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<br /> ;;.: �. PREPAYMENT ANDACCitUAI.OFTfIB FlNANCE CHAR(iTs�Bven thou�t do not hwe topay mae�h�u►ihe alul�r uhedukd monthlY pRYment,l6aye Ihe�t
<br /> " ." to psp�y the wholo amount owinQ to you in Nll st any dmc or in p�*t fcom timaTo timo.IP iendJrty ins�Itution thrt 6uys my contnst ca:nputee the On�nca citulM d�Tly.
<br /> • ' � !kao�v m�Y Rnance chug�wUl be Irs+U[mske an early psymcnt,nnd It will bfl hiahcr iP�p ay taro;i alr.o aco8nfto lhat any neas+a adJustment ta wry tM�Tt[nanco
<br />— . ° ' , „ ;, char=e wul bv reifecud in my tIml btll;I atw know that tho�unounts ehowa on tho roverse eldo for tho Fltunce ChuBe.'lbt�l of Pryn�nt�,and lho'Ci�ta!8aia Prlca un
<br /> � estlmatea b�aeG on tho�uamption tMt you wiU rccoivo each at tho aymenta exactly�n iq duo date;and 1 krtaw�hat lhero wlll be no�f�n4 if 1 prep�y 6aau�o ttKn ia
<br /> } �,��• � ��' :*�� n a h iny W rc f u n d I t 1 u a c h e q,o n�d�l t b a s b.I t 1 h e t e n d l n�i n�t u fl o n d a e s n o t c a m p u t e t h e f l n u�c s c l u r�o d�ey,and if 1 p i r p�y the whOte amount yau wUl atlu�d
<br /> " �;�'°-: : f h e parti �flrunaf e�tc�o(Intenst)by the�ccounQn proceduro known u 1he�rhualal met h o d•wnd tho tmount of m nbite wlll b e tiswld o�f the
<br /> ,..,�.,. :` �, to me uaeuned on o
<br />_ , � �chedule�duea ana amm�nte ot m monthty psyment and not an the sctuol�ates nnd amounta otthe prcpayments that 1 pay w you.l know at�rofynd ot b�s tlun 1Ct,A0
<br /> � . • ' ��. wip not De m�de.I msy volun w i�y pcepaY�he ar►ount 1 owo you.in Nlt or in put.�t sny dme.I t 1 make s puti d pmprymem,i must can t lnuo ta m�ke my nr�u l�r
<br /> �;n';.:�.=: .. •..•,� p�Ymenu until 1 have p�td�It arnounu owcE.
<br /> � _ � IMPORTANTNOTICBA�OtJTWARRANTIE8t ta)B�LLBRHERFBYDt8CLA1MSALLWABR�ANTi�9 E7(PRE88EDORI�IIP1.fED
<br /> . `. :� OF MERCHANTABILR1f AND FITNE88 ROR 71 PARTIOIJLAR RURP08E ON ALL R#OOOS AtdD��RV1��8 Ui�LEBB��LL.�N c ` '" -.. __
<br /> �' �-� " ��%?` FURNI8NSS BtJY�Ei WtTH A SEPAAATE WRIT7EN LIINITED WARRANTY OR SERVICE CONTRAG'TMADE 8Y SELL�R ON Ri
<br /> . � " OWN BLHALF(b)t have rrad.in detdl,tha separ�te"LIMITBD WAFRAIViY"whicA accompnnies�hia conmct.It explRim tho candiUons and circumstuka in
<br /> - , ~ which tho maautsetund�ucte will be rcpaircd or ropiaced.!take natice of the limitadona on waerenty.�nd�I�pu� ttculariy nize thst�n imp1icd w
<br /> , � �• � whlcb appltea to thc gaods7uta only as long�s ehe wartrnty or aeevice contract.(c)1 hnve rcad,in detdl,iho aate"L1M1'1'BD INST�TION WA�RRAMI'Y"w�h chy
<br /> , tf m�de accompanie�thia cantrat.it e�►ptalna the condlNons and cic�cumetutias in which the j���ot�e siding.siding acceasories�azM guttere wAI bo tedora,�
<br /> � ta�e no�ce ot Uee Ii�mttaHons on Uro we�►ty,and I panicutarly oecogniu thnt any Impited wawn w c npplies to Uro instellatlon luste only As tong as Ua wimnty o�
<br /> sctvice crontiact.
