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<br /> - __ -:_�° 84-loi5R� _ .
<br /> �rooBTHaR wlrH dl the iaiprov«naK.aow cx nete.!l�r.roaea on�be propaty. �oa d�q�.anMw.p►pu,ww�oet.�na
<br /> Axtut� oow or h�ne�Aer a patt o! tia propaty. All nplNOra�net aad �dditiau�hall also M oova+ad by tbi� �a�iRy .
<br /> 1pW�apr�t.AI!c�f the fo►eYoin�is refenod w in thi�Secudty Intn�arnt m d�e'PoopeAy.'
<br /> HORROWER COVBNANTS that Honuwa is lawlblly�ei�ad ot the atate her+eby oonvey*d wd tw the rl=ht eo pint aud
<br /> oonvey the PropeKy and that the Prnpetty i� unetic�umbend� ezoept tor a�cumbranoet of rec�o�d. Borrower warnKs�ed rvW
<br /> defad genenlly thc t�tl�to du Pro�erty+��Inrt�II clalrru and dca�andt.wbject w Any u�cumbr�of rouord.
<br /> THIS SECUitRY lNSTkUMBNT combines udfarra oovenantt for n�tiww! we u�d iwn•upiform oovawus w�th Wqitd
<br /> vuiatiot�s by Jurisdiction to constitute a uniform tocurity inrtrumnt ooverin�n�l p�+npecty.
<br /> UNIFORM COV BNAN'TS.Borrower uid Lendec covaunt and�roc a foliows:
<br /> '� 1. A�ynKat of Pri�ciql �ad I�terat; N''eP�raa�t �ad L�te Cb�r�es. Borrower clWl P��Y P�Y when due tbe
<br /> , pdncipal of pnd intcrcst on the debt cvldenad by the Noto arrJ any prepayment w�d IAte ch+ugex due under the Note.
<br /> 2.fi�ndR tor T�ura�ad Inwranoe.Subject to applicable law or to�wdtten xai��er by Ler�der. Borrower�hall p�y to
<br /> Leoder on thr,d�y monthly payrnents arc due under the Note.until the Note is paid in full.a sum('Funds")for:(a)yeuly Wca
<br /> �nd axsessmenu which m�y �tuin priority over this Socurity Inatrument as a lien on the Property;(b)yearly Ie�actwld paymetus
<br /> o�gmund rents on the Property. if any;(c)yearty fuzard or prnpeny insurance prcmiums;(d)ywrly floai insurance premiums.
<br /> if nny; (o)yesuly nwrtgage inwcan�;e premiums,if any; And(�any sums payable by Dorrower to Lender, in pcoordance wlth
<br /> the provisions of paragraph 8,i�lieu of the paymcnt of mortgage insurence prcmiums.Thae items nre callod 'Escrow Items.'
<br /> Lender may, at any time, collect and hold Funds in an arrwunt not to exceod the maximum amount a Iender for a federdly
<br /> rclated mongage loan may require for Borrower's escrow acxount under the foderAl Rcal Estate Scttlement Pmcedunx Act of
<br /> 1974 rs sunended from Nmo to timc. 12 U.S.C.Section 2601 et srq. ('RESPA"), unless tiather lew that applies to the Fwrds
<br /> �� sets a lesser iunount. If co. Lender mxy, at any time. collect end hold Funds in an amount not to excoed the lesser amount.
<br /> Lender may estimatc thc amount of Funds due on the basis of curnent data and reasonable estimates of expenditurrs of futuro
<br /> Escrow Items or utherwiu in�ccardance with applicable law.
<br /> The Funds shull be held in an institution whose dcposiGc ure insurod by a federal asency, instrumentality, or entity
<br /> - (including Lender, if L,ender is such an institution)or in any Fecleral Iiome Loan Ba,�k.Le�wler sl►utl apply the Funds to pay the
<br /> Escrow Items.Lender may not charge Bor�ower for holding end upplying the Funds,annually analyzing the escrow account,or
<br /> verifying the Escrow Items. unless I.ender pays Barrower interest on the Funds and applicable Iaw permits Lender to make such
<br /> a charge. However,L.ender may require Borrower to pay u one-time charge for an independent real estate tax reporting service
<br /> - used by Lender in connxtion wlth this loan. unless applicablc law provides othenvisc. Unless an agrcement is made or
<br /> - applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on thc Funds.
