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<br /> =rfi_.:�.�.`�;, und flatures now ur heroafter a ptut of tt►e property. All replacements nnd addiclanx aheU also bE covered by thls Securlry :�}��`��c�_._�-^
<br /> s`,: — Instcument. All of the foregoing is referrcd c�in this Security Instrument as the"Aroperty." f �
<br /> BORROWAEt COVEIVANTS thnt Barrower is IawfuUy scised of the estate Itarcby conveyed und hos the right to grunt ,�r���
<br /> �.,_ , ia unencumb�red.except for encumbrancea of record. �orrower wnmints and �'����,,�
<br /> �:�,.�_ . .. nnd conv�y the Property und thut thc P'ropertY :.r�-_�� �_�_'._.
<br /> wiU defend generally thE title to the Property ugainst all cluims and demands,subject to a►y encumbrances of record. ,.._i�;,,__.v� _
<br /> THIS S�:CUAiTY UdSTRUMEAi'I' combfnes uniiorm covenants for naHonal use and non•unlform covenunts wlth : s �'>;� ��-
<br /> � �imited varlallons by jurisdIction to cor.sdtute u unifaan securlty instrument covering real property� �1 y�y;��;�__:�_-
<br /> � U1�IIFORM COVENANTS. Borrower and l.ender covenant and ugree as follows: •• •-,•�,.• ���,F-•
<br /> � � � ' 1. P�ytnent of Princi�wt an�InteYest+�i�aY�ent and Late Clwrges. Borrower sh�ll pmmpdy pay when due the _ •;�. • ,,.��.
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<br /> `• princi ai of und interest on the debt evidenced by the Note and any pcepayment and let?char�ex due under the Note. .,.
<br /> � Ft�nde for'i�uces and Insuronce. Subject to applicable l�+w or ta a written waiver by Lender.Borrower shall pay to
<br /> Ixnder on the day monthly puyments are due under the Note,until the Note is pa.i.d i.n full,a sum("FS�nds'7 for.(a)yearly ��a
<br /> taxes und assessments which may attain prlority over this Security 1ost�vmea�as a tiea on the Property:(b)YeariY 1_easehold
<br /> ,� �. PaYments or gm�nd rents on the Property, if any: (c)Yearly b�rard or pmpenryr insurance paemicems: (d?D��Y Elaod . ;
<br /> inswance Qmecnlvms. if any: (e) yeurly �nortgage insumrtce pre�zuums. iF any: and (� unY su!x�s Pa�9'abte by 13onrower to
<br /> " Lender,in accoc+daace with the provisioa.s of paragrapb 8.rn Lieu of t[te payment af martgage�r�sur�ace�rrer►zie�rs. 'Rtese . �'+
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<br /> items are call¢d"�scrow Ilceens: Lender ana�y.at any 8eme.cotieli;�f T°Borrower's escrow�acceunt enader�e ffederal�Rea1 �
<br /> atnount a lendx�for m fodeealEy nelaced amocaga8e loa°°[na➢'�1
<br /> ",;_.�: Estnte Settl¢m¢nt Pra.'edwres A�Q of 1974 as acr�ended from time to dme,12 U.S.C.�2601 et seq.("R�SP?►")•urnless another
<br /> �•.�.� law that appiies eo thc 1�as sets a less�r�mount. If so,Lender muy,at any dme,collect and holcf Flweds in an amount not to _._'=`-
<br /> excced the Iesser amouat. l.ender may estimate the amount of Funds dae on the basis of current data ar�d reasanabte , ':-��, "
<br /> • ¢snmates of expeoditures of future Escrov�r Items or otherwise in accordance with applicable law. . . • ��•�f
<br /> ^ Ttee Fwtds shall be hxld in an instatution whose deposits are insured by a federni agency,inscrumzntalnYy, or entiry .:�,�t;,y�� .
<br /> Qiacluding l.ender,if Lende�is such an imsdtuuon)or in any Federal Home Loan Bank• Lender shall apply tP�e�w,�ds to pay .{,'�,:;�;,;,•� . _
<br /> ' ahe Escnow Aaems. Lender may not cQ�ge Borrower for holding and applying the Funds,annuallY analYzing the escrow ���sy�r}� .'. , , ,� .��
<br /> '� aocoun� or verifying the Escrow Items, unless Lender pays Bormwer interest on the Futtds and applicable law permits '•�''" ' . . _ .. .
