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<br /> '�°'�""`�� TOC)ETH�R WITH alt the improvementa rtaw ar heceafter ererted an the pmperty,und Mf�+��cntR, appuncnnnces,und ��_
<br /> M�,..... .....i�. . - -
<br /> �• fixturea now or hereafter a purt of the pruperty. Ap repincementx and udditianti ahall ulso bc crnered by this Securtty ---�--�-----.
<br /> - ��� instrumcnt.AU of dic foregoing!s refened to in this Security Instcument ag the"Praperty." -------�-
<br /> BORROWBR COVBNANTS thet Borrowcr la luwfully Feised aY thc estatc hcrcby conveycd und hus the right ta grnnt attd _____.__
<br /> cunvey the Pr.�perty nnd that the Property ls unencumbered. except for encumbrnnces af recard. B�rrawer warrants and will
<br /> - defend genemlly the Ntle ta the Property agajnst all cluims c►nd demunds,subJ�ct to any encumbrances of recurd. �_ `
<br /> � �_;""'�'" THIS S�CURITY 1NSTRUMBNT combines uniform covenunt�;far�atianAt use und nan-unifprm cavenunts with iimited __,_�
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<br /> •.� • ' vnriationa by jurisdiction to constitute a unifarm securfty inctrument cavering reul propeny. r -
<br /> `; :,. •,� 7,;r;,.;; UN[FORM COVENANTS.Bcxrower und I..ender cavenunt and agree as fallaws: —_
<br /> -^ �•� �•� ,"�Y�,- 1. Payment of Principnl end intecest= 1Drepuyment and Lnte Char�qes. BorrawET shull pramptly pay when due the �`;---��—
<br /> " ''`�`' � }y��� principal of and intemst on the debt evidenced by the Note and any prcpaytnent und lace charges due under the Nate. =��
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<br /> • . 2,Fun6s tar Taxes and Incurance,Subject to appllcuble luw ar to u wrItten waiver by l.ender. Borrower shail pay ta �, :,.,;����.
<br /> � '' • ��� • � =• i.endcr on the day monthly pnyments sre due under the Natc, until the Notc is paid in full,u sum("Funds")for. (n)ycarly taxes ,•:��"� - `'-__
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<br /> �e+ an d atisessme n t s w h i c h m a y a t t u t n p r i o ri ry a v c r t h i s S e c u r i t y I n s t r u m e n t a s a t i c n o n t h c P m p e rt y;t b)y e a d y l c a x c ha id p a y m cn t� •�: �•1;�-��+u,�+�;-
<br /> ��' .;^ � ' ' or g�aund rents on the Property,if any:(c1 yearly ha��rd or property insunince premiums;(d)yprly flo a d inwrunce prem iumv. -:�4;%��v�`sa`�=`�i':
<br /> �� " if any:!e)yearly martgage insurunce premiums, if nny; and (fl uny sums puyable by Borrower ta I.ender, in uccordance with 4;�;.'•.��^'.�;;��`,�'��
<br /> � the rovisians af aru ra h 8, in lieu af the a mcnt of mart a e insurancc remiums.Thcse itcros arc culled"Eurow Items." '"''` �"��� � •` "
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<br /> . � .. I.ender may, at any timc,collcct and hold Funds in an nmount not to exceed thc muximum wnount a Icnder for a fedcrally .�
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<br /> f ., related mortgage lonn may mqu ire for B orrower's escrow account un der t he f e dern l Reu l Estu te Se t t lemen t P race d u r es A c t o f `«,�._.�:�.
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<br /> - 1974 a+s amended from timc to dme. l2 U.S.C.Secdon 2601 e�seq. ("RESPA").unless another law thut appiics ta the Funds -•:r.:�____
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<br /> _ .. _.....__.:.._..____.�.� sets u less�r umaunt. It so, L.ender may,at any time, callect and hold Funds in an amount not to exceul the tesser amaunt. •:.��:----
<br /> '. __-_'_"._.—_' -�:__..__,_. _...�Li�a:
<br /> ' ,:• , � Lender may estimate the amount of Funds due on tBc basis of current data and rea.sanable cstimutes of expcnditares nf future • " '� ���_
<br /> ° Escraw Items or otherwisc in uccordance with applicable law. ���"�
<br /> The Funds shall be hetd in an institution whose deposits um insureci by u fecieral agency, instrumentality, or entity . �"��•'"
<br /> . ��=�.;;-�_`
<br /> , (including Lendcr. if i..ender is such an inuitutian)or in any Fcderul Homc Loan Bank.Lender shall s�pply the Funds to pay the ±„ „.���.�r
<br /> • E.ecmw Itcros. l.cndcr may nnt chur�c Borrowcr for holding and applyin�the Funds,annually anulyzin�the cscrow account,or �.�'+•u�' `
<br /> vedfying the Escrow Items, unless I..ender p:�ys Barrower interest�n the Funds und upplicuble luw permits Lender to make such , Y'` '�
<br /> � a char e. However. [.ender mu re uire Borrower to a a one•timc char e for un indc ndent real estate tnx rc ortin scrvice • t
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<br /> -� , used by Lender in connection with this loan, unlexs applicable law provides otherwise. Unless an agreement is mnde or , � ;-
<br /> applicable lnw requires intcrest to be paid,L.cndcr shall not bc reyuired to puy Borrower uny interest or caminFs on thc Funds. ' �
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<br /> Borrowcr and I.ender may a�rec in writing, howevcr, t hat intcrest S ha U bc pui d <m t hc Fun ds. L.en der s hu l l givc to Bormwe�. _�•
<br /> � without charge. an annual accounting of the Funds, showing credits und Jehits to the Funds und the purpose for which carh ° '`
<br /> , � debit to the Funcls wu+n�ade. The Fundti urc pleJ�eJ uti additionul secu�iry for all sumti,ecured by thix Security Instrument. � �
<br /> , If the Funds held by I.ender excceJ thc umountti permiued to he held by �►pplicuble luw. L.endcr shall acmunt to Borrower • �' �
<br /> .. for the excess Funds in ucc�rdance H•ith the requirements of applicublc law. if the umount of the Funds held by T.cn.�er at any �., ?
