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� . <br /> ,�"1 •�. . <br /> . -; <br /> ------- --- --- -- _ <br /> __ .. _._� ��"1��i� <br /> TO(3E1'H6R WITH vl l�he in�pruvanaur taw or bsn�Aer�nctd on the prc�pany. �wi�II ewwt�nu.rppurla+u��. �nd <br /> firtures nnw or Fbralle� � prt af the pmp�tY. l�ll �nu aad rdd111aw �II Mla b cuvond by li�ir �wt1� <br /> la�trument.All nf 1he fa+er�{nd 1�rotrr►ed w in�hi�5ea��iiy I�WrumwN�the'IfinpertY•` <br /> BORRQWEtt COVI3NANY91h�t Bormw�er i�I�wfully wl�a1 c►t�he orlMO heroby ur�nvayed and Iw�tho rl`ht to�nnt�nd <br /> �v,r►v�y tha Pniperty and tls�t tho Prc�chy i�uncncumberod, cxcept for ettrumbraxri of rccmd. B�rr�wrer wrrr�w� �ad wlll <br /> riefaxl�c��crWlly 11�titic tu 1he PrupeAy r��itu�t�II rlrintx anJ denu�rMli. �uhjuit tu rt�y erxumbnn��uP�+eu�rcl. <br /> 7'HIS S�CURITY INSTRUM�NT combinea uniform covau�nl�fiir nrtiun�l usc u�d nun•unifwm c�uvpurK� with Ilmitod <br /> �� v�f�tiuna hy Jurlµiinfnn o<�a�n�titute�uni tixm rocurlty jn►�rumer►t rnvrring rcal ptuperly. <br /> UNIFORM COV�NANT5. Bormwer uid I.ender mvennnt u�d�ra as folluwr: <br /> l. P�ymept ut princl{wl and interati PrepYymau and I.ste CbaRa. Born►wer sfwlt promptly p�y when duc the <br /> prfncipul nf and intercxt on thc dobt evldenc�xl by the Not�a►d any prcpuyment and lutc charycc due urulcr the 1Votc. <br /> 2. Funda tor Txxas and lnwrana. Subjcct to�pplicabfe law or to a writtcn waiver by l.cncler. Bonowcr slwll poy to <br /> Lcndcr on thc day mnnthly p•rymcnts Are duc undcr the Note,until the Note is pyid in iLll,a sum("Fund�")for:(�)yearly taxey <br /> and assessmcnts which muy attain priority over this Security Instrument as u 1 ien on the Pruperty; (b)yearly Icaschold puyments <br /> or ground rents on the Property, if any;(c) yearly hawrd or property insuranc:e premiums;(d)ye�rly tlood insurance premiums, <br /> � if any; (e) yearly mongage insurance premiums, If any: and(�any sums payuble by Borrawer to Lemler. in uccordance wlth <br /> the pravisions of paragraph 8. in lieu of the payment of mortgage insurancc premiums.These items arc called "Escrow Items." <br /> L.ender may, at any time, caqect und hald Funds in an amount not to excced the maximum amount a lender far u federally <br /> relatcd mortgugc loan may require for Borrawer's escrow account undcr the federat Rcul Estate Settlement Pracedures Act of <br /> ,•�� 1974 as amended frqm time to time. l�U.S.G. Section 2601 et seq. ("RESPA"),unless another law that applies to thc Funds <br /> sets a lesser umoont. If so, [.ender mny,ut uny time,collect and hald Funds in un amount �x►t to exceoci the Ie.cser amcwnt. <br /> �°°"'`°" Lender may estirruttc the amount of Funds duo on thc basis of current daW and reasonable estimates of expenditures of future <br /> ' � �.;�fi�,�., ., Fscrow Items or otherwise in accordunce with applicable Iaw. <br /> : _.��:, _�.LL:,_ Th F���d� �hn�� bc held in an in5titution whoce d��its are insur�ri hyB federnl uaencv instrumentality or antity <br /> • • '�;'Z ��~�'� (includin Lender, if I,ender is such an institution)or in an Federal Hame Loan Bank.L.ender shall a I the Funds to the <br /> r��=.;:.. S Y PP Y PaY <br /> °c�"�.,'.:�':' '; ,;. , Escrow Itemc. Lender may not charge Barrower for holding and applying the Funds, annually Analyzing the escrow uccount.or <br /> � S. •'.",' <br /> '� .,`• .lGr�•�i"%: <br /> , ..�;?'h'�};.,, ;�;�!�'., verifying thc Escrow Items,unless Lender pays Borrowcr interest on the Fu�ids and applicable law permits Lender to make such <br /> :.(.:;�;,5�-h,'!Z:.'•:'.. <br /> f�.--• u charge. Howcvcr, L.ender may rcquire Bormwer to pay a one-time charge For an indepr:ndent real estate tax reporting service <br /> - u!.