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<br /> � 9'�� �.o�,��s �
<br /> �;� TOd�THE�t WITH a!I thc impravements now or hereafter erected on the property.and all easements,appurtenancxs.and
<br /> ��'. . fixtures no�v or hereafter a part of the pioperty. All replacemeats and additions shall also be covered by this Security -- -
<br /> � ---- - - � • Instrument.All of the foregoing is referced to in this Security Instrument�.s the"Properiy." �
<br /> " �ORROWElt COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the rlght to grant arcd
<br /> ':°`-�::�:,,,� � :, wnvey the Propecty and that the Property is unencumbered, except For encumbrances of record. �orrower warrants und wltl =--- -
<br />. ��':`��; defend generally the title to the Property against all claims and deman�is,subject to any encumbrances af reoord.
<br /> ���"°•;'s�''���� THIS SECURITY 1NSTRUMENT rnmbines uniform covenants for natianal use and non-uniform covenants with Iimlte� ��-
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<br /> ;r;�i��.!F,f�,';;r•?t�!,t; variations by jurisdiction to mnstitute a uniform secunity instrurnent covering real pmperty.
<br /> '�•�n ST,_`;;fs(;';%�r{; UNIFORM COVENANTS.8arra�ver and l.ender mvenant and s��ree as fnllo�vs: �--
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<br /> `,,..• � +•• 1. Puyme�t uf Priatipt�! And Inter�st; Prepaymea�t And i.ute Char�es. Borr�wcr sholl promp�ly pay when due the =--
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<br /> `"��'"' principat of And interest on tbe debt evidenced by the Nate and any prepayment and late charges due under the Note. ��
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<br /> 2. Funds tor Taxes and Insurance. Subject tc� applicable law or to n wrlttcn wuivcr by i.ender, Boreowcr shull puy to �-'
<br /> I.ender on the day monthly payments urc due under the Note,urnil the Nate is paid in full,u tium("Funds"►fi�r:li�)ycarly taxea �
<br /> and a�sessments which may attain prlarity�wer thir Security lnstrumcnt nc u lien on the Propeny;(h1 yci�rly Icuuh�►Id puymcmK --
<br /> � or ground rents on che Propccty,if uny;(r)ycurly huzard or property in.ruruncc premiumti:(d1 yesuly Ilood inwmncc premlumy. __
<br /> �� ' if any: (el ycarly mortgugc intiurunrc prcm�um�, if uny:+�mi(t)uny zums payuMlc My Hurruwcr to i.cndrr, in i►crunlimcc with —
<br /> ''� thc provi�ions of purugruph 8, in ticu uf thc puyment�if mcmgugc intiurunGC premiums.'flic+c itcm+nrc ruticd "Hscn�w Itcmv." _.,,..
<br /> ° I.endcr may, ut any timc, coticct und huld f�unJ.in un umount not tu cxcecd thc mi�ximum um��unt i� Icndcr fcu u fcdcadly a
<br /> reluteJ mortgu�;c li�an ma�� ccquire fiir f3��rrowcr's c�crow u�cuunt unsier the fcderul Itcui Krta�te tictUcmcnt Pmc�.�clurc�Act af ""'
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<br /> � 1974 u.umendrJ frum time�o timc, 12 U,S.0 kc�ie�n 2fi01 ��t sc�y. t"RF.SPA"), unless uni�d�er la�v ihat upplie+ W!hc Funds = _
<br /> sct+ u leti�cr am��unt. If ui, I.end�r muy. at uny time. �all�tit und hold Fund� in un umnunt nut tu exccai the le+ser amount. ��'-
<br /> � ' I.ender may etitimutc the umount of Funds due on the bu�is oP curnnt dutu nnd retuonaMle e,timutes of ezpsnditure�of future --
<br /> Escm�v Item�or othenvise iti accordance with applicable lu�v. i
<br /> Tlie Funds shall be held in un institution �vhc�se dc�>sit� are insure� by a federul a�ency, in�trumemaltty. or entiry 'y
<br /> lincluding Lender.if Lender is auch an in,titution>or in uny Federal Home Loan Bank. I.ender shall apply the Funds to pay the �
<br /> EscroN�Itemti.L.ender may not charge Borrower fi�r holding and applying the Fund�,annuatly analyzing the escrow account,or �'
<br /> verifying the Escrow Items,unles�l.ender pay�Eiorrower in[erest on the Funds aad applicable luw permits L.ender to make slch ��'=�'
<br /> a chargc. Howe��er, Lender muy require Horrower to puy A one-time charge for an independent real estate tax neportin�service
<br /> used by Lender in connection with this loan, unless upplicable law provides otherwise. Unl�s an agrcement is made or
<br /> upplicablc law requires interest to be paid. Lendcr shall not be required to pay Rorrawer any imerest or eamings on the Funds. "'''
<br /> °,^;:a:ee: s:::![_crder msy agr��c in �+�ritin�. howrvcr. thnt intPrect cha11 hP Paic1�n thc Fundc. I.ender chall nive to Bc►rrx�wer. �Y�::
<br /> ��i'�.��"•�'. •. withorue chu�ge, an annual arcounting of the Funds, shmving credit� and debits to the Funds aud the purpose for which each
<br /> � � ��,� ' debie v�>the Fund+was made.Thr Fund,are pledFed us additi��md ururity for nll sums secured by this Serurity Instrument.
