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<br /> TOGE'fHER W1TH all tho lmpravemFntr now or hereafler er+octod on the pruperty.wr�d QI au�mentr,�ppururwxx�,wJ
<br /> fixturcc now or hercafter a pact of the propeny. AI! aplaoemenn and �ddidons siull dw bc cnvued by thi� Secudty
<br /> Itutrument.All of the forcgoing i�rcferrai to in this Secudty Inetn►ment�u tha'Pro��rty."
<br /> - BORROWER COVENANTS ttwt Bocrower is lawfully �elsed of the awte hercby cbmeyod�nd hou the ri�ht ta�ru�t uid
<br /> comey the Propeny And t6At the Peopeny is unencumbercd. except for encumbrancec of rcmrui. Bamawer wsrr� wd wlll
<br /> � defend generally the title to the Property aRainst all claimr and den�rd►.wbjocl w any encumbratxex af recond.
<br /> ° THIS SECURITY INSTRUMENT mtnbina:unifartn covenants f�r nAtional use Ar�d twn-uniform coveruntc wlth limiled
<br /> - variations by jurisdiqion to canuitute a unitbrm security inscrument covenng rcAI property.
<br /> •F� UNIFORM COVENANTS. Borrawer and Letder rnvtnant md agr+ce�.c f�llows:
<br /> '.i 1. Payment ot Princt{wl And Intercst; P�r�wymeat �nd Late ClwrRw. Borrower shall promptly pAy when due the
<br /> ----°-�-- princip�l of and interest on the debt evidenc.od by tlx Note w�d any prepayment and late charges duc undcr thc Natc.
<br /> -- 2.�nds tor Taxes and Insurnnce. Subject to •rpplic�ble law ar to a written waiver by Lcndcr, Bonowcr�hali pay to
<br /> Ixnder an the day nanthly payments are duc under thc Nae.umit the Notc is paid in fult,a sum{"Funds")for:(a)ywrly taxes
<br /> �-�� ---—=� and assessments whicb may attain priarity ovcr this Security Instrument as a licn on the Pmpcny;(b)ywrly leusehold payments
<br /> — --- --- or ground rents an thc Property,if any;(c)yearly hazard or property insurancc prcmiums;(d)ycarly fload insurance prcmiums.
<br /> -- — -- if any; (e) yearly mortgage inwrance premiums, if any:und(�any sums payuble by Borrower to Lender. In accardunce with
<br /> the provisions of paragraph 8,in lieu of the payment of mortgage insurance premiums. These items are caNed"Escrow Items."
<br /> y������� I.ender may, ut uny time,collect and hold Funds in un amount not to excced the ms�ximum amaunt a lender for a federally
<br /> - _ rclated mongage loan may requirc for Borrower's escrow account under the federal Real Estate Settlemcnt Procodures Act of
<br />- ' „f � 1974 as amcnded from time to time, 12 U.S.C.Section 2601 et sey. ("RESPA"), unless another law that upplies to the Funds
<br /> ���-'"'�'-"„rx`- ' sets a lesser Amount. If so, I.endcr may, at any timc, collect and hold Funds in an amount not to excced thc lesser amount.
<br /> � � '���,��:�:_ , ' Lendcr may estimate the amount of Funds duc on thc basis of currcnt data and m.ysonable estir�wtes of expendiwres of future
<br /> .� ..
<br /> • ' Escrow Items or otherwise in accordance with appllra6le law.
<br /> { �, . ;. �` � The Funds tihall be held in an institution whosc dcposits are insurod by a fodcrul agcncy, instrumentulity, or entity
<br /> . �� t i (including Lender, if Lender is such an institution)ar in any Federal Home Loan Bank. Lender shall apply the Fu�xis to pay the
<br /> ' ' � Escrow Items. Lender may not charge BoROwer for holding and upplying the Funds,annurally analyzing the escrow accaunt,or
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<br /> ' verifying the Escrow Items, unlesx Lender payx Borrower interest on the Funds and app�icablc law permits C.ender ta make such
<br /> ' � '' " "'' '''� I a char e. However,I.ender mn re uire Borrower m a a one-time char e for an inde ndent real estate tau re rtin cervice
<br /> B Y 9 P'Y b I� P� 8•
<br /> ' u�eci by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or
<br /> i applicable law rcquires interest to bc paid, l.cnder shall not lxx rcquircd to pay Borrawer uny interest or camings on the Funds.
