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<br /> �, , ". .•�, � ADDiT�ONALTERMB �4" �•aI�4� �` --
<br /> �,h�:� e I hwe tho t
<br /> - �,►� " pR�PAYM�NTAND ACCRUAi.OFTHR FAVANCR CNARaBt IIven thaugb 1 do not htvo to pay more thAn tho�sgulu ac uleA montAty pay�nanco chorgo da y. '- - j~=,�-
<br /> ta pmpny tho whole amount owing w you in Po1l nt ony tirtea or in part 6om tlme ro t(mo.IPthe lcnding institution that bu�e myycanuust c�p,tcs iho fi y � :,• � ` - ._-_ .
<br /> ' • " �' 1{cnow my flnnnce ch vrfU be les�if I meko an early p�ymenb and i►will bo hl�het it I pay Into;I niso t�oyyf� pt�i �ccessa ad uatment to m totnl finnnee , .-
<br /> •• � chugo wilt bo m0ected�my finai bill;I niso know that the amounts ehown on the roverat+sldo for tho FinwiCe�l►N�it i••��1 af Pe ments,und the 7bta1 Sole Prtco ere --- i� "
<br /> e a t i m a u a b�s e d o n t h e a v s u m p t t o n t h u t yo u w l t i a c e i v o e n c h o f t h e pu y m e nte axactt y on fa duo dnte:ond 1 know that thero wilt ba no rcFund if I pmp�y becauso�here la ti ?�.,
<br /> � �. � � nathin W mfLnd if 1 am charQed on a dxiiY basle.tf the lending ina[itution doe�aot computo the flnunco c h n rgo d a l ty,un d I!I prcpay t h o w h o l o e m o u n t y o u w i i l�o f W n d , . _ r� r�.'`.r;..,___
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<br /> to me�unewnedponton of the flmnce chargc(intcoeat)by th�e eccountlng procedum known es iho acwarful mcthod•ond the nmount of m rcbste wlll bo Ogurcd an the ,,.. ' �,_ �,_
<br /> • d ' � echoduled daus md unounta ot my monthty vaymen►nnd not an thc nctuul dntos und amounu►of tho prcpaymentn thnt j puy to you.l km►w t��t a rctund otless than SI.O�
<br /> ^#. . witi not 6e m�de.i may rafuntartlY prcpaY ihe amount 1 ave you.!a fidl or in ptut.at any dmo.If t make o partlal paepayasent.t muat cominuo to make my rcguiar , . . ...:,,�:_.�::
<br /> � � pnyments untll t heve pald all amounta owed. �` �;��'. '
<br /> . .. IMpOQ�YANY NDYt��d�OUTWARRANTIF��s�a)BELLER FOEE�LBY OI�CLAtR'IS ALl,tlIIARR�►NYIF,�i I�XPRESS�A AR IIAPI.IED, • ' -
<br /> - � �� OF AA�RCHANTABILIY1t AND�ITNE8S FOR A PARTICULAR PURP�SB ON ALL GO008 AND S�RVI�EB UNLE88 8HLL8R
<br />- � �� FIJRNISHES BUYER WITH A 8EPARA'f�WR{TTEN LIMITED WARR/INT1f OR SERVICE CONTRACT MADE BY 8ELLEli ON ITS •. ,
<br /> ,. „
<br /> OWN BEHALF.�)1 heve read,in detaii,tho separate"LIMfCEp WARRANI'Y"which aecompunies ihia wnuact.It expiaina 1he conditlons and clrcumswnces(n .
<br /> j whicd tbe manutactu►td pmducta wlit be repaired or rcplaced.I wke notice of the IlmitaUon�on tho watonty.and Ipart Icularly recogniu that any implied���w_unnnty ,. �,
<br /> ` whlch appAea to the goodslasta aniy es Iong ea tho wnrranty or senice contract.tc)1 have nead,in detnil,the sepnrnte"L1MiTBD INSTAI.I.ATION WARRANI'Y"which.
