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2.00407144
<br />HOME EQUITY LINE OF CREDIT AGREEMENT AND PROMISSORY NOTE TO:
<br />Edward Jones Mortgage, LLC $�� ��4 Z 7, 5
<br />WITH AN INITIAL AMOUNT OF @cj��, ,yAND � A MAXIMUM AMOUNT OF $85,000.00
<br />DATED June 29, 2004, WITH A FINAL MATURITY DATE OF July 15, 2014.
<br />B. All future advances from Beneficiary to Trustor or other future obligations of Trustor to Beneficiary
<br />under any promissory note, contract, guaranty, or other evidence of debt executed by Trustor in favor of
<br />Beneficiary after this Security Instrument whether or not this Security Instrument is specifically
<br />referenced. If more than one person signs this Security Instrument, each Trustor agrees that this Security
<br />Instrument will secure all future advances and future obligations that are given to or incurred by any one
<br />or more Trustor, or any one or more Trustor and others. All future advances and other future obligations
<br />are secured by this Security Instrument even though all or part may not yet be advanced. All future
<br />advances and other future obligations are secured as if made on the date of this Security Instrument.
<br />Nothing in this Security Instrument shall constitute a commitment to make additional or future loans or
<br />advances in any amount. Any such commitment must be agreed to in a separate writing.
<br />C. All other obligations Trustor owes to Beneficiary, which may later arise, to the extent not prohibited by
<br />law, including, but not limited to, liabilities for overdrafts relating to any deposit account agreement
<br />between Trustor and Beneficiary.
<br />D. All additional sums advanced and expenses incurred by Beneficiary for insuring, preserving or otherwise
<br />protecting the Property and its value and any other sums advanced and expenses incurred by Beneficiary
<br />under the terms of this Security Instrument.
<br />In the event that Beneficiary fails to provide any necessary notice of the right of rescission with respect to any
<br />additional indebtedness secured under paragraph B of this Section, Lender waives any subsequent security
<br />interest in the Trustor's principle dwelling that is created by this Security Instrument (but does not waive the
<br />security interest for the debts referenced in paragraph A of this Section).
<br />5. DEED OF TRUST COVENANTS. Trustor agrees that the covenants in this section are material obligations
<br />under the Secured Debt and this Security Instrument. If Trustor breaches any covenant in this section,
<br />Beneficiary may refuse to make additional extensions of credit and reduce the credit limit. By not exercising
<br />either remedy on Trustor's breach, Beneficiary does not waive Beneficiary's right to later consider the event a
<br />breach if it happens again.
<br />Payments. Trustor agrees that all payments under the Secured Debt will be paid when due and in accordance
<br />with the terms of the Secured Debt and this Security Instrument.
<br />Prior Security Interests. With regard to any other mortgage, deed of trust, security agreement or other lien
<br />document that created a prior security interest or encumbrance on the Property, Trustor agrees to make all
<br />payments when due and to perform or comply with all covenants. Trustor also agrees not to allow any
<br />modification or extension of, nor to request any future advances under any note or agreement secured by the
<br />lien document without Beneficiary's prior written approval.
<br />Claims Against Title. Trustor will pay all taxes (including any tax assessed to this Deed of Trust), assessments,
<br />liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when
<br />due. Beneficiary may require Trustor to provide to Beneficiary copies of all notices that such amounts are due
<br />and the receipts evidencing Trustor's payment. Trustor will defend title to the Property against any claims that
<br />would impair the lien of this Security Instrument. Trustor agrees to assign to Beneficiary, as requested by
<br />Beneficiary, any rights, claims or defenses Trustor may have against parties who supply labor or materials to
<br />maintain or improve the Property.
<br />Property Condition, Alterations and Inspection. Trustor will keep the Property in good condition and make
<br />all repairs that are reasonably necessary. Trustor shall not commit or allow any waste, impairment, or
<br />deterioration of the Property. Trustor agrees that the nature of the occupancy and use will not substantially
<br />change without Beneficiary's prior written consent. Trustor will not permit any change in any license,
<br />restrictive covenant or easement without Beneficiary's prior written consent. Trustor will notify Beneficiary of
<br />all demands, proceedings, claims, and actions against Trustor, and of any loss or damage to the Property.
<br />Beneficiary or Beneficiary's agents may, at Beneficiary's option, enter the Property at any reasonable time for
<br />the purpose of inspecting the Property. Beneficiary shall give Trustor notice at the time of or before an
<br />inspection specifying a reasonable purpose for the inspection. Any inspection of the Property shall be entirely
<br />for Beneficiary's benefit and Trustor will in no way rely on Beneficiary's inspection.
<br />Authority To Perform. If Trustor fails to perform any duty or any of the covenants contained in this Security
<br />Instrument, Beneficiary may, without notice, perform or cause them to be performed. Trustor appoints
<br />Beneficiary as attorney in fact to sign Trustor's name or pay any amount necessary for performance.
<br />Beneficiary's right to perform for Trustor shall not create an obligation to perform, and Beneficiary's failure to
<br />perform will not preclude Beneficiary from exercising any of Beneficiary's other rights under the law or this
<br />Security Instrument.
<br />Leaseholds; Condominiums; Planned Unit Developments. Trustor agrees to comply with the provisions of
<br />any lease if this Security Instrument is on a leasehold. If the Property includes a unit in a condominium or a
<br />planned unit development, Trustor will perform all of Trustor's duties under the covenants, by -laws, or
<br />regulations of the condominium or planned unit development.
<br />Condemnation. Trustor will give Beneficiary prompt notice of any pending or threatened action, by private or
<br />public entities to purchase or take any or all of the Property through condemnation, eminent domain, or any
<br />other means. Trustor authorizes Beneficiary to intervene in Trustor's name in any of the above described
<br />AU #: 62590
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FI� FHA, OR VA USE)
<br />Page 2 of 5
<br />1/31/2003 Borrower's Initials: 0 _
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