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<br /> ;:�;�:"�"„"'� �'��a.0'�'i�93 ----
<br /> T0C3BT'HER W1TH all the improvements now or herenfter ec+ected on the property,and all ca4cmcntR,uppurtcnances.
<br /> -- - and fixtures now ar hereafter a part of the property. All replacemenGs and addltlons shall also be covered by this Secudty
<br /> ---- Instrument. All of the faregoing is referred to in thls Securfty Inswment as the"Praperty."
<br /> __—_ — BORROWER COVENANTS that Botrower i�tawfully scised of the estate hcreby�anveyed and has thc right to grant � _
<br /> r� � ----= and convey the Propesty And thot the Propecty is unencumbered.exsept for encumbrencea of record. 8orrower warrants and
<br /> _ 't'.'"�. -
<br /> , will defend generally the tltle to the Pmj+erty a�ain�t alt ciaims and demands,subject to any encumbrances of record. r .____
<br /> i��• TH1S SECURITY WSTRUMENT combfites uniform covenanta far aatfo,�al use nnd non-uniform covenuntR with
<br /> + ' timited veriations by judsdiction to conaUtute n unifarm securtty insuument cavering c+eul pmperty.
<br /> �H � UlV1FORM COVENANTS. Borrower and Lendcr cavenunt and ugcee�foilowa: _:
<br /> - �y���F,:���;r',., 1. Pnyment of Princlpal and Intercatt P�'epayment and Late Charg�.w. Barrowcr Rhull promptly puy when due the =___
<br /> " , �t��? ��,;; pdnclput of and lnterest on thc debt evidenccd by the Nute und any pmpuyment and late charges due under the Note. _;,-„:_
<br />- '"�"^`'' °'�' 2 FUnds for'Ihze»and InAUrAnee. SubJect to apPticable law ar ta u wriaen wniver by l.c�dcr,HUffOWCf RItAII pAy t0
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<br /> ��, Lendcr an tha duy manthly paymentx arc duc un dcr t he Note,untit thc Notc ix pAid in futi,n sum("Funds")far. (u)yeady �'- -�
<br /> ��,ti::'.'�:-;�, '-'_--_----
<br /> �T�.� n tuxes and Assessments which mny attuin prlMfty aver thia Securlry Instrument n�a�fen on thc Property:(b)ycndy IcaFChold �',:���--------
<br /> �� l� °��� �. payments or ground mnta on thc Prc�perty, if uny; (c) ycudy huzard ar property in�urunce prcmlumti; (d) yeudy ftood �;;:�=�����__-
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<br /> � ""r' insurance premiuma. if any; (e)yeurfy martgugr, in�urnnre premiums, if uny; and(fl nny sumR payable by Borrower to ������._�-
<br /> �� ti �, � ? Lender,in accordnnce wlth the provtsions of puragruph 8.1n�ie+�of the puyment of mortgage lnsurnnce premiums. These =;";.T , f .�,�:
<br /> �, ����'t.�,".�n=+.`
<br /> .. : r item+s are called Escrow Item�' Lender mny.at uny time.collect and hold Funds in un amount not ro exceed the maximum ___�_
<br /> amount a lender for a federaily related matgage laan may require for Borrower's escrow uccount under the federnl Resil �'•::���•--=--° _
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<br /> ,, c�: , ° .. E s t a t e S e t t l e m e n t P r o c e d u r e s A c t o f 1�74 as amended from time to tlme, 12 U.S.C.�2601 et se q.("RESPA"),unless another � •��`��-__
<br /> - 1aw tltiat appiics ta tF��funds sct�a l:,s�,,r a�wunt. if so,Lcndcr may,at�y timc,colicct assd lsold Funds in an amount not to --__—.==;z��-
<br /> � .. exceed the lesser umount. Lender may estimate the amount of Funds due on the basis of current data and reasonuble ;y_�
<br /> ` estimutes of expendttures of future Escrow Items or otherwise in nccordance with applicable law. ' 'a�r.�s�__
<br /> i The Funds shull be held in en institution whose deposits ere insured by a federal agency. instrumentaliry. w entity -_-
<br /> . . �. .�.:Y�.J R+
<br /> (IncIuding Lender.if Lender is such an institution)or in any Federal Home Loan Bank. Lender shali npply the Funds to pay �.,,. .�r�,,,-
<br /> ' ° �• � the Esceow Items. Lender may not char�e Borrower for holding and Appiyin� the Funds,annually analyzing the escrow w
<br /> account, or verifyIng the Escrow ltems, unless Lender pays Borrower Interest an the Funds and npplicable law permits �,;
<br /> Lender to make�uch a charge. However. Lender may require Borrowcr to pay a one•time charge for an independent reul " �':r,�• �u
<br /> ., eswte tax reportIng serv[ce used by Le�der in connection with this loan,unless applicable law provides othenvise. Unless un : '�-
<br /> . ' agrecment ls made or applicable Ia�H requtres i�terest to be paid,Lender shall not be required to pay Borrower any interest or
<br /> .. eamings on the Funds. Bon�wer und Lender muy agree in wrtting.however,that interest shall be paid on the Funds. I.ender �
<br /> � shall give to Borrower,without charge,an annunl accounting of the Funds,showing credits and debits to the Funds und the 'a��"`�
<br /> - putiwse for whtch eatih debit to ti��:u��.l� »as ma.ic. 'i7�e Fands sre pledged as additional s�rurity for sll sums secure�t+y --- - -1�� �
<br /> this Security Insuument. � '
<br /> If the FLnds heid by Lender exceed the umounts pertnitted to be held by applicable law. Lender shall account to •
<br /> • Borsower for the excess Punds in uccordance with thc requirements of applicable law. If the amount of the Funds held by .
