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<br /> -.��-�y�. TCX]ER'HBR WiTli aU tho improvenintttu stnw or ltercnf�er ercctcd csu tNe(trif�ctty,ar�d e11 onr�crucuty,np�s«nt���ane��,
<br /> �- �.:L• ��: ��-•� nnd tixeures now or hereafter a ps�t uf iha pnUp�ny. Alt rcplacentente uud aclattltinn��hnll el�:t�I3(l�ISV(:fCtl(�y tlilq�ice�sity
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<br /> .:;:-: �,•=���,��; IsiauumenG All of tho foregoing ia refcrred to M thls 5tcctirity tii�tni�bnt�;tfig"W�rty."
<br /> �6Y�, _�,,r,:: �� Bt1RR01N�R COV8IVANTS thnt Boanwer It►lawAtlly�cfhe�f nf tiie e�iuiUa lter�Ny e���lv0ycd nut�Itnra tlto ti�1}t lt�ur�u�i
<br /> �v��-�:`:,�r"•s'"^ and come tha Pmperty nnd that tho A�o rt Ix uncncumbcrcd,oxcc t far encurabranccr���f r��ce►tc�, I�u►rti�wcr wuir�iti�y Hn+l
<br /> ,,;:,{.�yJ. �11 defend�eaeml1y tha ddo to tho Prop rtY ngainst oll elnfma ttnd damanslq,r,uNJGCt to ttny e�tcuiith��iticen uY tcc�uzL
<br /> � �°.:.�'„�„.,:- —
<br /> , ;g,,;���;��� THIS 3ECURITY 1NSTRUMBNT combinas unifurm cavenantn far nutinn�l uya tttt�l runt•i�nffuf►i� �:��veuunh wllt�
<br /> ,. . . •� Umited vuriuttona by jurfedIcUon to constltuto a unifcmn security Inequmtnt covering reiil prr►�er1y. -
<br /> __...__::�.,�,� - �O���H��. gn�v�er abd 1,ender coveni;nt nn�1 nBreo nx fi�llnwa; -_-_
<br /> . � i. Puyme�t ot ttciRCt�snl nnd Intsre�Ei Pea�nytncnt nnd I.nto Cftae�es, Aom�wCr�ihntl pr�mtptly{ruy whr,o d��o qw _
<br /> pdncipat of and intereat on the debt evtQeneed by tha Note and nny prepnyment and lato chnrpae cl�iu uncler ih��(Vote.
<br /> . 2. Fantis for'liaxes and Iasurnnce. �ubjcst to appIicnble law or tc�u weitton wutvcr t�y I�;nd�r,f3�jrrnwC�hIIUI)(llly�t1
<br /> �•� Lender on the day m�onthly payments os+e duo undee U�a Note.unttl tha Notu i�paid in fY+ll.i�xum(°(lund�i 7 fi�r:ln1 yesrly -
<br />-%;:-���:;>.r;, taxex and assessmenta which may nttain prfority over this Secority�[nauument nx n Uon on tNo 1'►nperty;IM►yciuly Maticta�ld _
<br /> �'�-"�::;;,�•::;.•• puyments or ground renta on the Property. if uny: (c) Yesuly ha�.ard or �raperty inxurunce premiumy; t�p ycuriy tbnH)
<br /> ' insucance premiwas. if eny: (e) yearly muceBag�i�nsurunce pmmiumu, if any; and(�imy xunix payiihlo 1►y {lorr+►w�r ti� �
<br /> L.ender.in uccordance with the provistas�s oG pz�raagrnph 8,in lieu of the pnyment ot mnt9auQo inxurnnco��rco�d�nn�. '1`Itexn
<br /> items are called"Escrow ItemR" l.ender muy.at any time,collect and hotd Fundx in un umnunt nut to exceecl litu muxlnum�
<br /> '{i,=:r:,`. amount a lender for a federaily related mortgage loun moy i+�equine for�orrowcr'�cKCmw uccnunt undcr tks f'cdetal Rcul __
<br /> � �""��'�''�" � Estate Settl�ment Pmcedurcs Act o9'1974 as amended frc�m time ta Nme,12 U.S.C.�2fi01 r.t re� ("ItFSI'A").anlcxw unothcr
<br /> �;:..., . !• �- -
<br /> law that applies to the Flmds sets a lesser amoun� If so,Lender may.At any time.collect and hold tLnJi►in an nmeiunt nnt tn
