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<br /> . AODRIONAL'fBRIY[8 �"'�� ��'�� –
<br /> • "' -�' PAEPAYMLNI'ANA ACCRUw OF'fH�FINANCE CHARtiE{s Bven thaugh!do not havo to pay moro ttun tho cegulu scheduled mon�hty payment,I tuve the M�ht
<br /> � to prcpiy the whole�maunt awing to you in t1�8 at any Uma o�In p trom Qme to dme.If!hc lendfng insHtuUon that buys my contmct computes tho nnanco c}�o dWly, �°-==--
<br />' �_� .. I know my Qnar.ce charHo wlll ba Icss it l moYe an �y�pr m�nd It witl be htgtter If I p1y latc;l a�so recogniw thot nny nccesaary adJuattncnt to my totnl�flnanea
<br /> 7 flnal bltl; o ehown on thc reverso e �8 '��1 �"''"-•,*.�.'.��:.:�i .
<br /> ' chargo will be roflttud Tn rG yi ntsa knurk�it�Vib�b�flA 1Qo far thc Plnnnco Ch o. ot Paymcnte.und tttc lbwf Snlc Pdcc arc .., _.,.,.�::'-=-- _ ----
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<br /> ,� , „ e u l m a t e s b u e d o n U w a a sp mp�eA o n i dally baa�i�lf�the le ding i�stlm ytton�daea n�oUl computo the f na°MCOdehargo Mity��and i t I P P Y�e w�hol�amouni you uwill afLnd ��'�*r1�x�=��'�j G�:N
<br /> nahloy w�eNnd if t rm ch�t
<br /> ��►• � to mo tlw unamedyordon af tho flnance charga(inte�a�t)by the nccountlng pmced�ue know�ax the actuariel method�and tho amaunt of my rcbau will�e figured on the ��.�,r�
<br /> � �� scheduled date�and amounts ot my rt�onthlY payment urtd not on the actud datea nrtd nmaunts af thepr�epuymenta thnt f poy to you.l know that o telhnd of less thnn S 1.00 ' • , � -_
<br /> . � .. wIU not bs mede.!aeay rolunterllY prep�Y the omeunt 1�wo you,in tldl or tn pan.at any ttme.If!make a paniat prepayment,I must canUnue to n�eke my mgulv �•,:�.1` �� ""_ -
<br /> , p�yrs�ena unUl 1 Mve p�id all amounte owe d. '='";�� -
<br /> � . eP�P�RTeSHTNOTtC@AB�UTlMi�iRA►MTIC6:(�j��l,l�RRH�REBYOISC6AIMSALLWARRANTI@8 EXPR888EDARIMPLIEO. F`��
<br /> � , �..�,�—
<br /> OF MEI�CNANTA8ILITY AND FITDiE89 FOR A PARYICULAR PURP08E ON ALL GAOD8 AND 8�RYICEB UNL88S 88L.L�ER ''""_ _'�_
<br /> � FURNISHFA BUYER WITH A SEPARATE WRIITEN LIMRED WARRANT1f OR BBRVIGE CONTRACT MRD�BY SELL�R ON tT8 `'�:.'��' - --
<br /> "-� OWN BEHALR(b)1 hnvc rcad,in detatt,the r,epnrate"LTM[TQD WARRANTY"which ncrnmpaniM this cantmet.It explains the condltions and etrcumetancce io �', �
<br /> " whlch the mtn�sed products wi116e rcpaired or cep�uad.I tnke naice of the limiwdons on the werranry,and I p�uticularly cecogniu that ooy im Ued wenswy • .
