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94-- joun TOSETHER W H all the i.aptotiae" =ts now gar hemalter creetead one else poprxty. "sad all Casements. appunetwutces. and fixtures now nt hereafter a part of the propcM. All teptacemcna ami aidditim shall also be crwered by this Security Instru t"L All of the foresoing i• tefexrrd rt in dris Security lastru mcxt y the'Ph*1e rty.' BORROWER COVENAZn'S thra Borrower is irrirInfly so;--&d aaf the cstara hereby conveyed mw F.as the right to grant and cimvcy the TIPTeny sand dtk,. zhe Property is uncricumtbe,.A. ertctipt for =xurmbraKi s of record I'.einrrawer warrants and will defend itcmNly isle We to the Property again" An clams gels: dernmads. subject as my cncumtwra es of rucend. THIS SECURITY 11MMUNIENT ccorntfrms uniform covenarm for nxtk xW use. said non-uniform covenants with limited variations by midi.-tics to Cms-*:-.tec a adfrrm security in is tt covering row Property. UNIFORM CON'8NA Bonvvver and L.enda co•csrant avad >grrc as (alkmr%* 1. fhytnent of P-rimciipel and lraa`"Ted; lv'rq w,y=tW natal L.ato Cbargm Borrower Owl Aron ptly puy when date the principal of sees interest on the dek cvkPT cod by th- Naas and my prepaymar:tit and lace durIcs due under the Nate. 2. ]Funds for TMa "earl iaextirnnrt Sub)w io applicable lam raw to a wxitk as waiver by L.etwkr. Borrower shall pay to l.crwkr on th- day monthly pasm=h arr. dice under the lkec, toil thr Iti::wt is paid in'.WL a sum ("Fticb") for. (a) yearly taxc-s and aa_ e"mrnts which may wain qty gavot this Secwity lno urntmi us a lien an the Ptmpentyt (b) ymly deasmhold payments or ground remty art the Property. if ~ i . (c) ycaarty haa'wd or proparty durance premiums: (d) ymly (load" in.'turzWe Premiums. if any, (e) yewly ,mortgage insurarx x parent xrnr. if atrlr. and (f) any sums psyabk try Borrower to Lender. in acmedancr with the prcac£tioats of faayr aapft S. id lieu d t'ae paymrrrrt serf martggic ir" itrtattcc pre"ttltum. These ilm- are crlkd 'Ewmw Item' Lemdm' "nat. at my time. collect and bW Ilse in an arnoatnt not to exceed the rneximum amount a ierskr for a federiilly rrtated +rortpp. low magi requim for Hrwrawcx's ewmw Kcvww under the federal Real Fstatc Settlement Nxvdtms Act of 1p'?4 as wnicsrdcd from tiene to time. 12 U.S.C I :'tigl rt mq- CR SPA"), unless another law that apfslics to thy. h:txts sets a les+aer ariascttint. If via, L.cttdrr tarty, at arty tune. colksct tore,( hrodd flues in an amount not to exceed the Imser nz"mt- 1_cr4ri mazy est raic the +atrrtm t of Flouts duce an the ba4% of current data ant! reawnabie estimate% of e.penditures of future f-scmwr Itents or oeicrivise in accordance with awieable law- The f=unds shall be held in an imfiratkm w°hr"t depwits am insured by a federal agency. imnvnncntality. or entity (including Lender. i; Lender is soh an institution) or in any Federal Home L vm HaWL L.evr3cr shrill apply the ]""suds to pay the Fsc-mw. Items. bends: may "tut charge Borrower for h6ding egad agalyiaig the (lases` aaanaally anal) zing the a^ -m~r+ ric-count. or verily~i-g the F.mm;u• Items, onless Lender pays Bccmwe: m"ores" on the Ftnrids and aaWicable lase permits Lender (cv trA-e such a charge. However. L.cndcr may require Borrower to pay a one-bane cbaagc for an i.