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1_... .. _ ...._... ._... ,�_� . . �.- ----- �� --- - <br /> ,_ , .. .:,. - <br /> �,�r��: ;g SS:� 5.:�: \ r���..+�rl rr ��,5��.t T,�{}�;�rL c t..i� �'w 1 �H: 'Fa r .t� t°11,'� .id e 4 `'' .#r,tip�t -- - <br /> � � ..aM�: ' � �'s?iN.YC6t�.�7�'� <br /> - o��t�t� si,l�n s��ji, +?T2:�4�� � :� ',�1r (� �ri,��fy)�;1Gi• � ,+��.�a}� k+h �14:1.'�il�•v� y�ft��r.�`, �- .,fic, ti.l�• � �-i.� — — - <br /> �ti i � i9iw,t,, ��i�eu f7�1��.� J -� !'�c �l,l.. a. '!'t t j��.� a,.'4(r t5 :� r�1��: 3�7.}`i���4��i�� C`�� - - = <br /> t i e �ifi;l{i Lr 'Sii T 1�. �C� �` s �it 4F��,: t a "' i'f�1 t:' .���'�ta�i� A�i fZr.r - -- <br /> n r\S� 4�1 ��la.' 4r }. � g�tl.,�,l � .:� 'n. � a{� 4i�;.-;4'• 'l"�.::�. `ti`r ��ES�:1�a. ,�. S�.�;�` iFl�.�'r-'... --�T. <br /> � <br /> �h. �:: 1 r �4 •.1'Y�IRl1'[.u_� <br /> - y�l�h it� Zj ik��vim �}�� �i'S�i e4�y ��M� �1�.}rc'� 5�b�.�i.n:�� �(.c' � -_ <br /> �e%�i%1�}�-r.'p�e 'Y r�iN;' �'� �YY;iD�:,r...,�,i � `�jpz7w°°'.as'n°,i"K4}�i'crtrlruc.,a <br /> �fV'f!t�.yt�.v4 ��Xt���9... . - -�...__. <br /> ., ,n:-� � <br /> ;,S?.,�.;r.�riw(M+�w :ua.mp�..-s I . . . <br /> •' ��il :' . •,�!114�Wfi!!1�w4�±' 1 , - - <br /> ' ,.�i �'�';k"�✓t". _�yv!n��.'� . �� � k .... --- <br /> �,' . � 'f i - J __. - <br /> �. , , <br /> . .. ..( y-.� - � �h� --_ . ... .-..___..,_ <br /> 9� .��...._.,..�..�..._._.���.�.�.�.,�J_.....�..�.-.�.._w�,....._......_.�.—l�l�Y�i++lA�'c��LW�I�'IY.- �i�f:a+Y/.!-VM+�"— � ..�....�'"'�r _'_ -- _�r��!_: <br /> .aL..VCdr1�Ya�N�I �- <br /> �_� rr���.�, �94� �o��� ---- <br /> }-�-_�� .��. _-._. <br /> �I'OOETEIER WiTH ell U►o improvements now or hereafter ereeted on tha pmp��y.c�►d u1t easem:nts.nppia:ten�nces. <br /> '==Tti��'�=?�?� and fixtures no��or hereafter a part of tho property. Aii replccemeats and nddldons ehap also be covered by this Securtry _�� _ <br /> _�-�A�u�-*� Instnunent Al!of the foregoing ia refemed to in this Securlty IInstnuuent as ihe"Propetty." y� <br /> ��' "" � � `�'� BORROWER CQVENANI'S that Elorrower is Inv�fully seised o4 the estnte hereby conveyed and has the dgttt to grAnt --�_ - <br /> �=;��.}::,.�-x�.:n �,::---_- <br /> �,,,i,,,�,,,v.}��� and convey We Property and that the Property ia unencumbered,except fnr encumbmnces of tetord. Bama�ver�varrants and �--r--�=`-� — <br /> will defend generally the dtle to the Praperty against ali clalms and demanda,subject eo any ettcumbrances of record. � ,t. � <br /> THIS SECtTRITY WSTRUMENT combia�s unifoan covena��ts for nadonal usc and non•uaiform covenants with ��'��• ''°"� ¢""�"''� _ <br /> R ' �. <br /> �''''�''{'x'��-''- limited vartadons by jutisdiction to constitute a ualform sQCUt1ty insuument cover�ng ceal ptoperiY• _�-���,�� <br /> -: .,T,. �31�.A�A.IGdt..lY..r�a.s�a <br /> r .. � UMFORM G�OVENANI'S. Botrower and l.ender covenant and agnee us followA: �,�.sw�s�r��: = <br /> - - .� '� a. Payment of Prindpal andl Interest;Pr+epuyment and I.ate Charga. Bor[ower shaU ptompdy pay when due the � <br /> principal of and iaterest on the debi evidenced by the Note und any prepayment aad lute charges due under the Not�. m���-�;T�;_ <br /> � '. . � 2. II+luads for Tiaxes nnd Insurnnoe. Subject to applicAbte law or to a wrttten waiver by Gender.Borrower shaU pay to .„tR J:,�,;,-_ <br /> . Leu�er o�x C@e day monthly payments are due u���cr Lke*I�te,nntil the Note is d in fuii.a sum("Fl►nds'7 for.(a)yearly '''�� <br /> x �.:. :�::....;:�.