<br /> whtct►oppltes to goodilnsta only as Iong as the wattanry or Krvfce conpnct.(c)I have rcad.!n detaii,the seperete"WMfI'ED INSTALLATION W�Y"which -
<br /> � ' itm�ade accnmpy�t�a this rantmct.It uxp�ains the candittons and cireumstanaK In wbich the a o of t6e�iding,slding uccessortee,and gutters wlll be redone•� , -
<br /> �� tako nol}oe of Uie IfmiwUona on thc wwmnty,ond 1 Qarticu�arly recog�iu�hat any implicd watmnty w c applics to thc inctellution inxts onty os long as thc wnrtanty nr
<br /> serviceconuact. " : �
<br /> UM�EO NIRRAN)Y: M�sot��nd exclnaire re�ne��ninst ou or yar assi�nee sh�ll be Iimited to my�i;bts tad remedfes under the eRpnss 10 year LIYITED o. �• "
<br /> � wAARAMiI yoa edeRd to�e�t tde ti�e t sitn this Co�c�My ekclwlve rt�hts tad romedles under the wstr�nt�sh�A Ee in Ileu ot�tl other ti�hts or remediea, � � �:
<br /> at I�N m ie e�u�t�,wuere o�n�taea ey�aoticable�te I�r. , `
<br /> ��� ALt M�NUFACIURED�IN00�PRODUCTS ARE NOT BUARANTfEO�9�IMS1 CONOENSAiION.MOISIURE f�RMIITION OR FROSL PROOUCTS ARE tiOT BUARANIEEO ABAIMSi , '�'
<br /> C�RiIOSlON OUf TO AOIIERSE CIIpATIC CONORIDNS. " ,. " �
<br /> • '� BUYER RfAD iHE SEPAAATE"111EAR Ul�ITED wARRINIr"IIHICN IS A SEPABATE wRIT1EN INSIRUMENT PERT�INIPIU S�LELY i0 YANUFACTIJAED PROOUCI3 OF , .�
<br /> TaIE PACE5�ITEA CORPORAIIUN AND�HICH"UMIiED INARR�NIr"NAS BEEN UELIYEREO TO EACH RESPECDIE BUYER IN CDANECiI�N WI1H TH1S SALE.PACESERER'S � ��
<br /> �: _____._ ...... _._ ;:__ 101FaR LIIIRFD NARRAMry ANO THE F�RF801KB PROYISI�NS RE8�R0(Nd CDiiDENSAiIOIi DO N0T APPLY TO SIDIN6. '��� °` "� `��
<br /> Furtl�r,i�e Pacesetter Corpor�tion makes tl0 REPRESENTA110h OR WARR�N110F ANr�IND�R NANRE NHAIS�EYER,E1IPRESS OR 1�iPUED,WIiN RESPECT TO
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<br /> 1NE ENER81 SAnNaS 1 COUiD OR MAY ACHIEIIE BY USE OF iHE PROOtlCTtS1.I understand that any ener sarin s 1 m�y achie►e is dependent upon a num6er of ,. �,���`�
<br /> � m
<br /> (actoa, Iaeludiaq, 6ut not iimited ta,the rype quantiry a�i quaNt�of (nsntatlon in my hame,the particuiar s�u and atyle oi mr home,the hpe ot qualiry of � � '��� �=
<br /> constructlon ot ny hoee,my particul�r ifte sry�e,the number of ope�loQs lo m�hame,proper monitotlng of thermostat settin�s,climatic conditiona and location � � :� .' '��'����"
<br /> ' oi a�hoaa,and eren the type oi enerp consumed for heating and ak condltioNng pnryoses. �"'� ���"�"
<br /> trra� carura . ' ��;� � .;;;: �
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<br /> � SPECIAI.-ORDER GOODS:I know that you have mcesured my house md its openings so thet you con make�he products to flt my purticular house end that thc gaods .'!y'1�'_'. -
<br /> �ably wfll noi 8t any other houses,so I know that I cannot canccl thle conuact at any time nfter the period af time given to me 6y tew in which to eancel.Aftor that ,.. � �
<br /> leg�l pedod of tlme,I know that I have the obligatian to puy you in full ihe amount owed. . +��i
<br /> COM11iE1�ICEMENT OFTHE FINANCE CFIARGE:The tinance cherae(intercsq is esUmated to stnrt within 30 days of the date of this eontract.exeept in the event " , .«x'�`
<br /> you can lete ihe installntion of the oods nnd urvices on another da[e,thm the finance charge(intemst)will begin to mn an the dau that 1 sign the Completian Ceaifica�e. �
<br /> 'lt�e amourtt of finence charge(intenst)may be more or�ess thnn the nmount disclosed depending on the amounts I pay you and my timeliness in meking payment+. °`�: � "�
<br /> UHI.IG!lTI4*�8 PF.ATi!!P!l.NG T4 PI{QTF.RTY iNSUItANCE AND MY REAL ESTATE:1.I promise to keep my hause in good repair and keep it insuned for nt _ �� ��__ _
<br /> ltast 8076 of ita r�eplacement value by buying a fire and extended coverage inswnnce pollcy.The Insurance compony must be approved by you,and the pollcy must have - - �
<br /> � o beneficiary clause which says�hat you ure ta be pald if therc is p bss.'Ihe insurance company mufit ngrce thnt it wi�t not cancel my policy without first ulUng you.l
<br /> aulhoriu the Insu�ance company to pay you dircctly for uny loss. You cu choose to use thfs insurance payment to elther repay any amounta I owe you or to iepair my ,�
<br /> frouse.I hnve the option of providfng propeny insumnce through nn exisiing pdfcy or thmugh a policy independentty obtuined and paid for by me.2.I aixo pmmise that ;
<br /> 1 will not ulbw anyone cimc to placc nny liens on my rcat catate w ithout ynur writtcn pertninxfon.3.1 pmmlu to pay all taxex,u5sessmentx and olhcr chnrgcs on my rcal
<br /> � a;ate when due.4,!ptomfxc to dmcty mnkc oll pnymcnts on my rior lo�nx+aurcd by my rcal c�tntc.1 ui*n promir�ehnt 1 wHl not cztcnd,mnew ar chongo prior laan�. � J.
