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<br /> TO(3E1'H6R WITH vl l�he in�pruvanaur taw or bsn�Aer�nctd on the prc�pany. �wi�II ewwt�nu.rppurla+u��. �nd
<br /> firtures nnw or Fbralle� � prt af the pmp�tY. l�ll �nu aad rdd111aw �II Mla b cuvond by li�ir �wt1�
<br /> la�trument.All nf 1he fa+er�{nd 1�rotrr►ed w in�hi�5ea��iiy I�WrumwN�the'IfinpertY•`
<br /> BORRQWEtt COVI3NANY91h�t Bormw�er i�I�wfully wl�a1 c►t�he orlMO heroby ur�nvayed and Iw�tho rl`ht to�nnt�nd
<br /> �v,r►v�y tha Pniperty and tls�t tho Prc�chy i�uncncumberod, cxcept for ettrumbraxri of rccmd. B�rr�wrer wrrr�w� �ad wlll
<br /> riefaxl�c��crWlly 11�titic tu 1he PrupeAy r��itu�t�II rlrintx anJ denu�rMli. �uhjuit tu rt�y erxumbnn��uP�+eu�rcl.
<br /> 7'HIS S�CURITY INSTRUM�NT combinea uniform covau�nl�fiir nrtiun�l usc u�d nun•unifwm c�uvpurK� with Ilmitod
<br /> �� v�f�tiuna hy Jurlµiinfnn o<�a�n�titute�uni tixm rocurlty jn►�rumer►t rnvrring rcal ptuperly.
<br /> UNIFORM COV�NANT5. Bormwer uid I.ender mvennnt u�d�ra as folluwr:
<br /> l. P�ymept ut princl{wl and interati PrepYymau and I.ste CbaRa. Born►wer sfwlt promptly p�y when duc the
<br /> prfncipul nf and intercxt on thc dobt evldenc�xl by the Not�a►d any prcpuyment and lutc charycc due urulcr the 1Votc.
<br /> 2. Funda tor Txxas and lnwrana. Subjcct to�pplicabfe law or to a writtcn waiver by l.cncler. Bonowcr slwll poy to
<br /> Lcndcr on thc day mnnthly p•rymcnts Are duc undcr the Note,until the Note is pyid in iLll,a sum("Fund�")for:(�)yearly taxey
<br /> and assessmcnts which muy attain priority over this Security Instrument as u 1 ien on the Pruperty; (b)yearly Icaschold puyments
<br /> or ground rents on the Property, if any;(c) yearly hawrd or property insuranc:e premiums;(d)ye�rly tlood insurance premiums,
<br /> � if any; (e) yearly mongage insurance premiums, If any: and(�any sums payuble by Borrawer to Lemler. in uccordance wlth
<br /> the pravisions of paragraph 8. in lieu of the payment of mortgage insurancc premiums.These items arc called "Escrow Items."
<br /> L.ender may, at any time, caqect und hald Funds in an amount not to excced the maximum amount a lender far u federally
<br /> relatcd mortgugc loan may require for Borrawer's escrow account undcr the federat Rcul Estate Settlement Pracedures Act of
<br /> ,•�� 1974 as amended frqm time to time. l�U.S.G. Section 2601 et seq. ("RESPA"),unless another law that applies to thc Funds
<br /> sets a lesser umoont. If so, [.ender mny,ut uny time,collect and hald Funds in un amount �x►t to exceoci the Ie.cser amcwnt.
<br /> �°°"'`°" Lender may estirruttc the amount of Funds duo on thc basis of current daW and reasonable estimates of expenditures of future
<br /> ' � �.;�fi�,�., ., Fscrow Items or otherwise in accordunce with applicable Iaw.
<br /> : _.��:, _�.LL:,_ Th F���d� �hn�� bc held in an in5titution whoce d��its are insur�ri hyB federnl uaencv instrumentality or antity
<br /> • • '�;'Z ��~�'� (includin Lender, if I,ender is such an institution)or in an Federal Hame Loan Bank.L.ender shall a I the Funds to the
<br /> r��=.;:.. S Y PP Y PaY
<br /> °c�"�.,'.:�':' '; ,;. , Escrow Itemc. Lender may not charge Barrower for holding and applying the Funds, annually Analyzing the escrow uccount.or
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<br /> '� .,`• .lGr�•�i"%:
<br /> , ..�;?'h'�};.,, ;�;�!�'., verifying thc Escrow Items,unless Lender pays Borrowcr interest on the Fu�ids and applicable law permits Lender to make such
<br /> :.(.:;�;,5�-h,'!Z:.'•:'..
<br /> f�.--• u charge. Howcvcr, L.ender may rcquire Bormwer to pay a one-time charge For an indepr:ndent real estate tax reporting service
<br /> - u!.� :i�"'.i:, + .. •:,
<br /> '.`�s••i• ' � usc�d by l.endcr in connection with this laan. unless upplicablc luw provides othcrwisc. Unless un agreement is made or
<br /> - �`���"' ` applicablc law requires interest to bc paid. I.ender shull not bc required to pay Barrower any interest or earnings on the Punds.