<br /> . �.= _ � Borrowcr a�x1 Lendcr muy agrcc in writing, howrver, tliut intcrc�t shall be paid on thc Funds. Ixndcr shaU givc ta Borrower,
<br /> -- --- � without charge,an annual accounting of the Fundti, showing credits and debits to the Punds s�nd the purpose for which exh
<br /> � debit to thc Fundx wa,mrde. The Funds arc plcdged uti udditio��al security for all sums secured by this Securiry Instrument.
<br /> i If the Funds hcld by l.rnder exceed the amauruti permittcd tn he hcld by applicnble luw.Lender shall account to Borrawer
<br /> for the exceti.Funds in nccordance with the requirements of upplicable law. If the amount uf the Funds held by Lender at stny
<br /> ' timc i�not tiufticient to pay the Eticrow Itemr when dur,l.endcr n�y so nutify Borrower in writing,and, in such case 9arrower
<br /> • shAll pay to l.endcr the amount necessary to m;�kr up the deticiency. Bnrrower shall make up tbe deficiency in no more than
<br /> twclvc m�inthly payn�cneti,at Lendcr's tiolc di,crction.
<br /> � • Upm payment in full uf all wm.,rcurcJ hy thi, Srrw•ity� Instrument. Lcndcr shall promptl,y refund to Borrower any
<br /> � � FunJs hcl�i by Lcndcr. If,undcr parugraph 21. IanJer�hall acyuirr��r sell the Propcny. LenJcr. prior to the acquisition or sale
<br /> '�} of the Pro�xrty,tihall apply any Fundti hcld by I.rnJcr at thc timc of'acquisition or sulc as a crociit against the sums sccurod by
<br /> � � this Scrurity ln+trumm�t.
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<br /> •�.� i.AppticAtion of Payments. Unles�applicable laa•pruvide.otiirrwi�e,all paymcnts reccived by Lender under paragraphs
<br /> � I anJ 2.hull tk applird: tir.t, to,uiy pnpaymcnt churge.dur unJrr the Nutr: ,crund, to umnuots payable under parugraph 2;
<br /> � t1�irJ.ta intcrc.t Juc:li�unh. to principul duc:atul la�t.to any latc chargrti due undcr thc Notc.
<br /> � �t.Ch�ry;c�; I.icns. B��rn��rr.hull pay all taxc.. a,u..ment.. rhar�r,, tinc.and impo�ition,:�ttributable to the Property
<br /> which may attain priority ovcr thi, tirrurity hititrumrnt, and ira,rhald pa��m�nt+ur grauncl rrnts, if any. L3ottowcr shall pay
<br /> thr�e uhli�atiu�u in thr mcmner�r���idrd in paragraph 2.ur i F not paid in that mannrr.B�,rrower ahall pay them on time dircctly
<br /> to thr�xr��m�,�rr�i pa�m�nt. &�rr���+cr,hall pr�anptly lurni.h tu Lrnder all nuticc,of anwwnti tu t+c paid undcr this paragraph.
<br /> If Borruµ•rr makcs thc�c pa�-rocnt,dir�ctl�•. f3orr��H�r.hall prumpdy furni.h t<,IAnJcr rccciph cvidcncing thc paymcnts.
<br /> � E3nrr�nvrr.hall prc�mpU��di�rhargr am lirn whicli ha.�ri��rit� uvrr thi+Sccurit�•(n.trunxnt unlc.s&►rrowcr:(a)agrecs in
<br /> ariting tu ihr paymrnt ��f thr uhligatiun�rrured b�ihc lirn in a mxnnrr arrcptahlc tu l��xlcr:(b 1 contc�tx in good f•rith thc licn
<br /> hy. or Jrf�nd.a�,ain.t rnthrc�nicnt ��f'Ihr licn in. Irg:d prurceJing� a•hirh in thc LrnJer'+ �ipinion oper•rte to prevent the
<br /> rntiirr�tnrrn�dthc lirn: ur�r►tir�•urc, Ih,m thr huld�r af th�• lirn un agr�cm�nt ,ati.lartury tn I.enJrr.utx�rdinating the lien to
<br /> thi,Serurit} In,trum�nt. II I.cndrr Jrtrrroinr.that:ui� part �,f thc Pruprny i,�uhjrrt t��u licn u•hirh ma}•attain priority ovcr
<br /> , thi�Serurit� In.trunknt. I.�nJ�r ma� gne fiurru��ci a n�,tiri•td�ntit�•ing thr lirn. Burcaµ�r shall �ati�fy th� lien or takeone or
<br /> : murc uf Ihr arnun���t I��nh:iM��c��ithin I(1 d;i�,��I the�:i�in�ul nutir�.
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