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<br /> _- - TOt}ETHER WITH all the improvGmeate naw or hereafter erecied on tho propariy.und e 1 etisQments,uppurtentu►ces, ` _
<br /> -_----_-= and Axtucea now or hemuftor u part of the property. All replacement�und addttions shali ulso be covered by this SecurIry _
<br /> ��"�� Insaument. A1l of the foregoing is�efern�xl ta in thiR 5ecudty lnsuument ns the"ProPerty." —
<br /> 1��;':� _R 80RRC1WFId COVSNANTS that Horrower ia lswfully selsed of the estatc heceby conveyed and has the right to grant _ __°`�`�--
<br /> �••�-� and convey the Property and that the Rnperty is unencumbes�d.except for encumbrances of recard. Bonower wumants and __ - _.__
<br /> � wlll defend genernlly the tide to the Prope�ty against alt claims and demands,sub}ecc to any encumbrartces of record. - --
<br /> ?..�. T.W-a'r'_'7 —-- —.
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<br /> :��`-�r THIS SECURITY INSTRUMENT comb(ncs uniform covenanu far natlonal use and nan-uniform covenants with �---
<br /> ���;� limited varlutIons by jurlsdiction to consdtute a aniform securtty instrumQnt covering real piaperty. �
<br /> a:.��;�.�:--..='�. ��;�--
<br /> r��i. y���;, UNIFORM COVE[JANTS. Borrower and Lender covenant and agnee as follows: �
<br /> .�,,, 1. Payment af E'etndpsl and Interesh Prepaymeat and Late Charges. Borrower shnit prarn�tly pay whea duc thc �«� � -
<br /> �,',.r ,x,s princtpal of and interest on the debt evIdenced by the Note aRd any prepayment and late charges due under the Note. y �,� �_�
<br /> *�'���F� � E. Funds for 7laxes und Inswance. Subject to applicable law or to a written waiver by l.eader.Boirow¢r sSr�Rl�ay to �:�. ��,,,-,-
<br /> `�;�� � L.ender an the day monthiy payments are duc under the Note.u�til the Note ts paid in fuil.a sum("�ds"D�Q�:(a)yearlY ._.,: =��`�'"-�
<br /> _ . t_<�r, :_ ,:.. :;:r:s���;c�:°,-�
<br /> ��-^;t`�'."�°:�<- taxes and assessments which may attair►prIority over this Securicy lnsavment as a lien on the 1P�ro�¢ely:(b)yearly[eaise�totd ;,�.. -•j�,,,,�___
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<br /> .`rt•_:��'•.�;';.v Qraya�e�ets or ground r�ents on the Property. If any; fc) yeaP�y PiazarA or property ec�surartse premiums: (dT� Yearty flood r' �.:
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<br /> _ - . , ., = fle�suraYr.ce premiums, if any: (e) Yearly mortgage insearszmce pYemtiums. if any: and(�an9 sums BrayabE¢Q►�r ��aaower to �.�
<br /> . ; •� ' .rVi. ..x! 31r'� - . "
<br /> l.ertdev.in accaadance with the provisions of Paragrag►�►8,in lieu ofr tlee payment of mortga�e ie►sue�c��preciniurtns. These '' .f-:°='' � .r, _
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<br /> Items aze c�Lte�"Escrow Items." I.end¢r ma�y,at any time.collect and Ltold Funds in an amount mot to exc�edl¢he maaimum • J�"*"�`p �;-
<br /> - • amowet a le�der for a federally �Iated rtevrtgage loan may ceyui�e for Borrowsr's escrow accmum una�i c�e�federal Real '�=':t�,�t:%--.�
<br /> ` � �:,r Fstate Settlememu Poocedsares Act of 1974 as amended from time to rime.12 U.S.C.§2601 et seq.C'G�SPA"),un�¢ss another �.;,N��.;,.,__
<br /> •�:�,: !Aw i ha t a lies to the Fvaee�s sets a lesser amount. if sm,Lender may.at any time,c�l[ect and hold�nds in are ammunt not to .: ��K`' ---
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<br /> � ,`t exceed thRe Zesser amount. I.ender may esumate the a�ceount o f F un d s due on t i te basi s o f c u r r e n t d a t a a n d a e a s o n a b l e •,,;:t>n,_Y r ,�.-{,����:.;,r_ _
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<br /> ��.; esumates off expanditures of future Esemw Items or ei4eern6sr in ascosdance with applicable law. ,- ��¢�.�
<br /> . The�unds shail be held in an instituGon whos�depc�si¢s are n�sared by a federal agency. instrumentality,or entSty � > 'fi��,,_„�.