� :i�"'.i:, + .. •:, <br /> '.`�s••i• ' � usc�d by l.endcr in connection with this laan. unless upplicablc luw provides othcrwisc. Unless un agreement is made or <br /> - �`���"' ` applicablc law requires interest to bc paid. I.ender shull not bc required to pay Barrower any interest or earnings on the Punds. <br /> ' ..J";'�" �� "� "•�' Borrower and Lender may agree in writing,however,ihat interest shall be paid on the Funds. i.endcr shall give to Borrower, <br /> _.__ a���;�►��+�:��-. � withnut charve, an ;�ntlp;ll BCC�!l11tIRo �f the F�md�. �h�win� crMiitc,►nd dehitc to the Funds und the purpose for which each <br /> � . debit to the Funds wii�niade. The Funds ur�pledged us additional security far ull sums secured by this Security Instrument. <br /> ' '� If the Funds hcld by I.endcr excced ihe amount�permitte.!to bc held by upplicablc law. L.ender shall account ta Borrower <br /> for Ihe excess Funds in ucwrdunce with Ihe requirements af upplicuble luw. If the umnunt of the Funds hcld by i.encler at any <br /> timc is not sufficicnt ta pay thc Fzcrow ltcros whcn duc. I.�ncic�may,o notify Borrc>wcr in writins,and,in�uch casc&�rrower - <br /> tihall pay to l.ender thr anu�unt necessury to muke up the def�ciency. Bormwer shull make up the deticiency in no more thnn <br /> twclve mi�nthly payments,at I.cnJcr's solc di�cretion. <br /> t1p�m puyrmnt in fuU af ull ,wm�ecurcd by thi� Sccurity Instrunxnt. Ixndcr+hall pmmptly rcfunJ to &�rrowcr uny <br /> �, .. Funds hcld by I.cndcr. If, undcr paragraph ZI. Lrndcr shull a�:yuirr �tt ticll thc Pruperty. LenJcr,prior!o thc acyui,ition or wlc <br /> �,� nf�he Pr���xny,�hull apply any Fundx hcicl hy Lrndcr•rt thc tinx of uryui+ition or tiulc uti u creJit aguimt the tiums tiecumd by <br /> -.�-. this Scrurity In�trumrnt. <br /> :�t. :;". . 3. Appllcatlon of Payments.Unlrtiy upplirablr I,nv provid�+uthcrwitic. all pay►rnnt.rerrived by� I.xnder unJcr puragraphti - <br /> I :md 2 ,hall lx�applicd: tirot.tii any prcpaymcnt rhurgc�dur undcr thr Nutc: .rc���nd,t��;imounts payuhlc undcr p•rrueruph 2: -- <br /> ?, thirJ. tu intrrctit dur: fiiurth.tu prinrip:d duc:and latit.R�any latc char�c�due undcr thr Nutc. <br /> 4. Chs�r�;�w: Licns. l3�irrowrr tihall p:►y all taxrti,a�.c+.nicnt+. churgc+. tinr�and im�xniti��nti uttrihutUblr t�,thc Property <br /> ; whirli may attain priuriry u��r thi� Scrurit� In.trumrnt. anJ Ira�rh��IJ paynirnt•ur graunJ rcnt+, if any. &rrruwcr tihall pay <br /> thcx��hligati�mti in thc manncr providr�in p:uagraph ?. „r if not p:iiJ in that mannrr. Burrowrr�hall r:ry thrm un timr Jircctly = <br /> to thc per�un owrd pa�•mrnt. HurruHrr �hall prumptly I'urni,l� to l.rnJrr aU nutirr,uf aun,untti t�i hc paiJ undcr thi�purugruph. <br /> . If Bnrrow�r makr.thru paymrnt,�IirrcU}. {��rru��rr.h;�it��„�»��iy furni�h tu I.cndrr rrccipa r�•idenring th�paymcntti. <br /> � Burruurr,hall prumpQ�• ditichurgr;m� lirn��•hirh hu�pr�urit�• o�rr thi. Srrurit� In+trumrnt unlcti�Burruw�r: (a!:�gree�in = <br /> writing t��the payinrm �d tBc ubligatiun urum�l by thr licn in :�m:trnkr arrr�tahlc tu Lendrr: lhl runtc�t.in gcxxl fuith thc licn <br /> , _ hy. ��r drtcnd� again�t rnti�rrenirnt of Ih� lirn in. lcgal pror.cding, �shirh in thr [.rnder'� upini�m �,�xrate tu prcvent the � <br /> �nti�rrrnnnt iif thr licn: ur 1�•).rcurr. frum ihr hoWrr of the 1 ien:in.�grremrut�ati�tarto�-�•t�� Lrnder �uh��rJinating thr lirn to - <br /> tlii,Scrurit�• In,trumcnt. If l.cn�lcr Jrt�rmiix. that am rar�„I'the i'rnperl� i++uhjrrt t�� a licu ahich may auain priurit�� ovcr — <br /> � thi�Srrurit� In,trumrnt. I.rn�lrr ma} gicc F3urn,��rr a n�nirc i�lcmif�in� th� ticn. 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