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<br /> � �� �� ��� ���'' TOqB7'EiER WiTH all the improvcmentx�aw ur herenttor erected on die property,and all easementa,uppurtenances.
<br /> - nnd flxtures now or hereafter o part of the property. All replaaements and addittons shnll also be covered by this 3ecudty
<br />-== lnstn�menG All of the forcgoing Is e�ferred to In this Sccurity Insuument as the"Property."
<br /> „ BORROWER COVENANTS that Borrower is Iswfully seised of the estate hereby conveyed and has thc right to Btant
<br />-_" and convsy the Property and thut the Property is unNncumbered,except for encumbrances of record. Horrower warranta a�id
<br /> �,���J� - wlli dnfCud geuerally tha dtie ta thc 1�csp�,�ty+agsiinsi aii claims and dcmands.subject w uay encu�bronces of record. - - - ---
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<br /> � � � �.� � � THIS SECURITY INST'RUMENT combines uniform covenants far nutionul use and non-uniform covennntF wIth , ..
<br />•a limited vadations by Jurisdiction to consdtute a uniform secnrlty instrument covedn�real property.
<br /> �'�•'�'� !'`���' ' UNIFORM COVENANTS. Borrower and Lendcr covonant end agree as foqows:
<br /> ��:�::�,��t,`.ti °:_;•���h 1. Paytaent of Prindpal and Intet�est�Prepaymeat and Late Charges. Bomower shall prornpqy pay when due the ° _�T=--
<br /> , . ,. t, ptlncipul of end Interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br /> r' „ 2. I�wds for'1laxes and Itesurance. Subject to applicable law or to a wr�tteo waiver by Ixnder,Borrower shall pay to
<br /> ";..,�.. � , Lender on the day monthly payments are due under the Nate,undl the Note is paid in full,a aum("Funds">for. {a)yearly __., _
<br /> • �r.�.. `t':f ,, taxes and ussessment�which may attnin pdodty over this Secudty Instrument as a lien on the Propecty;(b)yearly ieasehold -�--�- - --
<br /> `�l :;;Y';,;".;,; , � , payments or ground renta on the Praperty, if any; (c) yearly hezard or property insurance premiums; (d) yoarly flood
<br /> ' °� insurance premiums. If any;(e) yearly mortgage inaurnnce premiums, if any:end(fl any sums puyable by Borrower ta
<br /> Lender.in nccordance with the provisfons of purugraph 8,In lieu of the payment of mortgage insurance premiums. 'Itiese
<br /> items are called"Escrow Items.' Lender may,at any dme,collect und hold Funds in an i►mount nat to exceed�he meximum
<br /> , � amount a Iender for a federally selated mongage taan may require far Borrower's escrow account under the federal Iteal
<br /> � ' ;� �� � Eswte Settlement Procedures Act af 1974 as amended from time ta time, 12 U.S.C. �2601 et seq.("RESPA").unless another
<br /> � � �. ° � law that applies to the Funds r,eta n ie�ser Amount. if sa,Lender moy,ut any time,cailect und l�old Flmda in an umount not to _
<br /> � L..__.__......_. .. _ _.. excced thc lesucr umount. Lendcr muy evdmutc thc umaunt of Funds duc an thc basi.r a�f cument duta und mawnable � __
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<br /> � extimutex of expenditum�of future Escrow Itemx ar�therwixe in uccc�rclanrc wi�h uppiicubfe iuw. =..�,�..- —° � -
<br /> � Thc F1md� shull be hcid in un inxtituti��n whosc dc�x�xits um inxured by u Cedcrai ngcnry, in�trumentulity, or entfty
<br /> � N ° qncluJing Lender,it I.ender iti auch un instiwtion)or in uny Federui Homc L,uun Hunk. �.ender tihull uqply the Flmdx w puy ' -;�;'
<br /> � the E:xc���w Itcros. Lendcr muy not churge Rum�wcr far h��lding und upplying the Funda,unnunlly unulyiing thQ cscraw ',��,:
<br /> uccount. or vcritying the ��cmw item+, unlctiti l.ender puy. BnROwcr interest on the Funds und uppHrubte luw permitx ,
<br /> • l.cndcr to muke such u churgc. tlowever. Lcndcr muy�equim Borcawer to puy a onc-time churge for un indcpcndcnt rcut • �.