<br /> Ilxnder to make such a charge. Howeveff,fl.ender may cequire Borrower to pay a one-time cPearge for an independent c�eaP� �;"' •`{?�+�^,.,-.4,�
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<br /> estate tax reporting service used by Lender in coiucection with this loan,unless a licable law w�ides otherwise, Unless an ,, ' .�� �_
<br /> � agreement is made or applicable law requires inte�est¢o be paid.I-ender shall noi b¢Qev,ueced to pay Bonower any interest or :.,_1F\ �,,
<br /> . eaznings on the Funds. Borrower and Lender may agE+ze in writing,however,thut 6neeresc sha11 be Paid on the Funds. Lender •.:,-4� 1�•ti�!"-
<br /> � , shall give ta Borrower,without charge,an anc►ual accounting of the Funds,sh�weng credits and debits to the Funds and the {�atc . �,� ,� •
<br /> purpose for which each debit to the FuR�ls was made_ 'Ihe Funds ar+e pledged as additional secu�iry for all sums secured by ,��.�
<br /> ----�- -- chis Security lnswmen� - `— --
<br /> If the Funds held by I.ender exceed the amauuets�erm�tted eu tre he[d bp applicable law. 3.ender shall account to ,
<br /> ' Borrower for the excess Funds in accordance wetiti¢kRe�equuements oi'aPplicaDte law. If the amount of the Funds held by .,, �
<br /> Lender at any timc is not sufticient to pay the Escrovc Iteans when due.Lender may so notify Borrower in writing,and.in ����
<br /> such case Borrower shall pay to Lende�the amount necessary to r►eake up the deficiency. Borrower shall make up the ,,.��:� �
<br /> ;;;.'�;�r�:
<br /> deficiency in no more than twelve monthly payments,at Lender'.s sole discretion. ' ,,�., (
<br /> Upon puyment in fuli of all sum�secured by this Security Instcument,Lender shall promptly refund to Borrower any ' `�!�!
<br /> Funds held by I.ender. If,under paragmph 21,Lender shall acquire or sell the Propetty.Lender,p�ior to the acquisition or
<br /> sa le o f t he P ro p e r t y. s h a l l u p p l y u n y F u nds held b y Il.ender at the time of zcquisition or sale as a credit against the sums ::.. . :��
<br /> secuned by this Security Inswment. r�''' ' •"' ���
<br /> � • '. 3. Application of Payments. Unless npplicable law provides otherwise, ull payments received by l.ender under ' ;t.•,t
<br /> • �•..j;��.r�; paragraphs I and 2 shull be applied: rrst,to any prepayment c hazge�due under the Note;second,to amounts payable under ; . ;�;�
<br /> •".f`4 paragraph 2;third,to interest duc;fourth,to principul due;and last,to any late charges due under the Note. ,�,,:. ,,s;•,f
<br /> 4. Charges; Ltens. Borrower shall pay nll t�xes, assetisments, charges, fines and impositions atuibutable to the ;;��'�
<br /> Property which may attain priority over this Security Instrument,and leasehold puyments or ground rents,if any. Botrower �";: • �.�
<br /> shall pay these obligations in the manner provided in p�u-agtaph 2,or if not paid in thut munner,Borrower shull pny�t►em on �
<br /> ume directly to the person owed payment. Borrower shali promptly fumish to Lender ull notices of amounts to be paid under (
<br /> this paragrAph. If Borrower make.these payments directly.Bornower.hall promptly furnish to Lender receipts evidencing i
<br /> ,,_�, the payments.
<br /> Borrower shall promptly discharge uny lien which has prinrity o�•er this Security Instrument unless Borrower.(a)agrees -
<br /> in wriiing to the payment of the obligaiion securcd by the iien in a manner acceptublr to Lender;fb)rontests in go�i faith the �
<br /> • lien by,or defends against enforcement oF the lien in,Iegul proceedings which in the Lender 5 opinion operate to prevent the ` •• .
<br /> enforcement of the tien;or(c)secums from the holder of the licn an agreement.ati.fnctory tn Lender suFwrdinacing the lien f
<br /> to this Security Instrument. lf Lender determinex that any part o1'the Pn�perty is subject to a lien whir,h may attain priority j • �
<br /> over this Security Insuument,Lendcr may�ive Borrower a notirc identifying the lien. Borrower xhall satisfy the lien or tal:e i
<br /> �'��' onc or more of the actions set forth above within IQ days of the giving of noticc. ,.
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<br /> _f,,.. :,;: 5. I�azard or Property Insurance. Borrower�hull keep the improvement.r• now existing c�r hereafcer erected on the
<br /> "� '•. ` � � property insured against loss by fin:.huzardx included within the tcrn�"extendcd rovcrsge"and any other h�zards,includin€ i
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<br /> .'�� ffoods or flooding, for which Lender reyuires in,urunre. Thi� in�urance shuU be maintained in the amaunts and for t e I
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<br /> ij;:-� .t i� Form 3028 9/90 1/wQe?oJ6�xtKrs�
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