<br /> wphout yoar wrinen permiagion.S.iti do nat insurc my h��uk or�uifilt my othc���hligntfon+ta my mal eFtutc,thcn you can dn it tor me if you wunt(but yau do nat ha�c � .
<br /> ' tol !f you do pny any oI ihe�t ob1igation�for mr,1 ngm�t��pay y�u�hxk on dcomnd rluti intcrc�t nt thc hiahc►t(owful cwnimct rntc of fntcrc�t.Untll lpay ynu brck. _.. ' .
<br /> these amounu wfll bc addcd to my dcbt lo you which i.v�ecurcd hy my rca�cuatc ond houw.1 know thcn if y�w dccfdc to huy imurance far me that ynu do nM hovc tn �,
<br /> obtain�ny homeawner or IfublUty tosumnce. f � � {
<br /> MOR7(iAGEt I he�eby grs►nt,barguin,rncil,convey nnd mon gage In yw,ar Mongagca my rcnl rtilutr und hnuu Ir�otcd ut my Addrc.r"de�ignatcd on Ibe ulher+We :��
<br /> . a h fi ia mntmct a+cecu dty(or a l l um�mmr d u c t o y�+u u n d c r i h l+ I n ti t u O m c��t S n l c.C a n t r r c t. � .,
<br /> DUE ON SALE:If 1 sell,ieasr ot gfve my hou�e to unyune beforr i Aave fully paiJ nll I�+WC under Ihi+r�ntmct,yuu cun declurc uli that 1 owe under thfc rnntmct payoble ,
<br /> at once and I ogra tw immediotely pay you thot omuunt.
<br /> d6FAU1.1Y I wNl be in dcfuult under thh contmrt if:I.1 don't mukc n payment whcn duc;ar 2.1 hrcak�my promi.c 1 mudc to you in this contmct;or 3.Somcthing clse I C,
<br /> tuppens which causes you to believe in gocd fafth thnt t do not internf to p�y y�w n�pmmiud:or 4.I de(uult on ony ohligurion+for which 1 nm ucing my home a+colinteml: ��l�
<br /> �� ar S. SometAing hoppen�to my houu which threaten�yaur riaht+.,if uny,in it. • 4 ��
<br /> COLLECI'lON COS'L'3:If f nm in default of th{.cantroct nnd yaw demnnd tu�!payment,l undentarnf that you huve thc right to foreclotie the mortgnse 1 huve given�o ! �
<br /> you wM to heve my house sold tn rcpuy any omounty 1 owc yuu. Befnm my hnuse�+u,td.you will do ali that thc Imv rcqufms.i undenwnd thut ff you hire an attomey !
