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<br /> � �'-"•'', ? • THIS ADJUSTABLB ItATf3 RID�R is mtd0 thl� �9 Sr ��y of UTARCH� .
<br /> � and u inmrporatcd into�nd eheil ba dttmed to amtnd und supplenent thc hlort�tnYx.Qeed uf Trust.or Secudty neul(tfis"Security InstrumenYh of �__— _—
<br /> _-�:;�;�:•.:....,4'.,', . �Ig _.��
<br /> -:�-�».�- . the wne dato�i+rn br Me unde�sl=nM(the"Horcowrr'y to seeure Donov.•a•�AdJustebto Rnte Note(the"Note"1 to 1��. FROERA RAN�
<br /> � • 18LAt40(the"Lender"?ot tha�me dnto end covettng the proD�Y dacilbed in tha SauritY Inatrument end locnted at: s:;_-��:..F-;:=
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<br /> "`-r'' - • 3�7 2 BRENTUl000 Pl.ACE, GRAND ISLAND, NEBRASKA 68801 �'=` -�-�=_--
<br /> �_.r—�.�..:,.:�___
<br /> (Propetty Addrcss) "�H-�.
<br /> `�?' - :�.�—.
<br /> Tkts aote ceaWea pmrtsloas tUoxlnn Por cdAngca ta my Intereat este aod n�y�aaattrly ,"J�,��;�4�_v�
<br /> • paymenta.Thb aote�lav timlu tho�moant my Intenat�ts can eUango�!aay oa�time anA ..: � :�?=`�"� '
<br /> ...r_•v�--�-�---.-
<br /> � atso t6e minimnm andltre mudmam raAO D�ara,a4 pay. � 1;�.r:;--
<br /> - ( . 4.�;A4_. —__—_'
<br /> �'.:. ��Y{i T�—e�_—
<br /> � AB9pEA'GUNAL COVENAN'I'S. In additEon to the covecxaats�ud at;eaxmettta made in the SECUdty(nstroment, I3onower aad Lender : �'`: �.'�°4'•�
<br /> ttrnGx�coven.�t enA�¢rcr ao kouo�va: ;':"�s!�`' f.��-
<br /> .>:�.,It f}1' �����°_`
<br /> � � /�. DIVTIF�Qk�'4'RA'Q'�AN�AROP11'HLY PAYMENT CHlOIVG� �• !�` '.?L�.�al4d_?
<br /> ��•'F..•---
<br /> ° '!7u Notc pmvEdes Yoz an inidal intenst rate ot 5•� �Ia.Section e oP the Note provid¢s for chac�zs in the iaurat rata and thc � ' . =-���-°-���r-
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<br /> monthlY P3Yc�eeaes.as follaws: �:+�;y----9-..-,.
<br /> ..�—_-
<br /> - • � 4. IM�RES%'RAYE AND MaNTflLY PA YMENT G'NAIVGfiS #+ �...
<br /> " „ � (A) Cbse�sHDr�t¢a ''. *�+,�•�
<br /> APR I L ,19 g5 ,attd on that d�ay every t ���"�`�
<br /> � � The interest ratx I witi pay may change on tPee first day ot `----,—.-_---
<br /> °��y 12 months thereaRer.Each c4ace on which�eny interat rate cauld change[s calted a•'ChanIIr Date." ���;�•,`a��R
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<br /> � ' �'�k���'��•�� (B) Y'6eio3�x ... , ��' i..;• :�
<br /> , .�t �,�4r'y • ;r:�sa �'��'�.�``--�
<br /> ;S{�'�.� Begtnniag wlth the first Q:hange Date,my interest rate wiis�e based an an Index.The"Inde�c"is the wxkly Atiruilgt yidd mtt'1lnited Stsks '� u° �"�`
<br /> �4t�.
<br /> ;,.:�;�:%'� Taasury sstttriUes adjusted to a eonstant maturity of 1 year,as made availabte by the FedemD Reserve Board.Tha most recrni ladeac figuce �;{;;'r`' .:��'�
<br /> � availableas of thx date 45 days beforc each Change Dau is called the"Cunent Index." �`
<br /> If the Index is no longer available,the Note Holder wiU choose a new inriex which Is baxd upon comparnble informaUon.The Ptote "'`
<br /> , ., ,
<br /> �,__
<br /> --�--�=�--= Hotdu wiII give me nodce of this choice. .v
<br /> �'�';G (Cl GlcabHon of Cha¢�t�x �r,��.
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<br /> ',�� Befon each Change Da t e,n P��N o u H�I d c r w[i l c a l c u l a i e�iy n r w i n t e r e s t r a t e by a d d i n g 1��] AND �N�-HALF p e raatage ,t:�;�
<br /> . .I,.',�, 1,Si.'r;_F
<br /> pai�ts t 2 �j %)to the Currrnt Index and roundin�g a�eQee nearest I/8th of 1%,subject to the Iimits ateted in Sec�+cnn�1(D)below. G�;��tis,tv
<br /> �� ;`���'� � This�ounded amount wiA be my new interest r�ec�ntil the oext Change Date. ''` ,;;',�1�� ';',�
<br /> • � ,,. . ��5:.�,.1�.;..,��.
