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<br /> -—L�'�`��I 1e, , .u,ow .00art w�d.r u�.
<br /> - - -- cwi iv �..:.-=3 ttrJ Ef�..�m.tm �m^ltrit a t�s�!r Me� t�/ raial�d merle�g!lo�n nAeY►l�N�n Y°"°"'r� _ -
<br /> Iwi�f�'l9rl EqM�dMI1�M I'�oo�d�uM Aot oi/P74�s��d�d Irom lim�to tlirw, 12 U.9.C. 2Q01 �l sp.�'RESPA'�. unMss�nolh�r INw
<br /> -- — - ,WM�ppNa to th�Funds s�u a Mss�r�rnauit. H w, Lmdr nry, �t�nY tlnN,ooMe!�nd hoid Funds h �n �rt�ouM noi to�ca�d th�
<br /> = Nas.r .moyn4 l�dr m.y .stl�t. th. amo�m a Iw,d. d�,. oR w.w.b a w�w►c d.a ana o..�a,wb «am�t.. a .�«�dMww a
<br /> -� tuMx�Esaow M�nu a othMV�M�M�000td�no�wkh �ppNo�bl�Mw.
<br /> . --- Th�Funds �hM b� h�id in �n in�lNutlon rvhos�d�Paks w inwnd by a t�duai�pmry. fmtn�mmLM1Y, a�ntlty(Matudinq L�nd�r, If
<br /> � .,ra. L�nd�t it wah an hsMtut�on)or In sny F�d�nl Haew Lo�n 8�nk. L�ndK shw�pply ih�Funds to p�y th�Escrow It�ms. L�ndw m�y not
<br /> ` .,.... �; .` eFw� BoROw�lor holdNy �nd�PPN�O th� Funda,anM+WY NalYilr►�1h� aorow �oeount,nr wrNylny th� Esaav It�nu, unl�a L�ndu
<br /> "..'� ., , , P+�Y+Bw��awu inUtNt on th��und� �nd �ppMc�l�M I�w pxrtdt� I.�ndn W m�k�wch a dwp�. HowMr�r, Und�r may nquin 8ortoww to
<br /> .r. .... '•a
<br /> � � ;�.;:,�,,,,, pty a onrUnw chuy�ta sn Ind�pw�dmt rwl �attte tuc ro�ortMp aervfce ua�d by l�ndw In oonn�etion with this ban.unMs��pMcabN i�w c_
<br /> �_�::���a���,.,;�.h',: ao�d.s anwws.. uni..s an �a«�+e �. nxd. o� �a� �.w r.yur.a �nt.r..t w w p+w. G.na.r st�ar rwt b. �.�r+d w a�y
<br /> _��,, . .. . - BarowK�ny int�ntt a wnNOs on th�Funds.Boaowrr�nd L�nd�r m�y��b wrNlnq.hnww�r�th�t IntKat shal b�pald on th�Fund�.
<br /> ���� ��- _ . ._.. Lrnder shar qiv�to Barowu,wMhout ehu0�.+u��nrn+u+�ca+^ti^p ot th�Funds,showinp a�dits�nd d�bits to tM Fund��nd th�pu�pos�
<br /> _-•� � • `/.� • for wh�h�eh d�bit to/ht Fund�was m�d�. Th�Funds ue pwdp�d�s�ddkbnal s�curity fa aM�um�s�aK�d bY 1hi�S�cudtY InWun�^�.
<br /> -_��`,; '- �. If th� Funds hNd by L�ndr�cewd th� �maunt� pMmkbd to b� hNd by �ppNcaL�M I�w. Und�r shall account W Bot►ow�r for th�
<br /> T.:�'x"�,", �ccas Fund�tn accadu�c.�with th� rqukrr�afu of�ppYabN Mw• it th�arnount ot th�Funds h�id by L�nd�at �ny tMw Is not wMldmt �
<br /> �,��' , to p�y the E�ow It�ns wh�n du�. L�nd�r may w notiy Bortowr in wrHiny,and. fn such cas�Barow�►shal pay to Und�r th�amount
<br /> �.� n�ss�ry to m�k� up th� d�ifeNnry. Bortow�r ah�t m�ka up th�dNlcimry in no mon thu� 1wMv�monthfY WY�'�u, at Lw�d�r's foN
<br /> �`.��::. disuMk�n.
