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<br /> _____.:--_--- S. Hazard or Property It�suranee. Barrower shaU kecp the improvcmenta now existing or hereaRer erected on the _
<br /> --.—. ....- -- Property insurod against loss by fire. huznrds irtcluded within the term "extended cavcrage" and nny athcr ht+zards, includinB _ _—
<br /> __ --_ flooda or tloating.for which Lender requires insurance.This insucwu�e shali bc maintairt�iu t6�ntitouttte and fos the peclocis
<br /> � -•�-_• thAt l.ender reguires. 'Chc insurance carrier provtding the insurance shall be chosen by 8orrower subject ta Lender's appraval
<br /> _=�_��� which shalt rx+t be unrcasorably withheld. If Harrower fails ta maintain covcrage described alx►ve, Lender may. at Lender's --__°�--------_-�-
<br /> - ----- optian.obtnin caverage to proiect I.ender's tights in the Property in accordunce wtth paregraph 7. �
<br /> ---_ AU tasurance polictes and renewals shall be ucceptable to l,ender and shall include a stcutdard martgage clause. I.ender -
<br /> .r�n:.,_ .,._.�:. �,�.
<br /> _; --- -- ,_;� sha11 havs:the right to hold thc palicies and renewals.If Lender requires.&irrower shall prompily give to I,ender a11 reccipts of �- ----- --
<br /> . !o�wra¢� _ ._ _._.._
<br /> 7;,.°:.T;;:°'::=��—"= paid pt�emiums and renewal n�tices.In the event of loss,Bonower shall�lve prompt notice to the insurance carrier and Lender.
<br /> _ '^r� Lender mAy make proof of loss if not made promptly by Borrower. —
<br /> ��;����;,�''�, Untess I.ender and Borrower otherwise agree jn writing, insurance pmcceds shall be applied to restoration or repatr of the ==_ - ��° - —
<br /> �� � ' � Property damaged.if the restoration or repair is economically feasible and Ixnder's serurlty is�ot lessened. If the restoration or � —
<br /> ' .. . . .' mpufr is nat economically feasible or Lender's secudty would be lessened, the insurance pmceeds shall be applEed ta the sums �t'Mr"����•-
<br /> �1��.,__---
<br /> �' � ' secuced by this Security Instrument, whether ar not thcn duc, with any excess paid to 8orcower. If Borrower aba[tdons the "�``��-�
<br /> ���"� •.•�s•�i`-�9;— - r..
<br /> Property. oc does not enswcr wlthin 30 days a notice fmm Lender that the insurance carrler has offered to settle a claim,then �
<br /> � l.ender may colloct the insurance proc�eeds. Lender may use the proc�eecis to repair or restore the Pmperty or co pay sums ;� ��. t , .'�;.°,,�
<br /> ' ''��� , , secured by this Securiry Ilnstruine�¢,vrhether or not then due.The 30-day period wtU begin wUen d�e notice is given. �`"'� ' `'''
<br /> .....�A'1��� y_-^ .
<br /> ,. Unless I.eRder artd �orrower otherwise agrce in writing, any application of procc�eds to princl�at s6all not extend or ��: �,�:�s�:�
<br /> ,'� postpone the due date of the monthly payments ret'erred to in paragraphs I ar�d 2 or change the ainvunt vf the payments. Df �� �'`^'��`'�-
<br /> under pnragraph 21 t[te 1o'roperry is acq�ired by Leader,8arrovrer's right to any insurance g�olicies and proceeds nesulting from �''_`":��``�`•---
<br /> _. _ ... _.
<br /> . damage to the Property grriar to the ac�quisition shall pass to i.ertder ro the extent of the sums secured by ehis Securiry Instrument �•
<br /> , � � immediately priar to¢lte acquisition. �� ;�: ';��—
<br /> � 6.Occupancy,�esrrvatton,Maintenance and�'rntectton of the Property;Borrowe�'s 9.,oa�Agn�e7a�tion;I.easeholds. ,� .���;a;
<br /> Barrower shall occupy,estabtish,and use the Propeny us Borrower's principal residence wiehi�r,sixtv days u�oer the execution of _---
<br /> ' this Securiry Instrument and shall continue to occupy the Property as Borrower's principal resn�encr for at least one year after ,�;'�:;---
<br /> • the date ot'occu asic unless I.ender atherwise a rees in writin which consent shall not be unrcasunabl withhetd. or unless ' ��`�-""-
<br /> P Y� g g• Y :.,r.;,,�«.....