<br /> . ..
<br /> time is nnt suffir,ient to puy the Esrrnw Items when dua I.endcr muy�c,notify Bormwer in writing, und.in such cuse Borrower
<br /> _ . � .._..___._..... ... _. . .�h„11 Yw� t����.1_r�1... .��....�..� ::��:"'»'j'St� in�4n��n thn ri�_rrin�.rv A��nn��•rr chnll �nnkr nn thr rl�•�rirn�•v it� nm m�rr thwn . -...-- � _.
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<br /> �„ twelve monthly payments,at I.endcr's tiolcdi�cretion. � , l•
<br /> Upcm payment in tull of ull tiwns ,ecured hy thi� Security Imtrument. Lendcr �hall pr��mptly refund tci &�rrower any
<br /> " � Funds held by I.endec If,under purugrAph 2 l,L.endrr shall ucyuire i�r.ell thr Property.Lender,prior to the acyuisitinn or tiale � u'=•
<br /> " of the Property,sUall upply any Funds hcld by LenJcr at the time of ucqui+iti<m ur sule us u credit aguin,t the tiums secured by
<br /> = this Securiry In�tn►ment. ° ��
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<br /> 3.Appltcation af Payments. Unlc�aapplirublc lu�+•pr��viJrs othcrwi�c, ull paymcnt.r�ccivcd by L,en�krundcr purugruphs ". � ��
<br /> , " 1 And 2 shall bc upplicd: first,to uny prcpuymcnt chargc�duc undcr thc Note: �ccund,tu unwuntti payublc uncicr purugraph 2: �j��'
<br /> . third,w intcrest duc:fourth,to principal duc:�nJ latit,tc�uny lutc rhur�c�duc undcr tlic Notc. „ . ���'
<br /> " 4.Char�es: Lienti. &urowcr shaU pay ull tuxc.. a,se"mcnt+,rhargc�. finc.and impu.itiau, uttrilwtuhle to thc P�operty -
<br /> � � which may attuin prioriry ovcr thix Sccurity In+trument, and Ica�chnld paymcnt.ur gruund rent., rt uny. 13��rrowcr tihutl pay .; ��
<br /> � thcsc obligationti in thc tnanner providrJ in}�aragraph?.ur it'not paid in that m:inn�r. Burro���cr�hall pay thcm on timc dircrdy ° .
<br /> to the pers�m uwcd paymcnt. &�rruHrr .hall prumptl�� furni�h t�,i..endcr all notire.�d'amc�unt.tu Ik pssid w�Jcr thiti parugraph. ,. •
<br /> _ If Borrowcr ntakes th�+c paym�nt.dire�A�.Bun•o�cc�ah:►ll prun�ptl�•furni�h tu l.rndrr rucipt�rvidcnring thc puymcnt�. ' .
<br /> . Rc�rrawrr.h;ill promptly di+ch.uE�uny licn ti�hi�h ha�pri��rit�•uvrr thi.Sccurity In.trumeni unlc+�Eiurroa•rr:1a)agrcc�in „
<br /> • �vriting tc�thc puyment af Q►r ubli�ati��n.ccured hy thc li�n in a munncr arcc�tahlr to Ixndrr. �h►r�mt�,t.in�!o�xl laith thc licn
<br /> by. ur dcfcnds again+t rntiirccnum nf ttx lirn in. Irgal prurcrding� ���hirh in Uic l.rndrr'� �,rini��n uprrat� tu prcvcnt thr
<br /> : � cnfittccmcnt uf thc licn: ur ec).rcrurc. 1'ram the huldrr i�f tlic licn an agrermrnt �ati,t:utury t�+ l.rndcr ,uhurdinuting thc licn tu �
<br /> , . this Scruriry Inrtrumm�t. 11' I.�ndcr Jetcrroinr.thut any part ��f thc Pru�krty i,.uhjcrt to:: lirn��hi.h m:n anain pri<�rity urrr I
<br /> _" this Sccurity Tn.trument. 1.�ndcr mu��i�•r E3urr����rr a nuiirc idrntilying thc licn. fiurru��•cr,hall .ati.ti tlu li�n or takr unr ur
<br /> • mom of thc artiom,rt ti�nli uha�•c uithin 10 dx�•���f thr g��ing��C nuticr. �
<br /> ; t Form 3028 8l90 i
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