<br /> � ��l'�'.'''��" ' The Note Holdu wiU then deurmine ehe:�:aount of the monthly paymeoe t hat wou l d b e su f f i c ien t to repnsr i n f u l l t h e p r i n r i p a l I a m ;�• �•, r
<br /> ' (, �:,.< -: A,�,��a„�1�..,�1r:S;:v;ir•
<br /> �'-••� ��� � 14����i'�%` expated co owe on that Change Date in substantiaily equal pay�rerenu by the maturity date at my new lnterest rate.'d'he resulc of thb calculation �;:�•�,;,�'•.},�/./�,.•;
<br /> •.�, � '�:'�t . •6S'
<br /> ��'�:�;.�;ti�': � will be the new amount of my monthlY payment. !r;�ii:,` . . l
<br /> 1�':,�f-`.` . �' `.;;,.,'t. , .
<br /> (D) Liroiboa Ietereat Rate Changes �i•
<br /> r,:,f��, 7.0 % or less tha�e
<br /> The int¢rat rate I am required to pay at the fnt Change Date wilt not lx greater than ,`� `
<br /> . i, .; ...,f, i10 '•.��,.•:�..
<br /> � �4+;.' � 3 0 '10.ThereaRer.my intcrest rate wili never be increased or decreased on any singte Change Date by more tMan T „r��r F"�4�t;�s��
<br /> i;.;�i:t}1:.
<br /> •„',.�41+:r , �_,from the rate of interest 1 have been paying fa the preceding twelve months.The minimum interest rate on this loan wtll never bo , �,.•. � r- y
<br /> `,,, �, � � .�_�
<br /> „�.,..
<br /> �. Iess than "� � °lo and the maximum interest rate wi11 never be greater than ��-� %• 'i t r;��!), � �'' .
<br /> .r,� 1��,�:, �' �
<br /> � • (� EttecUve Date of Chaages
<br /> ,r:�k���'� My new interest rate will become effective�n each Changx Date.I wiil pay the amount of my new monthly Dayment begmningon the Crst "��
<br /> - "r�'�:� `� monthly paymem date after the Chaage Date unti�*.he amount of my monthly payment changes again.
<br /> :�;�<:'
<br /> ;; - ' {� NodceofClwnges
<br /> :ir°�� The Note Holder will mail or deliver to me a notice before each Change Data The notice wili advise me of:
<br /> ':�';;� ' (i) the new interest rate on my loan as of the Change Date; � • ; " '�
<br /> tiis ifie amount of my monthly payment following the Change Date; � � �
<br /> � (iii� :iny additional matters which ehe Note Nolder is required to dt<close;and f
<br /> _��,�; (iv) the uddress ot tfie azsociatlon you could contact regarding any questions about the adjustment notice.
<br /> :�. i . '��
<br /> �;, i ,. ,
<br /> • ' �3. CNARGFS;LIENS
<br /> Unifmrm�ovenan►4 of the Security lnstrument fs amendtd te rtad as foilows: ,�'��
<br /> 4.Chnrg�s:fl.iea+.Borcower shall pay all taxrs,isessmentr.anC other charges,fines,and impoaitions attnbutable ro the Propeny which may 1 �
<br /> attaia a psiocil;.rntr this Security Instrumenc.a�:d:eaveh��c pa g�+rents of ground rents,if any,in che manner provided under pazagraph 2 hereof !`�,:} ', •,��;,
<br /> +�r,dP nos�a:d m such manner,by Borrower ma[ung pa�mer.:.µ-.:�due,directly to the payee��ereof.Borrower shall promptly furnish Lender , �
<br /> all notices oE amounts due under this paragraph,and in eherzer�Borrower shail make pav:r.en:directiy,Bo�rower shail promptly furnish to ,
<br /> Lertder r�crc�es evidencing such payments. Borrower shall promptiy discharge any tfen which has priority over this Security Instrument:
<br /> ��,
<br /> •,` however. �2�rroc er shall not be required to d�scharge any such lien so lon�a: @orrower:(a)shaU agree in writing to the payment oY�he ;
<br /> i.,ti�;;. , , .• a6tigation secueed by such lien in the manner acceptable to Lereder;(b)shalf�s g.:ad taith enr.xst such lien by,or defend against enforcement�� j
<br /> such lien in,Iegal praceedings which in the opmion of Lender agerare to pre�enc the enforceraeRr.of the lien or forfeiture of the Property or any 1�-
<br /> I��_„�.;•,` ,_�� part thereof;ot lc)shaU secure from the holder of such 6en an agreement in a form sansFscrory to Lender subordinating such lien ro this ;
<br /> �i . Securitylnstrument.
<br /> • If Lender determines that all or any nart uf the Property is subject to a lien which may attain a priority over this Security Instrument,
<br /> . i.ender shall give Borrower a notice idenuFymg<uch Iien. Borrower shall satisfy wch lien or take one or more of the actions cet forth abo�e
<br /> � within ten days of the giving of the notice.
<br /> , C. NOTlCE
<br /> ' � Uniform Covenant t4 ot the Security instrument is amendeJco read as follows:
<br /> 14. Notlns.Excrpt for any notice requirtti under applicablelaw to be gi�'en m another manner.(a1 any noucc to Borrower provided for in thn
<br /> SFCUritY Yastrum�htt shall be niven by dtlivering it or by mailing it by first class mail to Borrower at the Property Address or at such other addres.
<br /> . as Bonower ma�•desiBnate b�notice to Lender az provided herein,and lb1 any notia to Lender shall be grven by first da„mad�o Lender's
<br /> : addrtustated herein or to such uther address as Lender maydesignate b�not�re ro 9orrower as pro�•ided hercin.Any nohcc pru�ided fur m chis
<br /> Security lnstrument shall be deemed to ha�e been gieen to Aorrower or Lender Nhen g��en m the manner designated herein.
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