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� . _ �__ _ .. , . . . ,_ _ ..�jd` .. i,'.,,.` � � - - •;�u,,, n� . .. , .__ �` .,.,: . . . - ' . � . — - -�----� .. ---_--- -_ -- 94- so�82 ��.�_�:�:� — _ . �� 7'pqBT�lBR WITH�11 the improvementa now or herenfter emcted on the property,und all eusemente,appuRCnanc�s, and fixtures now or herenfter u pnrt of the property. All replacements and nddtttons shell also be cavered by this Securtty -- - -�_-'`_�� Instrument. A1l of the foregoMg ia t+�ferred to in this Sr.cudty Insaumcnt as the"Progerty." �'�� BORROWBR COVBNANTS that Bonower ia lawfuUy seised of thc eatstc hereby conveyed and hAS the dght tn grnnt �-------- ----- and canvey tho Praperty and that 1he Psoperiy ls unencurttbered.except for encumbraneea of record. B�rrower warrants nnd -.� __ -- --- s,-�: will defend generalty the dtte to the�roperty nga�nst a1l claims and demunda.subject to any encumbrances of resord. .. �- ___ ___�_ , _, __ _- THIS SECURITY lNSTRUMBNT combines uniform covenartts for nationat use and non•uniform covenunts wlth 'b� limited variations by judsdiction to constitute a uniform secudty insavment covedng rea!property. ''�,;•f•`,,,;;�:,�' UNIFORM COVBNANTS. Bortower end Lender covenent and agree ns follows: . ,��,:�;?;:'`•;��. 1. Payment ot Prtncipat and lnteresti P�epaymant and I.ute Cherges. Bonower shall promptly pay when due thQ �rR� 7 pdnclpal of and ir►tereat on the dcbt evldenced by the Note and any prepayment and late cherges dus under the Note. �...� _ .. � ,•�•�,. .t} 2. Funds to�'11�zes and Insurance. Subject to applicable law or to u wrltten waiver by Lender,Borrower shall pay to -- ... ...�;.. •h�."� • '� "� Lender on the day manthly payments are due uader the Note,undl the Note ts pald in full.a sum("Funda") for. (a)yearly _- __ _ ��+' rc. �.r':•�;� taxes end assessments which may attain pdoriry over thfs Secudty Instrument as a Hen on the Property;(b)yearly leesehold ��` +►' payments or ground rents on the Property, if any; (c) yearly hazerd or property insurance premiuma; (d)yeurly flood �-N_�--u-. .-.� �' � if an , e)yearl mort a e insurance remiums. if an and (�an sums a ublc b B�rrower to a:..,.... " ,�. insurance premiums, Y' t y 8 8 P Y: Y P Y Y --�--a--�---- /J„ • ,• � Lender, in accordonce wIth the provisians of paragraph 8.in lIeu of the payment of mortgage insurance premiums. These ----- 4 � �. ° ltems are called"Escrow Itema." I,ender may,at any time,collect and hold FLnds in an amount not to exceed the meximum ��-=- �"� �� amount a lender for a federally related mortgage laan may require for Borrower�s escrow account under the federal Real �'=� Estnte Setttement Procedures Act of 1974 as amended from ume to time.l2 U.S.C.§2601 et seq.("RESPA").unless another �"'�� .�,��.— � ' law that appties ta the f�nds sets a lesser amount. If so,Lendcr may.at a�iy time,witect ar�d hotd Punds in an amaunt nat to ` - `-- -- �— exceed the lesser amount. l.ender may estimate the amount uC Funii.i dun vu tlfa basis af curtcni�ata attd rea.^,onsble �� _ - - i� , � est�mates of expenditures of future Escrow Items or otherwise in accordance with applicable law. '��' �� The Funds shall be held in an institudon whose depos{ts are insured by a federal agency, instrumentality.or entity �� � (including I..ender,if Lender ls such an in�titution)or in any Federal Home Loan Bank. Lender shall apply the Funds to pay �.�?'`' �� ' the Escrow Items. L.ender msy not charge Borrower for holding and applyin� the FUnds,annuatly analyz[ng the escrow