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<br /> , IY tt�c Fund�held by [,endcr excecd thc amounts pcnnitted to he held by npplicuble law, I.ender�hall account to Borrower �'
<br /> ;� •,���?;, for th�e��ess Fimds in.irrurdunce with thr reyuiremernti of applicable law. If the amount of the Funds held b�•I.ender at any �;�.
<br /> ' ''••` time i>r.rt,ut'ti�ienl to pay(I�r Esrrow Itcros�vhcn Jue,Lci�ler ma��so notil'y Borrower in writing,and, in such case Bottower
<br /> • shall pa� t�� I.end�r tfie amuunt nerr��ary t<i ma1.e up the Jeticiency. Borrower shall make up the deficiency in no more than
<br /> '�`,t;.-..>'','' tw�el�•em�mthl� pa}mentti.utl.rndrr'„ulyditirr�ti�,n.
<br /> }„` � Upon pa�•rnrnt ir. full ��f all ,unn �rrur«t h� c[1i� Sccurity lnstrument, i.ender shall pmmptly refund to Borrower any
<br /> Fund�held hy L.en.i�••:. IC. widrr paragraph 21. 1.��:�d�•r .hall aryuirc�,r.cll the Pr��perty. Lcnder, pricx ro thc acquisition or sale
<br /> of thr Pmprrty, shail appl�•am• 1'vnd.hcld b� LrnJi r•rt th:¢u��: o(arqui�iti<m or+ale a�.�credit again�t the sum�secured by ;_
<br /> thi�5tcurii�•[nstrunxnt.
<br /> 3.��pplication of Yuyments. lhilr�•applirahlc lu����ru�•idr� ���n.•:��i:c.all payment�rcrcived by Lender underpuragraphs
<br /> 1 an�f = shall br appli�d: tir+t, tu am prcpa�m�nt ch;irEeti due undrr thr ��nc: >erand, to am��unts payable under paragraph 2;
<br /> third,ti�intcrc�t du.: f,���rtn.��,���„��r:�i dur. :ui�1 la�c �. unq latc rhxrgr• due un.kr thr Nutc.
<br /> •�.Z hstrFe�: I.irn�. Bnrri���rr ,hall pa� :dl tare�.a.�c„mm�t�.rharcc�. 1in�•and imputiitic�m attrihutable to the Property
<br /> �rhirh ma} :utain pr�crrity u�rr thi, ticrurit� ln+trum�nl. cunl Ica�rhnlJ p:t�m�ni, ��r ;nnind rettt.. if uny. Borrower shall pay `
<br /> theu ohlic;niur..m the manucr pro�idr� in p:�ragraph ?��r il'nut�aid iu that manner. Rc,rr��u•�r tihall pay thent on time directly �
<br /> to th�per,on„���•d p:���mrnt.B�,rr�,��rr �h:�n r«,�„r�i. lurni,l� tn i_emier a'.1 nnticr+of anu�unt�lii hc pai.i under this paragraph.
<br /> If R�,rrmccr ma3.�.th:��•pa�mrnt.�lircrth. fi��rr,,��rr .h:dl pr�,mptl� tu;ni,F i��Lrndrr r:rcipt,rvidec�.rrv th:payments.
<br /> Bnrr�,arr tihall pmmpth �{iuh:�rgr am licn ��Iif�7i ha•pri„rii� �,�rr thi.Srrurit� In.trumcnt unl�.,B�,rrow•cr. �a�ugrees in
<br /> WI'llllll li�thi pa}�nun�nl�tli���hhg:u�un ,rcurrd h� th.h�n m ;i m:innrr;irr.ptablr 1�, [.c�xkr.�h)r��ntc�t�in go�x1 fa�t2:!he licn
<br /> h�•. ur d��f�nd, agaimt rntorrrmrnt �d thr li�n in. Irc.ii prn�.•r:lm��� «hi�h in thc Lrndr�'. <,piniun ciprrat� t�� pr�•<<nt the
<br /> cnli�rrrnunt u( tlic 1irn. ��r�.•� �rrure•fr�an tl�.h„Id�r ��I thr li.n an a.r�rm.i:t ,.iti.l:�rn,n tu t.r��lcr,uhurdinacing th�ii+:n to
<br /> thi, Seruril� hi.truni�•ni. tI�LrnJrr J.trrminr,�h.�i .in� r:�n��f ihr f'r�,�r:•i� i� •uh�.�t tu;� lien ��hi�•h ma� attain pric�rit� ixer
<br /> thi. 5crur;t� In,trumm�t. I.rixlcr nri� Li�. li��rn��.�r a m�tin� iJ:ntih�n,_ th.•lirn liurn,�+rr .Icdl .ati�t� Ihc lirn��r lal.c onr or
<br /> '�.� , m��n nf th�arlicm,,rt lia'Ih:d�������ilh�n lU�I,��.��I th.,^_i�m�•,,� n��ucr-
<br /> Form 3028 9-90 `
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