� . <br />';;. � P� - ��r.�.�%i�r�r° <br /> Eaxes aad�nents which may susiin priorlty over this Securiry[nstrument as a lien on the Pra rty:(b)yearly teasehoid •, ,»,:� <br /> . � att � . :,�'i���;:=- <br /> gaya�nks �r g�rr.d r¢tt1s on the Pro rty. if any: (c) Yearly hazard or pmperty insurance p�miums; (d) Yea*ly tlaod . , .. .__.._:.:�:�;.�;�,.. <br /> � able b Borrower to ;:-•$;i�:"� '��'�" �' <br /> �, ansura,�e �ee�irzcas.�.��ny: (e) Yearly mort�ag�insuran�oe nremiums.if any: and (�any sums PaY Y = ` -,�c.r��:;,;�'',..: <br /> �a,������v�rzth tlte pmvEsions of parIIgra,�h$,in li,eu of the payment of mon$age Insurance premiwns• 7liese . {_.,- ::-•. ' <br /> � ° it¢au am cz�t�isd"h�srn�w ltems." 6xcr.d,�r may,at any nnr�.ccrll.ec�and hold Funds in an amownt nat to eaceed the mauiraum �.• ..Y� ' <br /> amouaoe a Ae�er far a i�oderatl �la.wd %ort e lozn rr�asy z�oqui►�e for Borrower's escrow aocount under the fede�al Real ' . �=�'���� <br /> Y 8aS ., . ..•{r.�r;4�.���. , <br /> ° E s t a t e S e t t lement Y�oc¢dures Act of t474 as amrecr d!�d f y v u z fi.r►ne co dme.1 2 U.S.C.§2 6 0 1 e r s r q.("R E S P A"),u n l e s s a n o t h c r ., .,,�;�`��:,,= <br /> ;�,:_ �• .�. .,_.._.;.-.z,,.._ <br /> � • law that applies to t�l�ztds sets a tesser amaunt �f.�.1.,e�.�er may,at eny time,collect and hold Fau d s i n an amount noi to ,.:��._ •�_�_s.-�_.�. <br /> . eaceed the lesser amounG Lender may esd�t¢ ��.e a.�zount of Funds due on the basls of cucnen�d�ta and masonable _ __'°_ <br /> esdmates of expendiaues of futune Fscrow Items or o��xrwise in accordance wlth applicable law. � .------ <br /> � �2 Funds shall be lteld in an institudon whose deposiu are insured by a federal agenc}�.insuum�ntaliry. or entity ;. -.,,r.-.2.�_�.. <br /> s... <br /> �4 (irtslnc3ing Lender,if Lender is such an Instltuuon)or in any Pederal Home Loan Bsrnnk. Lender shaU apply the�nds ta pay �} <br /> plha�scrow Items. Lender may not charge �ur.zower for holding and applying the Funds,annually analyzing the esc�w �-- <br /> Account,or verifying the Escrow Items, unless Il.ender pays Borrower interest on the Funds and applicAble law pernuts • �'�":__.�..��`�-.'-_-" <br /> � � � Lender to make such a charge. However,Lender may require Borrower to pny a one-time charge for an independeat real y;�.; �"'� <br /> estate tax reporting servicc used by Lender in connection with this laan,unless applicable law provides othenvise. Unless an ;?,_,,, • �_��—_ <br /> � ., agreement is made or applicable law requires interest to be paid,Lender shall not be requi�ct to pay Barrower any interest or ..�..._-_ <br /> eamings on the Funds. Borrower and Lender may agee in writing,however,that interest shall be paid on the Funds. L.ender ., � — <br /> shall give to Borrowcr. without charge,an annual accounting of thc Funds,showing credits and debits to the Funds and the <br /> ,. putpose for which each debit to the FLnds was mude. The Funds are pledged as addidonal security for al!sums secured by �;��' <br /> this Security Insaument. , ' -.. <br /> ;� ; If the Funds held by I.ender exceed the amounts permitted to be held by applicable law. L.ender shall account to „ <br /> • Borrower for the eacess Funds in accordance with the requirements of applicable law. If the amount of the Funds hetd by g �' <br /> • I.ender at any time is not sufficient to pay the Escrow Item�when due,Lender may so notify Bamower in wrlting,and,in . �, <br /> such case Borrower shall pay to Lender the amount nec:essary to make up the deficiency. Borrower shall mai:e up the ,. ��: <br /> �� • deficiency in no more than twelve monthly payments,at Lender's sole discretiun. ' ,;:5;� .