<br /> toa+sist you in the enfon�ement of yaur�ighu,including thc�olc c�f my hauxc or u lawsuit.I ugmc to pay you far masonnbk attorncys'tas and for other relnted expenus I � „
<br /> c�b n�coue eests.tidr seamhes and money you eapended to pmuct my hcwse,if you nm utluwed to coliec►such umuunts by Inw
<br /> � �, QTHER RIGH7'St You can choose not to enforee uny of thc rights unda this conaact us often na you wunt withaut losing them.Or,you can deiay enfofiing any of the I
<br /> dahe,a without�osing them.You can alxo use any rights now or in tAe faure given to you by luw. �
<br /> DELAYSt[know thnt you witi uu yaut best effons w in�tuil tMe pn�luc�e i um punt�a�ing on my hiw+r,but 1 alw unJentund thut in+ome.ituations you map encounter
<br /> delays thnt arc cnuud by suikes,weather conditions,deluyc you ba��e in ubtaining mutenub.ur tur uthrr rea+on.thut ure 6eyond your contro�.1 wilt not hold you liaae
<br /> fa such delnys. I
<br /> REQUFST FAR FULL PAYI11EN7't If 1 um in Jefault under thi.rix�trad. ynu ran derlrn ull thut 1 uwe un�kr thi+.untruct pa�s�hlc n<<�ncc.I ugrcc ro pay you inten+[ ,
<br /> on thot umount ut thc maximum n,ntrrrwal rrtc alloNCJ hy la��unul�he:wnuunt 1 a��c��w i.paid.1 u�.�,Anua thc+t�ou am(onclo.c U:r uKntpugr 1 ha�r g�vcn tu���u.
<br /> ARSITRATIONs If i huve a Jispute or c�aim with you conceminR�he yuantity,yuality cx perfomiunrc o(the pn�uct+.1 undcniund thut my dispute mny be submftted
<br /> to end cettled nccrnding to the mediation•arbitration program that may hare deceloped i�my a�mmunity.I ulu�know thut uny d��ci+ian mude by un nrbitmtor(s)woutd be �
<br /> e�uned In the coun having jurlsdiction over rne und you.
<br /> SAI.rAGE VALUE:I know thut the window.,wcxdwork,tiidin�,btick and othcr mrtcnul+thut ha�e tu lx renwvcd by y�w fitt thi+imtollntion hnvc NO tialvnge vslYt.
<br /> When you remove them,you cun have them far whatever pu�pme ycw uant.
<br /> SP�CIAL SCfUATIONSs Due to the uniqueness of.ome uf ihe pnxfua.thal�.w.c1I.1 undcntanJ tha�m+�riul.itua�inm�our Regional Offirc m•ry ha�c a�mview
<br /> and accept this contn►ct.I ul�o utKferstanS that thi.wlc�kcumd i n m� lamir and that you and 1 mu�m�t h.n e had ull the cam c��Nurniauun�m��rt•rot ro thi�tnmuc�um
<br /> ' a�ou�tingehJps:I giv¢you my rnnsent to correct nny obviuu�ermn thnt may have�xcurrcd when the blun{.c in thi�cantruct weee comp�eted.
<br /> INVALID PROVlSIONSs If uny provision of this contruct violate�the I�w und i+unenforeeuble.the rc�t nf the contract will t+e vnlid.If nny part of this conttact rcquirc�
<br /> � p�yment of morc intemst than the law pertnits,then you will unly h�ve ihr right w�tillect fmtn me the amuunt uf intemst which the law ollows you ta wllect.
<br /> COMPLE'fENES5 UP'1'HI5 CONTRACR Th�s contract can,mly be chunged if t+uth y��u and 1 rgrce in wnting.
<br /> NOTICE
<br /> ` ANY HOLDER OF THIS CONSUMER CREDIT CGNTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE
<br /> � OE6TOR COULO ASSERT ACiAINST TH� SELLER OF GOOOS OR SERVICES OBTAINHD PUR3UANT NERETO OR WITH
<br /> + THE PROCEEDS HEREOF. RECOVBRY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE
<br /> 1 DEBTOR HEREUNDER.
<br /> INSURANCE CANCELLATIONs tf 1 huvc rcyucctcd inwnncc m this punha.c.1 muy canrcl+uch rcyuctit fur imur.mcc fur uny rca.on aithm fiRccn(15)Jny�fn+n�
<br /> > Urc date of thls rontrsct by notifyinp you or the huWer of thiti ax�truc�in rnhn�.1 knoN�thu��he r�nrell:uion��f my ca�•er�ge will l+e�rranged��ith the in.uranre rarcien�►
<br /> .�_a.0_.a.�.a..r�......,..«+.....r 1.......�M.u�i�h umliruh�r Munr�rhvvn ail�M rmditrd tn thi�ron�rrrt.
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<br /> PLEASE N01'Et If!ha�erey u�ated insutuncc in this purchuu.I will maivc�rithin thirty 1301 duy+a�rnifiratc uf m+urunce more fu�ly Je,xnbin the in+uranre ro�crr�te.