<br /> 1f mnde accompanies this contmct.It expldns the conditions nnd circumatnncea in which 1he a o af the siding,atding uccexsodes,nnd gutters wiU be redono.I
<br /> � Wce not�a of the lim(tadons on the wartanty.and 1 paRiculerty acognixe that any implied wartsnty w c applies to the installatlon InsGg onty as long at the wortnnry ur „
<br /> servlce com�uct. •
<br /> UMITED WARRANiY:MY sole xnd ezciusire remeEr��ainst�rou or ycur usi�nee sd�it 6e iimited to my ri4hb�nd�emedies under the ezprosa 10 ye�r LIMITEO .
<br /> NARRINir you e�teae to ate at the time 1 si�n this ContraCt.My exclusire d�fits and remedies under the wartantlr shatl le in Iisu ot ail other rizhb or reme�les, .i� ,.
<br /> � it t�w or in equiry,wAere perniitted br appiic�bte st�te IAw. ;Y
<br /> ' All M�NUfAC1URED MIINDOW PR�DUCTS ARE N0T QUARANTEEO AQAINST CONDEqSAAON.MOISTURE FOBMATION�R FROST.PROOUCIS ARE N018UARANTEED AQAINST
<br /> C�RROSION UUE TO A�YEASE CUMAIIC CONOITIONS. . •
<br /> � � 8111ER,READ THE SEPARAiE"10 YEAR LIMITED WARRANTP'WHICN IS A SEPARITE WRITIEN INSTRUMEl1T PERTAININO SOLEIy TO MANUfACNRED PRODUCTS OF , � . ;
<br /> '� TNE PACESflIER C�APORAT4UN AMQ WHIGN"liM1TE0 wAARAMII"HAS BEEN DELIMEREQ TO EACH RESPECTIYE BUYER IN CONNEC110N WITH THIS SAIE.PACESETfER'S ,.
<br /> -. ... .. . . ..,,,. .,:.... . :., _.._.
<br /> 10 Yf.�R LiMfTEti i7RRRAtiIY RqD TNf FO�E00!!!8 PA4YlS40MS RESAROlMB GURDE!lSATION DO MOT APVI.�m SIOINB. �.. ,___:,__,_^,
<br /> �utthat,TAe Pacesetter Cotpor�tion makea NO REPRE3ENfATION�R WARRAlITr OF ANY MIND�R NAIUAE�lNATSOEYER,E%PRESS OR IMPLIEU,WIiN RESPECT IU ��"' ;.,:::�; -
<br /> TNE ENfRBY SAYINBS I CDULO OR NlAlf ACHIEYE BY!)SE OF THE PRODUCT(Sl. 1 understand t�at any ener�aa�in�I may achle�e is dependent upon a number of i
<br /> tacton, lacludin�,but not Iimited to,the t�pe quantit�and qualit�of insuiation in my home,the particular sl:a and at�le of m�home, the type of qualih of � � `
<br /> � con�tructtaa of my home,my p�rticuiar Iife shie,the numbe►oi opeNn�a in my hone,proper monitoring ot thermostet settiags,c imatic conditfons and location , �
<br /> � ot mY home,and emn the qpe of energ�conwmed ior heatiag and air ccnditiontna pu�pose:. _ �
<br /> � caw►�R
<br /> � SPECIAI.-01tDBR GOODSs I know ehat you have meoswed my housc und its openings so thot you con makc the products to flt my particuiur house ond that the ga«iti • ° :
<br /> pmbubly witl not fita�other hou�ses.so I knaw that I cunnot cancet this contmct nt any dme uRer the period of time given tu me by law in which to cuncel.After thnt . . �.
<br /> l e g a l p e r i o d o f t i m e,I k n ow i hat 1 huve tho obti gnNon to pay ynu in full the amount owed.
