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..� <br /> ._.Y , , .t�_� Y.� ` , . - __.. <br /> . .�J _ — <br /> -— _ �' �..�.�.�.�i ...---- -,,; w ., ' . r . <br /> . -�4- f0.�-��'�-. <br /> U. UlV1E'OXlM 8+1FiC1)iRITY INf1TAUMkNT�..fsQ+VF.RNIIVG 1.1►W=Bk�VWNiIi'.1�'Y • <br /> ,, UNtorm Covenu�t 1!of the Socurity IRUZrumer�t��mended to rad a�[ollwxi: �� „ <br /> 1!.U�i(�r�wrltylMh�ti�is+'��!l�wi�sMlkf.71�10 lorun ot S�curSty Id�uua�at comMtw�unY4'ona oovauaa tot n�tiae�S tw <br /> aaa norruntrorm oo+ronaau w��►um��cea var�aaaa.br juruatc�on co coa.acace•unfrorm.e�ucc�y�uwmea�ca�racu�,ta!Prc�p�ety'Y1d� �� <br /> —` 9�cudq►Inttown�at�i�ii be swrrnRi b�r�rida�i taw�ud t�tuw ot tt�►�ti,�'t!a w�k6 tiia P::.�t�i is iz;.tu3.tss tlsa�t:�s s�t sa,� M - - <br /> � _ provi�loa oe Cltute ot tht�ffiecurity Insttumait or the Note caaAku with��pltallble l�w�tuch aonNct�lul!not aftect utt�er ptoWrlon�of thL1 � A— <br /> SecurlcY ia�trumint or tAe Note whicA c�n 6e Y{�en ctfect�rithout�lhe oonN�ctinj prov(tlo��u�d W thU e�d ttN provi�tau af tE�i�9�curitF . <br /> I�►�tnunent and tho Noto�ro dxtued tobe RovaaMo. <br /> B. TwANSFfi Oi'IHE!AOlLrftl'Y O�A dENEFiC1A�IN7F.itFB'['IN 110RROWEA . <br />�'; ' Uniforna Cdivemnt t7 of tho Security IntWmant i�anundal to rad u followa: <br /> �;� Pf.'Riwter o!t�e hop�riY or a beoficlal bten�t V d�ra�er.U alt or aay part of the Proye�ty ar an interat ehaein b aold or u+u�.+famd <br /> � (os U a ba:cflcl�l intaat in Bonower fa sold or treruferred u�d Bonower i�not a natural persun)wtthaut Ifnda'a prior.vrittea ooa�cot. <br /> �- LRnder auY.�t I.ender'�opdon.dcclaro sU e�o sume recurod br ehi�Securiry Iuatrument co be immedtuely due and pS�bk.However.t!� <br /> __- opNon sb�il not be mcaclsed by Lendes if acercise ia aot auWoriud by Feder�l l�w.Lendcr p►�y wdve the exercise of this optton if:(a)BorrowG , <br />-��` cauIIa to bo�ubmitted to Lender idtormxtion requfre�by Lendu to evatusu the intendal truisfera as tf a aew law vrae betn�made to tbe — <br /> _- tr�nsferee;and(b)Leader rouonably determina that L�eader'e aaurity wiU aot be impatred by the loan wumptton+�nd t6at the risk of t!w <br /> . � : <br /> brach of any covaunt or aYccemmt in thia Socudty Instrument ia acaept�ble to I.ender. <br />_ :- <br /> • To tho e�tent pamitttd by apDIIc�ble 4w.I.enda may chuge a reaaonable ke u�ooadidoa to L.eader'��onsent+fl the lo�n wumption• � � <br /> . <br /> �,.. - <br /> Lender auy atao require We uaasferoe ta keep aQ tho Promlus sad auameaw uude ia the Note�nd ta t1tt�SaudtY Iaakurnen� <br /> '•it Lender acerdaes such opNon to acalerate�L.eader s6ai!mdl Bottower natia ot�teeeleradon in txordsnce with pur,�raph 14 bereof. <br /> . Snch aodoe ehall provide a periud of not less than 90 d�ys trom the d�te tAe noHa ia mWed within whtch Borrower�wy paW tt►e�declared <br /> due.[f Bonowu faUa to pay eucd auma prior to the e�cpirndon of auch period�I.eudor may.rvtthout it�rther aoda or demaud on Borrower. <br /> IAVOke aaY rem�iea D��by tbia 9ecurity Inauument" <br /> "Notwtthst�adin;a sele or eransfa�Borrowu wW conttnue to be obAgatcd uader the Noto aad this Securtty Iaakument ualess I.eader ha <br /> � •" nie�sed Bonowet in wttdc�g.'• <br />. . ,Y 1 � � •� <br /> ` -:�1,�°,",t...� F. LOAN CHANGEB <br /> ` � y' :;vM:,�S��•: <br /> �:.��.i, � . ��� If the loan secural by the Security Insuumeat is subject to a law which aeta ma�dmum loan chtrRd,and that law is Rnally G►urpreted�o <br /> ,_ _ _ <br /> . �,���4 :, . -, ° that tke tnterpt or other loan charges caUected or to be coUa�ted in connxUon wlth the loaa dcoeed permittai iimita,then:(Ij any auch ta�n = -_ <br /> �.,�.�'� . ., charge sb�il bc reduad by cbp amouat neoessary co reducc che charge co cho penNaed Wnic;and(2)any eutns atready coAa�ed fram bonower <br /> �� which exoadcd permStted limita wlU bc rcfunded to Borrower.L.endu may choose to make thla nfuad by raiudng the priacigal owcd uo►der the <br /> . •.: <br /> :x.x� . . <br /> • Note or by maidag a dioat payment to Borrower.IP a refund reduca prIucipal,the ratuction wlll bc ueated as a partiel pnpayment nader the <br /> � - � Nou. <br /> _ . � �..._..� <br /> '•,. , <br /> ,. IN WfTNF�B WHEREOF.BorrowerAssexccntedthlsA�usbbleRateRider. <br /> �. •� --- <br />`, •. =--: <br /> ' � A C ,A �--" <br />_ ' ., .� ��f'.I�Lf�( ii� '�/ �g�� �•: <br /> � BORROWBR �?�_` <br /> �.. � • OORI�ONQ E. mETCALF � <br /> s - ' (Seaq .: <br /> _ y " " . '• -. - '; <br /> ' B�NNIE J. mETCALF ��� <br /> �: <br /> � (Sea!) <br /> ' � BORROWER <br /> ' � � (S1C1N ORIOINAI.ONL1� <br /> j= <br /> a . <br /> ' t , .• , <br /> . ( <br /> � <br /> f 1 . <br />�i <br /> • � <br />..___":_.' T-�-•�-_��__ f , <br /> ' I <br />. ` �i � <br /> } , ) <br /> . �' � '7, <br /> � �� <br /> •I 1 ' <br /> � '� , <br />.i� <br /> � � �, <br /> i <br /> V <br />