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<br /> _ „�;�..,�,,;; -,: . TOa�THER W[TH atl the improvemcntx now ar herenftcr crected oo the propetry,and all cusemenu►.appurtenunccs,nnd .
<br /> ,�,:z�,.,.�..T,: ., fixtures naw on c�reaQee u pArt of' the praperty. All replacementR and ndditions hhull ulso bc cuvered by this aecurlty ��,.�:.�n<i�.�_�=----
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<br /> ��• •�r ` Instrument.All af the fomgoing ix mferrcai to ln thi�Secudty instrument ac thc "praperty." -
<br /> ; ��.,.. BORROW�R COVBNANTS thut Horrawer is Itswfully scised of th�estnte hereby canvcyed und 6av the right to grant ntsd
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<br /> ce�nvey the Property tutd thAt the Property is unencumbered. except far encumbrnnces of recoM. Bnrrower wurranta and will
<br /> ��i� defend generally the title to the PrAperty agui�st all claims and dem�nds,subject ta any tncumbrnnces of recard.
<br /> ., � •� THIS S�CURITY INSTRUMENT rombines uniform cavenant�far notiansl use and nan-unifarm covenants wi�h limtted =,___ ___
<br /> � ?, '�, vuristions by jurlsdicsion to consdtute a unifarm r�ecuriry instrument covering reat property. `�� - � -
<br /> '��' ` ''�" A UNIFOItM COVENANTS. Borrower and Lcnder covenant and agree as follows: _
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<br /> 1. Payment of Principal and Interest; Prepaymen! and Late Char�es. Harrawer shall promptly pay when due the _ m—
<br /> u�' �� � pdncipal af end lnterest on thc debt evidenced by the Noto and aay prepaymcnt and late charges duc under the Note.
<br /> � 2. Fands for Taxes and Insurance.Subject to applicable luw or to a wdtten waiver by I.ender. Horrower shall pay W _
<br /> Gender an the day monthly paymenu are duc under tlie Notc,until the Notc is patd ln full.a sum("Funds")far: (a)yearly taxes =°--
<br /> ' and assessments which msy nttain pdority over this Security Instrument as a lien on the Property;(b)yearly leasehofd payments �- _ — -----
<br />—.- . '. , ut�tv�iva«��t��,-�tr�r r��ri.iy� �f iSi�:t�-};j:.,�fZJ r�:.�.'�CT F:Q�fl��Aw!!!:°.!!.^��`!�'!1l�L'On.°.; :t�)iP°S�;fln�v!}ncnrnnrp rrwmiumA: _
<br /> � ' if any;(e)yearly mortgage insurance premiums, If any; and(�any sums payable by Barrower to Lender. in accordance with r-
<br /> f/ , the proviaians of paragraph 8, In lieu of the payment af mortgage insurance premiums.These items are called"Escrow Items." `_��
<br /> � L.ender may. at any t{me� collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally
<br /> , relatcd mortgagc loan may require for Bonower's escraw accaunt under the fedetal Real Estatc Settlement Procalures Act of _
<br /> '. � _ 1974 a,c amended from Nrne to time, 12 U.S.C. Sectian 26Q1 et seq. ("RESPA">.unicss anather lnw thut applies to the Funda
<br /> ' Fetx a lesser amaunt. If a�. I.ender may. nt any time. colicc�und hold Fundti in an amount nnt to excerd the lesscr amount. � _
<br /> ^ Lender may estimate the�+mount af Furtds due on the basis af cunent dutu and reuscmuble etiti:nutes af cxpendiwrex of ftuure =_ �
<br /> " Escr�w Items�r othcrwi+c in ucc��rdancc with upplicublc luw. '��_
<br /> � The Funds tihull be held in un institution whrnc dep�nitti urc intiumd hy �i fcdcrul ugcncy. instrumentulity, ar entity _""
<br /> • � (incluJing l.cnder. if l.rndcr fs such cin intidtuti�ml��r in nny F'cacrul Humr la►:ui Hunk.IAndrr.rfiuU npply tlic Funds tn pay thc �
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<br /> , E?+cruw Rems. l.ender nu►y not ch�ugr&►rrowrr fi►r hulding und upplyiu�;the 1�unQ�,am�u�diy�mulyiinK tbe e+cr�►w ucc��unt,ur � u►- �..
