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a � -.. 1 � .. .•:;�..o::-� <br /> -_ , •� ,' - ... _ ---- -- __ <br />--`� _ _. --------�� _ <br /> _ __--- -- — . .:,...;�.:.i� ., �Q��� , <br />—`--�'�°��r�! D. IJIY�DRM 6ECIJRYI`Y IIVSTAUNUENTi GOVERNINti IGAWi BEV�M�ILITY ��.,. . <br /> Unlform Coveivat 1S of the Securlty Iastruraent b uptnded to read aa foilowe: <br /> 1S. Oattoe�readb IMtn�enk Qa�e�q L�wi Se�e�ubiYh.'1'hi�form ot Sccurtry Irusrument combGxs uniform ooveaa►b tor mttwul u�e � <br />"-- �nd non•unt[orm covenanu wtth Umited vartttlons!sY lurisdiction to conedtute a unlform sccydty imtrument coverin�rcal pcaperty.7'hit <br /> 3ecudty Itum�nYent ihtll be�ovemed by Fakral law and the law of tbo Jurlsd[rtion in whicb the Property 1�located.[n the evettt that eay • <br /> _�_ —� provWon or rltvu of this Secudty instruatent at the Nota confltcts with applicaele 1aw�auch conNct ahtU not aftect other provlaioni of thb <br /> Socurity Insuument or tho Noto which qn be�iven effxt without the coatUctlag provlslon�and to thia end the provl�Iau of tNs Savrity <br /> _� Iastrumeat and tfte Note are declared w be severablo. <br />' ' B, TMNBI�F•R OF TSE PROPEATY OR A�ENETrIClAL 1NTERFBT!N BORROWER <br /> UNform Covenint 17 ot the 3ecudty Inatrumcnt ta emeaded to read as followa: <br /> 17. Tn�tar ot 16e Propaq�or R Deeetlda!Iehmt te Borrower.(f ali or any part of tho Property or an latereat therein is:old or uwferred __.__ _ <br /> (or if a beuefictil latere.st in Borrowu ia aold or uansferrcd aad Honower b not a netural person)wltbout Leader'e pdor written consent, <br /> .,. , Lender may.at Lender's opttou,declare fill the suma Recur�by this Security lastrwaent to be immedf�tely due and pay�ble.However,t!� <br /> 1 "�+±� ;�,i A � option aheU not be exercised by Lendec it ea�uclae ia aot authorized by Federel law.Lenda may waive We exerctae of thta opdon if:(e)Borrower <br /> a�•,�%�+��,'��`�. cauaes W be submiued to Lender informadon�equired by Lendu to cvaluatethe intended ttaasferee aa if s aew foaa werc beiaa�aade to the <br /> f t �C �„h..�S�� uanateree;and(b)I.ender reaaonably deurmtaes ehat Lender's security wW not be impaired by the loaa asaumption oad that tha d�k ot the <br /> �'�...��,,, � <br /> : '•:,,p�irAti_-�y:u.��� breach of aay covenant or ngrameat M thts Secudty Instrument la aoceptable to Lender. <br /> __ _�� �� Ta tke�tsai�aat3tted�7r apgliceble lsw,l.mder may oharg�e rraamable fas as a conditton w Lender's consent to tbe toan easumDdan. -----_-- <br /> .�^^�.�°; .. ., LeAder may atao require the traasferee to kcep all the proAtises and agraments made in the Note and in thts Secutlty Iasuumatt. -��---- <br /> •,.;�a :..-,. <br /> �� - "It Lender exercises auch opdon to acaterate.Lender ahaU mail Borrower aotix of acateradon ia accordanoe with puagraph 14 hereoL E_� <br /> r,, � . '" • Sucb notta shall provide a pedod of not less thau 30 days from the date the noda ia mailed wlthin whtch Borrower may pay the aums decl�red _==� <br /> ` � due.it Borrower faUa to pay such sums pr[or to the expiradon of such periad.L.eader may,without further nodce or demand on 8oaower. -----— <br /> t �� ' ., Invoke any remedIes permttted by this Secur[ty lnstrument.•' <br /> ��. <br /> � � "Notwithatandiag a sals or transfer.Borrower will contlnue to be obQgated under the Note and this 3ecudty Inatrument unless Leadet haa ��� <br /> .� , . releaaed Bonower in wriNng.•• <br /> . - .. .t. _,�.'' <br /> „ . F. LOAN CAANGES Y <br /> ° �� If the loan secured by the Security Instrument is aubf ect to a law which seta me�cimum loan charges�aad that Iaw!s finaqy interpretal so �- '""' <br /> ��W <br /> — �.�' : ,: "° that the iaterrat or otiur loan charga witected or i�i�c��iUected la connectfon wSih the loan c�crecd permliird tfsatta,tlsta:(2)aaq such lesn y�ti'„ <br /> ' charge aball be rtduced by tlte amount neassery to reduce the cherge to the permitted limir and(2)any sums alrcady collated from bonower ��:�. <br /> ° „� which exoccdM permitted Ilmite w!U be retunded to Borrower.Lender may choose to make thia refund by reducing the princlpal owed under the -`�=�°_ <br /> Nou or by making a direct payment to Bonower.If a refund reduces principal,the reduction wiU be treated as a partial prepaymert uader the �'L;. <br /> n NOLl. -; <br /> i . <br /> , . IN W1TNE.S3 WHEREOF�Borrower has execuled this AdJustable Rate Rider. TOmI�Y�S INC. • � . <br /> - ' . ��� - � � . <br /> , .� cs�� . <br /> BORROWER <br /> . �:, °�� TOm �EOWARDS� PRESIQENT <br /> . _ _..�—�, ��__ (Seai) . <br /> ,� „ TOIYM�'IY Dy�OWAROS, INDi�IDUALLY <br /> v <br /> (SCaq <br /> • BORROWER <br /> . � �� (SI(3N ORIOINAL ONL17 <br /> I <br /> r,. � <br /> � <br /> . � . <br /> , .. i <br /> -- _ 1 __ _ _ ' <br /> --—�� <br /> i <br /> � 1 <br /> t+ . <br /> � , <br /> s . <br /> S <br /> "� <br /> � �� <br /> .� <br /> � <br />