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�� , ��� •µ. �r–= _ -- --- -- <br /> .. <br /> .. -- ._ <br /> ,— ----- — :..�---.-„-.. __..�.,.,. <br /> -- -��� ' ` <br /> _ _ — w �w„� ���. <br /> 9�!'�iVi'!�'!� - _ __ <br /> S. H�s�nl or PrbpKty Iowra�oe. Borrower�N keep lhe improvarw�ts nuw axiMln� or Ifen�tte�erx�ted o� tbe <br /> Property in�urod�irot lass by tire. harard�included within the tam "extaKlod wvett�e"and�ny w1�er har�rdi,includL� <br /> ttood�or floadin�,for which t.er�der requic�a inwr�nce.Th�inwr�noe shall be rtuintrinod in the�rtiounts nd for the period� <br /> thMt I.ender roquirc�. 'It�e inauru�a c�rrie�providir�the inwrance ehall be chaeen by Borrower wbject u�Lender'e�pprovd <br /> which eh�ll �wt be unre�wnably withheld. If Borrower t�ils to mriatain coven�e dacdbod above, l.ader m�y, ut l.ender's <br /> op�ion, oMain cavera�e to protect Lender's dghts in the Pro{xrty in�ccordarke wlth pQn�a�ph 7. <br /> All inwr�urce policia aM n�ew�l� eh�ll bc ��bte to Lerder and ctull include x�Gutidard rrwrt�+�o ciwse. Lader <br /> shull fw�ve the dght to hold the Qolicia and ra�ewals,If i.ender rcquircs.Borrower stull promptly give to La�der�ll rccxips of <br /> --- - -- -- Y paid pr+emiums atd r�enewd notloes.In tho event of loss.Borrowu�fWl�ive prompt notice w the inwranoe cucier wd Lu�de�. <br /> I.eoder auy m�ke praof of lou if not m�de promptly by Borrower. <br /> Unless Lender and Borrower othen�vise igm in writing. insurance proceals shall be appliod to rcatoration or repair of tho <br /> Property dur�ged,if the restorntion or�+epair ic oconomic�lly feagible and l.ender'a security i�not lersened.If the reswration or <br /> repair is nat eoonomlcnlly feasible or Lender'i secudry would be less�nod,the lnsuranoe proceods shalt be applied to the sume <br /> securcd by thls Secudty InstNment. wtxther or not then due. wlth any exass paid to Bomower. If Borrower abandons the <br /> Property,or daes not answer within 30 days A n�tia from Lender that the insurance c�crjer has offerod to s�ttle t clxim, tha► <br /> — LeMer may rnUect the insuranoe praceods. L.ender may use the proceeds to repair or�+estore the Property or to pay sums <br /> xcured by tMs Secudty Instrument,whcther or nut then due.The 30-day per�od will begin when the natice is given. <br /> Unless Lender and Borrow�r otherwise agroe in writing, s�ny Application of proceeds to pdncipal shall not extcnd or <br /> -..w; — postpone the duc date of the monthly payments refert+ed to in paragraphs 1 and 2 or change the a�naunt of the payments. If <br /> under pangrnph 21 the Property is acquind by Lender. Bnrrower's right to aRy insurance policies And proaeds c�ewlting from <br />--- clamage ro the Pmperry priar to the Acquisition clwll pus to Lender to the extent of the wms socured by thic Security Itictrument � <br /> immediately prior to the acquisition. _ <br /> - 6. Occup�ncy,�'reservwtton,Msdntenance and Prntertioa ot tde Property; Bonrower's Loxn Appllcation;L�seMoldc. <br /> , Borrower shall accupy,establish.and use the Property as Botrower`s principal residence within sixty days after the execut�on of <br /> this Secudty Instrument and shall mntinue to occupy the Property as Borrower's principal resldence for at least one year after <br /> , f the dete of occupancy,unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld,or unless <br /> oxtenuatfng circumstancxs exist which are beyond Borrowcr's control. Bor.ower shall not destroy. damage ur impair the <br /> " ' PrapeKy,allow the Property to deteriorate,or commit waste on tho Propecty. Borrower shall be in default if any forfeiture <br /> '-4+�•' action or proceeding, whether civil or criminal.is begun that in I.ender's good faith judgment could result in fodeiture of the <br /> _ , ..