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<br /> �� TOGETHBR WITH�II thc impmvemcnts�ow or hereafter erocted on thc propeny,and all cuscments,appurtenanca�. and
<br /> — fiztuttc now or here�f'ter a ps�n of thc property. All rcplacemenis and ndditians sh�ll rlro bc cavcrai by this Socurity
<br /> ln►trument.All of thc fareguing is referrcxl tu in this Scc:urity Instrument us the'Pr��perty."
<br /> — — BORROWER COVENANTS th�t&nrowcr is lawfully seisui of the estate hereby convcyod urnl has thc rlght�o grsnt ond
<br /> convey the Property and ttwt�he Property iti urxncumlxrod. except for encumbr�ncea of record. Ii�rrower wYrrynts and will
<br /> defend gener�lly the title to the Propcny aguinst all cl�imc a�ul demands.subject t�any encumbraruc.uf rcc�►rd.
<br /> THIS SECURITY INSTRUMENT comhinc.uniform covenants for ru�tioiwi ux unJ uun-unifi►nn covcna�t�with limila!
<br /> variwionx by jurisdictinn to constitutc a unifi�rm x��urity instrument rnvcring rcal property.
<br /> :d. UNlFORM COVENANTS. Horrowcr und Lcixicr covcnant arxl•rgrec as follows:
<br /> k 1. 1'nyment af' iMncipwt atHi Intera.wt; Prrpa�ymr�U �+nd Ia�tr Cfwrges. Ii�r�uwcr .hrll prumpdy pay wlkn duc tlu: _
<br /> - –=-= principaf of and intcretit on thc debt c��ldenced by the Ncxe and any prepayment and latc chargcti duc uiulcr ih�Notc.
<br /> �ss-.� 2. FundR tor Tpx�and Insursmce. Subjcct v.�applicablc law or to a writ!cn waivcr by Lctxlcr, &�rr��wcr�hall puy to _
<br /> `�""'"`"�°`"`'°""��'L— Lcndcr on thc d�y rnonthly payaxnts arc due undcr thc Notc, unti! thc Notc iti paid in full,a�um("Fundti►fur:I:t)ycurly t:urc+ —`
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<br /> :r�..'�;. '• and a.�scssmentx which may utrrin priority over thi:�Securily Instrumcnt as a lien on the Pmperty:(b►ycarly Iw�ehuld payments
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<br /> �-=�_?�_"-:`_' "�:r"i° or ground rentt on thc Propeny, if any;(c)yc�rly hsu;►rd or property insur•rnce premiumti;(d)ycurly fl�wx!in�urunre premium�. -
<br /> " aor.r.•._:a �
<br /> �.%y���� ,��,*,,�,;;t� if any;(e) yeady mongage inwrance premium., if any;and (n sny tiums puyuble hy &�rrower tu Lcndcr, in accorduncc with �
<br /> — the provisions of parugraph 8, i�lieu of the puyment of mortgage insurunce premium.r.These itemti are culled"E.r•crow Itemti."
<br /> I.cn.icr may, at:u�y time. coUect :u�d huld Fund�in an simount not to exceed thc muximum umnunt u Icndcr for a fcderally __-.
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<br /> _ _. =-;,�,�;,,. ,,,,, � relatcd mortgagc loan may rcyuire for&�rruwcr's curow account undcr thc fcdcral Reul Etitatc SetUcmcnt Pr�xedures Art of
<br /> � `�'"`' 1974 as amendcd from timc to timc, 12 U.S.C, Scction 2601 er sc�q. ("RESPA"), unle�ti another law that•rppties to thc Fui�ds '
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<br /> :,.��n�s �.,r'�;" setti a Ic�tier amount. If so. I.cndcr may, at uny timc, collcrt and hnld Fund�in un amount not t�cxcecd thc Ic:�+cr umi�unt. _
<br /> `:dn�;';.;.,;w- '. " Lender may estimate thc amount of Fundti duc cin the basis of current data arui reasonable extimate�of expenditures of Tumre `
<br /> ,� �=�' 8scraw items or otherwise in a�ro�dance with applic:�hle law.
<br />- 4� ; Thc Funds shall bc held in an in�titution whotie de�xnits urc intiured by a federal rgency, intitrumcntulity. ��r entity —`
<br /> i . ' (induding Lendcr.if Lendcr i�such un imtitution)or in any Federal H��mc l.oun Bank. Lender,hall upply the FunJ.tu pa}•thc _.
<br /> . •• � �scrow ltem..Ixnder n�ay not charge&►rrower fur holJing unJ applying the Fundti,unnuaUy analyiin�! the�kr��w account,ur =
<br /> r ' verifyin�the Eurow Itemti, unle+�.Lendcr puyr&�rrower intere,t��n the Fund.and applicublc law Exrmit�Lcnder tn m�kr such �--
<br /> a chargc. Howcver. Lcnder muy requirc Aonower to pay u��ne-timc churge for an indepenJent rwl ctitate tax rc�xming.rrvicc �-
<br /> u+ed by l.ender in connection with thiti luan, unletiti applicahlc law provide� othcru�itir. Unlerti an agrecmrnt i� madr or �`
<br /> appticablc luw rcquireti intcrest to fx paid. L.ender shall nc�t hc rcyuired tu pay Borruwcr any interrtit��r c•rmin�s nn the F�und�.
