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"�:)... . .��'-.-. � T .. . ; . r-_ --___, <br /> ^.�� � . ' � a{/!n . . . . ..,.a,. <br /> _,�-� .. �.. " . ... .._ <br /> ' .a�_ __". ....._.....__ .- .._. .'_ <br /> �. . .. <br /> .. , . ... --'_'�---.._..� __ .`—��—�- .. - <br /> y� � <br /> ... __�_ -....._,r��Y • , ' <br /> .' • . r A����� � . .. . <br /> Q��`� <br /> � TOE�ETHER V1RTH ail tha irnprovesnenta now or heraafter etruted an tho ptoperty.and alll�semcnte,appnrtenances,and � <br /> ttxtut�ea noa or hereafter a purt of tho property. All replacementa nnd addldons shall also be covered b,y t�is Secudty <br /> " Instrument.All of the foregoing ia roferred to!n this Security instrument ne thc:"Property." <br /> BORROWER COVBNANTS that&►rrower is lawfully selred of the estnte hcreby convcyed und has the right ta grnnt and <br /> '" convey ths Pmpeny and that the Ptoperty ls unencumbered,exapt far encurabrancea of r�eord. Borrower warrants and w{II <br /> defend generally tha tltle w tho Property ngait�st all clnims and demands,�subject to tusy encumbrances of rtxord. <br /> THIS SECURII'Y INSTRUMflNT combines un�form oovenants far nadonal use and non•uniform covenanta with limited <br /> —�— variations by Judsdiction to constitute a uniform security instrument cuvedng reat property. <br /> - _ --�--� <br /> UNIFORM COVENANTS. Rorrower and Lender covenentend agm.e as follawa: r ' <br /> - � 1. Poyment o! Principal and In4erest; Prepaymont and Lete Chardes. Barrawcr shall promptly pay when due the <br /> ' principal of And interest on the debt evidenced by the Note r►nd any prepayment and late charses due under the Nota. <br /> • 2.F�unds for Taxes and Itusurance. Subject to appljcable law or to a wtitten waiver by I.ender, Bonowcr shall pay to <br /> ����' l.ender on the cfay manthly puyments are due under the Note,untit the Note is patd in full,a sum("Funds")for:(a)yearly taxes <br /> . �.:; and assessments whtch may atuiin pdorlty over this Secudty Instrument as a lien on the PropeRy:(b)yearly leasehold payrr�ents <br /> `' •l:' or ground rents on the Property.if any;(c)yearly hazard ar property insurance pmmiums;(d)yearly flaod insurttnce premiuma. <br /> if any; (e)yearly mortgage in5urance premiums, if any;and(�any sums payable by Borrower to I.ender,in accordance wIth <br />.;=;% � the provi�ians of paragraph 8,!n lieu of the payment of mortgase insurance premiums.These items are called "Escraw Items." <br /> % y L,ender may. at any ttme,collect end hold Funds ln an amouqt nat to oxceed the maximum amount a Iender for a federatty <br /> reiated mort�age loan may require far Horrower's escrow accaant under the federal Real Estate Settlement Pro;,edures Act of <br /> "' 1974 as amended from time to time, 12 U.S.C.Section 2601 et seq. ("RESPA"), unless anothcr law that applies ta the Funds <br /> _ � • � seta a lesr+er amount. if so. I.ender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. � <br /> =,_=_--- _ <br /> ���' d°?'`'"" Lender muy estimate the nmount of Funds due on the besis of current data and teasonable estimates of expenditures of future <br />