��y,�',��,,.,,�__., Property or othecwise materially impair the lien creatal by this Secudty Instrument or Lender's security interest. Borrower may <br /> •�` *��'. . cure tuch a default and reinsu►te.as provided in paragraph 18,by causing the action or proceoding to be dismissed wlth a ruling <br /> _ 3 • that,in Lendor's good f�ith dctcrmin�tion, precludes farfeiture af the Horrower's interest in the Property ar other matedal <br /> �''•'w�,ei .'�� � r impaimxnt af the lien creatod by this Security Instrument or L.ender's security interest. Horrowcr shall also be in defnult if <br /> •,>.r�. • ... Bonower,during the loan application process, gave muterially false ar inaccurete information or statements to Lender(or failed <br /> . . to pruv ide I.ender riIth any matcrial information)in connection with the loan evidenced by the Note,including,but not limited <br /> �.. .ti„.;.: .. � to.representatin�s concerning Borrower's occupancy of the Property as a principal residence.If this Security Instrument is on a _ <br /> :i,'' Ieaschold, Borrower shall comply with ull the provisions of the lease. If Borrower acquires fee title to the Praperty. the = <br /> leasehold and the fee title shall not merge unless Lender agreec to thc merger in writins. <br /> - 7. Protection of l.ender's Righta in ihe Property.If Borrawer fails to perform the covenants and agreements containod in <br /> � this Securiry Instn►ment,or there is a legal proceeding that may significantly affect Lender's rights in the Proper►y (such as a -' <br /> �` ' " rocoodin tn bankru tc robute,far condemnation or forfeiture or to enforce luws or re ulations), then Lender ma do and <br /> --:r: ' ' P S P Y�P 8 Y — <br /> p;,� ` `'' � � pay for whatever is ncces!airy to protcct the valuc of the Property and I.ender's rights in the Property. L.ender's actions may -- <br /> include paying any sums s��cured by u lien which has priurity over thiti Security Instrument, ap�ring in court, paying _ <br /> • reasonsible attomcys fecr and entering on the Property tu ma{ce repairs. Although Lendcr rnay takc action under this paragraph =E"-° <br />� � - 7, Lender dces nat have ta da ui. — <br /> Any amounts disbursed by I.endcr undcr this paragraph 7 shall becomc additional debt of Borrowcr secured by this <br /> �r, � Sewrity Instrument. Unlcss Borruwer and Lrnder •rgree to othcr tcrms of p�yment, thesc amounts shull bear interest from the ��.. <br /> • • date of disburscment ut the Note rate and shall be payuble, with intcrest, upon naticc from Leader to Borrower requesting ���` <br /> - � paymcnt, <br /> . S. biortgage Jncurance.If L.ender myuired nwrtgagr imuranre as a rundition uf nwking thc loan secured by this Security ��. <br /> � ' Intitrument, &►rrowcr shalt pay thc premium� rcyuircd to maintain the mc�rtgag� in�ur•rncc in cffect. If, for any reuson, the �';,;.: <br /> �� " man u e insurnncc cov�ra �re uir�d b [.rnder lu ti�ti ar ceu�c+t��be in rffrct, Borruwer shull a thc remiums re uireei to .� <br /> :> B 8 S' y Y P�'•� P'Y P q �,,. <br />:. � f � obiain coverage substuntially equivalent to the mortgage insurance previously in rffect,at a cost tiubstantially eyuivulent to the — <br /> co,t to &rrrower of the mortgagc insurance previoucly in eftcrt, frum an :dtematr mort�agr imurer appraved by Lender. If <br /> _ substantially cquivalent murtgage in�urunrr ci�vrragc i> rn�t a��ailablc, B��rrawcr�hall pa��tu I.endrr cach month a�um equul to �� <br /> oncdw�lAh of the ycarly m�rtgagc imurance prcmium t►eing paid by Borzuwer whcn the in.uranrc covcrage lup,ed or cwsed to k <br /> ; - � he ineffect. Lender wiU nrcept,usc and retain thcse payments us a lo., rr+crvc in licu ��t' murtgugc insurancc. Los; reserve E,. <br /> ' � Form 3028 8190 <br /> � � P�ye 3 0l 6 . <br /> � <br /> • i <br /> � , . 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