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<br /> �� ^ periods that L.ender requires. '[fte lnsurAnce carrier providing the insurance xhall be chn.ren by Rarr��wer tiubJect tu i.e�tderk ,.. , . .
<br /> � � approval which ahall not be unreasonabl withheld. If Borcuwer fails to muimain covcrA c described nbuvo,l.ender mn .at t ��,� "'J=Y
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<br /> �g �� � n..� l.ender's opttan,abtain coverage to protect I..enderk d�hts in the Property in uccordunca wlth purugruph 7. • • �, �
<br /> `� � • All in�urance pol{cies and mnewais shall be acceptable to Lender and shall include u stundurd mnrtgnge cinuxe. I.ender �` t�' - �
<br /> � � ' • shall have the rIght to hold the polictes and renewals. If Lender requires, Horrower shall promptly givc tu I.cnQcr nU rcccip�e , i`�`�'`
<br /> ' `�- ,. of puid premiums nnd renewal natices. In the event of losa,Borrower shall give prompt not{ce tci the inwurance rurrler und . ' '"�`�"��:� --
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<br /> _ ` . � Lcnder. Lender may make proof of loss if not mude promptly by Borrower. ° . _
<br /> • �� " Unless L.ender and HoROwer otherwisa agree In wdting,insurance proceed��hull be npplicd ta rcwtnmtian c�r rcpulr uf , , ?s�,`+,
<br /> �� the Property damaged, if the rcstoratfon or repajr is economically feasIble and Lendcr'+ tiecudty iK nut Icsxencd. If the , '
<br /> , restoratton or repair Is not ecanom[cally feasible or Lender�security wauld be lessened.the inhurunce pnxeeds nhull he .
<br /> - . • applied to the sums secured by this Securlty Instrument, whether or not then due, with uny exrews pni�t tu Nnrn�wer. lf , ,. :
<br /> . 8orrawer abandons the Property, or dces not unswer within 30 days a notice from l.ender that thc in+urunce rurrlcr ha� •
<br /> ' offered to senle a claim,then I.ender may collect the insurance proceeds. Lender mny use the prnccedr,M repui�ot reKtore '
<br /> the Property or to pay sums secured by this Security Instrument,whether cx not then due. The 30•da�y peric�d will tx gln when � .
<br /> the notice is given. " „
<br /> ' Unless Lender and Borrower atherwise a�ree In writing,any application of proceeds to principul tihall not extend ur ,
<br /> postpone thc due date of tha monthly payments referred to in paragraphs t and 2 or chunge the amaunt c�f the pnymcntr�. If ,
<br /> �� under paragraph 21 the Property is acquired by Lender, Boaower's right to any insurance policie�und prcxecd�resulting � ' ,
<br /> " „ " from damage to the Property prior to the acquisition shaq pass to Lender to the extent of the sumy yccurcd by thir�Sccurity
<br /> Instrument immediately prior to the acquisition. , , •
<br /> 6. Occupancy, Preservatton, Maintenance and Protection of the Praperty; Borrower's l.aun AppUcationi .
<br /> — ._-- .--_ L^xeholcls. B^sr^,•,es shst�..,_,•���.�,r�tuhtich pn�i n�P rhP Pr��rty aF Borrower s arinciaal residence within r:ixtv duy�•rfter .-- -- =_---_----:_
<br /> the execution af this Security Instrument und shull continue to occupy the Property u.s Borrower s principnl residencr for at • .
<br /> least one year after the date of occupancy, unless Lender otherwise ngrees in writin�, whlch conse�t tihull not be �
<br /> unreusonably withheld,or unless extenuatin�circumstances exist which are Ueyond Borrower ti controL Borrower xhuU not �
<br /> � • desuny.damnge or impair the Property,allaw the Praperty to deteriorate,or commit waste on the Praperty. Bormwcr shall . ".
<br /> be in default if any forfeiture action or proceeding,whether civil or criminul,is begun that in Lender s�ood fuith judgment
<br /> ,. could result in forfeiture of the Property or otherwise materially impair the lien cre�ted by this Security Insr.rument or ,
<br /> , � Lender's security interest. Borrower may cure such a default und reinstate,as provided in puragraph !R,by cnusing the uction �
<br /> • a proceeding to be dismissed with a rulin�that,in Lender's good faith determination,precludes forfelture of the Botrower'.s � �_-.
<br /> interest in the Property or ott�er material impairment of the lien created by this Security lnstrument or Lender's security � ' .':�
<br /> intemst. Borrower shap also be in default if Borrower. during the loun application process, gave muteriully fulse or ''��
<br /> r.,, ;
<br /> inaccurate information or stutemen�c to Lender(or failed to provide Lender with any material informution)in cannection with ' -��;
<br /> . the loan evidenced hy the Note, including, but not limited to, representations conceming Borrower's• acrupxncy of the �'�
<br /> �.. .
