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:�` , •3"'� . . _ , -- --� -- <br /> -- _- —� � , � <br /> �.'�� ! z <br /> n. urrut�t eioC���iMSnt.n�rrt:cx,vaMUrci�w►r�svr�e�uurrr <br /> u.tta,�oo+�.nnt�s or te.�+arritr Inriauewet it..u�e�a w twa.s rouo�: <br /> l�. v.r«r�«wlRr rnw.�c.a.+�L.wt M••�•�+�w.'�r«m or s.eurity ta�crua�at oombtna wdtore oov.n.M.ta a�tlo..��w <br /> .Nd soa-wirarin ooyem.a wtt6 u.ic.a v.ri.do�br iuridkciaa w oomdtute s uatro�a�ecwtcy ia�tiunneoc oowr(a�aav�er• '�'� . <br /> 9ncu�itY laantmeat�II be�overad bY Fadanl law aad the 4w of tM]u�dktian In whkl►tbt Prop�ty is bested. Iu tUc ewot tMt�uy <br /> prorWoa ar sl�wr ot thG Sxurity Iat,nuneat a tbe Note caatllds wlth�ppliabk IaM.sueA ooafikt�ll aot�t[ect otbr provWoo�oY thi� <br /> S�cudtY Iaqn�ment a tM Nate whlda aa be�ivea effiet wkl�out We 000�k�tiai D�w'Wao�aad W thi�ad the Pro�ddoos°f thh�arW� . <br /> �°�"�-°_�� Imtcumeot and the Note an dociarad to be�eva�ble. <br /> �, i�ANglER p�THE�ROlf1'I1f 01t A sENFFICIAL INT'ERFBT IN iOR�OWI�t <br /> U�dform Cove�at 17 ot tbe S�cudty Imtrumait ls waKMd to►ad ac fdlow�: <br /> 17.7lrwtrr d tM�M�tr ar�M�s�1kW I�wwt 1�ioerowK.If all a wy prc of the Proputy a iu►iataat thaein u�oW or traa�facrad <br /> (or tf a beaefkW interat ia Brirrower b wtd ar trwfurad tad Borrowa b not a nttural pecwn)wlthout I.enda's pdor written coo�ent. <br /> I�rnder m�y.u L.andee's opdan.declue�II the sum�tavred by this Security Inttruma►t to be Imrnaliatdy due+md p�y+tbk.Howeva�tbi� <br /> • aption s1y11 not be pcacirad by L�der itacacGe is not authorfud by Federd law.Lenda may wdve the exerdse of thi�option if:(�)Borrawer <br /> cwus to be wbmitted to l,ender infornutlon roqWred by[�eader to evvwte the inteadad uuuteca�if a aew lou►wae beL�uiade to tbe <br /> — traarfaee:aad N)L�ender[asonably detaminea thtt Lendet's sxtidty wIU not be impai�+ed by t!►e lan aaumPtion and tbat the rlsk ot tbe <br /> b[MCh ot�ny oovwant ot�raYnent ia this Savrity Iostrumrnt is aaxptable to Lender. <br /> To the actent pamitted by applicabk law,Lender may clu�rje a rasoeabk fa as a oondlt�on to L,nsda':conset►t to the lwn aswaipdou. <br /> • t,pidor mry atw roqutre the traa+faa co ksep�ll the promiaa and�ramenu m�de in the 1Vote aad in this Secariry Iaskument. <br />' " "If L�eader acacba:ach opdon to socelaate,L�enda shalt mul Borrowe�notice of aealendon in accord�uice with{�ra�raph 14 heroof. <br /> Such potioe s1W1 provide a pulod of not leu td�n 30 days from the date the notla�rtuiled within whkh Aoaower mty pay the swas decLred <br /> due.if Borrowa fails to pay cuch:w�u prior to the eacpirntion of such period.Leader m�y,wtthout further no�oe or danand an Borrowa, <br /> iavake any�anedia permitted by thii Saurity Imtrurt►ent.•• <br /> "NotwitlutandinQ�►wle or transf a,Horrower will continue to be oblipated under the Note�nd this SecuritY lastnuneat ualas Lender h�s <br /> rela�ad Horrowa in wrian�.•, <br /> ;4 F. LOAN CHANGF� <br /> - ':s�i; U the Iwn aecurod by the Security Inscrument is sub;ect to�taw which tea maxlmum loan chnraa.and that law is finaliy intupreted so <br /> °` that the inte[at or other loan chuQa coUected or to be collected in connecdon with the loan exaed permitted Qmits,then:(q any�nch ban <br /> - _ ��������y��.mMmt necasary to redua the char�ce to the Qermitted Itmit:�nd(2)anY surtu alrcady coUected from bonower <br /> w���,. which excaded pamittad limiu will be refunded to Borrower.Lender rtwy choose to make this refund by ratucin�the prtncipal owod unda the <br /> `.";, Note w b maHn j a dinct payme+►t to Borrower.If a refund rod�ces prtncipal.the reductioa will be treated�a a pardal prepsyment unda the <br /> ' �;,':�:�:,`.! � Y <br /> �� �l�? <br /> •%i <br /> . :. �� �`e�, <br /> �;::•a•�o. .. IN WITNF'SS WHEREOF.Borroser 6�exec�tsd tMb Adjust�bk R�k Rider. <br /> . ,;�;r:..�. <br /> ''���� t�t't;�i+hl:,`.' ' <br /> ��','.'rNr�4,j:,�. ,1�� � /, <br /> _- :�f0 � ✓i�4��� Cf lL�'-'-__. �. ($Ci�) � <br /> ��aiY�L�%L <br />-,; — -.�,� mICHAEL A. PANOWICZ�RROWER � <br /> :�;-` :ti':: _ <br /> �. '"i. -}- <br /> „ <br /> -F`�"'�y�L"' ••:,p� - Aii.tct.o� m• lx-n�+c• �$Ca1� • <br /> "�'�'%�,:�' � ; PATRICIA m. PANOWICZ �RROw� <br /> ;�. <br /> �;�� s*��..•;:«�.:�- <br />. .,:.�� <br /> . � cseaq <br /> •:n. ' ' BORROWER [ <br /> -�-.:..�,,.-b - 1S10N ORIQINAL ONL17 <br /> �.n <br /> �y,+'", <br /> � � <br /> ..,�. � <br /> . -- '` �. <br /> '_ - ; , . r <br /> �'� . ,, � <br /> � r <br /> ! <br /> � [ <br />_ ' ,I,:.x�. . I 7 <br /> - '� ,..:.;r • <br /> - �A- ,,.. . <br /> :,���,�c�b.�,..., � <br /> __ -- � <br /> - ��.. . <br /> • t� . <br /> ..�c�;�,:r•'.. _ <br /> � 4 �.�J <br /> ' •� <br /> i <br /> '� ' _ —____._ ._ .. _ _ — — . <br />