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<br /> TOt3BTHSR WITH eU tho improvpments aa�v oz fsereafter erected on the properiy,and easemen �appurtenances,
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<br /> ri ' ': and fixtures now cr hereafter a gact af the property. All r�placements and additiona shull also be eovered by this Seeurity � -- _
<br /> ^�. ��, � Insuwuen� All of ti�e foregoing is referred to in this 5ecudty Imstrument es the"Propercy." - -_
<br /> �.'°` ` � k� gORROWR.R COVENANTS that Bonower ia lawfulty seised oY thc estaiz��cby coaveyed snd has the clght to grent �' - _- ---
<br /> • ' and convey the Property aad that the Property is uneacumbered,excxp[for encumbrances of record. Borrower warrants aad �-���••��-,.-- � v
<br /> ''�"`�` �-� �'��` wUi defead generally the title to the Property against all claims and demands,subject to any encumbrances of record.
<br /> —
<br /> '� THIS SECURITY IN S T R i J M B N T com b l aes u n i form covenaa t s for n a t t o n a l u s e a n d e r o n-u n i f a r m c o v e n a n t s w i t h ��a`'"z�-�
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<br /> ' ^ '`; lim{ted varlatloas by jnrlsdictlon to constitute a uniform security insttument coverlag ceal property. �°`= --
<br /> .. UNIFORM COVENANTS. Borrower and L.ender covener►t end agree as follows: � ��N„.
<br /> —., .
<br /> .., � --
<br /> ... .:-—---
<br /> ---
<br /> 1. 1'�ayment of Principnl and Interest;Pre�ynn�nt and Late Charges. Borrower shall promptty pay when due the _ .:"=:�__.___ _
<br /> ° ' ' � principal of and Interest on the debt evidenced by the Note and any prepayment and iate charges due under the Note. _--F�a�. �
<br /> �`S:,.s,;i+t:it;+rr�a.-
<br /> � • ' 2. L�ytuds for Tesses a�td Insurance. Subject to applicable law or to a wdtten waiver b Lender,Borrower shell a W ;«,,�...�._��:.-.:.
<br /> ' ' � Leudsx on tbe da.y montbly payments are due under the Note,unt31 the Note is paid in full,a sum("Funds")for.(a)yily �; �"=' -
<br /> ta�ces and assessrae�ats wuicb may attain prlority over this Securicy lasuument as a Uen on the Propeny;(b)yearly leasehold , , ,�,:,,,��_
<br /> paymen.ts ox gmuud rents on the Property, if any; (c) Yearly hazard or pmperty insurance pnmiums; (d) Yearly flood ; :. ; :<���ie+v�;`�;--
<br /> � ins,uan,ce �mium�,if any; (e) Yeacly mort�age insurance premiums.if any: and (�any sums payable by Borrower to � ,;'��.�' ,. -
<br /> L,end�r,i.n ac�cordance with the provisions of paragraph 8,in lieu of the payment of mortgage insurance premiums. These ; _.,�4;,�. :ti �:�:�
<br /> ,. ;.. *'�':i., � ..a�z�,:x-
<br /> items are calied"Escrow Items." Lender may,at any tlme,coUect and hold Funds in an amount not to exceed the maximum 3 �,�..._.e..._
<br /> ' ���> amouni a lender for a federally nelated mortgage loan may require for Bonower s escrow account under the federal Real • �; : --
<br /> �-----
<br /> ��)'rF:2r :
<br /> .;=��1, 8state Settlement Procedures Act of 1974 as arnended from dme to time,l2 U.S.C.§2601 et seq.("RESPA"),unless another �;;���:a•�=�
<br /> ` � ��~ law that applies to the Fands sets a lesser amount. If so,Lender may,at any time,wllect and hoid Funds in an amount not to �'•'`��'''�:;-�:.,m a
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<br /> ., �, �#��_4; exceed the ]esser amount. Lender may esumate the amount of Funds due on the basis of current data and masanable .. -� _
<br /> . ��.:r'~ -
<br /> - ;, ,•••1,;��Y;(f. . estimates of expenditures of future Fscrow Items or atherwise in accordance with applicable law. ; �^fl••_•o�a:R��
<br /> ;,f �:.:,;, The FUnds shall be held in an instituuon whose deposits are insured by a federal agency,instrumentality, or enuty � .'t�"-• ���,;,•
<br /> :�: `..,:::;:,:�f� � (including I.ender,if Lender is such an institution)or in any Federai Home Loan Bank. Lender shall apply the F1mds to pay ;.r,;:__
<br /> •`..;:-••�•�� the Escrow Items. l.ender may not charge Borrower for holding und applying the Funds, annually analyzing the escrow �`'"`-
<br /> .e�':-.�4�'t�', �����g�_°._-
<br /> 4r• 3 aecoun� or verifying the Escrow Items, unless Lender pays Borrawer interest on the Funds and applicable law permits � �,t,�_�
<br /> Lender to make such a cherge. However,Ixnder may reyuire Borrower to pay a one-time charge for an independent resl •�° --°
<br /> `.���y_
<br /> . estate tax reporting service used by Lender in connecuon with this loan,unless applicable law provides atherwise. Unless an � ��="
<br /> rJ , I agreement is niade or applicable law requires interest to be paid.Lender shall not be required to pay Borrowsr any intarest or ' :�;''�__
<br /> eamengs on the Funds. Borrower and I.ender may agrec in writing,however,that interest shall be paid on the Funds. Lender ',,�°'^=='_` .t,•.
