|
n
<br />M y
<br />X S
<br />,ee Above This Lh,e For Reeording U
<br />2HO( n-j5- iH DEED OF TRUST Case # 343460166401
<br />4v1 [9_I�- —I— Loan ID # 621603
<br />THIS LOAN IS NOT ASSUMABLE WITHOUT THE
<br />APPROVAL OF THE DEPARTMENT OF VETERANS �
<br />0
<br />AFFAIRS OR ITS AUTHORIZED AGENT. �d
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words me defined in Sections 3, 11, 13,
<br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated July 16th, 2004 , together with all
<br />Riders to this document.
<br />(B) "Borrower" is JAMES P. OGDEN and GERALDINE K OGDEN, HUSBAND AND WIFE
<br />. Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is AMERICA'S CHOICE MORTGAGE, INC.
<br />. Lender is a CORPORATION organized and existing under the
<br />laws of GEORGIA Lender's address is 4210 COLUMBIA
<br />RD., SUITE 5 -A, MARTINEZ, GA 30907 Lender is the
<br />beneficiary under this Security Instrument �IT� e�
<br />(D) "Trustee" is Ot.A VelT '-GUG
<br />(E) "Note" means the promissory note signed by Borrower and dated July 16th, 2004 . The Note
<br />stales that Borrower owes Lender Ninety Six Thousand One Hundred Seventy Six and no /100- -
<br />- - - - - - - - - - - - - - - Dollars (U.S. $ 96,176.00 ) plus interest. Borrower has
<br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than August let,
<br />2034
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to
<br />be executed by Borrower [check box as applicable]:
<br />® Adjustable Race Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider M Other(s) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider VA Rider m-LD TIEED cw� -rRuST
<br />wwrT - ;-AveR
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial
<br />opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that
<br />are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrumem, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic
<br />tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is
<br />not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire
<br />transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other dim insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction
<br />of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of
<br />condemnation; or (Iv) misrepresentations of, or nr111SSiOns as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />Initials:�l l - �•
<br />NEBRASKA- Single Family- -Famde MaelFreddle Mae UNIFORM INSTRUMENT Farm 3028 I/ Nnge I aj9 paged
<br />NEICMI - 11062000 www.Martgagenanki„gSysteass. coo
<br />PREPARED BY AND RE:rURN TO
<br />RAY IUNDLEY
<br />G , '1ILANSCONTINENENTAL TAL TITLE CO
<br />4033 TAMPA RD, SUITE. 101
<br />OLDSMAR, PL 34677
<br />S
<br />D O fTt
<br />T
<br />C
<br />ru
<br />n s c N
<br />7
<br />N O m
<br />o tls ry O in
<br />in
<br />r
<br />�3
<br />N z
<br />O
<br />,ee Above This Lh,e For Reeording U
<br />2HO( n-j5- iH DEED OF TRUST Case # 343460166401
<br />4v1 [9_I�- —I— Loan ID # 621603
<br />THIS LOAN IS NOT ASSUMABLE WITHOUT THE
<br />APPROVAL OF THE DEPARTMENT OF VETERANS �
<br />0
<br />AFFAIRS OR ITS AUTHORIZED AGENT. �d
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words me defined in Sections 3, 11, 13,
<br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated July 16th, 2004 , together with all
<br />Riders to this document.
<br />(B) "Borrower" is JAMES P. OGDEN and GERALDINE K OGDEN, HUSBAND AND WIFE
<br />. Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is AMERICA'S CHOICE MORTGAGE, INC.
<br />. Lender is a CORPORATION organized and existing under the
<br />laws of GEORGIA Lender's address is 4210 COLUMBIA
<br />RD., SUITE 5 -A, MARTINEZ, GA 30907 Lender is the
<br />beneficiary under this Security Instrument �IT� e�
<br />(D) "Trustee" is Ot.A VelT '-GUG
<br />(E) "Note" means the promissory note signed by Borrower and dated July 16th, 2004 . The Note
<br />stales that Borrower owes Lender Ninety Six Thousand One Hundred Seventy Six and no /100- -
<br />- - - - - - - - - - - - - - - Dollars (U.S. $ 96,176.00 ) plus interest. Borrower has
<br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than August let,
<br />2034
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to
<br />be executed by Borrower [check box as applicable]:
<br />® Adjustable Race Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider M Other(s) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider VA Rider m-LD TIEED cw� -rRuST
<br />wwrT - ;-AveR
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial
<br />opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that
<br />are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrumem, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic
<br />tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is
<br />not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire
<br />transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other dim insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction
<br />of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of
<br />condemnation; or (Iv) misrepresentations of, or nr111SSiOns as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />Initials:�l l - �•
<br />NEBRASKA- Single Family- -Famde MaelFreddle Mae UNIFORM INSTRUMENT Farm 3028 I/ Nnge I aj9 paged
<br />NEICMI - 11062000 www.Martgagenanki„gSysteass. coo
<br />PREPARED BY AND RE:rURN TO
<br />RAY IUNDLEY
<br />G , '1ILANSCONTINENENTAL TAL TITLE CO
<br />4033 TAMPA RD, SUITE. 101
<br />OLDSMAR, PL 34677
<br />
|