<br /> Borrowcr and Lendcr may agrcc in writing. howcver, that intcrcrc �h:sll txr paid��n thc Fund+. Lrndcr .haU givc to B��rruwcr,
<br /> withuut ch•rr�e, an annual acc��unting e�f the Fund,. ,howing crcdit,unJ debit. to the Funds and thc purpcue far whirh e•rrh �'�,
<br /> ' debit tn the Funds wa�rnadc.The Fund,arr plcdgeJ a+�xiJitiunal�ecuriry ti�r ull tiumti ticrur��cl by thi,SecuritJ•In,trumcnt. :s-
<br /> If the Fund. held hy Lender escred thr am�wnts permitteJ t�� Ix hetd by appncan�e taw. Lendcr tihatl accuunt w EA�rruwer
<br /> ' for thc exrc+�FunJti in ur�ord;incr with thc rcquircmcntti of'applirahlr law. If thc amuunt of the Fundti hclJ by Lcnd�r at any •,
<br /> timc i,n�x yufficicnt tu pay thr F:.rmw Item�K�h�n duc,l.rndcr m:ry+��nntify Burr��wcr in u•riting.and. in,uch ca+r Born�wcr
<br /> +hall pay t�� I.enJrr the amuunt nrcr+�ar}• to make up thr deticiency. Horruwer tihall make up the deticienry in no m��re ehan
<br /> ' twrlve monthly puymentti,at I.�nder'.,olr Jixrctian. "
<br /> � UFxm paymcnt in fuU ��f' all �um. �rrurcd hy thiti Scrurit� fu+truni�nt. I.cndcr ,haU prumpdy refun�l s� Burrc�acr any
<br /> FunJti h�ld b I.�nJer. If. undrr :tr.��ra h?I.I.�nJ�r,hall ucquirc nr�cll tfic Pru�xn}•. Lcnder. prior a�the aryui,ilt��n��r ,ale ��
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<br /> K of thc F'roperiy.+haU apply •rny Fw�Js hclJ by I_cnJcr at thc timc ul acyui�itiun��r sulr uti u crcdit ugaimt thc�um�urured by �,,,
<br /> j- • ' this Srrurity In+trumrm.
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<br /> � , 3. Applle�tiun of P�}ment�. c��i�,,.,r�u�.�i,i�� i��� ��„��a�, ��th�r��i,�. all pa}m.nt.rcr�i���d hy I.enJerun�i�rparagraph�
<br /> I arxf 2 shall tk applirJ: tir,t. a����� r���r�y„x�n�i,:,��:�, Juc un�er thr ti��tc: ,c�ond. t��amnunt� payahlc undrr paragraph 2:
<br /> � third.��� intcr«t.fuc: li�unh.tu prinripal Jur:and la+t.tu any late ch•rrgrti duc undrr thc N„tr.
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<br /> d. Ctw��cw: I.iens. Buir��wrr.hall pay� all tatr,. a�,c�,mcnt,.char�:�,. tinr,anJ impu,itiun,attrihutat�le tu thc ProExrt�
<br /> whirh m:iy uttain priurity �n�r thi, Scrurit� In.trumcnt. unii I�a,�hulJ pa)mrnt� ��r gruunJ rrntti. if any. F3nrn,w•cr �hall pa} ,=
<br /> . thrtic nbligation.in thr mann�r pun��lyd in para�r,iph 2.nr it nut�aid in that mannrr. Burruarr,hall pay thrm nn nmc Jirrrtly
<br /> � tu thc�nun ow•rd p:�y��„��u. K��►r„�«�,n:�n������,��i> furni.h tu I.cixlcr all nnt�rc,ut anwunt.tu hr paiJ unci�r thi,puragraph. �
<br /> .� I([iurmWcr makc.thr.c p:nmrnh�lircrth. Bnrr����cr.h:dl prumptl�lurni,h a�L�ndrr rrrript,c�iJrnring th�pa�ment,. r
<br /> &�rr�iaer tih:�ll rrumpUy �li.rhar�r am I�cn wh��h h:�.rri��rit� o<<r thi.Srruril� Intitrum�nt unlr�. Hurr.���rr. ia�aprr�.�n �C
<br /> w�riting tu thc paymrnt uf thr uhli�ati�m+ccur�d h� th�h�n in a m:�nnrr a�rrprihle tu I.rn�rr.�h�runt�.c,�n g�N+J taith thc li�n k
<br /> by. nr Jrfrnd.agan�,t rnlc,rrcmcnt ul thr li�n �n. Irgal pr��r�YJ�n�, "hi�h m thr LrnJrr'. ��pinwn u�xrat� tu prrccnt thr '
<br /> �� ; _ enti,rc��rnnt of th�lirn:��r�r�,ccurr.frum thc hnlJ�r uf thr hrn :m:�Lrr�mrnt.:d��hirtur� to Lcn.lcr ,uhnr�iinatinc thr Grn��� ;
<br /> � thi�Securiry In+trwnrnt. 11 Lrn�lrr Jrtcrminc,thcn en} p:ut �,f Ihc Pruprrt� „.uhj«t t��.i lirn ��htch ma� :�n;�in pn��riq u�cr
<br /> '� thi.Scrurit} In�trumrnt. LrnJrr nia� �i�r Nurn,��rr a n��tir� idrntihinL thr li�n- fi��n���wrr .h.i11 .ati•h the lirn ��r wl.c�mr��r
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<br /> ,.f } m��rc ot th�acti��m,ct ti�rth ahrn�r uul�in Itl d:i)�u� lh�gt�ln�'al I1nUcC.
<br /> t '- • r Form 3028 9�80 t
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