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<br /> -:.�-_� 3'�ETd3EP.!�?`�f ell Eh!a irn;�rc�ve.�nenta now oc t►ereaft�r ereeial os►tha pmpenY.and alt ea.?e�cv:nte,s�s�astr.nus�as. :
<br /> - a�xl f]xeures now or heresfter w pant of the pmperty. All regfecements en�adifioicns shai�eiso Oe carer�ci bg iir.is�c��ai�+ . . --
<br /> M_� Iastmment. Ali of thc foregoiq�is r�fc',reed ta in this Securlty Insdvment es thc"Pmpsrcy."
<br /> -=— ��113R0\VER COV$IVAlAPI`3 that Bstrower is lawfully seised of tbe sstnte henby conveyed�x!t�s�t►e dBLt to gnnt
<br /> ----- and convey tha Pro�p.:a�y rcn�1h�t thr�Peapert�►ia unencwnbem.d,except for encu�nibrances of toaotd. BcKrower w�rrtirus uid
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<br /> __ -----� WIII�CIEtt�gCLiCI�U}'[ii9 tti{0 Efl 4`t8 F iOj'i",'.�iy 37ga�6L'.L St+I CI:1llil:f t71itl Q�..��..�.�,�.st�b;�;ga�r►y cnc�m�r�c�a af • -
<br /> � 1�S SECURPPY INS'1ttUM�NT oom6faes uniform oaveaanis fox nado�l use aad non-unifrnm covrnants wlth
<br /> - ---- - limited vniiatlQns by juisdIctaon to rnnstitute a uaiform ser�rtty insaument covering real propertY• -
<br /> -- -_ __ _ UNCF(�RM COdENAl�iTS. Bomotiver and Lender covenant and�C a°as follaws: � whe:�dv�the -
<br /> -_-___-_ 1. P�ymeat ot Pr7n�ipal and ic►ttral;Pnpaym�al antl Ls►te L4ta�e.s. Borrawer shafl mptly p�`y
<br /> _ -_-= Piiucipal of aad iatez�st on tbe clebt evisknved by tt►e Nase sud tiny F�PsYmEnt and tate c��rges due under t2�a I�a�o. _
<br /> - --- - a. Plin�tar��s�M IFt�swr�as+� Sub}e+ct to ripplicable iaw or ta a written waivzr by Lerider.go�rawer st�ult p�y to -• -
<br /> ��— I.ender on the day masnthty payments�due uader the Nate,ua�il ths Note is pald In full.a sum("Ainds")far:(�)Yea��9
<br /> - '�,�°'��� ta�tes and flss�nts which may attata p�mity over this Sa;utity lttsuument as a l�sn on tde PrcopartY:N)Y�Y leasebold
<br /> ,� -;V;��.a:r-..-� PeYu�►ta oz Snaund e�enu on the Arap�aty. if tiny; (c) Yea�19 t►auttd or Prnpert9 ta�ance R�miwns; (d)Y�u1y fdoo�
<br /> _,,r,�;�..'��+� iasumaoe pnmiwns.if any: (e)Ye�iY mart�e insutance premiums,if azry:an�(�any sums PrnYable by Horrower to
<br /> Y-��4* I.cnder,in a000zdance wldt ttte pmvislons of pauagraph 8,in lieu of the paymEnt of mortgr�ge insut�oe p�nuuans. Y7�ese
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<br /> �� items are callod'F.scmw Items." I.ender a�y.at any wr�e.oollecx aad ho2d Plwds in an amount nat w exoe�tles m�uirnum
<br /> � '�'�� amovnt a leader tor a foderally relatod mortgage loan�nay require for BmroNer�escro�v aoaaunt undet tha fedc�al Real -
<br /> '�':��;,::'�'::' Es1a�Setilement Fmced�u�es Act of 1974 as amea�rQ fram t�me w t�e.12 U.S.C.¢?.t►tll er seq.(�RESPA�).unless another -
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<br /> ;::�•.�,�• ..::. ' ta�a dlat appli�es to the�ads s�ts a lesser amount ff so.T.�stdr.r inay.at any tima oo7lect and hald guads ia ai:�ount aot w
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<br /> ,--�:.,•,,, s;,;••7, � e�emo�Nie lesser amoun� Lender may esHmare the amauut�4'Funds due oa the 6asis of cument data and�bYe __
<br /> �at�es of expendltures of fuwre Fssmw Items ar otltrswisc ia�orn:dance with appUcable taw. _
<br /> ��;�:,4�z���' '�e Eimds shaU be held in an iactitution vilm�e degasi�are insitt�ed by a federal agency.insliument�+ttry. or enHty __.,
<br /> _. , • �'�C�ndrirg Lender.if Latder is such an instiwtiou)or in any t�ieral Home Loan Banic. I.ender shall apply thc Eimds to Fay ,�'�
<br /> •,�;; cta��cro�r Items. Lender may not charge Bomovrer f�r haidiuq aad applying the F�uds.annuallY analY�ng the escmu�
<br /> �, . ,,:.. �,a�vaifyIng t6e Escroa Items.unless Le�edet ga�rs l��uar�ower iat�est an the i�nds and appltcable law pemtits -
<br /> i �zr¢a c�eake sucb a cha�a However.[xnder may�equue Borrower w pay a one-time c3�aige for an independeni mmi __.