<br /> - -- -- - -- property a+u principut residence. It th�s Jecunty lnstrument�s on a teasenotd,tsorrower snau compty wun nu me prov�tiiun, -. .
<br /> of the lease. If Borrower acquires fee titic to the Property,the leusehold and the fee title shall not merge unletiti Lender ugrces � „ )
<br /> to the merger in writing. ` „ �
<br /> 7. Protection of Lender's Ri�hts in the Property. If Borrower fni�s to perform the cove►�ants and ugrcemems , • j �
<br /> contained in this Security [nstrument, or there ic u legal proceeding that may significantly uffect Lender's rights in the I
<br /> Property t�uch as u proceeding in bankruptcy,probute.for condemnation or forfeiture or to enforce luws or regulutionx),then � �.� �
<br /> Lender muy do and pay for whatevcr is nece+sary to protect the value of the Property and Lender's rights in the Propeqy. "' <; �=� �
<br /> Lender ti uctions may include paying any sumx�ecured by a lien which has priority over this Security Instrument,appeuring � .. � '
<br /> in court,paying rcusonublc uttomcy�'fces and entcring on the Property to rnake repairs. Although Lender may takc action � ;�5�
<br /> under thi.paragruph 7.Lender da:s not huvc to do xo. � '„
<br /> Any umounts ditibursed by Lender under thi.purugruph 7 shull b�:come udditional debt of Borrower secured by this {
<br /> Security Intitrument. Unlesx Borrower and Lrndcr agrec to other tcrmx ot'payment,these amounts xhull bear interest from the �1 ,�
<br /> ' datc<�f di�bunement at thc Notc ratr und+hall be puyuble,with interest,upon noticc from Lender to Bonower rcqucsting ,�,
<br /> � payment. � .
<br /> S. Mortga�e Insurance. If Lender reyuired mort�age insu�unce uc a condition of muking the loun secured hy this • ..
<br /> Security Instrument. Borrower shull pay the premiums reyuired to main�ain the mortgnge inzurunce in effect. [f, for uny ,
<br /> • rcaxon, thc mortgagc insurancc co�•cru�c rcyuircd by Lcndcr lupxcti or:•easr. to br in rffrrt, Rnrrower xhall puy tl� ,
<br /> premiums rcquired ta obtain covcrugc subtituntiully cyuiv:�lent to the mortga�c insurancc prcviously in effcct, at a cost
<br /> suhstuntiully cyuivulent t<�thc cost to Borrower of the mnngagc in,urancc pmvioutily in effect,from un ulternutc mort�age .
<br /> intiurcr uppmved by Lendcr. If tiub�tuntiully equivalent mnrtgugc intiursncc covcrugc i�not avuilublc,Borrower�hall pay to
<br /> Lrndcr ruch montN u.um cqual to onc-twclfth of thc ycurly m��rtgu�tr in,uruncr prcmium tx�ing paid by Borrowcr whcn the
<br /> in.urunce coveruge lupsed or ceused to tx in effect. Lrndrr will arcept,uK and retain these payments us a los,mtierve in lieu
<br /> of mortgage insurxncc. Lo.y rcti�rvc puymcnts muy no longcr tx requircd, a� the option of l.cndcr, if mortga�e in,urance
<br /> coveruge(in the umount und for thc periai that Lrndrr rrquires>prmideJ hy an in.urer approveJ by Lender again become�
<br /> av;�iluhlr and i.obtained.Borrower shull puy the premiumx rcyuircd to maintain mongugc imurancc in effcct,or ro pmvide a
<br /> lotis re.crvc,until the requirrment inr mortEu�c insurancr cnd+in uc«�rdanrc with any writtcn ugre�ment Ixtwcen Borruwer
<br /> and Lcndcr ar applicuhlc luw.
<br /> • 9. Inspectiun. Lrnder or it,u�cnt muy makc rrutionaMle entric. upun and impertiun+uf the Property. Lrndcr�hall
<br /> � givc Borrowrr noticc at thc time of or prior to an in,�xction.perifying rra�onahlc cau.c ti�r thr impection.
<br /> , ; j 10. Condemnatton. Thc prorccdti uf any aw•ard ur rluim tiir dam:igcti,dtrrct ur rumryucntial,in ccmncction with any
<br /> ti � timEk f:muly..Funnle�1ne/Freddlc�tuc l'VIFUit�t I\ti"1'Rl�1F.Y1' -l n�tunn c'u�enanh 4�40 ynie�•?•�l n p,i¢ru
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