<br /> ' ..J";'�" �� "� "•�' Borrower and Lender may agree in writing,however,ihat interest shall be paid on the Funds. i.endcr shall give to Borrower,
<br /> _.__ a���;�►��+�:��-. � withnut charve, an ;�ntlp;ll BCC�!l11tIRo �f the F�md�. �h�win� crMiitc,►nd dehitc to the Funds und the purpose for which each
<br /> � . debit to the Funds wii�niade. The Funds ur�pledged us additional security far ull sums secured by this Security Instrument.
<br /> ' '� If the Funds hcld by I.endcr excced ihe amount�permitte.!to bc held by upplicablc law. L.ender shall account ta Borrower
<br /> for Ihe excess Funds in ucwrdunce with Ihe requirements af upplicuble luw. If the umnunt of the Funds hcld by i.encler at any
<br /> timc is not sufficicnt ta pay thc Fzcrow ltcros whcn duc. I.�ncic�may,o notify Borrc>wcr in writins,and,in�uch casc&�rrower -
<br /> tihall pay to l.ender thr anu�unt necessury to muke up the def�ciency. Bormwer shull make up the deticiency in no more thnn
<br /> twclve mi�nthly payments,at I.cnJcr's solc di�cretion.
<br /> t1p�m puyrmnt in fuU af ull ,wm�ecurcd by thi� Sccurity Instrunxnt. Ixndcr+hall pmmptly rcfunJ to &�rrowcr uny
<br /> �, .. Funds hcld by I.cndcr. If, undcr paragraph ZI. Lrndcr shull a�:yuirr �tt ticll thc Pruperty. LenJcr,prior!o thc acyui,ition or wlc
<br /> �,� nf�he Pr���xny,�hull apply any Fundx hcicl hy Lrndcr•rt thc tinx of uryui+ition or tiulc uti u creJit aguimt the tiums tiecumd by
<br /> -.�-. this Scrurity In�trumrnt.
<br /> :�t. :;". . 3. Appllcatlon of Payments.Unlrtiy upplirablr I,nv provid�+uthcrwitic. all pay►rnnt.rerrived by� I.xnder unJcr puragraphti -
<br /> I :md 2 ,hall lx�applicd: tirot.tii any prcpaymcnt rhurgc�dur undcr thr Nutc: .rc���nd,t��;imounts payuhlc undcr p•rrueruph 2: --
<br /> ?, thirJ. tu intrrctit dur: fiiurth.tu prinrip:d duc:and latit.R�any latc char�c�due undcr thr Nutc.
<br /> 4. Chs�r�;�w: Licns. l3�irrowrr tihall p:►y all taxrti,a�.c+.nicnt+. churgc+. tinr�and im�xniti��nti uttrihutUblr t�,thc Property
<br /> ; whirli may attain priuriry u��r thi� Scrurit� In.trumrnt. anJ Ira�rh��IJ paynirnt•ur graunJ rcnt+, if any. &rrruwcr tihall pay
<br /> thcx��hligati�mti in thc manncr providr�in p:uagraph ?. „r if not p:iiJ in that mannrr. Burrowrr�hall r:ry thrm un timr Jircctly =
<br /> to thc per�un owrd pa�•mrnt. HurruHrr �hall prumptly I'urni,l� to l.rnJrr aU nutirr,uf aun,untti t�i hc paiJ undcr thi�purugruph.
<br /> . If Bnrrow�r makr.thru paymrnt,�IirrcU}. {��rru��rr.h;�it��„�»��iy furni�h tu I.cndrr rrccipa r�•idenring th�paymcntti.
<br /> � Burruurr,hall prumpQ�• ditichurgr;m� lirn��•hirh hu�pr�urit�• o�rr thi. Srrurit� In+trumrnt unlcti�Burruw�r: (a!:�gree�in =
<br /> writing t��the payinrm �d tBc ubligatiun urum�l by thr licn in :�m:trnkr arrr�tahlc tu Lendrr: lhl runtc�t.in gcxxl fuith thc licn
<br /> , _ hy. ��r drtcnd� again�t rnti�rrenirnt of Ih� lirn in. lcgal pror.cding, �shirh in thr [.rnder'� upini�m �,�xrate tu prcvent the �
<br /> �nti�rrrnnnt iif thr licn: ur 1�•).rcurr. frum ihr hoWrr of the 1 ien:in.�grremrut�ati�tarto�-�•t�� Lrnder �uh��rJinating thr lirn to -
<br /> tlii,Scrurit�• In,trumcnt. If l.cn�lcr Jrt�rmiix. that am rar�„I'the i'rnperl� i++uhjrrt t�� a licu ahich may auain priurit�� ovcr —
<br /> � thi�Srrurit� In,trumrnt. I.rn�lrr ma} gicc F3urn,��rr a n�nirc i�lcmif�in� th� ticn. N��rra«rr tih:dl .ati�l'y thr lirn�,r takc�mr or "
<br /> . morr��t thc action.,rt ti�rth uix��r�vithin I U J:iy+c,t th��i�•in�.��f n�,tirr.
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