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200407122 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />4DARCY M <br />(Seal) <br />M RAY B <br />Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 19th day of July <br />2004 , by DARCY M RAY, GREGORY L RAY <br />Witness my hand and notarial seal at Grand Island in said <br />County, the date aforesaid. <br />�M x� Notary kbfic <br />My Commission Expires: <br />Q-4RME) (0305) Page 8 of 8 <br />