<br /> s Lender at any time is not sufficient to pay the Escrow Items when due.Lender may so notify Borrower in writing,and,tn
<br />- such case Borrower sbali pay to Lender the amount necessary to make up the defictency. Borrower shall mako up the � �' '
<br /> deficiency In no mur�U�an twelve mo��tf�iy pay,ueuts,ut Lender;�ole di.,c.►�euon. ;-� ' -
<br /> Upon payment in full of ull sums secured by this Security Insuument,Lender shap promptly refund to Borrowe�any ';� �
<br /> " FUnds held by Lender. If,under paragraph 2I,Lender shull acquire or sell the Property,Lender,pr�or to the acquisition or �����.
<br /> ssle of the Property, xhull apply any FLnds hetd by Lender ut the time of acquisition or sale as a credlt against the sums • �.
<br /> secured by this Security Instrument. f1� "
<br /> � 3. Applieation of Payments. Unless applicable law provides atherwise, aU payments received by Lender under ���
<br />- paragraphs I nnd 2 shull be applied:�rst,to uny prepuyment charges due under the Note;second,to amounts payable under � " '
<br /> •�. para�taph 2;third,to interest due:fourth,to principnl due;and last,to any late charges due under the Note. � ' Y�:_�Q'
<br /> � 4. Cherges; Ltens. Borrower shall pay ait taxes, ussessments, churses, fines and impositions attdbutuble to the ��� '�; .
<br /> Property which mny attain priority over this Security Instrument,and Icaschold payments or ground rents,if any. Borrower ����:-:
<br /> shall pay these obllgations in the manner provided in parngraph 2,or if not puid in that manner,Borrower shall pay ihem on
<br /> � � � � time directiy to the person owed payment. Borrower shali promptly furnish to Lender ull notice�of amounts tu be puil unJe� S , , -� •
<br /> � this parag�aph. If Borrower makes these payments directiy,Borrower shull promptiy fumish to Lender receipts evidencing I . •
<br /> ' . the payments. _• " '
<br /> . Borrower shall promptly dischar�e any lien which has priority over this Security Instrument unless Borrower:(a)agrees ,
<br /> .� in writins to the payment of the obli�ution secured by the lien in u manner acceptable to Lender:(b)contests in good faith the
<br /> • lien by,or defends against enforcement of the lien in,legal proceedings which in the LendcrS opinion operate co prevent the
<br /> � , enforcement of the lien;or(c)secures from the holder of the lien un a�reement satisfactory to Lender subordinating the iien
<br /> " to this Securlty Instrument. If Lender determines that any part of the Property is subject to u lien which muy attain priority
<br /> over this Security Instcument,Lender may give Borrower a notice identifying the lien. Borrower shail satisfy the lien or tuke ,
<br /> " one or more of the uctions set forth above within 10 days of the�eiving uf noticc.
<br /> . . 5. Hazard or Property Insurance. Borrower shall keep thc improvements now existing or hemafter erected on thc
<br /> ' Property insured against loss by fire,hazards included within the term"extended coverage"and any other hazards,including
<br /> - floods or flooding,for which Lender rcquires insurance. Thi� insurance shall be maintuined in the amounts and for the
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<br /> Form 3028 9/9f1 l�xr,qe 2 nJA�ktge.+l
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