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<br /> -_-=-=-�� 'E�(��!'HER WtTI�all thg improve�nctita now or h��flfter erocted on th�property.u»4 al!eusetnents,BjJptlrtC9lAlICQ9, ,
<br /> ----- and iixtqres now or!►ercatter a part oP the praperty. All replt�ctsments and�dditiona shaii also be covered by thirc 5ocuriiy °�
<br /> lnstrument. A11 af the famgoing ia refernd to in this Secudtyv lnsuument e,s the"Propeity."
<br /> SORRflVIIER COVENAIVTS that Borrower ia larWbtly r�fsed of the estate her�by canveyed and has the right sn�arR•,
<br /> ��..,i� and convey the Property and tla�t the Pmperty ia unencumbered,except for encumbrattc�s of re�orA. Bamower warrants nn�
<br /> -- - -_-- will d�fend gencrully th�titio W ttto Prop:.�ty agui�lst ull ctuims und datnands.subject to any encumbmttees of recoM. ,
<br /> — 'Y�iIS SECURTfY INSTtt[JM�NT combinea un�form covenants for national use and non-unifmm covenunts with
<br /> ------- limite�variadons by jurisdIction to eonstitute a unifazsn securlty inspument covering r�al pmperty. .
<br /> — UNIFORM COVBNANTS. Borrower and l.ender covenaac and ugree us foAaws:
<br /> - 1. P�ayment ot PrindpW and Interest;Prepay�aeat aad Lute Clmrges. tiomnwer shaU pmmpdy pny wlnn du�the
<br /> -=y`�"—'�' principul of and interest on the debt evidenced by tt�Noie and ar�y prepayment and late chargea due under the Nate.
<br /> . ����=+ 2. �iunds t'or 7bxes and Insurnnre. Subjoct to appltcable law or to a wrltten waiver by Lender.Bormwer shali pay to
<br /> - -=� Lender on the dsy monthly paymente are due under the Note.undl the Note is paid in fuU.a sum( Funds)for.(a)yearly
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<br /> ^"�"�,t� taxes and asssssments which may attain prioriry over thIs SecurIty Insuum�nt as a lien on the Property;(b)yearly leasehold
<br /> --�-���'�`.�'�. payments or ground rents on the Property. it any: (c) YearlY hea,end or prnperty Insurance premlums; (d) Yearly tlood
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<br /> �-���c�.'� Inswance premiums, if any; (e)yearly mortgage insurance premiums,if eny; and(�Any sums paya{>f.e by &rzrower to
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<br /> 'Y;;;,�.��r,�: D.artder.ia�coo�ce with ehe qmvisions of paregraph 8,In lieu of the payment of�o�age insuranoe grreea�ivar,s,. These
<br /> --:;;;���tt4 ieems are calteci 'Escrow Iltems." l.ender may,at any time,col2ect and hold FY�nds in an acu.ount rtaat¢o execed eit¢'a.�mum
<br /> �!'��•!��.:�:;���;� , a�en.orftt.t a�ender for a feC,�rally retated mortga�e loan ma�y r�uirc�f�x�rrower'�ess�w�ccaucet�o-�rr d��¢dl�l Real
<br /> � ..-�.,�, �state Scttt¢men¢�dua�s l�ct off 1974 ais�me�fmm�ee e�ei�.!2 U.S.C.§260D ea se�.("L'�IFS�'�F#").ei��vs another .-
<br /> law t�at ap�glies¢o the W�rtds sets a lesser a�rraun�. I�so.Lettder anay,a¢any dme,collect and hmld�u.m��!�F:tn an aatqunt aoi w
<br /> - � � '' � �t excaed the Zesser amount. Lender may estimate th� amaunt of�nds due on tbe basis of curreaot�u�c�aied fi��soneble _
<br /> . estiroates og eapenditures of fia¢une Lscrow Items or othepuvise in accocdance with appGcable law.
<br /> 'il�e Funds shall6e held in an innitution whose dP�asits are insured by a fedzral agency, insmimentality, ot eaticy
<br /> (including Lettder,if Lender is such an insfltuHon)or in any�ederal Home Loan Bank. Lender shall a�ply the Funds w pay
<br /> • the Fscrow Items. Leaaer may not charge Borrower for holdir�g artdl applyIng the Funds.annuaEG�r ar�alyung the escrow
<br /> � � accoun4 or verifying the Escrow Items, unless Lend$r pays Bmmw¢r iretemst on the Funds and appUecable law permIts
<br /> . � ' L.ender W make such a charge. Hewever.Lender may require Borrower ao pay a one-ti�ne charge far an indepenalent ceal
<br /> ' estate tax reporting service used by Lender in connecdon with this loan,undess applica�6.'.�;aw provides othenvise. �.��fess an _.
