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<br />-.' �� •' periods that Lender requires. The lnAUrance carrler providin�the insurance shall be chosen by Harrower subJect o nderk ___.
<br />- �:"��, ' '' . _ � approval wMch ehall not be unreasonnbly withheld. If Borrower fails to maintsin covernge descdbed ubove,Lender may.at �„�_ ___
<br />- •� ^� Lenderb opdon.obiain coverAge ta protect i.ender�righta in the Property In uccordence with paragrnph 7. __
<br /> � ' All insurance palieies nnd renewnls shall be acceptable ta Lender end shall include a etandnrd mortguge clause. Lender �,��-
<br /> .��:��,� �� '•� � . shell have the right to hold the policles and renew�ls. If Lender requires,Bosower ahait promptly givc to L.ender ull receiptx ----------
<br /> - ': . ..�� of paid premiums and renewal noticea. In the event af loss,Borrower shall give prompt nodce ro the insurance catrter and �. ;�;_�.1,�,_�y-
<br /> - ' " Lender. l.ender may make proaf of loss if not made prompdy by Borrower.
<br /> �' ' IJnless Lender and Barrower otherwise agree in wrlting,insurance proceeds shall be npplied to restaration or repnir of ��
<br /> �. .. � �� _�.__
<br /> -• ^ � the Property dameged.if the restoratton or repatr is ecunomically feusible and Lenderk security is nat lesscrted. If the �-�. ; ���---
<br /> , restoration or repair is not economically feaxlble or I.endera security would be lessened,the insurnnce proceeda shall be '••"``:,i�����';�''��T`•�
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<br /> ' . applled to tha sums secured by this Security Insuument. whethar or not then due, wttli uny excesa paid to Borrower. If �•�, '�y��
<br /> . � Bormwer abandons the Property. or dces nat answer wlthin 30 days a notice from Lender that the insurance carder has " o�:;.,;�',''- --
<br /> • offered to settle a claim,then Lcndcr may collect the insurance proceeds. Lender may use the proceeds to re�air or restore � ..''�:;;��K�•�•
<br /> � the Property or to pay sums secured by this Security Instrument.whether or not then due. The 30-day period w�il begi�when ' •� ,-
<br /> the notice is given. . '"'��.
<br /> ' Unless Lender und Borrower athenvise agree in writing.any application of praceeds to pdncipnl shall nut extend or .
<br /> ., � . postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amaunt of the pnyments. if "`,.:;;:'.: - "
<br /> under para�raph 21 the Property is acyuired by Lender, Bonower's rlght to any insurance policies und proceeds resultin� �
<br /> ,. ,� from damu�e to the Property pdor to the ncquisitlon shnll pass to Lender to the sxtent af the sums secured by this Security � ,,;; '�':
<br /> �.; . Insuument immediately pdor to the acquisition. . " . ' �'�;� ..-_ `
<br /> :. 6. Occupency, Preservation, Maintenance and Arotection of the Property; Borrower's Loao AppltcatEon; �;z �
<br /> , . �_
<br /> ..._.. - . ... '` L�ehui�is. Borruwer�huti�xcu c,taLii�l�,anJ uac th�P�o �t as Borrow�rk rinci al rsidcncc wtthtn sixt da•s aficr •= - . ' -
<br /> � PY� � Y " P P Y Y --- � • ,, . �:_w;��
<br /> the execution of this Security Instrument and shali continue to occupy the Property as Borrower's•principul msidence for ut �,. ,,,,�
<br /> least one year after the date of occupnncy, unless Lender otherwise agrees in writing, which consent shall not be ; '��'-'���:'%t�:�,
<br /> unreasonably wlthheld,or unless extenuutinF rircumstances exist which are beyond Borrower's control. Horrower shull not � �,. . . ..� -
<br /> � : destroy,dama�e or impair the Property,alloti the Propeny to detcrioratc.or commit waste on thc Property. Borrower shall , , ���; �;�, :• �
<br /> � be in defuult if any forfeiture uctiar ar proceeding,whether civil or criminal,is begun thut ii, L���.:���good fuith judgment �•• � �
<br /> cauld result in forfeiture of the Propeny or otherwise mnterially Impair the lien creuted by this Secudty Instrument or �r a r
<br /> � Lender's security interest. Borrower may cure such u defuult and reinstate,as provided in parugraph 18,by causing the action .� '`�
<br /> • , or proceedin�to be di�missed with u ruling that,in Lender+good faith determinution,precludes forfeiture of the Borrawer s �E_