<br /> �. . .,�:•,:�,-� (including L.ender,if I.ender is such an insdtudon)ar na�any Fedua6 FGome L.oan Bank• Lender shali apply the fl�nds to pay
<br /> the Escrow Items. L.ender ma not char e BorroweQ Bti�r��Pdin and a 1 in the Funds annuall anal zin the escrow , "��'�
<br /> . .y .. Y � 8 PP Y g , Y Y B y... ';q,��,-_-
<br /> , account,or verifying the Escrow Items, unless LendeQ�avs Borrower interest on the Funds and applicable law permits ...�,
<br /> � Lender to make such a charge. Ho�vever,Lender may require Borrower to pay a one-time charge for an independent real ''�`:.�'
<br /> (� estate tax reporting service used by Lender in connecuon with this loan,unless applicable law provides otherwise. Unless an y�;�,=
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<br /> ^ agreement is made or applicable law requires intecest to be paid.L.ender shal!not be required to pay Borrower any intemst or ', '� Y.�-
<br /> ��� ° „ eaminga on the Funds. Borrower and Lender may agree in wnting,however.that interest shall be paid on the Funds. Lender �� .�`���,:_�
<br /> , ,,: shall give to Borrower,without charge.an annual accounting of the Funds,showing credits and debits to the Funds and the :,: : �f�
<br /> s •s; pwpose for which each dlPbit to the Funds was made. The Funds are pledged as additionai securiry for all sums secured by ` :
<br /> . �,,.;'; ° thie Sex:uriiy b�auuii1cJii. "- _
<br /> . . . ',s���.•�•;_ If the �urtds held�y Il.ender exceed the amounts permitted ro bC held b a licable law. Lender shall account to ����;''�•-•
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<br /> ,,;,,;; Sorrower ffrsr¢�he excess Funds in accordar�ce with the requirements of applicable law. If the amount of the Funds held by ,,�Jr���,l,�
<br /> . ''`•'" L.ender at acay«me is not sufficient to pay the Escmw Items when due,I.ender ma so nouf Borcower in writin ,and,in .
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<br /> • such case Borrower shall pay to I.ender the amount necessary to make up the deficiency. Borrower shall make up the : �ft�z.j;
<br /> . � •• �eficiency in no more than twelvc monthly payments,at Lender s sole discretion.
<br /> ,;. Upon payment in fup of all sums secured by this Secudty Instn►ment, Lender shall promptly refund to Borrower any
<br /> Funds held by Lender. If,under paragraph 21,Lender shalt acquire or sell the Property.L.ender,prior to the acquisition or /$
<br /> � • sale of the Pcoperty. shall apply any Funds held by Lender at the time of acyuisition or sale as a credit against uie sums ;>3��f�,:,
<br /> secured by this Security Instrument. �� '� �.��
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<br /> ;,,, . . 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under � ` . .� ,
<br /> paragraphs I and 2 shall be appiiad:f:rsi,to any pnepayment charges due under the Note;second,to amounts payable under ,, • .�
<br /> .'`�;, _ . ;..L`�
<br /> paragraph 2;thuid,to intemst due;fourth,to principal due;and last,to any Inte charges due under the Note. . � Je�
<br /> �°�'"'� . 4. Cherges; Liens. Borrower shati �,ay afl taxes, assessmcnts,charg�s, f•:es ar.d i�;,ositions anributable to the ,}���
<br /> P r operty w hic h may attain priority over t his Securi ty Ins t r umen i,an d l e a s e h o l d p a y m e n t s o r g r o u n d r e n t s,i f a n y. B o r r o w e r � .
<br /> � shall pay thesc obligations in the manner provided in paragraph 2,or if not paid in that manner,Borrower shall pay them on ,
<br /> ' ' time directly to the person owed payment. Bo:rower shall promptly fumish to Lender all notices of amounts to be paid under :
<br /> this paragraph. If Borrower makes these payments directly,Borrower shail promptly furnish to Lender receo�t�evidencing ,,
<br /> the payments.
<br /> ;y';, Botrower shall prompdy discharge any lien which hus priority over this Security Instrument unless Borrower:(a)agrees • _
<br /> ' ' :`�`��� in writing to the payment of the obligation secured by the lien in a manner acceptable to L�nder;di��contests in good faith the ` :
<br /> ; " '�''�� Jien by,or defends against enforcement of the lien in,legal proceedings which in the Lender's o�inion operate to prevent the '
<br /> ;.�;;:� , enforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien `
<br /> ;::�.�. to this Securiry instrument. If Lender determines that any part of the Property is�t+?�ject to a lien which may attain priority i.-
<br /> ••,'��F:;;�'" over this Security Inswment,Lender may give Borrower a notice identifying thz lien. Borrower shaU satisfy the lien or take �'�
<br /> one or more of the actions set forth above within IO days of the giving of notice. �
<br /> i°�� 5. Hazard or Property Insurance. Borrower shall keep the improvements no�v exicting or hereafter erected on t[:e (
<br /> "`'' • Property insuted against loss by fire,hazards included within the term"extended coverage"and any other hazards,including �
<br /> • floods or flooding, for which Lender reyuires in�u�.i�:e. This insurance shall h� maintained in the amouT�� and for the ,
<br /> �
<br /> Form zD�A 9�90 �;u,tr:�:fh��;�.s�
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