<br /> Borrower and l.endcr n�ay agree in writing.however, that intemst shall be paid an thc Funds. L.endcr shall give to Borcower,
<br /> �::- without charge, an annual accounting of the Funds, showing credits and debits ro the Funds and the purpose for which each
<br /> =_- _
<br />`-:� ciebit to the Funds was made.The Funds are pledged as additional securiry for all sums sexured by this Security instrument.
<br /> If the Funds held by Lender excee.�l the amounts permitted to bc held by applicable law, Lender shall account to Borrower
<br /> for the excess Funds in accordance with the requirements of applicnble law. If the amonnt of the Funds held by Lender at any
<br /> "� time is not,ufficient to pay the Escrciw Items when due,Lendcr may so notify Borrowcr in writing,and,in such case Borrower
<br /> ''`�� shall pay to Lender the amount necessury to malce up the deticiency. Borcower shall make up the�ierciency in no m�re thnn
<br /> '�^'�,`' twelve monthly payments,at Lender's wle diccretiun.
<br /> �..,.::, : .
<br /> , :.�. Upon puyment in full of all sumti secured by this Security Instrument, Lender shall promptly refund to Borrower any
<br /> .N �`°..�;�. : Funds hcld by Lendcr. If,under paragraph 21, Lcndcr shull urquire or sell the Property, L.cnder,prior to the acquisition or sule
<br /> of the Property,shull apply any Fund�held by Lender at thc time of acquisition or sale as e credit against the sums securai by
<br /> this S�:curity Insh-unknt.
<br /> � "�`'�4� 3.Appflcation of'PAyments. Unlcsti applicablc luw provide�otherwise,ull paymcnts re�eived by Lendcr under paragraphs
<br /> ' �"�` I and 2 shall bc applicJ:first,to uny prcpaymcnt churgrs duc undcr thc Nutc: ,crund,t��amc�unts payablc undcr ara ra h 2;
<br /> •�d�'• . •� i»^.'-" � P R P
<br /> _,1� � third,to intcrest duc;f<�unh,to princip•rl due:anJ ta�t,tu any I:�te charges dur under thc N�xc.
<br /> iYGI�F..�._' ':yL. .
<br /> ' a"�.. . '�; 4.Charges; i.iens.&�rrawer shull pay all taxcti, asxstimentti,churges, tincs and imp�sitionti attributuble to the Prc�perty
<br /> �.'.:-� .
<br /> , ��:xs�.�.;�•s:_ which may attain priority ovcr thi� Security Imtrunknt, and Iraschold paymrntti ur gr�iunJ rents, if uny. &irn�wer shall pay
<br /> ''�'�' theuu ubfi�!ationti in Ihr nunner provided in paragraph 2,ur if not paid in that mannrr,&�rruwrr shall pay thcm on time direcNy
<br /> to thc pcnim owed paymcnt. &rrruwcr�hsll prumpUy furnitih tu I.rndcr all ni�tirc.ut'amiwnts tu Ix p•rid undrr thix par�graph. -
<br /> lf&�rruwer make.�hr+r paynknt+dircrUy. &�r�ow•cr.ha�l pro►nptty furnitih to LrnJcr rcrciptti cvidencing thc puyment..
<br /> �=•�=�� . .• Bonawcr shull promptly disrl�arEr um•licn�vhich ha.pri��rity�wrr thi.Scrurity Imtrumc�it unle+,Barro����r: (u►agr�tis in -
<br /> , � writing to thr paynunt i�f Ihc ahligation.rrurcd by thr lirn in a munnrr arcrptublr tu LcnJcr: 1 bl cuntrst�in gaid fuith thc licn
<br /> .. by. or defe�xi,aguimt enti.rcemm�t ��l'dir lirn in. l�gal pr�kreJin�� u�hirh in �h� (Andrr'� upinion u}kr.itr to prevent the
<br /> "•`.• . enfiircemcnt nf thr licn: ��r(c).crurr+from thr Iwldcr of the lirn an a�rrrmcnt wti�faclon�lu 1.enJ�r sutxirdinatin�thc lien t��
<br /> ... � thiti Scru�iry in�tn�ment. If' LrnJrr Jrtcrniinc. that uny part uf thr Prapcny� i> �uhject t�� a licn ���hirh may uttuin priarity�c�ver
<br /> • tl�is Sccurity In�trunxnt. LrnJer may�!ivr &,rruHrr a n�itirc identiFyin�tlie licn. B�,rruw•�r�hall,ati.h• the licn or take ane or
<br /> . .•��" .•..' , mixe of the artion,xet timh aMn•c�vithin 1 U duy.uf thr�i�•ing uF nuti�e.
<br /> Fam 3028 9l�0
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