<br /> � � interest in the Praperty or other material impuirment of the lien created by this Security Instrument or Lendert secur�ty ' ��
<br /> intercst. Borrower shnll ulso be in defuult if Borrower, during the loun upplicntion proceti+, �nve muterislly fui�e or t��''��'
<br /> inaccurate information or statements to Lender(or fuiled to provide Lender with any materiul informatian)in connection with 't'� �
<br /> -- - - _- _ = t1�e I�au evi�iznteJ by the tvote, in�iudie�, hut not limitcd to, rcprescntation�concerning 9o�rouer's accupancy nf the -_-_-. __. '�-�_�� °--•-
<br /> • Property us a principul residence. If thiti Security Instrument is on a len.eehold,Borrower shuU comply with nit the provisions � '�
<br /> of thc lensc. If Borrowcr ucquires fee title to the Property,thc Icatichold nnd the fec title xhall not merge unless Lender ugmes � " .:� '� �
<br /> to thc mar�er in wdting. :; �� �
<br /> 7. Protection of Lender's Rights in the Property. If Borrower fuils to perform the cavenunts und ugrecments ` �
<br /> contuined in thix Security Instrument, or there is u legul proceeding thut may xignificuntly uffect Lender� ri�hts in the "`�`••��
<br /> . . Propeny(�ucL ua u prexeading iu uuu��up�cy.N�uuutC,fut GUIIUC�fllldllUll UI {�UI{�l'IIUIC UI Iu cni'�n�c iuw�u��cguiat�utt+3,dte�i . .. . :=--. `
<br /> Lender may do und pay Cor whutever is nccesutry to prc�tect the vulue of the Prop�rty:md Lcnder's rightx in the Property. .��;
<br /> Lenderti uctions may include puying any xums secured by •r lien which hus priority over this Security Instrument.uppearing � � 1, , .
<br /> in court,paying reusonuble uttamey�'fecs unJ rntcring on the Property to mukr repuirs.Although Lendcr muy take nction
<br /> undcr Ihiti pnrugruph 7,Lendcr docs not huve to do xo. '� '
<br /> . Any umountti disbuned by Lender under this puru�raph 7 tihull hrcomr udditionnl deht of 8ormwer �ecured by thix
<br /> � Security Instrument. Unless Borrower unJ Lendcr ugrce tc�other term+of puy�r�ent,thc�e a�nuunt..hull bcur intcrc�t fcom th� • s r
<br /> datc of dixbuncment ut the Note rate und .hall bc puyrblc,with interest,upnn noticc from Lendcr to Borrower rcyuesting ,� ��
<br /> puyment. •'' °'�
<br /> S. Mortgage Insurance. If I.ender reyuircd mortgage inwrance a.u conditi�m of muking thc loan +ecured by thir %'`"J .
<br /> Securtty (nstrument, Borrower tihull p:sy the premium.rcyuired to muintuin the mortFuge insurance in effect. If, for any � '
<br /> reuson, the martgage insurnnce coveruge required By l.ender !•rp,es e�r ceuse� t�� tx m eftect. Borcower �hull puy the �
<br /> ' premiums requircd to obtain coverugc sub.ttintiully cyuiviilrnt to thr mortgugc intiurance previouxly in effect,at u crnt � • • .
<br /> substantiully eyuivulcnt ro the cutit to Hurrawrr ol'thr mongugc insurance previuu+ly in etTect.1'rom un altemutc murtgage �
<br /> insumr uppmved by Lender. If�ub,tnntially equivalent munguge insuruncr cuvcruge i�not available.Bonrnver shull pay ta I � �
<br /> Lendcr cuch month u xum equul tn anc-tweH'th af thr ycarly mortguge insuruncc prrmium lxing paiJ by Borrowrr when thc
<br /> intiurunee coverugc lapsed ur ceutied tu tx in effect. Lendrr N•ill accept.utir:�nd retain the+r payment.u,a li�xs rescrvr in lieu �
<br /> � of mortgugc insurunce. Lox,resrnr puymcnt+ nu►y ni�lonErr he rcyuircd,at thr uption oC Lcndcr,if�nortgagr insurunrc
<br /> rovcruge(in the amount und fur the�xri�xl thut Lcndrr rryuirc.)pmvided hy an in,urer uppmv�J ny Lrndrr ugain brrante�
<br /> � uvuilublc und i.obtuincJ.Borrower.hull puy thr pmmiums requimd to muintain nwngugr intiurancr in cffcrt,��r tu providc u �
<br /> �, los�rescrve,until the reyuiminent ti�r mortgage insuruncc endti in accordance with,�ny�vrittrn agrcrment hetween Borcnwrr �
<br /> und Lrndcr or upplicublc luw. �
<br /> 9. Inspectiun. Lendcr ur it�agent may makr musunublc entries u�x�n and in+�xctium of thr Propeny. I.rndrr.hull �
<br /> �ive Borrower notice ut the time of nr prior to.u�im�ction.Excifying rcuwnahlc r,iuu far thc in.pectiun.
<br /> • 10. Cundemnation. The pr�xcrds uf+my u��•ard ur rL•�im ti�r dnnmgr�.dirrct or r�muyucntiul.in ronncrtiun with any
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