<br /> ' !know thnt If therc is any conflict in the rovemgc ur the longuage of�he�rrtiticate uf m�uNnce;md thr fullo�cing Nntire uf Prop�iseS In.urunce t��t I:1111 CU1CRtI UtlI)ltl
<br /> the eatent steted in the following NoHre of Pmpo+ed Insurnnce. t alcci know�hut 1 huvc insur.mre ru�cratir only if I huvc l+een rhurgeS fi�r it.
<br /> � � NOTtCE CF I�ROPOSED INSURANCE
<br /> 1 take notice thnt either Credit Life or Crcdit Aaident anJ Hcalih I�surance,ut bith,will t+c upptiraMe to thi�In+tullment Sale.Cuntract un thc rcwr+e side only�f
<br /> . , ; ; 1 have ehoun it by signing the rcyue�t(ar.uch insurance.'Chis insurance will onlp cover thr penon.igrong thr rcyue.t at the a�.t far erch type nf inwranre.huan.
<br /> Sub'eet to aceeptnnce by the insamnee company,the i�wmnce�y ilt te et(ecti�e n�of axluy and will cuntiuue ont�&x iB�number��F m��nth.�ftcr thc effecti�e daie ryual
<br /> � i r to�e num6ti of monthly paymentti.I undentand that th�b p�ttlru�at i • mn�y au4 P���+de cover.�gc for my I��t tew paynknt.,und that during thut pen�xt�if tinx 1
<br /> � i will nd havt eny insuranm caveruge.AU benefih und Pmc2edcAf tDt dD ddU be pa3dto you��r tu u fin:mciul imtitutinn�t it pun hu+e.thc ln.talhixnt S:�Ic.C�uurx t
<br /> ' � % . to the extent of its Interetits and any balance will be1�V:+b�a tq rnat• ial um t of CnJit I.i(c (murance i.the um��unt rcyuimd tu rc�uy the Ti�tul i�f Pa�•ment.:
<br /> U�eeeafler,the insur�nce decrcnse.by the amoum of euch iSic+nMiy p VP s}►�ule�0 day ha.i..If 1 um j��intl�uBligated an tlx tn.ta Iment Sule.Cnntrrrt ��i�h
<br /> yCo•Buyer.and we have bath cigned the reque>t for Cmdit Life Intiurance:d�eathy,�,nefi `i4 I be pa�able anl�aith rr�pect t���he lir�t one nl'u�to die.Suhxct In e�clu�um..
<br /> � eliminahons or waiting periai swted in the Insurance pulicy or.�ertificate.Credi�Acctdent Nea th Inwranrr i�ti+r�he ttnet3t a�m�wit of l�:Nlth�d earh month'�pavnKnt
<br /> tor each day lhat I am totally disabled due to an inJury ar s�eknetic while I oae um�paymtnt tu>ou:hi+we�er,l undertand that 1 ha�e tu tx prc��ented fmm w�uk��i•Jur
<br /> 1 to such total di�bility for more thnn fourteen(14)consecutfve day�befurc the insurance txnefit i+paid huck tu the t�nt duy of my totut di.uhi�itp. I ulso know t�xt[
<br /> cannot obtaln eny tnsurance from you It t am orer 65 yeun ot ege todey,and I also krtow thnt the tnsurance rnverage prorldcd to me muy conmin a max{mum
<br /> - . . ' iN14tIGt u�w:::d�: ::�[�t S::�i iSOt pSf�:t 54RlC^_`..'M.�R![^.'!tftc am�uett thet i owe��•• tlun�n th.•m•�vim�ro�•�mnunr�S P�tl'PR1UP ll•1�p�I in rhP Itlwnmrr ndirc ! _
<br /> l know�hut am unpa�d anx,unt in ezce�•��f the in,urunce co�cr.igr��ill.ull h:nc tu Ix prid.if thc tn.t:,ll�uent S:dc,C„n�ro�t i.prcp:iid in full piiur h,the I;i,t p:n ment
<br /> ' � Jate.any unearned inwrancc pmmium.wiU I+c rc(unded tu mc�n tl� mannrr prt.ti•nt+ed h� law \YnMu ihim�?Ih Ja�..I���II n:r��r ihc ccmfir.ur ol'in,uran.c m�xr .
<br /> fully dc.rtihing my inwrame ru�crrgc.IF thc inwranre i�mw arccptrJ hy tM�n+ur.mrc rutnpam,I ��JI rr.�a�e a rttund nf itk mwr.�ncc prcnuum.1 h.i�c paid
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