<br /> ' agreement is msde or appiicable law requims interest to be paid Lender shall not be r�:.��»ised to pay Bo�rower as�y iP►terest or i
<br /> eamings on the Funds. Borrower and Lender may agr�ee in writing,however.that iateresa shaU be paidl a�►the Funds. Lender
<br /> shall give to Borrower.without charge,an annual accounting of the Finnds,showing credits and debnes i�the Funds and the -
<br /> pwpose for which each debit co the Fund+wus rreadc. 'I�c rw�ci�wC wic,n�a�es adtSitionat secvri.y w att�ums�cured by ,
<br /> this Security inswmen�
<br /> �r.�,, ° • ' If the Funds hetd by Lender eaceed the amounts �niued to be held by applicable Iaw. Lender shall a�raunt to
<br /> °'�<•' i�c�.�wer for the excess Flinds in accotdance with the requirements of applicable law. 4f the amount of the Fun¢�ls held by
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<br /> l.en8er at any time is not sufficient to pay the Escrow Items when due,I..ender may so notify Borrower in writin$,and in
<br /> such case Bor.�.Twer shall pay to L.ender cl►e amount necessary w ma�;e �4:;�the deficiency. Borrower shaU make up the
<br /> � deficiency in na more than twelve monthly payments,at I.ender�s sole d'nsccv:vn. •
<br /> � Upon payment in full of all snms secured by this Serurity [nswmene,L.ender shall promptly refund W Borrower any
<br /> " � Funds held by I.ender. If.under paragraph 2I,I.ender shall acquire or sell the Property.L.ender,prior to the acquisidon or
<br /> sale of the Property.shall apply any Funds htld by I.ender at the time of acquisipon or sale as a cm�iir against the sums
<br /> secured by this Security Instrument.
<br /> ' � 3. Appttcation of Payments. Unless applicable law provides otherwise, all payments neceivrd by Lender under
<br /> � paragraphs 1 and 2 shall be applied:first,to any prepayment charges due under Yhe Note:second to amounts payable under
<br /> paragraph 2;third,to in[erest due;fourth,to principal due;and iast,to any late charges due under the Note.
<br /> 4. Charges; Ltens. Borrower shaU pay all taxes, assessments,charges, fin�s smd impositions attributable to the -_
<br /> II'troperty which may attain priority over this Security Instrum�nt.and leasehold payinents or ground rents.if any. Bomower —
<br /> s7�a4h pay these obligations in the manner provided in paragrnph 2,or if not paid in that manner,Borrower shall pay them on d.
<br /> time directly to the person owed payment. Bomower shall promptly furnish to Lender all notices of amounts to be paid under =:
<br /> ��i'� this paragraph. If Borrower makes these payments directly,Borrower,hail prompdy furnish to Lender receigts evidencing "•
<br /> ur.,.�5,,, . the payments.
<br /> : �..::':; Bomnwer shall promptE} :!;:charge any lien which has priority over this Security Instrument unless Bomower.(a)agnees
<br /> ,';:;:'�� i�writing to the payment of cfa<<�:�li�ation secured by the lien in a manner acceptable to Lender,(b)contests in good faith th°
<br /> •• lien by,or defends against ert�vrcement of the lien in,legal proceedings which in the Lender's upinion operate to prevent the -
<br /> ' " enforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien
<br /> to this Security Instrument. If Lender deteecnines ihat any part of the Property is subject to a lien which may attain priority
<br /> '�;�;c!:�•.� anver this Security Instrument.�.ender may give Bocrower a notice identifying the lien. Borrower shall satisfy the lien or take
<br /> �' :';;;'�,, • �ne or more of the actions set forth above within 10 da��v m.`ihe giving af notice.
<br /> '''�'�`�" 5. Hazard or Property Insurance. Borro�ver sEia::keep the improvements now existing or hereafter erected on the
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<br /> Property insured against loss by fire,hazards included ui�'hin the tenn"extended coverage"and any other haz.ards,including
<br /> ' floods or flond°n�, for which Lender requires insurance. This insurance shall be maintained in the amounts and for the
<br /> Form 3028 9/90 !(wRr 2 af 6 po.¢�s�
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