<br /> ' , exceed the lesser amount. Lender may estimute the amount of HUrtds due on tE�4 buslK of cunent duta und reuwnnnblo �` -
<br /> _ � ;r �esumates of expenditures of future Escrow Items or otherwi�e in accordance widt applicable law. r:;-;-
<br /> �. The Funds shall be held in an institutton whose deposits are insured hy a f�dsral ugency, Mxtrumcntuliry,itt cntiry �„
<br /> ;' �s .V.• (including Lender,if Lender is such an lnsdtudon)or!n uny Federal Nome Loan Banh. L.ender ehull uppty thu I�undx to puy �:�
<br /> '��'`�`����� the F:ecrow Items. Lender may not charge Borrowcr for holding and applying the NUnds,annually i►naiyying tNc eticrow ��_
<br /> ''���'i�'"�iF ° accounv.or verifying the Escrow ltems, unless I.ender pny� Borrower intere�;t on the Funds and �pplicuble Inw pennits �"'
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<br /> '.''• - I.ender to meke such a charge. However,Lcnder muy tryuire Boaower to pay u anc-timc churgc for an lnde�tndcnt rcul �;;=_.�
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<br />' ��,.�.�:fi, , estatc tax reporting scrvice used by L.ender in connecdon with thi�loun,unless upplicnble Inw provide»utherwise. llnlexx ttn �-r.�_
<br /> �:�'+t;�,t�f���� " agreement is made or applicable law requires interest to be paid,I.ender shall not be required to puy Harrower any intcrcst cir --
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<br /> ,:.�y%(;!:•;;;;;::.:;,�,• .; eamin�s on the Funds. Borrowcr und l.ender may usrec in wciting,however,that intercst sh�ll be pu4d on the Pundx. L.ender
<br /> ",?���'���.r'��'" r� shall givc to Borrower,�vnt�aut charge,un nnnual accounttng of the Funds,showins crcdits and dnbits tn thc�ndx nnd thc
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<br /> :�?`�,U�;.:J�}:•'-�-'=: puspox fos�hfch�ach debit to Lhe Fyttd�W��ma�ie The Ft�adc ere�ledeed pc additional secudty for ull sumK secureJ bY r
<br /> sir��•i• 4� ,' � this Security Instrument.
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<br />_:,�•:;�(s�r;�;�,�l�t� ''i' If the FLnds held by Lender exceed the umounts permitted to be heid by applicuble law. Lender xhull nccount to
<br /> ,;.��1�,;;:. ..:�,,f;-�•,'�'+;, Borrower for the excess Funds in accordunce with the requirements of upplicahle law. If the nmc�mnt of�he Fund�heid by
<br /> �„r��`�- :�:;r,,; : Lender at any time is not sufficient to pay the Escrow Items when due,Lender may so nc�iify Botrawer in wrlting,�►nd,in
<br /> :;�,yti�.�.i,;;.•.�:.. , .
<br /> � � . such case Borrower shall pay to Lender the amount necessary to make up the defiri�:nry. Borrawer shall make up the --
<br /> deCciency in no moc+e than tweive monthly payments,nt L.ender's sole discretion.
<br /> '`�7+�. '�'�� ' Upon payment in full of atl sumc secured by thic Security Instrument,Lender shall promptly rcfund to Bonower nny _
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<br /> ,; ,,,_4,�„��;,,,.� ,ti;�' Funds held by i.ender. If,under paragrnph 21.Lender shall acquire or�et;the Properry,Lender,prior to the ucquisitinn or �,,.