<br /> Upon payma�t in tuM of�ll sums s�eund by this S�writy Instrum�nt, LendK sh�ll pramptly r�Wnd to 8orrow�u►y Funds hdd by
<br /> L�nd�r. If. unWr panpraph 21. Undv shal acqukt or s�tl tht Prop�rty. landsr.Prtor to th��cqui�itlon or ul�ot th�Propwty, sh�M app1Y
<br /> any Funds hdd by L�ndK�t tho tkn�ot acqutsiGon or saN�s a cr�dil�p�k�st th�wms s�cund by thb S�curity Inshum�nt.
<br /> � 3. AppUcatlon of P�ym�Ms. Unless�pplicabi�low provld�C athawis�,ap paymenis received by Lender undsr pnayraphs 1 and �
<br /> 2 shsM b� appU�d: iir+f, to any a�paymsnt chuy�s due uncf�r th�Notr, second, to amounu payabN und�r puayraph 2; third to int�nst
<br /> du�;tourth,to principY dur: and�st, to any lats chupts due under the Note.
<br /> • 4. C1tar��f; U�n�. Borrow�r shaY pay atl Uuces. astesamsnts, chuyes, finea and knpo:itlons attributabit to tha Property wMch
<br /> mny�ttain pdaity ovK this S�cwKy tnatrummt, md Ie�sahoid paymaits or yruind rents,R�ny. BonawK shW pay th�s�obYytUons in th�
<br /> rtWnnr provid�d in ptrapraph 2, or H not paid in that m�nnx. Bortow�r ahaW pay th«n on tkn� dir�ctfY to the puson ow�d payrr�nt.
<br /> Bartow�r shaN prompty fumish tn Lendar W noticss of amounts to tu paW undK this puapnph. It Borrowv mtic�s th�st WYm�nu
<br /> dir�ety,Bortower shal nromptly Nmish to Lend�r recapts aidmeinp th�payments.
<br /> BoROwK sh�Y promptly dischuq�any Iien which has priorily ov�.thls SecurUy InsWment unbss BoRawer. (a)ayrNS h writing to th�
<br /> paym�nt of th� obliqotion s�cur«l by the Iim fn a mann�r�tce�plabie to Lender. (b) cont�sta in qood fatth the Iien by, w dd�nds ay�hst
<br /> �ntorc�nent of th�Q�n in,,ispal proce�dings wh�h in the Under's opinlon op�nte to pravent the �ntorcement of the flen; a(c)s�cuns kom —.
<br /> - thQ hold�r of thQ fwn an ayre�wrwni i�Usiacior�r ta Lsrsdcr subordlnstlnD tfie Nm le this ��y Mgtmment. If Lend�r d�t��s that any �
<br /> part ot the RopKty is subJ�ct to a Qan whkh may attain priority owr this Sewrity Inetrument,LY�Id�Illiy 9HB BOROWK� notk,�id�ntifyfnq
<br /> th�U�n. Bortowx sh�U saUaty ths Yen or take one w mwa of the actions aet forth above wfthin 10 daya of th�yNinO ot notiu.
<br /> 5. Haxsrd or Proporty Insuranco. Borrower shall keep the improvements now exlstiny or he►wfter v�cted on the Pro�ty
<br /> insured ayaN�st loaa by fire, havrds (nGudad wfthin the tertn 'extended coverage' and any other hazards. Indudinp 1looda a 1loodk�g,tor __
<br /> � wh�h Lenda requlres(nsurance. Thta ktsurance ahall be malnuined i�the amounts and for the periods that Lender requkea, The Mwnnc� _
<br /> cartler providing the haurance ahali be chosen by Borrower subJect to Lender's approval which sh�A not be unra�son+�bly wfthhNd. It -
<br /> Bortawer taYs to matnt�in coveraqe desGibed above. Lender may. nt Lender's option, obtain eovwaye to protect Lender'a rlyhts in th� _
<br /> {�' PropeRy i��coordance wtth panqraph 7. �.-
<br /> � All(naurance pofcfes and renewats ah�ll be acceptable to Lender and shail fndude a standard moRyaye clausa. Lenda shall havs th� �_^
<br /> riyht to hold tht policles and renewais. if Lender requiras. 8onowx sh�ll promptly gNe to Lender all roceipta ot pald prem(ums and nnMrat R=
<br /> notices. In the�vent ot loss. Borrower shaA yiva prompt notice to the insunnce urtlsr and Lvnder. Lander may make proof of bss if not �•�
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<br /> rtuda prompty by Borrower.