-Atpendcnt real estate tax rrp xung ^ x used by Lerdcr in crra wctioar with this [arse. sunless applicable larw provides otherwise. Unless en a peemc ni is made or a, pik-able lave rcgtsres iescren to be paw'. Lender ;-hall =4 be required to pay Borrower any interest or earnings on the Fu xcis. Borrower and Lender way agree in waiting. hoarvrr. &x irs ere st shall be paid an the Funs. Len&-r shall give: to Bon vwer. widxw cba gr- an xvwael accounting of time Blends., sing credits and debits m the Rends and the purpose fix which each debut to the, funds was made. The rimds are pledged as additkxW security for all sums seturrd by this Swxity Instraaaient. If the Fmxh herd by Lender ctcvcd the amnotmcs permitted to be held by applicable law'. Leader shall arcoum to Borro"r for the excess RnWi in arccoWa ce with the realuirrumm of applicabk law. If th amount of the Rokk held by Lender at an) time is not sa Wricru to r4y the Exrorw Wan when due. Lender rrtaty as notify Borrowty in writing. and in such ca -c Bcrm%e•r shall pray to Lender the aanrmW nocessary to rake up the deficiency. Borrower shall make up the dcf"tcicncr in no more than twelve monthly paym enM at I rmJerls sale diwarc6m. Upon raymcrst in full of all sarm secured by GhA Security Imumnerm. Lender shall prvmprly refused to Borrower any d-mdsa held by Lender. If, under patipatph wi. Lender shalt "lee or sell ft, PhTerty. Lender. prior to the aacquiudon or the Burns We of the Piopaert~r, shalt aapaly any Ilntirkr stelae by Leader as the time of acquisition or sack as a c m& against sccatred by this Security tnsntrr rm- 3. Apitk--..tkm of Puy ls. Unless gTfiasabk lag' provides oftmwist. dell psyroamerits received by Lender under patragiaphs 1 and 2 sliaat1 be applied- i'trst. to any prepwynx-nag draw,, doe under dw NoW Woan& to amounts payable "wider para"ph 2. third, to intcrcsi due-. fourth. to principal due; and head, to gray- fate diargcs dune tnrdlcr the N&z. 4. Charges: L.k m Borroutr shall par all tares, assessments. chargm fines and iv. 4x vitiwis attributable to the Property which may attain priority over this, Security Instrtunent. and kxsel"d payments or grarind resits. if any. Bewnmer shall pay these okt! gatiuns in the manner provided in pasagmph 2„ of if not paid in diet marmer. Borrower shall pay thorn on time directly to the person owed paynxmi_ Borrower shall panmpdv foe miss to Lender all notices of amounts to he paid wtdeir this paragmph. If Bcv mwtr makes these pay is tit vdy. Borrower sbaadl ptunply furbish to Lender receipts evidencing the B~vmr shad prorTdy discbarp any lien which to pri pity over this Sectwity lasuiurient uri aeu Borroww. (a) agrees, in wsting `.o the paywmt of tht obligatica>e secured by ft ben iu a nn er aeceptabk to Lender. (b) coomz;s in good faith the lk--n Ray- or defends agaitrst wafotcemcr+t of the lien in. legal proceetlsaigs wNch on the Lender's apmion operate to Prevent the enfarcen=t of the liens: or (c) vecums from the louder of the lice am agta exnent satisfaaamy to Lender wing the lien to this Security lnsuurneni. If lender deftnuines that airy p= of dw Pwpwy is subject to a lien which may attain priority over this Stcurity lasu rnent_ Lender may givc Borrower a noaae identifying the I Borrum shall saansfy die lien or take one or tr arc of the action s; t forth above wittain 10 dars ef!t : pnvwg or m.= 5. Hasstrd or Property Insurance Bove%w shall keep the improvements now existing or hereafter erected on the Pmpeny in-mr:d ag2irut loss br rim. hatank included within the Iffm 'extended ea ter aW and my other hazxrds+ including floods or fighting- for whkh Lender requm-z zz re. This in=== shall be masutmned in the amounts and for the Twrs sass ldsr♦ (par 2 af6 paAes)