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a r r M v M ei tom.. After Recording Return To: FLAGSTAR BANK 5151 CORPORATE DRIVE TROY, MI 48098 FINAL DOCUMENTS, MAIL STOP W -530 -3 V1 WBCD LOAN # 500166487 [Space Above This Line For Recording Data] ;v n n T o —i =a c z N f�D n = � O M N Z (n z S iC 2 O =3 f D -,j W cn FINAL DOCUMENTS, MAIL STOP W -530 -3 V1 WBCD LOAN # 500166487 [Space Above This Line For Recording Data] DEED OF TRUST MIN 100052550016648783 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JULY 23, 2004, together with all Riders to this document. (B) "Borrower" is RONNIE SITZMAN Husband and Wife and DARLA SITZMAN Wife and Husband, JOINT TENANCY WITH FULL RIGHTS OF SURVIVORSHIP. Borrower is the trustor under this Security Instrument. (C) "Lender" is SIMPLICITY MORTGAGE CORP. Lender is a CORPORATION under the laws of IOWA. 2615 86 ST, DES MOINES, IA 50322. (D) "Trustee" is W/VjWAC /ATAWAVppAgW./ BAR ASSOCIATION organized and existing Lender's address is GARY D. BYRNE, A MEMBER OF THE NEBRASKA (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary underthis Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated JULY 23, 2004. The Note states that Borrower owes Lender *****************ONE HUNDRED THIRTY FIVE THOUSAND AND NO/ 100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $135,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt In full not later than AUGUST 1, 2034. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Initials: © 1999 -2004 Online Documents, Inc. Page 1 of 9 NEEDEED 0402 A/ C.:71 07 -20 -2004 13:41 v M o —i O cam_ z N f�D O � O r Z (n S m O =3 f D -,j W cn L.. CID rV CD —%3 un O r-F cn Z O DEED OF TRUST MIN 100052550016648783 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JULY 23, 2004, together with all Riders to this document. (B) "Borrower" is RONNIE SITZMAN Husband and Wife and DARLA SITZMAN Wife and Husband, JOINT TENANCY WITH FULL RIGHTS OF SURVIVORSHIP. Borrower is the trustor under this Security Instrument. (C) "Lender" is SIMPLICITY MORTGAGE CORP. Lender is a CORPORATION under the laws of IOWA. 2615 86 ST, DES MOINES, IA 50322. (D) "Trustee" is W/VjWAC /ATAWAVppAgW./ BAR ASSOCIATION organized and existing Lender's address is GARY D. BYRNE, A MEMBER OF THE NEBRASKA (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary underthis Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated JULY 23, 2004. The Note states that Borrower owes Lender *****************ONE HUNDRED THIRTY FIVE THOUSAND AND NO/ 100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $135,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt In full not later than AUGUST 1, 2034. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Initials: © 1999 -2004 Online Documents, Inc. Page 1 of 9 NEEDEED 0402 A/ C.:71 07 -20 -2004 13:41 v