<br /> " vcrifyfn�ihc E:+cr�iw Itemti.unictiti IAnJcr p;�yti Harr��wrr intrrc.t un thc 1'�uxl�,md��pplirublr liiw permitti lAndcr tc►mukc hurh �{ _ �
<br /> • u churgc. N��w�vcr.IAndcr muy rcyuirc Ei�,rmwcr to puy u�mc•tinu rh��rgc li►�n��inJcpcndcnt mid c+tutc tux rep�min�, scrvicc ���--
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<br /> . � u�cJ by l.endcr in eimnectfun with thiti li�un. unle�� uppliathlc luw prnvi�lc� uii�crwi�e. Unl��� un ugrccmcnt is mude ar ��:
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<br /> . upplirublc luw rcyuirc�intcrctit tu Ix paid,l.rndcr shull rxit bc rcquircd to p,►y p�.rruwcr uny intcrect or carnings��n thc Funds. ' �' �
<br /> � . Borr��wcr und [.rndcr muy ugrcc in writing, hawcvcr,thut intcrc�t shull hc puid un thc Fund+. [.cndcr shuU givc to Borrower. �.;;�:�.
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<br /> � withaut rhAr6c, un unnual uccnunting �►f the Funds, ,h��wing creJitti und dchit+to the Hutxlr und the purp�nc for which each --
<br /> debit to the Fundti wac mude.The Funds am pledged a.udditionul security for ull sumx+ecured by this Securiry Instrument. .,
<br /> If the Fundx hcld by I.ender cxcecd the umount,pern�itted to be held by uppiicuble luw,I,ender shall account to Borrawer �
<br /> for the excess Funds in accardunce with the requirements nf upplicuble luw. If thc amaunt of the Funds held by I.ender at any .
<br /> time is not sufficlent to pay the Escrow Items when due, I.ender may+a nntify Borrower in writing, and.in such case Borrower ;'
<br /> shaU pay to Lender Uie umaunt necestiary to make up the dcficicncy. Borrnwcr tihall niake up the deficiency In no mare than ^�.b '•
<br /> ' • twelvc monthly puyments, at Lendcr's solc disrretian.
<br /> Upon payment in full of all sum+ ucured by this 5erurity Instrument, Lcnder�huli prompdy refund tu Borrower uny :�l
<br /> Funds held by Lender. If, under paru�raph 21, IAnder.h:�ll ucquire or scl�the Property,L.cndcr,pri��r to the ucquisition or sale u; -'
<br /> • , of the Property,tihall apply any Fund,held by I.endcr at the time of ucyuiyiti��n c�r sule us u credit Aguinst the sums xecumd by � *
<br /> ° , this 5ecurity Instrument. .
<br /> �e 3.Application of Paymen�s.Unlcss upplirabic law providc�othcrwisc,ull payment,reccived by Lender under paragraphs ��,,, ���
<br /> 1 and 2 shall be a lied: f rst, tu an re u ment char�c,duc under thc N�xc; +econd,to amounts a Ablc under ara�ra h 2; '�''��
<br /> . PP Y P P Y b' P Y p' b P � •y•<,-
<br /> third,to interest due:fourth,tn prinripal due:und lust,to any lute chargcr Jue uncier the Notr. I
<br /> , 4. Char��.w= I.iens. Born►wcr�Null pay aU taxc., utiscti�ment�, charges, finc.arxi imputiition.r uttributablc tn the Prc,perty � ,
<br /> whlch muy uttain prioriry ovcr this Sccuriry In,trument, und lcaschold paymcntx or gruund rrntti, if uny. Borrowcr�hull pay -
<br /> these obiigation,in the munner provided in purugruph 2.or if not paid in that mantkr.H�uro�vrr�hall puy them on tink direcNy I
<br /> to the pe�son owed payment. BorroN•cr shal� prompdy t'urni,h tu(Ander ull notice.of amount:,tu he paid undcr thiti parugraph. i ��
<br /> � If Borrowcr mukcs thcsc p�yments direcdy,B�irrower�hal�prum�tly furni�h to Lc►uirr rcrcipt�rvidetming thr puymrnt�. •. , �
<br /> Darrow•cr shail prampd}•dischsrgc:en}• lien«�hich ha�prinriq�u�•cr thi�Srrurity lmtrumrnt unli�. R�rr�+wcr• (:��nnrc��.in ,
<br /> writing to thc payment af ttn��bligation.ccured hy thc licn in a manncr ucrcptuhlr t�,Lcndrr. �b►rante.t.in g��od faith the licn
<br /> by, or defend�ugainst cnti�rcrmem uf thc licn in, Icgal pruc«Jings which in thc Lendcr'. upinicm aperatc to prevcnt the '
<br /> • enforcement of thc lien;c�r Ic) sccure�fratn thn c�ildcr of thc licn an agrcement tiau.factan� to I.cnJrr�uhordinatin�th. licn to
<br /> � this Se�uriry Inrtrument. If I..end�:r dctcrminr�that :ui�• part <�f thr Prc�prn}• i. +uhjcrt tu a lirn��hirh ma�� attain priarity over
<br /> this Security Instrument. Lendcr may girc H�rrru�ti•cr a n��tier identif�•in� the lirn. Rorr���ccr�hall tiati.ti•thr licn or takr one ar
<br /> � more of thc actions sct forth ulwvc N•ithin IQ dap.ul thc givin�of nutirr.
<br /> Form 3028 9190
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