<br /> COMMkNCEMENT OF THE FiNANCE CHARGEs The finenee charge(InterexU Ix estimnted to awrt wfthin 3Q d uy e a t t h e d n t e o f t M�c o n t m c t.e x c ep t i n t h e e v n�t _Y �"}
<br /> " ya�u complete�he instailntton of thc goods nnd iscrvtces on nnotherdute,then thc finuncc chnrgc tintcrcxu wiii 6egin to run an the datc that I eign thc CompleNon Ccnificatc. �j._.. +.�—
<br /> The nmount of flnnna chnrge(interext)mny be morc or Icnx then thc omnun►dlactoscd depcnding on thc nmoun�i i pny you nnd my timelinen+M mnking payment�. I - •���,
<br /> - OHGIGATIUNS i'E&TAiNING'T8 i�tOt'�iCi'fi it�oi7RA�CE A"J!!'►!Y l�.�l.FSTATE� � �t'°'mixe ta kcep my huusc in gcwd�pnir und kcep it inhureJ far ut _ _�
<br /> knet RO'b of ite repincemcnt vulue by buying a tirc nnd extcnded rnvcragc Insumnce pnliry.Thc Inxumncc comp�ny must bc approvcd by you,und thepot�cy muet hnvc i-� .
<br /> a beneflciary c�eusse which nuys that ynu oee to be pnid if thece b�In.rs.The Insumnce compnny muat ugrce thnt ft wlit na cuncei my po(Icy wlthout first telling yau. ! I
<br /> authodae the ivaumnce compony ta pay you directly for uny�os�.You cun chonse to usc this insurnnce pnyment to either rcpny ony nmountc I owo you or to mpair my �
<br /> hewse.[hove the optfon of pmviding pmpcAy inRUrunce through un exiating p�licy or ihrt�ugh o pnlicy fndependently obtained and pnid far by me.2.1 olxo promi+c thut ;
<br /> I will not nllow unyonc etre to pince ony licns on my mal estatc with�ut your wMtten permlawion.3.1 prominc to pay uil taxes,asscssments nnJ other churges on my rc,�l ` •,
<br /> estau whcn due.4.[promixe to timely mnke all puymenta an my prior tounti xcured by my reat estate.I niso promise that I will not extand,rcnew or chnnge ptfor Inans i ;�,
<br /> wl�hout ynur written penniaslon.3.I!]do not insure my house or[ultiii my other obifgution+to my real estute,then you can do It for me it you want(6ut you�o not have , ;
<br /> to).It you do pay nny ot these obligutfons for me.I agree to puy you buck un dcmw�t plu�intercu at the hlghest Inwiu!contreet mte of fntemgt I intfl 1 pny you bxl.. _ _: __
<br /> these amounta wiil be ndded ta my debt to you which i.s secured by my rcal estate and hauce.1 know that ff you decide to buy Insurance for me thnt you do not have to i ::�'t
<br /> ' obtnin any homeowner or IiabSNty insumnca �-����
<br /> MORTGAGEs I hereby gmnt,bargaln,sell.convey und murtBage to you.ag Mortgagee,my mal estate nnd houre locnted at my"Addrcs.s'desfgnated on the other side : ,,, ,�
<br /> ot this conunct as secu�ity for ull amoun�s due to you undcr this Instullmem Siiies Contrnct. � ,
<br /> " DUk QN SALEt If 1 rell,lease ar give my houre to anyone befarc 1 huve fully paid all l owe under this conttact,you can dcelare all thnt I owe under this contract payoble �
<br /> • at once end 1 agree to immcdiateiy pny you that amaunt. .�.
<br /> pgFpiJL7't I wil(be in defeult under thia contrust if:l.I don't moke u payment when duc:or 2.i brcak nny promise 1 made to you in this contrnct;ar 3.Something else
<br /> heppens which causes you to believe in good faith that I do not intend to pny you as promised;or 4.1 defnult on nny ubltgntions for which I am usfng my home os collnural: � ,;1�4`.�'
<br /> or-5.Somethfng happens to my house which threatens your dghts,if any,in it. � .
<br /> ' COLLECTION COSTS:lf I om fn default of this contract ond you demand full payment.I undentund thnt y'ou hnve the right to forcclose the moRgugc I have given to .
<br /> yau and to have my house sold to repay nny umountc I owe you.Bcforc my house is x�id,you wiil do ull that the Iuw rcquimx.I undcrstend thnt if you him nn attorney �
<br /> to ussist you in the enforcement ot your rigt�ts,including the snle of my house or u Iuwsuit.T ngrce to pay you for rcaxonnb(e nttomeys fees and for other n lated expenaes ,
<br /> 6UCM HS CULL{I COSCS,titic scarches and money you expended to protect mv house,if you are uilowed to collect such amountx hy law, _.
