr shall be in defa�lt if any fa�rfeiture =
<br /> aetian or prnceeciing,whether civil ��r eriminal, is begun that in Lender's good faith judginent eauld r�nit in forfeitnae uf the =
<br /> Property or otherwixe�matesiatly impair the lien created by this Security Instrument or LencBer's security interest.Borrower may ,�,,,,
<br /> : cnre such a dcfa::::a:�.' ......s:at�,w�Y-�ri�ec!in ps.:�raph 18,by�rausinb;�a.......-;.:.w°��:^g!�!w�9sr.::�.ec!v:::!:a r•;:^e =- ---
<br /> • that. in L.ender's �;anTd Saiih detemdnatinn, prec�udes forfeiture of the ��rr�wcr's i�aecesn iro Qhe Propeny or other rreaterial ti;==:-
<br /> '"r.;�,;:: " impairment of the lien .rca�ed �a��thi> Security lnstrument or l.ender's secGC3;} 6ntesese. �orco�ver sht►1D also be in defautt if i="-`'
<br /> Borrower,during the loan applicatiun pracess,ga��E rnateriatly 6aCse or inaccurate infonnation or statements to L,ender(or failed -
<br /> to provide Lender with any mnterial ini��rmatioN in connection with the toan evidenced by the Note,including,but not limited �
<br /> to,representutions cemcernin�Burrawer's occupancy of the Pmpeny ati a principul residence. If this Security Instrument is on a �••:.�=_
<br /> leasehold, Borrower shull comply with all the provisionx of the lease. If Borrower acquires fee title to the PropGrty, the `'�- .
<br /> teasehald and the fee title shall not merbc unless L.endcr agrecti to the merger in writing. -
<br /> 7.Protection oP I.ender's Righ�c in the Pmpee�ty.lf'Bc�rrower f:�ils to perform the covens�nts and agreements contained in ` "'
<br /> this Secunty Imtrument.or there i. a legal proceeding that may�ignific:uitly affect Lender's rights in the Property (such as a � .
<br /> pmemiing in bankruptcy.prabate, f'or r��mirmnation or farfeiturr or ro enforce luwti c�r rcgulations),then L.ender may do and
<br /> puy fi�r whatever is necetiktry to pn�tect thc valuc of the Property und i.endcr'� rights in the Property. I.ender's actions may
<br /> � . include paying any sum. secured by a lien which ha� priority o�•er thi. Security Intitrument, appearing in court, paying
<br /> � � mascmuble uu��rneyx' fecs and entcring on thc Pmperty tu makc rcpuir..Althougl� Lcnder muy take action undcr this paragraph
<br /> 7,I.ender dixti not have to do ui.
<br /> Any xmountx disburca3 by Lender under th�ti paragrapli 7 .hull become additicmal debt of Borrower secured by this
<br /> Security Instntment. Unlcss &�rmwer and l.ender agrce to other term�of payment, the+c amountx shall bear interest fmm the
<br /> date ��f diabursement at thc Notc rate bnd shull he payublr, w•ith intcrcu. uExm natirc from Lender to Bottower requesting
<br /> payment. .
<br /> 8.111ortgage lnsurance.If Lender reyuireei mortgagr insur.ince a�a condition of making the Ic�an�ecurcd by this Security
<br /> Imtrument, Born�wer�hal! pa�� the prcmium� reyuired ta maintain thc m<�rtgagc in.uranre in effert. If, fi�r any reaum, the ,f
<br /> mortgage inwrunce rover.�ge reyuind M� Ixnder tap.e���r rcase�to he in effect. &�ttuaer shall pay the premiwns required ta
<br /> obtuin co�erage�ub�tantialiy ryuivalent [<�the murteagr imur:�nce pre�•iou�ly in rffrrt.at u ro�t�ub�tantially eyuivulent to the
<br /> co.t ta Borrower uf the murtrage insurancc prc�•i��usiy in rffect. frum�n alternute mortguFe in�urer approveci by Lender. If
<br /> +ub�tantially cyui�•alent mortgage in�uran�e r<»rragc i�n�u a�ail;ihle. Barra��•rr.hall pa� tu l.rnder rarh month a tium equal to
<br /> one-taelRh of the��early mortgagc inwra�uc prcmium ixing paid b��&�rrowcr ahen the in�uranre ra�•erage lap�ed ur rea+ed to
<br /> hc in ef(ect. Iw:nder w•ill arrept, u.e and rctain thex p:n•mrnt.s. a lo.. rr.rn•e in lieu <�f murtgake imwance. Loss reserve
<br /> Form 3028 9190
<br /> ' c..r�l,•f.
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