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<br /> TOQ�s"THER WITH xll t!►e improvements r►+o�v or tiereatiGr eractal o.n the property,A�i'il�eas�i�"4xUnt";��►uairts,md
<br /> -- - ---, �ten*� �� or here�fter � Q�!rt of tbp �R►x�iry. Ap repl8eementa as�d �ddidons ehutl 81so be oav�x►�d by this Sscudty
<br /> (nst�tia�t.AII aP�he furcgoing ia referral to in t4�ia Secudty Instmment as th�e"Ptop�rty."
<br /> --_ __ _ Rn3tRnWRR�AVRNANTS�l�at F3Q:mwer is lawtldly seised of 9he estate hereby conveycd and h�s the rig6►Y to�rant and _
<br /> convey thu Frapeny and that the Property ia ae�ncumbered� exccpt for encambraness of rocard. Borrower w�rrtuit9 and will —
<br /> dcferKi ganceolly!he titlo m tho Araperty oguinsR uli clnims t+nd demartdR.�ubJoct ta uny encumbrnnces af recor.i.
<br /> THIS 6ECURITY IA15TItUMENT cambinex unifarm covcnnntx for nutional use und non-uniiorm oavenants wIth limitod
<br /> - - _, vudatians by jurisdiction to c.�►nstitute o unlfom�recudty instniiner�t covedng real pmperty.
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<br /> UNlFORl4i COV�NAIYTS.8orrower and Lender covenant and ugr�ee as follows:
<br /> 1. Haymens ot Prinrlpal And Iaterest; P�epaym�t and L�te Chaeges. Bomower shuU promptly puy when dao thn
<br /> ---- pr�ncipai of und interest on the d�bt evtdene.ed by the Nata tuxi nny p�puyii�eeit�nd late charges du�aucfcr tS�c Nata.
<br /> 2.?�unds for Tnxcs aad Insuranoe. Sabject ta Appltcnbfe inw or to u wrttten wuiver by Lender.Borrower sha11 pay to
<br /> �� L.ender an the day manthly puyments ure due under the Noto.until the Noto is pald in full.a sum("Nunds')for:(u)yeariy taxes
<br /> ____ ________,_� and cusessments which muy nttnin pdority over this Secu�ity lt�stn�ment as n Iten on the Property;(b)yeAdy leaaehold puyments
<br /> or ground rer�ts on tha Property.if nny;(c)yeurly hfwnrd or prope�ty insurance pmmiums;(d)�eaHy flood'insumnce pr�emiums. �y
<br /> if any: (o)yearly mortgage insumnce premiums. if nny:und(�w�y sutns payable by Hormwer ta Lender.in acootdartce wlth
<br /> the provisions oi paragrnph 8,i�lieu of the puyment af mortgage insurance premiums.These items su�e catlal"Escrow Itema.°
<br /> -- Lender muy. At any time, rnllect sutd hold Funds in an amount rtot to exceed the maximum amount a lender for a federally
<br /> =�-�— relntod mortgage loun may require for Barra�ver's escrow account under the federal Reul EsWte Settiement Praoe�dures Act ofr "°
<br /> - �— 19�'1�as amend:ed fmm time to time.•12 U.S.C.Section 2601 et seq. ("RESPA").unless another law that applies to the Fwtds
<br /> -�,;���;�q�,�,�;� sets�tcsscr�snuru. If so. i.ender may. at any time. mllect and hold Funds in an amount not to excced the lesser amnumr. .. _ _ _
<br /> =`��•���:,,;r.,_�A s A.eRder map c�sri�.te the amount of Funds due on the basis of current datn and reasonable estictt�ces crf expenclltums oi fucue�x
<br /> ��'•"��''"` ,. �scrow Items os oiherwise in accordnncte w�ttt a.g�rlicabte lavr.
<br /> TiRe FuRds shalt be held in an institution wltvse de�rosits are insured by a V'ederal a�ertc�r, bnstnnmeatali¢y, or emtity
<br /> .,:����,��(�.;_;`; (including Lender. if Lender is such an ins4isution)or in any Federat Home Loar�Banlc. LeRder s�eall apply the Ftee��s eo pay th�
<br /> '�`��`. �'." '�x` Escrow Items. G.ender may not churge Borrnwer Eor holding and applying the FaRds,aernually aRaUgrziee�the escrow a��nn4.oe
<br /> '"_'���•�=���'�� verifying the�ssruw Items.unless I.ender pays�orm�ver interest on the Furt�s artd applicable law pernaits Lender to mafce sac�
<br /> �- �`:�,.•_;:��. �`' a charge. Howe�•er.Lender may requim Borrower to pay a one-time charge ffmr an iade6rendent real esuate tau ecportin�service
<br /> � �� used by I.ender in connection with this loan, unless applicabte law provades othea�enrise. Unless an agreeme►e4 is inade or
<br /> � „ applicable law requires interest to be paid. L.ender shall aot he required to pay Barro�ver any interest or earnings om the Funds.