<br /> OTHEB RICNT3t You can choose not to enforce any of the riRhts under this conuuct us often as you wnnt without Iosing them.4r,you can deiuy entorc�ng nny of the
<br /> rights without losing them.You can also use any rights now ar fn the futurc given to you by iaw.
<br /> deE ysYthat erc c as d�6y suikeg wenthcr�conditfons�detuys you harvc in obtu ning materialsnoryf r�Viher�maxonsthat�:+rc�beycx�J yuur control.i wiii not hold you liable
<br /> for such delays. -
<br /> RLQUFST Fl)R FULI.PAYMENT:If 1 um in drAwlt unJer thi.rontn�ct.you cun Jecl•rn uN thut 1 uwe u�xler�hi�c�mtnct p,qiilde ut once.i u�ne to puy you inteRtit
<br /> on that amount ut thc maximum cuntructuul mtc ulloNCd hy luw until thc anu�unt 1 u��c yau i+p:�id.I uhu Anua Ihat���u can f��mrlau thc mortgugc I have gwcn tu yau.
<br /> ARBTfRATION:If 1 have n dispute or cluim with you concerning the quantity,yua�ity or performunce of the pn�duct�. I undeotnnd thut my dispute mny be submitted
<br /> to and settled according to the medfetion•urbitrntfon progrnm that may huve Jeveloped�n my community.1 ulso knnw that any dccision mude by nn urbitrutaHs)would bc
<br /> enteced in the court heving jurisdiction over rm and you.
<br /> SAWAGE VALUEs!know thnt the windows,wcxdwork.�iding,brirk nnd uther materiulr thnt huvc to he rcmovcd by you for this instnllntion huve NO salvuge vnlue.
<br /> I When you remove them,you can havc them for whatevcr purpar you want.
<br /> SP�CIAL SITUATIONSs Duc to the untqueness of somc of the pmducts thnt you ull,I undcrstnnd thut in s�xtini situutions your Resionul Officc mny havc to mview
<br /> , and neeept thls conhact.1 also understund thut this sule cxcumed in my home nnd thnt yuu und 1 muy not huve hnd all the curmct informuuon importnnt to this trttnsaction
<br /> ut otu fingectlps:I glve you my consent to carrcct any oovious erron thnt mny have�xcutred when the blanks in thi,contruct werc c��mpleted.
<br /> ° INVAi.ID PROVISIONSs If nny provislan of this contract violatcs thc luw und i�unenforccuhlc,thc rost of thc cantruct will t+c vuliJ.If any part of this contract rcquires
<br /> payment of mom interest than the Inw permits,then you will only huve the right ta coilect tmm me the umount of intemxt whirh the luw aliows you to collect.
<br /> COMPLETENESS OF THI5 CONTRACf:Thf.contrrct cun only bc rha�.ged if Ixnh you nnd I ugrcc ia writing.
<br /> � NOTICE
<br /> ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT iS SUBJECY TO ALL CLAIM3 AND DEFENSES WHICH TH�
<br /> DEBTOR COULD ASSER7 AdAINST THE SELLHR OF G1000S OR SERVICES OBTAtNED PUR8UANT HERETO OR WITH
<br /> THE PROCEEDS HEREOF. RECOVERY HEREUNOER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAIO BY THE
<br /> : OEBTOR HEREUNDER.
<br /> iNSURANCE CANCELLATIONt if I huve rcquestcd incurunrc in ihis purehn+c.I muy rnrncl tiuch rcyucxt far in�urancc for uny rcuson within fittecn(15)days fn.m
<br /> 'L. the dnte of this contrnct by nottfyfng you or the hoider of thi�cuntrnct in wrltmg.,l km�u•thut the cuncetlutiun of my covernge wfll he nrtunged with the in.urunce curriert+�
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<br /> - � and a fuU neNnd ot my prem�umtst cagc�6cr wiii�upyi«d�7� S���ax.....��. :.......�._...._................--.