<br /> shalE�e�e to Borrower,without charge,an annual accounting of the Funds,showing credits and debits to the Funds and the ;:„,. ��-:
<br /> ' • purpose for which each debit to the Funds was�nade. The Funds are pledged as additional security for all sums secured by }:�
<br /> --- - _ - this Securi►y Inss;un�eui. • ':
<br /> IE Q1e Fursds held by i.ender exceed Hte amannts permitted to be held by applicable law, Lender shall account to #F' !h .
<br /> � Horrawer for the excess i'unds in accordance w�th the requieements of applicable law. If the umount of the Funds held by ;!� ��
<br /> � ,� I.ender at any time ix not sufficient to puy the Escrow Items when due,Lender may so nodfy Borrower in writing,and,in : Pr'�'
<br /> ,:, such cace Borrower�hall pay to Lender the a►rc�unt necessnry to make up the deficierrcy. Borrower shall make up lhe •
<br /> ' deficiency in no more tHan twelve monthly Pas�rm�ncs,at Lender's sole discretion. ��4� 5 ;'
<br /> U p on pa yment in full of all sums secur¢d m y this Security Instrument,Lender shatl prornpdy refund to Borrower any � �n �;�,:
<br /> Funds held by L.ender. If,under paragraph 2 I,Il.ender shull acquire or sell the Property. Lender.�rior to the acquisition or
<br /> ;�,,.
<br /> sale af the Property,shal!apply any Fundti held hy Lender at the time of acquisition or sale as a credit ugainst the sums �
<br /> • secured by this Security Instrument. �i'�13
<br /> � 3. Application of Payments. Unlecs applicable luw provides otherwise, all payments received by Lender under •
<br /> paragraphs I and 2 shall be applied:first,to�any qTepayment charges due under the Note; second,to arreounts payable under ,� •�
<br /> � paragraph 2;third,to interect due;fourth,to�rir.�;ipa!due;and last,to any Q„!c charges due under the Note. . .. .
<br /> . �' 4. Charges; Liens. BoROwer tihull �a� at1 taxes, atisessments, cfiarg�s, fines and impositivna att�ibutable to the . ,�+''��
<br /> . { Property which may attain priority ovcr this Security Inswmene,and lea���old payments or gruund re:�as.if any. Boaower �� -
<br /> ��;_
<br /> � ;',,:` I shall pay these obligations in thc manner provided in puraizaah�,or if n�:pti�in that m:anner,B��em���r shall pay cltem on •�.-. r'y�
<br /> �•,:,•..,,,. ..r
<br /> � time direcdy to the penon owed payment. Borrower shall promptly fumisfi to Lender all nrii:e•of ar.:oa:n:.to be paid under �:.;.,>>�.� .;:.�. .
<br /> this ara ra h. If Borrower maketi thesc a ments directl ,Borrower shal l rom d fumish to L�tndec re.ri ts evidencin ''�`"'�'
<br /> p g P P Y Y F P Y P 8 ';�;f.c��;. .. . ;,,�,,,.
<br /> � . �I�r,
<br /> the payments. ' � >t;`
<br /> ,„,.,,,•;,,.. .
<br /> 1 Bocrower shall prompdy discharge uny lien which ha�priority over this Security Instrument unle��F.�r7�<«r:(a)agrees • � ;+�::
<br /> � I in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender;(b)context�in good faith the ��``` `� .'�'
<br /> .;�:, c
<br /> . : I ��t��,. '
<br /> lien by,or defends against enforcement of the licn in,legal proceeding+which in the Lender:opinion operute to prevent the t�:s„c%,r
<br /> � enforcement of the lien;or(c)tiecures from the holder of the lien an agrcement satisfactory to Lender subordinating the lien �
<br /> to this Serurity Insuument. If Lender detem�ine�that any part of thc Property is.ubjcrt to a lien which may attain priority � ��s�;: _
<br /> over this Security Irswment.Lender may gi�a�ic:7awer u notice identifying the lien. Burrowcr�hall u.id.fy the lien or take • ,
<br /> one or more of the actions set fonh above within [G�ays of the giving of notice. !�',
<br /> 5. Hezard or Property Insurance. Bnrrr«:r.hall keep the improvements no��existing or hereafter erected on the
<br /> � Propetty insumd against loss by fire.huzards included wit�.ir.:'�:tertn"extendrd coveragr"and any other h:ezards,including I • • .
<br /> �� flood�or floodin�, for which Lender reyuire+ inauranre. T::�� inwrance shall he mainrt,�sned in thf amountti and for the � •
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