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<br /> ' tIMITEO NARRAMII:My mte �d �xclustn r�lfr �tmt u or yonr�al nn sMit h If�itw to�ny rl�b�ni n�h(n�M�r tMe• reu ii riu LIMREO
<br /> ' ., �� MARAANilf.rou�b�d b�s�t the tine i:ip Nlt�ontac�MY ucctoslrtr�lAb tnd rnne�fe�un�l�r tha wtrrmty sA�i{le in Iler ot�II o�nr ridts�r t�ll�s� _
<br /> . tt I�x or fe ewiq,�b�n���tttu br mliaet�sbb l�w. '
<br /> �� �� ALL WAOFACNRED wIND0l11 PAODUCTS�AE NOT BUARANiEfD ABAINET CONOEII��ON,MOISIURE FQRMAIIOM OR �ROST. PAODUCIS iRE NOT BUAA�NTEED ABUNST
<br /> ' ' CORROSION OUE TO ID�EISE CUMAIIC CONDIIIONS. �*°=����'
<br /> ��' BUYER READ 1NE EEPAIUIE "11 YEAR UMIiED w�RRANIY"NHICH IS A SEPARATE NRIi1EN INSIROMENT PERTAINIIf3 SOIELI TO M�I111FACTURED PflOQUCTf OF �"`�`-
<br /> � TNE PACESk�TiER CORPO1GilON AND WNICN"IIMITEO NARRANiT"NAS BEEq DEUYERED TO E.1CH RESPECIIYE BII►EA 1!1 CONNECT(ON NAiH TNIS SAIE.PACESETIER'S ��'`-
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<br /> � � 101EAR LiM1TED�IRRANi�AND iNE FOREa0fN6 PRO1tISi0MS REBAROINQ CONDENSATIOA DO NOT APP1Y TO S1DIN8. '�'�`'°"
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<br /> furthher.ihe Ptcesetter Corpontlon a��ks NO REPRESENTATION OR NIRRANir OF iAY�IND�R NATURE NNATEOEYEB,ENPRES3 OR IMP11E0.NITft AESPECT TO : ,'� -.+
<br /> , TNE E!lERBY S��IMBS 1 COULD OR MA1 ACHIEYE 81 USE�F THE PRODUCTIS). t anderihnd tMt�ny ener�a�rin s I may achfere is U�Ar�Aent u�on�eu�Mr at. • -
<br /> " t�cton,lncludina,6ut aot timited to,t�t qpe, Qutntiry nn0 puoiiry ot tnsut�Uon tn my home,tAe p�rticultr a�ie an0 tme ot mr home.tliet�e ot�u�At�ot � ��:;�;;�,-
<br /> canitmctfon ot eny dome,�n�►pnlcui�r Ilfe sryte,the number ot opeeinjs in my Aaero,proper�nonttotlnj ot t�enacstat�ettinss,clim�tic eoadit(ons�nl lowtion
<br /> � ot e�y AOn�e,�ed hen the type ot enAra conwmed tor Ae�tinj tnd tlr co�dltioning purposes. .. •�n,.,r:.