<br /> 1 PLEASE NOTE:If I havc mqu�ested insurance in this ppurchusc.I will rcrci�c within thirty(?O)Juy�u rcrtifiratc af inwmncc rtMrc tully dc+cribin�+the imur.mce co�er��c.
<br /> ` thc extentnst t deM thenfollow ng NoU ccof Proposed Imurun rcl�uth�know th c I�huvc n�umo c c verugc imly if�(�ha�e bec�ii churgeJr�nfa thut(am rmcrcJ unl�• tu
<br /> ; � t NOTICE OF PROPOSED tN3URANCE
<br /> � , 1 take notice thut either Credit Life or Credit Accidcnt und Heulth Insurunce,or bcah,will he upplicub�c to this In.tullment Su�es Contruct on the rcverse side�mly if
<br /> , e � 1 have chosen tt by signing the rcquest for such insurance.'I'hIs insucunee wiU nnly cover the penon tifgning the.rcque.t:u the cust for each type af insur�nce shown.
<br /> ��' Su bjec t to ucc e p t a n c e by t h e i n s u rn n ce c o m p a n y.t h e inxurom�r will be cffcctivc u.of today anJ witl rnntinue only tor thc numbtr of inemth�aRcr the effectfve date cyual
<br /> ! to tfie number of monthly payments.1 understand that this punicu�az insuranre mny not pmv�de covetuge fix my lust few puyments,und thut during t hut pe r i n d o f timr t
<br /> will not huve nny insurance covemge.All benefits und proceedxnf the insurance wUf Ik paid ti�y�w ur ti�n fin:mcial m�titutinn if it purthn.es the Installment Sulc�Comracl
<br /> to the extent of fts intercxts nnd nny baluncc wItl be payablc to me.Thc initful umnunt of Crcdit I.ifc imurun�c i�thr amount rcquircd to m�•ry thr Tatal of Payrocnt.:
<br /> • �< theneufter,the fesurance decreaus by the umount nf euch mun�hly pnyment un a xheduled 10 duy busis.If 1 nm jointly nl+ligated an the In+tallment Sa�es Cuntract wtlh
<br /> � a Co-Buyer,and we have both slgned the rcqucxt for Credlt[.Ife Insurance,deuth benefitx wi1l be paya�le unly��ith rc�pert to lhe fint one of us ti+die.5uhj�ct to exclu�ion..
<br /> ' eliminanons or waiting period stuted m the insurance policy ur mnificnte,CieditAtaklehtvhtl Heufth nsurance i+fnr the heneti�unwunt uf 1/30th��t each m��nth'�papmr�u
<br /> � for euch day thnt I am totn�ly disabled due to an tnjury��r sicknetis whlle I owe uny peyn�ent to vou;however,t undet+tu�ui that l huve to he prtv�nted fmmµixkm�duc
<br /> •; � to such totnl disnbi�lty for more than fourteen(t4)consecutive Juys brfnre the insuynce beneiit is paid buck ta the fint duy of my t�ital di-.ubflity.I also know t�et I
<br /> � • . cnnnot obta�n any Inaurance hom you it t um ove�6S yean of ege todoy.nnd f elso know that the Insurence cnvere}te prorided to me may rnntu�n u muximum
<br /> nmouni of mverage whkb..III not�..�:...ar.:�:'-cs,th^'t"�"^^mnin1�hoe t nwp voU,fl��r to the muximum umaunt a(r�ivcrugc stnted in the in+ur�nte Fx�ln y,l
<br /> ' ' know that any unpmd umount in exccss�if thc insurancc co�em�ee will aill huve to l+c paid.I(the(mtnllment Jalc.t untraci i.pn�aw m wu prn+��o un•��+�yqu�����
<br /> full�descdbinrnm�in,an�n cro crme.tf thein f�mce iti na accepted�by thc nwran ehc�I;��Witl�w Il�ni�oe1u mfund i+(thr m+ur•�icrcpnmium.�l�hi�c�pa�d�"R
<br /> �, � Y b Y b
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