<br /> ' Unless Lender and Bortower athKwfse ayree in writing. insurance proceeds shali be applied to restoration or repatr of the Property �
<br /> dama9ed, H the restoration or repair Is economically teasible and Lender's secunty is not lessened. 8 the restor�tion or repak is not �:
<br /> eeonomicaAy tsasibie or Lender'i security would be lessened.the msurance proceeds shali be applied to the sums secured by this Securily �;�
<br /> InstrumMt, whether or not then due. with any excess paid to Bottower- If Bonower abandons the Property. or does not answer within 30 '
<br /> days n notice 6om Lender that ihe insurance carrier has of'ered to settle a claim. then Lender rn�y collect the insurance proceeds. Lendet r•
<br /> may usQ tha proceeds to repair or restore the F'roperty or to pay sums secured by this Security instrument. whQth�r or not then duQ. Th�
<br /> 30-d�y period wiA bQgin when the notice is given.
<br /> Unless Lender md BortowM otherwfse [tyree �� wnting, any application of proceeds to p•�nc�pal shali not eutend or postpone the due
<br /> date of the monthly payments relerred to In paragraphs t and 2 or change ihe amount �t the payments. If under parapraph 21 the Property
<br /> is acqufred by Lender. Borrowers right to ony fnsurance pol�cies and proceeds resultmg from dartuge to the Property prior to the acqulsdion �
<br /> � sh�li p�ss to Lender to the extent ot ihe sums secured by this Secunty Inst�ument immed�ately prior to the acquisitfon. '
<br /> 6. Occupancy. P�esarv�tlon. Maintanance and Protection of the Property: Borrower's Loan �
<br /> � Applieation; Lop:Qholds.eonower shail occupy. establish. and use the Property as Borrower's principal residence within sixty d�ys
<br /> � eflK the executton ol lhis Security Instrument and shall continue to occupy the Property as Bortower's princ�pai residence tor at least one
<br /> year after the dele ot occupanCy, unless Lender otherwise agrees in wntmg. which consent sM�Y not be unreasonably withheld, or unless
<br /> exte�uating tircumstances exist which are beyond Borrower's controi Borrower shall not destroy. d�mege or impa�r ihe Property. ailow the
<br /> � Property to deteriorale. or commA wa4te on the Property Bonower shall be m default d any torfe�ture acUOn or proCeeding, whether cfwi or
<br /> cnmf�al. is begun thot in Lender's good tadh �udgment coWd resuR in forfedure o�the Property or otherw�se matenally�mpair the lien created
<br /> � by this Seturity Instiument or Lenders secunty mterest Bortower may cure suth a default and re�nstate. as provided in parqgrpph 18. by
<br /> : � causiny th� �ction or proceed�ng to be dismissed with a rulmg that. in Lender s qood faith determination, precludes forieiture of the
<br /> L BorrOwer's Interest in the Property or other rtwtenAl impa�rmMt ot the I�en created by th�s Secunty Instrum�nt or Lendei s securtty i�terest.
<br /> Borrower shall also be In defautl if Bunower. cfunng tne ioan epp��cat�on process. gave mairrwiiy �.i�e�r �11�4{.Vit1Q����V��t���Vi�or ;�:�Q::
<br /> � to Lender (or t�iled to provide lender w�th any matenal informat�o�) �� connect�on with the loan ev�denced by the Note. including. but not
<br /> , ' limited to. represent�tions concemmg BoROwer s occupancy ot the Property as a pnnc�pal res�de�ce. It this Securrty Instrument is on a
<br /> � � Ieasehold. Borrower shaN compy w�th a11 the prov�s�ons of the lease II Borrower acqu�res fee utle to the Property. the Ieasehold and the
<br /> , teQ title shall not merye unless the Lender agrees to tne merger m wntmg
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