• <br /> ,��;;`�4�, Upon payment ir�t'ul1 of all�ums secumcl by thi�Security Inswment,Lender shall prompdy refund to Bocrower any , : ; ..,t�„ <br /> ' •.;r� '+,! Funds held by Lender. If,under paragraph 21,Lender shall acquire or sell ihe Property,Lender,prior to the acquisiaon or . �• $ <br /> . � •,;,..�;�;�;�,.���ft sale of the Property,shall apply any Funds held by I.ender at the time of acquisition or sale as a credit against the sums , ��:4:�'..,�Y. <br /> � ' secured by this Security Instrument. :�1�`�::lT;� <br /> 3. ApplIcaHon of Payments. Unless applicable luw provides otherwise, all payments received by L.ender under �,�' 'G� <br /> � • � paragraphs 1 and 2 shall be applied:first,to uny prepuyment churges due under the Note;second,to umounts payable under ��,F�A <br /> paragraph 2:third,to interest due;fourth,to pdncipul due;and last,to uny late charges due under the Note. .. " .�-- <br /> 4. Charges; Liens. Borrower sha11 pay all taxes, assessments,charges, �nes and impositions uttributable to thc =�,�� <br /> ' Property which may attain priority over this Security Instrument,and leasehold payments or graund rents,if any. Borrower ��/, <br /> ' shalC�+ay these obligations in the manner provided in paragraph 2,or if not paid in that manner,Borrawer shall pay them an ' <br /> time directly to the percon owed payment. Borrower shall pmmptly fumish to L.ender:ill notices of amaunts to be paid under , <br /> � this paragraph. If Bc�::vwer makes these payment�directly, Borrower shall promptly fumish to Lender receipts evidencing .`. <br /> , the payments. <br /> 6orrower shall promptty di:�4�arge an} li�rn�ti•hich has priority over this Security[nswment unless Borro�ver.(a)agrees <br /> in w�riung to the payment of the o'h7igation secuced b��tfie fien in a manner acceptable to Lender,(b)contests in ge�d faith the ; ::;: . ':- <br /> ' lien by,or defertds against enforcert���t of the Gara in.legal Froceedings which in the Lender:apinion operate to prevent the :;"'�'>• ��•���. <br /> enforcement of the lien;or(c)secures from[he�c�7drr of the�ien an agreement sutisfactory tu l,ender subordinating the lien �°; <br /> to this Security InsttumenL If Lender dMermen�> ti�at any past of the Property is tiubject to a liert���`.tuh may attain priority • ; : {�; <br /> �• over this Security Instrument,L.ender may gice Buc�ower a ne+lue identifying the lien. Borrowrr.h:�I.at:sfy the lien or take ,`�, f�f.1,...1;:. <br /> t� one or more of the actions set forth abo�•e within 10 days of iCee;�••ing of noticr. ` � <br /> ' r ; .r:.�:,. � <br /> 5. Hezard or Property 1nse��ar�ce. Borrower chall llct�r.l�e improvement.now zRi.ting ur hereafter erect;C�m.efte �`�:•��•,,r.;�'�:;';,'•;, <br /> Prope[ty insurrd against los�by fire,huard+included within tP�term"extended coveragr"ar�d any other ha�ard+.irtcl:u�eag � ��'`�'�°- <br /> floods or flooding.for which Lender rcyuire.in,ur:tnce. This insurauce �hall tx: maintained in the araount�artd tiot the � �?• <br /> 4 .r:,: <br /> � "' <br /> .i, <br /> � • . <br /> ff.tcm 3028 919D f/utkr_,•1 h pat��t.l .;i <br /> {�. ••1. <br /> �Y � _ _ ._. . . . <br /> 4 •� <br /> 1 <br /> . ___ � .___—_ _. ._- 1 . . __� <br />