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<br /> � 70GETFIER WITH�II thc improvement�now or hereaf�ter ereccod on the property.and all ea�tnents,appurtenanas.u�d
<br /> fixtures now or herrafter a part of the property. All replacement� ud additiau :lull dso be oaveral by lhis Socurity
<br /> - Inprument.All uf the foreYoin�ia referrod w in this�Socurity Inrttumr.nt u tt�e"f'roperty."
<br /> BORROWER COVENANTS thrt &►rrower is lYwfully�ei�al of the auue hercby conveyed w�d h�the riYht ta�rAnt ud
<br /> c�MVey ih�e Pmperty nnd Uuc the f�rapeny ts unencumbered, er.cept !or encumbr�uues of raord. Borrower warduit�u�d wlll
<br /> doknd�erxrrlly ihe title to the Pmperty�ainst yll cl�im�uwl demrnds,aubject to any encumbrancea of record.
<br /> TH15 S�CURITY lNSTRUM�NT mmhisus uolform cavcnants far n�tionul use�uxl �pH�-unifurm c�vuwnts with lim(trd
<br /> variatiorw by Jurisdiction w constitute a unifarm socurity lnctrurnent cavering renl property.
<br /> UNIFORM COVENANT5.Botrc►wcr and Lcndcr covennnt and agr��s follows:
<br /> �;,���� l, i'rryment ot lhi�ulpa! and Interati Prepwyment snd Late Cturgea. Burrowrr sha�! pramptly pay whcn duc thc -
<br /> prin�iptl of wd intercu on the debt evidencod by the Note and any prcpayment and latc clwrges duc under thc Note.
<br /> ___ � 2.�undc tor Taxes pnd Insurance. Subject to applic�hle law or to u written waiver by Lender, Borrower shall pay to
<br /> L.cnJcr on thc day monthly paymcnts are duc uncier thc Note,until the Note is paid in full,a wm("Funds')for:(a)yearly tues
<br /> anJ assescments which muy�ttain prio�ity o�•cr this Security Instrumc:nt a�a lien on tt�c Property;(b)yciuly lcasehold payments
<br /> ar gruund cents on the Property,if any;(c)yearly h�•r.�rd or pmperty incurance premiums;(d)yearly flood insurance premiums.
<br /> — � —v�=���" if�ny;(c)ye:►Ny mortgage insuranrc pmmiums. if�r►y: :uxl(�any sums puyable by Borrowcr to Lender, in accardance with
<br /> the provisionz of parugraph 8, in lieu af the payment of martguge insurance premiums.Thcse items are culled'Escrow Items."
<br /> Lender may,at any time, collect and hold Funds in an amaunt not to exceed the maximum amc►unt a Iender for a federally
<br /> � relatod r►�rtg•rge loan may require far Borrower's exrow:►ccount under ihe federal Real Estate Settlement Procedures Act of
<br /> _,Q; � 1974 ��umendcd from timc to time. 12 U.S.C. Section 2601 et seq. ("RESPA"),unless another law that applies ta ihe Funds
<br /> "y � sets u I�rer amount. If sa, Lendcr muy,at any time,coUect und hold Funds in an umount not to exce� the Iesser atncwnt.
<br /> Lender may e+t:m�te the anwunt of Funds due on the bsisis of cument data and rea.wnable estimates of ezpenditures of fuwre ____
<br /> .'�� Escrow Items or otherwise irt Accardance with applicable taw.
<br /> �-��. The Funciti sh�ll be held in :in institmion who�e depnsits are insured by a fedcral agency, instrumentuliry, or entity —
<br /> '`:"° : I (including I.endcr,if Lcnder is wch an imtitution)or in uny FcJeral Home I.oan Bunk. La:nder shall upply the Funds ta pay the
<br /> _.,.,.�• ._
<br /> � �-• Fscri•w Items. L.ender m;iy not charge Borcower tor holding und applying the Fundr,annually unalyzing the escrow account,or
<br /> �'��K.•vi_��`�r �r. �
<br /> ,,.��.~�: �, verifying thc Exr��w Item�,unlexti Lc�xicr p•ry.Borrowcr intcrest on the Funds and applicab(c law permitti I.ender to nwkc such �,_
<br /> '�"•,^""''° u charge. However, l.encier may requirc&�rrawer ta p•ry :�onc-�ime chargc f�r un indepcndent rcal estrte tax reponing service
<br /> . 'z�::.' �� �� � � ~
<br /> :.,�f�,a�, i used by l.e�xirr in ronn�wtiun with this luan, unles, upplicabie law provides athcrwise. Unlesti un agreement is mude or —
<br /> �°" ' � applicublc law reyuireti intere.t t��tk paid. LAruler,hall not be reyuireJ to pay Borrower any interest or carningx on the Fund�.
<br /> �• • �'� Borrciwer utui Lcndcr nwy agrcc in writing, howcvcr,th�t intcrc�t�hall bc pnid un thc Funds. Lendcr shall givc to &irruwcr,
<br /> „v,,.,�,....,;.,,,�. ;:,, withcwt charge, •rn annual accounting af thc Fund�. .howing crcJitti und debitti to the Funds and the purpo,e fi�r which exh --
<br /> '"'r' '''" ' dcbit to thc Fund�wa.maJe.Thc Fundti are plcdged ati udditionul.erurity fi�r ull�ums xecured by this Sccuriry Instrumcnt.