<br /> _��;::•�,5.�..�:.;; . sale of thc Properry, shall apply any Funds hetd by Lendcr at the tirtie ut'arquisition or saic uc a credit aguinst thc sumr+
<br /> �����ti:":�:•�; secured by this Securiry Insuument. E`���__
<br /> �?�,: ,:,' "'' 3. Application of Aayments. Unles.upplicablc law providcs othenvise, all payments mccived by Leader under
<br /> :f!'i;1;;;..�«? • ;r paragraphs 1 and 2 shaU be ppplicd:first,to uny pmpsyment chargcti duc undcr the Nrtr:serond,to umounts payable under
<br /> �,�4;-�:;r ���,
<br /> ;�„;s,�',�a;,,,•;:F;:; paragraph 2;third,tn interest uue:fourth,m principal due;and last,to any lnte charge<due under the l��te.
<br /> ;'>�-;;���;! ••'�'.�`.��' . 4. Charges; Giens. Borcower shall pay all taxes,assescmcnts, chargex, fines :�nd imp��.itic�:a. �ttributublc ro the
<br /> '1�''`� =�' ��1`�"' Pro rt which ma uttain riorit ovcr this Securit iastrument,and Ieusehnld a�mentx or round�ents,if un . Borrower '
<br /> =�1�:;:....,:.. •:�'�'ii�� Pe Y Y P Y Y P'y S Y
<br /> a�-, •��:�'�":'�� '`'':' shall pay these obligations in the munner providcd in paragraph 2,or if not puid in that manner,Bonower shall puy thcm on •
<br /> '�•• ".:•• . ,1�, .�.
<br />. �,�,. ::.�.�.;.,,:;�;,,;. time directly to the percon owed payment. Borrower shall promptly furni�h to Lendcr�I!aoticcc bf amounts to be paid undet
<br /> ,,�- �: •�-�; ����;}''1. this paragraph. If Borrower mukes theu payments direetly,Born�wer tihull pr<mipQy furni.h tc�Lender rcceipts evtdencing
<br /> ,,,,'r,,',`+1.. .���;� the payments.
<br /> .�, '�.,:,�!�.�, Borrower shaq promptly dixchar�e any lien which ha�pcioriry over thi+Security tn�trument un��.�Burre+wer:(u)sgrce�
<br /> .' ''�'�'�`- ' in writin to the a ment of the obli auon ucured b thc lien in a manner ucce table tu Lender:tb)contests in ood faith thc
<br /> ::iri;::;,;:� , ::;•;,r;� B p Y R' Y p' S
<br /> lien by,or defends against enforcemcnt of thc lien in,lcgttl pr<kecJing�whirh in the LenJrr ti opinic►n operatr tu prevent the
<br /> �'��'�' �� •�'•`':. enforeement of the licn;or(c)+ecur�.from thc holdcr of thc ticn un ugrcement sutisfactory to Lcndrr wtwrdinating thc lirn
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<br /> ...},�t, � to this Security lnstrument. If Lender detcrmine�that any part of thc Pmpeny i.wbjcrt tu a I�cn whirh may attain priority
<br /> `: -:'�(..t� . over this Security lnctrument,Lendcr may give Borrower u notirc identifying thc lirn. Borrow�cr.hall.atisfy the lien��r tukr
<br /> ��j�.� �•r<�`�,;- one or more of tt+e actions xet forth above within 1t)dayti c�f thc�iving of notire.
<br /> j• ;��•!� ' S. Ha�srd or Property insurance. Bortowcr�hall kcrp the impru�•emrnt.nc+��•cxi.ung un c�rcafler crccted on thc
<br /> '•�, Property insured against loss by Crc,h�.ard+included within the tem�"extenJed ru�rra�.e" and am uther haiar�w�nrluding
<br /> •. � tloads or flooding, for which Lender rcyuires inwrance. Thi�inwrunre .hall he m.untained in the amuunt�. artil for tt►e
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