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200407051 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) <br />WAYNE D GREVE II Borrower <br />(Seal) <br />CINDY L. REVE Borrower <br />(Seal) <br />- Borrower <br />- Borrower <br />Multistate Adjustable Rate Rider - LIBOR 6 Ma Index (As Published in the Wall Street Journal) - Single Family -FNMA Uniform Iottrum at <br />FNMA3138 <br />Page 3 of 3 <br />