<br /> ' wra cawrtit , �__-
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<br /> � ' SPECIAGORDER COODSs I know that you have measuxd my►�nnd Its openings so that you can meke the product�to fitmy pa�ticulai house tutd�hut the gaods �> ��'_�
<br /> , �i�ubably will not fit any other houses,so I k�ow thet I cennat cancel'thls conaacf at any time after the period ot time given to me 6y law in whtch a cuncet.ARer thnt •, , --
<br /> egul period of time,I know that I have the bbligation to pay yau in fuii the emant oaed. " �
<br /> COMMENCEMENT OFTHE FINANCE CHARGEs 7Tio finence cherge(intercst>is est(mated to stort within 30 deys of the date of this conuact.except in the event •'—
<br /> yo�u completc the instalintion of the goods and servkes an another date,then the fincnce charge linterest)wjit 6egin to Nn an thc date that I eign the Completfon Cenif ictue. •
<br /> 11te amount o!finence charge(interesU muy be more or less than the amoune disciosed depending an the amounGS I pay you and my dmelinesy in meking paymenu. � '
<br /> " OBLIGATIONS PERTAINING�O P ROPERfY INSUEtA N CL A N D M Y RTs A I.ES'�'ATCt 1.I promisc to kee p m y house in good re pair and kecp it insurcd for ut .� �
<br /> � --� ieasc 80rib of ics repiaamem vciiue b 6u ia a fiR nnd eacended cove c insurancc li Thc insurance com munt tx a Gy you,and the�oI must hnr
<br /> _ _ - --� = Y Y B �8 PP �S'• P�Y PP+�`'� �`
<br /> n beneficinry cluuse which eays that you a�e to 6ep�d if them is n loss.The insu�ance company must agree that it will not cancel my potiry without frst telling you,! , �
<br /> • authorlu the insurantt compeny to pay you dimct[y for nny loss.You can choose to uae th�s insurance puyment to either repay nny amounGS I owe you ar to tepair my ,'•; ''
<br /> ' . house.i have tho option of providirtg propeny insurance thmugh an existing policy or thmugh a policy independcntly obtainM and paid for by mc.2.I ttiso promise that �
<br /> 1 will not ellow anyone else to place an y l i cns on my rc a l estate w ithout your wri t fen penn iss ion.3.I promirc to pey ali toxes.acussments nnd other ch u r gg on m y teat , ��.
<br /> estete when due.4 I promise ta Hmely make alt paymenu on my pNor loans kcurcd by my renl estnte.l atso promise that I wili na extend.oenew or chen ep�or loans „
<br /> without your wlitten pertninslon.S.If T do not Insune my houxe or futfill my ather obligationa to my real ecuttc,then you can do it for me if you want`bat you do not have . `� �
<br /> w).If you do pny any of these abligadons for m¢.I agree to pny you bxk on demand plus fnterest at the highest tnwful conaact rote of intemt. Until 1 pay you back. ,�
<br /> these amounta wi116e added to my debt to you which is secumd by my rcal e�tate�nd houu.I know that if you decide to buy insua+nce for me thet you do not have to
<br /> nbtain any homeowneror Ilebiliry insucancc. �
<br /> � MORTGAGE:I hereby grnnt,bargain.sell,convey nnd mortgoge to you,as Mortgagee,my rcnl estate and house Icented at my Address"designated on the ahc�RWe � � ��
<br /> � of this contract es secudty for NI amounts dus to you under this Insteliment Sales Contract. . .
<br /> D1JE ON SALE:If[uil.lesse or give my hour.e to anyone beforc I have fully paid ull 1 owe under this contract,you can declerc nil ihnt I owe under thls canuact puyable • �:'. n`
<br /> at once and I agrce ro Immed{ate�y pay you that emount. � • � � p
<br /> : DEFAUI.'h I witl be in defeult under this contract if:1.I don't muke a payment when due;ar 2.1 brcuk any promise I made to you in this conuact:or 3.Something else ., � �
<br />-' happena which cuuses you to belkve in goad fuith that I do nat intend to pay you uy promised:or 4.J defauit on nny obligatiuns for which I am using my home as collateral; �,_ �. • ��
<br /> � or S.SometNn�happens to my house which thrcatens your�ights,if any,in it. ! � '•" �'�
<br /> COLLECI'ION COS7'Ss If 1 am in defauit af this cantruct nnd ynu demand full payment,I understand thai you have the right to fomciose the mo�gage I have gtven to � , .,,-y��-i-
<br /> yoa end w have my house sold to cepay uny nmount�i owc you.Befom my houu fs sold,you wili do uit ehat thc luw�equfres.I understund that if qou hire an auomey � ���, •i
<br /> • to assist you in the entarement ot your righis,including ti�e sale of my hnuse or a lawsuit.I egrec topay you for rcasonoble attorncys'fees and for other releted e�penxs • , _
<br /> such ac couK costs,tltle seuehes and money you expended to proteet my house,if you arc aliowed to cotlect such amounts by law I �
<br /> dR'EiER RIGH'I'S:You cun choose not to enfone any of the rights under this contmct as often as you wnnt withaut losing them.Qr,you can deloy enforcing nny of the � �-�',;
<br /> dghts w(thout losing them.You cen also use any�ights now or in the Nturie given to you by law . �
<br /> DEi.AYSt 1 know thetyou will uu your best effarts to insmll thc praiuctx t nm purchasinII on my house,but 1 niso understand thut in some situntions you may enmunte� . �
<br /> delaye that e�e causcd by strikes,weather conditbns,deinys you huve in obtainmg mutenu�s,or for other ma�+n�that erc heyond your wntrol.I will not hntd you 13461e : _�
<br /> for such delays. i „ - :
<br /> RCsQU�S'i'FOR M'ULL PAYMF.NT:If I am in defuult undcr thi+rontrae,ynu r:m dr�Inre•rl�thsit I uur undrr�hi,cnntr.�ct yabk ut i�c.1 ugrcc to pay you intcrc+t �
<br /> on thut amount at the muximum controcwul rrt�alkiwed hy law umil the am�wnt 1 nu r yau i+paid.1 u�+�+{.nuw�thut��uu r:m urcrlm�the mortguge 1 have g�ven to yiw. i• t� -
<br /> ARBTI'RA1'IONt If I hsve e disptte or clalm with you conceming the quantdy,quality or per(ormunce of the productc,1 undentand that my dispute may be xubmtned �
<br /> to and settled according to the mediation•arbitiation pmg�am thut may hnve develaped m my community.l alu�koow that any decision mude by an arbfuataRs)would be �
<br /> entered in the court heving jurisdictian over me and you.