<br /> �� Borrower and lf...er.der may Agrce in writing,however. that interest shalIl be paid on the Funds. Lender shall give to Borrower,
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<br /> � ,- - _;'�,ci�_ _ ���4ut�h?.�P_ �.���g� g�n,���s��g nf s�P F,��dc: chmving credit�ared debit�to the Fundc and the purQose for which each
<br /> debit to ttee�uocds was made.The Funds are pledged as additional security foP all sums secured by thi�Security Instrument.
<br /> • if t�e�r�Rds held by I.ender exceed the amounts permitted to b�heid by applicable la�v, Lxnder shalt account to Borrower
<br /> � for ctre excess Funds in acrnrdance with the roquirements of applica�le law. !f the:um�unt of the�unds held by Lender at any
<br /> time is not sufficient tu pay the Escrow Items when due,Lender may�mc�ti•fy Borrow•ee in�vriting,and,in such case Borrawer �
<br /> shall pay to I.ettder the umount necessury to mal.e up the deficiency. �ur.aever shall make ttp the de�ciency in no more than �;,�,,�.,
<br /> .,� � twelve monthly pttymentx,at I.ender's sole discn:tion. =--_
<br /> ;��',,:f � ' Upon payment in full of ull sums secured by thiti S.�urity Inctrument. Lender shall promptly rcfund to Borrower any .
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<br /> .:,��;ry;; . � , Fund�held by L.ender. lf,u�der paragrnph 21. Lender shaii acquire or sell the Pmperty.L.ender,prior tothe acquisition or sale _.
<br /> ;.,,., �� . of thc Property,xhatl apply any Funds heid by Lender at the time cif ucquisition or sale as a credit against the sums secuted by
<br /> ';�<<�'; �-� this Security Instrament.
<br /> -� �:���'' ' 3.Appltcatim�o a�Q Payments.Unless applicahlc law pro��ides otherwise, all payments rcceivcd by L.ender under paragraphs
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<br /> `:,!;;:-,� •, •� 1 and 2 shall be upplied:first, to any prepuyment charges duc under the Note: sccond, to amounts payable under paragraph 2; �..�., :
<br /> • ' third,to interest due;founh,tc►principal due:and I�st. t��any late rharges due under the Note. .�;;
<br /> 4.Chargels; l.iens.Borcower shall pay ull taxe., u�u�sments, chargc�, fines and impusiti�m�attributable to thc Property � '
<br /> .. `�'� which may attain priority�ver thix Scruritp lnstrunient, and lca.ehold payment.or graund rent�, if any. Borrower shall pay
<br /> ' these obligations in the manncr providccl in p:�r�zraph 2,ar if rnn paid in th;u munner, &�rrou•er�hull pay them on tim.:directly • ,
<br /> to the persem ciwcd payn�cnt. B��rru��er shall prompdy furni,h to Lendcr all notirc�of amaunt.to be paid under this paragraph. •. '
<br /> If Borcou�er makex thesc a ments directly, &�rro���er shall rom U furnish tu[.rndcr rrrci t.c��iJencin the a nunts. '`'�45��:'��
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<br /> - - Rorc�wer�h�ll pr��mptl�•di.charge any lien a•hich ha•�ri�ritr���rr thi� Serurit�• In+trumrnt unleti+&irruH•er: ia►agree,in •
<br /> 4. writing to the payment of thr i�hligatiun,ecurrd hy the lien in u manner acceptat�lc to Lrncler.�b►contr�t.in g�x�d faith the lien ��
<br /> �;�j by, or defendt ugainst cnfiirccment ��f thc licn in, Icgal pnxeeding. whi�h in the Lcndrr'. upinion aprrate ti� prcvent the
<br /> `a�a�ti , "� enforcement of the lien:��r tc�secure�fram thr h��lder��f the lirn an ugrrenknt �ati�tactor��tu l.ender �uburdinating the lien eer ;.:rj�''�f�'�•
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<br /> ���„';�' thi>Securiry In.trumcnt.If I.en�ter Jetennine.tliat an� pun ot'the Propenr i. whjcrt t��a Iirn�chirh roay attain �ri��rct} 4�cee � �"x�:
<br /> ;f`�;S. " thi.Security intitrument.Lendcr ma}•gi�•� Burrowcr a notirc identify�ing the lien. Burre+��rr,hall .ati.t�y thc lien ur ta&�o�t or
<br /> • ����,� ntorc of the arteons tict fonh ab��vc��ithin 10 Sa�.af thr giring uf nuticr.
<br /> � form 3028 9�9Y�
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