<br /> . � ° .., esa�.e tax�t�si.�rvirx ttsed by Leuder in oonaection with dus loan,tmless applicable law pmvIdes othaalse. Umless an � ..
<br /> • ° a�[m�r¢eat is ma�e a�a�slicable law requires intenest w be paid.Leader shall au�be mqui�ed w pay Bomuwer any inte�est or -
<br /> � �m�the�nds. Bo�wer and t.e�der may a�grec in writing,dowever.tlu�t interest shaU be paid on the 1�ads. [�►cler
<br /> s6�SE�,tico�co Bornuwer.aithoat charge an annua!aoeounting of tite F�nds.showing cc�edits and debits to the PUads and th�
<br /> ` purQos�x ffmr aLich eacd debic to me lvnds v�as maiie. T�e Fi,n�ma piaiga3 as�ti�sat��.u:it;fsx a!I ssms���mt by ,
<br /> ' this Seciuiry Instrument
<br /> If the f�ads hela by L�eder eaccee� the anaounts Pecmitted ta be held by applicable Daw, I.eader ahall ac�oount w
<br /> Bomoaer for the excess Funds in aocoidance�+�itta rEee cequitements of applicable law. [f tbe amonnt of the Flmds held by _
<br /> ,� Lender at any time is aoi sufficient to pxy the Escrmw Items when due.I.eader may so notity Som�wer in writing.aad.in �
<br /> .. F' .� such case Boaower shall pay w Ixnder the amovnt aecessary to make up the deficiency. �orrower shall make up the D�:
<br /> �� �'• deficiency in no more than twelve moatWY PaYments.ai L,ender`s sofe discretion. �'�__
<br /> , Upon payment in full of aU sums secured by this Security Instrument,[.ender shall pmmptly refund to Bornower any �;T::,
<br /> E'vnds leeld by ixnder. If.under patapaph 2I,Lender shall aoquu�e or seA the Property.Leader.prior w the aoqaisidon or ;t{�'.,
<br /> •� " sale of the Property.shall apply any C9tads held by Lereder at the time of acquisiaon or sale as a c�edlt against the sums ,;;
<br /> �' secuced by tttis Security Insuumen� '"•f�..
<br /> ' •'�;i`•� 3. t�pp1[c�tion of Aayments. Unless applicable law provides otherwise. a11 payments received by Lender under
<br /> . .;;� ,�j' paragia�p4is i and 2 shall be applied:fust,w anY Prepayment charges due under t4e Note:second,to amounts payable under ., .
<br /> • patagrapv 2;d�ird,to inte[est due:fourt6,to priacipal due:and last,to aay late charges due under the Note.
<br /> d. (� ��5, gomower shall pay all tanes. assess�nents, charges. fines and impc►sirions attributable to thc
<br /> pmpaty which may attain priority over this Sawz's��dnswraen�aad(easehoZd payments or gmuttd reau.if any. Bomuwer
<br /> � sball ptiy these obli�arions in the manner pro�ed�d'cr.�3aragraph 2,or if noi paid in that manner,Borrower shall pay them on
<br /> • time dimctfy w the petson owed paymen� Bon�'n Nc sha11 PromptlY fnmish to Lender all notices of amounts to be paid under
<br /> this paragaph ff Botrower makes these paym�utj�.°:�cily.Bornower shall promptly fumish to i.ender reoeipu evidenring
<br /> • the pay�meats. ,�.
<br /> Bomower shall promptly dischargn any lien u�rjh has priority over this�tity 4asc�►uueat ualess Bomower.(a)agnees
<br /> in writing to the payaient of the obligation secumd by tfie lien ir.a manner p.�ti.�tsbEr to i.e�er.(b)contests in good faith the ',i��
<br /> '„ .���,;;.,,' lien by.or defeads againsc enforcement of the[ien in.legzl p�.roi4r��'4r�gs wtvcf`�n dte L.��'s opinion operate to prevent the ,
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<br /> enforce�eent of the Gen:or(c)secures fmm the holder af tIa:Cu�.-s;-.agreecReat satisfactary ea i.ender subordinaung the lieR ���'.
<br /> � ti•�;,r;� to this Security lnstrumenG If lxuder determines that any Qrsre 4i.`�.'u Praperty is subjecY co a tien which may attain priority
<br /> over this Security Inswment,I.ender may gi�'e B+.�^:�u•er a noricr idtnafyiRg thr lien. Sotrouer shall catisfy the tien or take
<br /> � one or mone of the actions set fonh above withim[C days of the giving of noua:.
<br /> 5. Harard or Property Imuranee. Borr�=�L'r shall keep the improcements nou•exi�ring ar hece�afv�;erected on the
<br /> . Pn�s-r�y inw�ed against toss by fire.hazards induded aithin the term"extended rn�•ersg.e':nd an}other hazards.irtcl�U3ing
<br /> , fWods o�tl•ooding, for which I.ender mquires insurance. This insurance shall be mainram�.�d in the amounts and f��r r_�e
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