<br /> SALVAGE VAI.UEs 1 know that the windowc, woodwork.�iding,brick and othcr matcrir��that havc a�hc rcmnvcJ by you for this in+tallatlon ha�•c NO snlvuge vnlue.
<br /> When you remove them,you can hnve them for whatever purpo+e you want.
<br /> 5PECIAL SI1'UATIONSs Due a the uniyueness of some of the pmduc�.thm y�w.ell.I undentanJ that in.{xc�al+nu:u���n+yuur Rrgionul Otfice may have tn rc�iew
<br /> . and aeeept thia contmel.I also underctand that thk wle«curted in my home and thut yau and 1 muy not huve huJ ull the c��rmct mfum�atkm[mportam to th�s transaetion '
<br /> ' at our tingenlps;I give you my mnsent tocornct any obviouc erton that may hnve cxcurreJ when the btunks in this rontrnct werc completed. ••
<br /> INVALID PROVISi0N5t If nny provls(on of thlR rontrut violatec the law um1 is uncnforceuble,the rc+t of the contract will bc vulid.If any pan of this wntract rcquires ,
<br /> ' paytnent of mom intercst than the law permits,then you will�mly have the right lo collect fmm me the nmount of interect which the law allowti you to cotlect.
<br /> COMPLETENESS OF THIS COIVTRACR 7Lis contract ran only bc chunged ff both you nnd I agrcc in writing. '
<br /> NOTICE
<br /> ' ' ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SU6JECT TO A�L CLAIM3 AND DEFENSES WHICH YHE
<br /> ' � OEBTOR COULD A88ERT AGAINST THE SELLER OF �OODS OR 5ERVICES OBTAINED PURSUANT HERETO OR WITH
<br /> tHE PROCEEOS HEREOF. RECOVERY HEREUNOER BY THE DEBTOR 8HAl� NOT EXC�ED AMOUNT3 PAID BY THE .
<br /> OEBTOR HEREUNDER.
<br /> INSURANCE CANCELLATIONs t(I harc requcxtcd imurancc in thi�purchu+c.I ma>�rancct.urh rcyur�t for in+ursnrc f�x uny ma�on a•ithm tiftcen(15)day�imm �,�
<br /> ` thC dnte of thls contrect by nutifying you ur�he holder of thi.rantruct in wntmg. 1 Anou thm thr ruinclla�iun u(m�cu�crage will!x arrangcd�+ith the m�uranre rarrten�1 .
<br /> L _ and u NU retWnd of my pnmiurtNs)together with applicable finunce charge will be rredited a�thic contruc�.
<br /> -'"' ' PLEASE N01'Es If I havercq u�esled insurance in this purehata I will receive within thirty t�01 day.n eenitirate ot m�urance mon�uuy�esenbmg cne msurance covecaEe.
<br /> ' 1 know thut if thert is anv contltct in the cocerage or the language of the irrtdKUte uf in.uranre and the f�dlnwin Platice of Rop��ud Insursnce that i um covrrcd only to
<br /> ,! the eatent stntM in the following Notice ot�posed In+uruna. I altia know that 1 ha�r inwranrc rn�rmge on�y if I Imve i+ecn charged for it.