<br /> cxtatc tux reparting servicc used by I.cnder in ronnection with this laan,unlc�s applicuble luw pruvldey i�therwine. Clnless un • �,. ,'_
<br /> � ugreemcnt iti made or upplicnble luw rcquires intercst tn bc puid,Lender shall nat be reyuired to puy Burrower uny interext or „
<br /> " eurnings on the Funds. Bortowcr und Lender muy ugree In writing,however,that interext shull bc puid on the Fund+. Lender _ _
<br /> " ' shaU give to Horrower,without churge,an unnuul uccounting af the Funds,s;howing cmdits und debits tn the Funds and the
<br /> � purpose for which esch debit to thc Fundx wus mud�. The Funds nrc pledged a.r additionul securlty far ull suma secumd by � ,
<br /> ` . ----- ,. tjlll$Cd:uttiy�tintt'Uilidiit.
<br /> If the Funds hekl by Lender cxcecd thc umounts permitted to be held by applicable law, Lcnder shall uccount to ,
<br /> Bonower for the excess Funds in uccordnnce with the requirementc of applicuble law. If the amount of the Funds held by
<br /> � Lender at any time is not sufficient to puy the Escrow[tems when due,Lender may so notify Borrower in writin�,and,in �, �
<br /> such case Barrower shall pay to Lender the amount necessary to mnke up the de6ciency. Borrower shall make up the
<br /> � defciency!n no more than twelvc monthly payments,at Lender's sole discretion. .,.� .`
<br /> �� Upon pavment in full of ull sums securcd by this Security Instrument,Lender shull promptly refund to Borrower uny
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<br /> � Funds held by Lender. If.under purn�rnph 21,Lendcr shuli ncquire or scll the Yroperty, Lender,prior�o�ne acyui.i�iuu w � �=—�f- � " �
<br /> sale of the Pmperty, shall apply any Funds held by Lender ut the time of ucquisition or sale a+u credit a�ainst the sums
<br /> � secured by this Security instrument. �} :�
<br /> 3. Application of Paymenta. Unicss appticublc law providex othcrwitic, all puyments received by Lender under .
<br /> parngrnphs 1 and 2 shall be npplied:first,to uny prepuyment nc�trges due under the Note:second,tn umounts puyuble under '"' r� �
<br /> puru�raph 2;third,to interest due;fourth,to principul duc;und lust,to uny late churges duc under the Note. , �� "�'��`�-
<br /> ' 4. Charpjes; Liena. Borrower shall pay all tnxes, asxcssmcnts, chnrges. �nes und impasitians atuibutable to thc •-.,�y,,
<br /> P ropc r ty w hic h ma y u t t a i n p ri o ri t y o v e r t h i ti S e c u r i t y I n s t r u m e n t,u n d l c u s c h o l d p u y m cnts or ground rents,if An y. Borrower t: '�;�:.�
<br /> ' shull pay these obligations in the mamier provideJ in purugruph 2,or if not pai d i n t h a t m u nner, Borrower shail pay them on � -
<br /> � � time directly to the penon owed payment. Borrower,hall pmmptly furnitih to Lender ull notice.of umounts to be puid under i -�.�-•
<br /> this parngcuph. If Borrower makes these payments dirertly,Bonower xhull prompdy furni�h tu Lender rereipts evidencing � = p,�
<br /> the payments. .�:
<br /> " � Borrower shall promptly dischar�e uny licn which har priority over this Security Instrument unless Borrower:(a)ugrees ,
<br /> h•lien in u manner acce tublc tu Lendcr:tb)contests in goad fuith the I • -�
<br /> � in writing to thc pAyment of thc obliguuan ticcumd by t c. P .,
<br /> lien hy,or defends aguinst cnforcement nf thc licn in,fegul prcxcedings whirh in thc Lcnd�r's apinian opcmtc to prevent thc
<br /> enforcement of the lien; or Ic)secures from thc holder of thc lien un ugreement suti�fuctory to Lender suborctinuting the lien �'
<br /> ' to this Security Insuument. If Lender dcterniines thut uny part of the Property is subjcct to u licn which muy attstin priurity i .
<br /> over this Security Instrurnent, Lendcr may give 8orrowcr u notice identifying the licn. Borrowcr shull xutisfy the lien or tuke : _-.
<br /> • one or more of the uctiorn set forth Above within 10 duyz of the givin�of noticc. •
<br /> 5. Hezerd or Property Insurance. Borr�iwer shall keep the imprrnemrnts now rxisting or hereuftc�erected on thc '
<br /> Propeny insured aguinst loss by firc,h:uurd�included within thc tcnn"extended roveragc"and�ny othcr hur.ards,including
<br /> i floods or flooding, for which Lender requircs insuruncr. This insuruncc shull be muintainrd in thc umountx s�nd for thc :
<br /> V I � :i
<br /> , I Form 3021i 9/91t i�ixe•2,/A��xrs 1
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