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200407109 <br />sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender may invoke any remedies permitted by this Security Instrument <br />without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Fixed/ Adjustable Rate Rider. <br />(Seal) <br />TRUDY A. LUCHSINGER - Borrower <br />—(Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />1/t­�­-2- (Seal) <br />TIMOTHY LUCHSINGER - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />843R(0006) Page 4 of 4 Form 3182 1/01 <br />