<br /> . ' extenuatirtg circumstanees exist which are heyond Borrower's contmi. Borrower shall not deatroy, damage or impair the - '^�?'°i"��-
<br /> • �f-_
<br /> ,° Property, allow the Property to deteriorate, or commit waste on the Property. Borrowcr shall be in defauft if any forfeiture �,�rr
<br /> action ar proceeding. whether civil or criminal, is be�un that in I.ender's goad faith judgment could result in forfeiture of the ; �'
<br /> � � Property or atherwise materially impair the lien created by this Security Instn�ment or t.,ender's security interest. Borrower may ��
<br /> cure such a default and reinstate,as provided in parngraph l8, by causing the action or procceding to be dismissed with a ruling �
<br /> ; that, in i.endcr's gocni;faith determina[ion, preciudes forfeiture ot the t3orrowcr's �nter�:t�n the Yroperty or other matenai °� � :�``
<br /> � impairment of the lien created by this Security Instrument or l.ender's security interest. Borrower shall also be in default if
<br /> � Bonower,during the lonn application prncess,gave materially fatse or inaccurate information or statements to I.ender(or failed ti °
<br /> to provide Lender with any mAterial informatian)in connection with the loun evidenced by the Note,including,but not limited �.
<br /> ,;t,'`'; : to,represEntations conceming Borrower's occupuncy of the Propeny as a principal resideace.If this Security Instrument is on a � ;• -
<br /> �� '�� leasehold, Barrower shall comply with ali the provisions of the I�ase. If Borrower acyuirc� fee title to the Property, ihe ;z?�,`,.
<br /> ' leasehold and the fet tide ahall not inerge unless I.ender agrccs to the merger in writing. ' �.;`�;�'?�;��f�
<br /> . ,. 7.Protection of Lender's Rights in the Property.If Borruwer 1'uils to perform the covenants and agreements contained in • �.;;•` .
<br /> =��'��' . this Security Instrument, ar there is a legal proceeding that may signiticuntly affect Leneier's rights in the Property (such as a �.•.:."�
<br /> ••:5•:;•` proceeding in bankrup[cy,prohate, ti�r condemnution c�r f'orfeiture or to enti�rce laws or re,ulatinns),then I.ender may do and .;';r,,f" •"
<br /> '�.x,i7's ' � +:%i ;'.-'.�E�il�
<br /> pay for whatever is necessary ro pmtect the value ot the Property and Lcnder's rights iro Ihr Propeny. I.ender's actions may •'�"••,:�� ,�
<br /> ���,
<br /> .r�..�j,'�
<br /> include paying any sums secured by a lien which hus priority ovcr thiti Sccurity Instrument, appearing in caurt, paying „ 1r�
<br /> � reasonable attorneys fees and entering on the Property to makc repairs. Atthough I.cnder may rilce action undcr this paragraph ��� .
<br /> 7,Lender does not huve to du so. ` ,
<br /> Any amounts dixbursed by Lendrr under this paragraph 7 shall hecome aJditicmal dcbt of &►rrower secured by this ` .,;.;�. ,; , "
<br /> Sec:urity In�trument. Unlcss Borrower and Lender ugrce to othcr temiy uf peymcnt, thc.r um;�imts shall bear interes¢ t'mm the `?;;Y.: � .
<br /> date of disbursement at the Note rate und shall he payable, with intrrest, upon notire t7��m I.endcr to Borrower requc�ting ��
<br /> payment. , .
<br /> . . . 8.Mortgage Insurs�nee. If Lender reyuirecl nwrt�uge insura�xe a�a conJitiun of making the I<�an seeured by this Security � � ,
<br /> Instrument, Bnrrower s�+all pay the premiamti required tc� maintain the murtgage ins�r,mce in effc�ct. If, for any reason, the
<br /> mongagr i��surunce cuvrrage reyuired by Lender Isp�es ur ccase�tu he in rff'ert. I��rro«cr ;liall pay the premiumt reqs::red to
<br /> • obtain coverage substamially equivulent to the mungage in>uranrr previou,ly in ctfcrt. ;�: :i:��st>ubtitantially equivalenc to thc
<br /> .�� , rnst to Bc�rrower of the mongage insurance previou�ly in tff�ct, tYom an alternate mortgage in.urer uppruved by Lender. If
<br /> substantially eyuivalent mortgage in�uranre r�weragc i` not availaMr, Borc��wer tihall pu�•to Lrnder earh mcmth a�um equal to
<br /> one-twclfth of the yearly morigage insurunce premium txing raid hy Burruw•cr w�h�n thr inwrarne ru�•erage laptiecl or cY�sed to I
<br /> he in rl'fect. Lender will accept,u�c and retain the+�payment�a� a I�n� rrtien•r in licu ��f m��rtgage inwr:�rne. Lc�s. r�serve i
<br /> • Form 302$ 9190 '
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