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State of Nebraska
<br />Space Above This Line For Recording Data r
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />El Construction Security Agreement
<br />0 Master form recorded by — _ — — — —
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is Jul 2 0 2 0 0 4
<br />and the parties, their addresses and tax identification numbers, if required, are as follows-
<br />TRUSTOR:JOSEPH RICHARD STEPANEK and MARY ANN STEPANEK, HUSBAND AND WIFE,
<br />3108 W 16 TH ST
<br />GRAND ISLAND, NE 68803
<br />01f checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />Equitable Federal Savings Bank of Grand Island
<br />113 -115 N Locust St
<br />Grand Island, NE 68801
<br />BENEFICIARY:
<br />Equitable Federal Savings Bank of Grand Island
<br />113 -115 N. Locust Street Grand Island, NE 68801 -6003
<br />Organized and Existing Under the Laws of The State of Nebraska
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />THE WESTERLY SIXTY ONE FEET (W611) OF THE EASTERLY SIXTY TWO FEET (E621) OF LOT
<br />SEVENTEEN (17), IN BLOCK FIVE (5), IN WESTERHOFF'S FIRST SUBDIVISION, IN THE CITY
<br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA, EXCEPTING THE SOUTHERLY THIRTY FEET (S30')
<br />THEREOF DEEDED TO THE CITY OF GRAND ISLAND FOR STREET PURPOSES.
<br />The property is located in Hall at 3108 W 16 TH ST
<br />(County)
<br />_ GRAND_ ISLAND Nebraska 68803
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property ").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time
<br />shall not exceed $ 25, 0_00_. 00 _ _ _ _ _ This limitation of amount does not include interest and other
<br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made
<br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants
<br />contained in this Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify
<br />the debt(s) secured and you should include the final maturity date of such debt(s).)
<br />A Line of Credit Agreement dated 07/20/2004
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page t ol I)
<br />EX15L� D 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/30/2002 _
<br />1=© C465(NE) 103011 VMP MORTGAGE FORMS - (600)521 -7291
<br />L03
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<br />State of Nebraska
<br />Space Above This Line For Recording Data r
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />El Construction Security Agreement
<br />0 Master form recorded by — _ — — — —
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is Jul 2 0 2 0 0 4
<br />and the parties, their addresses and tax identification numbers, if required, are as follows-
<br />TRUSTOR:JOSEPH RICHARD STEPANEK and MARY ANN STEPANEK, HUSBAND AND WIFE,
<br />3108 W 16 TH ST
<br />GRAND ISLAND, NE 68803
<br />01f checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />Equitable Federal Savings Bank of Grand Island
<br />113 -115 N Locust St
<br />Grand Island, NE 68801
<br />BENEFICIARY:
<br />Equitable Federal Savings Bank of Grand Island
<br />113 -115 N. Locust Street Grand Island, NE 68801 -6003
<br />Organized and Existing Under the Laws of The State of Nebraska
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />THE WESTERLY SIXTY ONE FEET (W611) OF THE EASTERLY SIXTY TWO FEET (E621) OF LOT
<br />SEVENTEEN (17), IN BLOCK FIVE (5), IN WESTERHOFF'S FIRST SUBDIVISION, IN THE CITY
<br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA, EXCEPTING THE SOUTHERLY THIRTY FEET (S30')
<br />THEREOF DEEDED TO THE CITY OF GRAND ISLAND FOR STREET PURPOSES.
<br />The property is located in Hall at 3108 W 16 TH ST
<br />(County)
<br />_ GRAND_ ISLAND Nebraska 68803
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property ").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time
<br />shall not exceed $ 25, 0_00_. 00 _ _ _ _ _ This limitation of amount does not include interest and other
<br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made
<br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants
<br />contained in this Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify
<br />the debt(s) secured and you should include the final maturity date of such debt(s).)
<br />A Line of Credit Agreement dated 07/20/2004
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page t ol I)
<br />EX15L� D 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/30/2002 _
<br />1=© C465(NE) 103011 VMP MORTGAGE FORMS - (600)521 -7291
<br />L03
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