<br /> ' NOTICE OF PROP03ED INSURANCE
<br /> 1 1 mke not[ce thel either Cmdit Life or Credit Arcfdent and Health Intiuronrr,�x lxiih.w ill tx upplicable to thir Inctullment Sule�Cantr�rt iM the rcverse��de on�y if .
<br />- I havc choscn it by signing thc requcst for auch insurrnre.This imuranrc will anlv c���cr thc pcnon�iEmng thc rcyucst at thc cust for circh typc nf inwr.�ncc.hi�un.
<br /> f ' �i Subfeet to ncceptnntt by the insu�anee cumpany,ihe imuranee W�ill he efferti�e u�a�'a�Ja)und a iU cnntinue only fur the number uf munth+afler th�ett�cu�e date eyua�
<br /> . ; � to tfic num6er of monthly payments.1 undentand that thi�panicular inwratkr ma>nut pmoidc ru�cr�gc for m�•li��t(ew payment�.snd that dunn�thet�xn�xi o(tfnM t
<br /> � � will not have nny inwrnnre coverage.A�I benttitwnd pnxecd�of the inwrumr u ilI t+e paid m�ou ur tu r ttnan�iul imtitut�on d it{wrchau�thr In.t•�Imrm Satr.C��ntrart
<br /> ", � tu the exrent nf its interc�ts und any balnnar will bc puyublc to me.The ipitu�l amuunt n(Crcd�t i.ifc lmurancc i�the umount nyu�md ro mpay tM Ti,tal��f i'aynu�x..
<br /> � thereniter.the[nsurnnce decrcaxs by thc nmuunt of cach munthly paymcot on u�rhrJuled itt da��ha.i+.lt 1 nm�uintly i�bligu�M1 on thc In�tallmcnt Sa1r+C.mtract uith
<br /> � a Cc+-Buyer,and we h�ve t+otN signed the rcyue�t fur Cnntit Life Insa ��a,de• titn will lx a able unl�N ith rc+pert tu the fit+t un�aFu.t��J�c.Suhject u�e�clu.wn..
<br /> ' eliminations or waidna period staled in the in4ur�nre pili�y or��e�ti� ide11 j��1!tect�ance i+(or the benefit amaunt of 1:�ltth of each m�mth'+�u�nknt
<br /> ����� �A Cll); N
<br /> !or each duy thut I am totully disahled due to un injury or sickn�x�J�i y pqx , n t y hu evet 1 undentund that I haac ta he�mvrnted fn+m a•�,�kin b•,L�a�
<br /> to such towl disnbiltry for mum thnn fourteen(14)ronsecuti�e'dnv+rbolq�thai�ur.���,cnglitt� �id h.icA tu the Ilf�l ll:l�H}III\ ItHdI��1�dh1I11\ I utu�knnu thnt I
<br /> . cannot obtaln pny Insuronm trom you itI um o.rr e5 yenn o�u��Mdny,odd I'atxn Tcl�dir thut t�►c In�urnnm ro�crngc pro�id��d to mc mn��con�utn n mextmum
<br /> , nmount of mverup{e Nhlch wfll not puy in snme cau�,the entlre umnunt thut I uwe pou.Uue to the maeimum am�mnt o(ru�crs�e�tated in the imurarre p�lir�.1
<br /> Anow th�t uny unpaid umiwnt in ex��eu of�hr �nsurancc co�•cra�c will di11 ha�•r tn hr pa�d.If thc lmtallment tiatr.Contr.irt i�prcpa�d m full pnor to thc la.t pa�mcnt
<br /> datc.any une.•vmd insur.�nce prcmium�will hr mi'undcd to me�n thr manmY prc�inhcd h� laa Within Ih�m 1 i111 lIJ1+.I��III tLCCI\�tlx�t`(11hC:11C U}IO�Uf.IIIiC Il�ntti
<br /> fully dcticabin�my inwtuncc cn�rr�r.if thc in+uranrc i�nut ar.cptcd h� thc m.ur.inrc.�,mp.m�.1 u�ll n.•r��. a n•fund„I'the m.urancc prcnuwn.1 h,���•pa�d �
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