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<br /> • - • � If'the Fundti hcld by Lender exce�d thr amount.perniiueJ tn be held by appticahle law,L.enJer xhail uccaunt to Borrower
<br /> fi�r the exce�.Funci� in arcurdunce a•ith thr rcyuirement+ uf•rpplir•rhle luu�. If the•rmount of the Fu�x1�held by Lender at any --
<br /> timc is not wi'ficicnt to pay thc��rrow Item�whcn duc.[.�nJrr may u�n�xity Rorrowcr in writing, anJ, in,uch ra.r &ttrowcr �,�._
<br /> �hall pay t��I..ender the amuunt nrcc+.ury• to make up th�Jeticiency. &irzower shull muke up the dcfteiency in nu mure thxn �
<br />- . . twclvc nx�nthly paymcnts,at LenJcr'��ub:diKrction.
<br /> Up��n payment in full uf a�l .unu:rrurcd by thi. S�ruritv in.trunxnt. I.cnJcr �hall prumptly rcfund to &rrrowcr any -
<br /> � Funcis held by L.ender.lf. utxlrr paragraph 31. Lrndrr tihull aryuir<<tt xll thr Pr�ipcny.L�ndcr.priur[a the aryuisitian or wle �;'-
<br /> -• of thc Property, xhall apply any Fund� hcld hy Lender i�t the timr ot'•rcyui�ition��r wlr a�u credit ugaimt the sums secur��l by "'-
<br /> ���= thisSecurity Intitrumrnt. �..._-
<br /> ;- 3.Applic�Uo�t of Pu�ment�. Unlc�.applirahlr Ia«• prw id�+uthrn��i,c.all paynuntti rrc�i��d by L�ndc� un�cr paragruphti
<br /> 1� • 1 anJ?.huil Ik a li��l: tint. ti�.m rc a mrnt rhar�r. dur undcr thr Notc:,rrund. tu:�nr�unh a•ahlc undcr .�ra ra h 2;
<br /> PP Y P P > b P') P' F P �:,'.
<br /> ! . thirJ.to intcrc.t dur: ti�unh.t��prinripal Jur:•rnd ta.t.a►any latc char�r�dur wtJer thr Nutr.
<br /> -� 4.Chat�;�w; I.irn.. &�rr��N�er ,hall pay;dl tatc•.a..c,.mcnt�. chargr,. tinr,and im�xi,ftiun.attributuhlc tu thc Pr���rty !_
<br /> . which may auain pri„rit�• u��rr thi� Srcurity In.trumcnl. and Ir:i,�huld pa�•mrnt. ur gr��und rcntti. if any. B�uniacr .hall pay =
<br /> thc.c �,hli�ation,in thc mann�r Pnn idrJ in paragr:��h'.„r il'not p;si�l in that manncr. Fiurri►t�er+hall pay thrm on tink dirrctl}•
<br /> t�i thc r.on u��cd ,�-m�•nt. 13��rr��«<r.hall r�,m tlr lurni�h tu Lcndrr all iwurcti ul umuunt�t�,hr �.` '
<br /> {k p') p p p:�iJ unJcr ihiti paragraph.
<br /> - It'Bnrr��wcr makc,chc�c�a�mrnt.�ircrtl�•. Burruwer,hal l pnmiptl�� furm,h t��LrnJrr rer�ir�.r�•idrnring thr pa�•ment+. —F'-
<br /> &�rc�,«rr�hall rrumptl} di,rliargr am lirn ahicl�ha,pri��rit� ���cr tBi,Scrurit� hi,trumrnt unlr,�&�rr���►rr:la►agrrr+in R�...
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<br /> writing tu thc paymrnt nf thc uhl��utiun tirurrJ hy thc lirn in a m:mnrr:�rcrptahlc tn I.�ndcr,i h►r�,ntr.t.in�;�xxl iaith thr licn �:=_
<br /> - . by.�►r drtcod. aga�ntit rnturrrment uf thr li�rn in. Irg:�l pnk•rcdin�, ��hirh in thc Lrnilcr', „piniun uprratr tu prevcnt thc t--_
<br /> r� ' . enti�rremrnt uf the licn:��r�r►�rrurc�Irum tlic h�,ld�r ul thc lirn an atr�ement,:ui.furtur� t��Lrndrr.tAH,rJinating tlie lirn t�i -
<br /> , thi�Scrurity Imtrument. if Lcndrr detrrmin�,that:ui�•�..�n ut�thi Pra�x rt� i,.uhjrrt t„:i licn ��hirh ma� attain pri��rit�• �,err
<br /> _ ;> thi�S�curiq• Intitrumrnt. LcnJcr m:�� �:i�r Hum+���i a nntir���Irutil�iug tlir lirn. Hnrr�n�rr ,hall ,ati.t� thr licn��r tul,c unc��r
<br /> i _
<br /> =� i more af thc artiun+,rt ti�nh atx��r«�chin lU da�•.uf thc�ninL��f nutir�.
<br /> � � Form 3028 8190
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