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. . '.� ''� 7. . <br /> . I ._Y.. __ _." ._.. _" . . . .- <br /> '7; . .k ____.____ .__'_ ' _ '_ <br /> r. � . ' ' .. . .... ' . yy�t. _ <br /> - � .i . • . - � _ <br /> 10i3'72 <br /> perfod�dMt I.ada raWira. 'il�e inurmoe c�ri�r provldint th�inwr�noe�hall be�by l�cKrower wbJect to lwnde►� <br /> appravd which rWll�wt be unr�wn�bly wlthheW. It Hert+owar fdl�to mdntain cuvsrr�e dacri6ed xbove�lwnder aay�at <br /> I.adxt apion,obtrin oovar�e w prota.K I.eoder�i d�in the Prope�ty in�000ed�noe with pw�raph 7. <br /> • ,�11 jn�u�ce polkies and rqrowd�shall ba acoeptabk to Lende �nd�11 include a uend�nd mort�a�e clw�e. L�der <br /> sh�ll h�vo the�i�ht to hold the policles�nd miewds. if Lender requit�e�,Bamwer.fuill pcomptlY�Ive to Lenda rll rooeipae <br /> of pdd p+emiama�nd nnewd notice�. In the evont of las,Bomower sh�ll�lve pccimpt notia te ihs inwrsnce c�rrb�+nd <br /> . �,pxler. i,ende�rru�y m�lce prootof loa if not m�de promptly by Batower. <br /> .- Unless Lrnder rncl Harnwer aherwiss�groe in wdting,iruuru►ct pmceedi ch�ll be applied ro ro�taration or oep�ir of <br /> thep��etty d�rtt�ed,if the nestvr�tion or repair i�economic�lly feasible and LenderS cecurhy i� not lesaened. If the <br /> rcator�tton or repair is not ecorwmic�liy feaaible or Lender� socurity would be leuened, the inwrance proc�xda�tu11 be <br /> applied to the sums azcured by thjs Securiry insuumrnt, whettkr or not then due,with eny excess paid ro Borrower. If <br /> Borrower abondons the Pmpecty,or das not Answer within 30 dxys a notice from l.endnr that t!u incurance curier has <br /> off'erod ta settle a claim,then Lender may coltcet the insurance proceeds. L.ender may use the proceeds to rep�ir or rcstorc <br /> the l�roperty or to pay sum�secared by this Securlty Instrument.whether ar not then due. The 30-d4y period wlll begin wh�n <br /> the nodce is glven. <br /> Unlesa Lender and Bortower otherwise agnce fn writing. any application of procerds to principal shaU nct cx�nd or <br /> postpone the due drte of the monthly payments referred to in paragraphs 1 and 2 or change the amount of the payments. If <br /> under paragraph 21 the Property is acquimd by Lender,Borrower�right to any insurance policies and proceeds nsulting <br /> from dunage to the Property prior to the acquisition shall p�sc to Lender to the extent of the cums�ecured by this Security <br /> Inctrument immediatcly prlor to the ecquisttion. <br /> 6. Occup�ncy� PreservatMn, Mtintenpnce And Protectbn ot the Property; Borrower'a Loan Applkxtion; <br /> � I.easeMiWA Borrawer shall occupy.establish,and use the Property us Borrower's pr3ncipal residence within sixry day�afur <br /> -- the executlon of this Securiry Instrument and shali continue to occupy the Praperty�s Borrower's principal nsIdence for at <br /> - least one year after the date of occupancy. unless L.ender otherwise ugrees in writing, wi�ich consent shull not be <br /> unreasor�ably withheld.or unless extenuating ctrcumstances exist which are beyond Borrower's•conuol. Botrower shall not <br /> destroy,dumage or impair tho Property,allow the Property to deteriorate,or commit wuste on the Property. Bomowcr shali <br /> = be in default if any focfeiture action or praceeding,whether civil or criminal,is begun that in Lender`s good faith judgment <br /> could rcsult in forfeiture of the Property or otherwise materially impair thc lien cr+eated by this Security Instrument or <br /> L.enderb security lnterest. Borcower may cure such u default and reinstate,as provjded in puragraph 18.by cnusing the actton <br /> or procceding to be dismissec!with a niling that,in L.ender's good fuith determination,precludes forfeiture of the Borrower's <br /> intercst in the Property or other material impairment of the lien created by this Security Instrument or Lenderl secudty <br /> interest, Horrower shall ulso 6c in defnult if Borrower. during the loan applicAtion pracess, gnve materially falsc or <br /> t� inaccurate information or atatements to l,ender(or failed to provide Lender wlth uny material information)in connection with <br /> ` the loan evidenced by the Note, including, but not limited to, representations conceming Borrowerl occupancy of the <br /> �_ Property as a principal residence. If this Security lnstrument ls on a leasehold,Barrower shull comply with all the provisions <br /> �. . .. ,R�;``.�`} of the leaxe. If Borrowcr acquires fee tiNe to the Property,the lcasehold and the fee titfe shaii not mergc uniess ixndcr ug��cw <br /> ' •'�''�'''''"' to the merger in wdtins. <br /> - ' '` �" ����"� 7. Protection of I.ender's Rights in the Prc►perty. If Borrowcr fails to perform thc covenunts and agreements <br /> ; A:�uytLM�•v.'.�� <br /> • C,;., r���s �., contained in this Securiry Instrument, ar there is u legal proceeding that muy significantly uffect Lender's ri�hts in the <br /> "'x�'i;;'.'. :• �,;�•:�. Propeny(such as a proceeding in bankruptcy,probate.for rondemnution or farfeimre or to enforce laws or regulations),then <br /> ' .s:W.:"..:. [.ender muy do and pay for whatever is necessury to protect the value of the Property and Lender:s rights in the Property. <br /> " � � ' Lender's actionx may include p:►ying any sums secured by a lien which h•rti priority over this Security Instrument.uppearing <br /> ' • , ° in court,paying reuwnuble uttomeys'fees and entering on the Property to mnke repnirs.Although Lender muy tAlce nctio� <br /> �. •- , . • under this paragruph 7,Lcndcr docs not huvc to do so. <br /> - • �-�. :�• .� •��..y Any Amount.disbuned by LrnJer undcr this purayruph 7 shull tx:come additionul debt of Borrower secured by this �. <br />'� ,^�'.�'•'�'•� ""�`�'' Security Inc►n�mcnt. 1 Iniexc Fi�rtnwer and Lendcr��grec to othcr tcrmti of puyment,thesc amounts shull bcar interest from thc <br /> �`� r�~`'" dute of disbunemcnt at the Note ratc und xhull bc puyablc,with intcrest,upnn noticc from Lendcr ro BoROwcr requcsting _.. <br /> � '�� puyment. <br /> �'`�` � 8. Mortgage Insurunce. if Lendcr reyuired mortgage inxurunce u,u condition oF muking the loan secured by thix _ <br /> " . ; Sccu�ity Instrument, Borrowcr shull pay thc premiums rcyuircd to maintuin the moriga�c insuruncc in effect. If, for uny <br /> � renson, thc mortgugc intiurance covcrugr rcyuired by Lcndcr lapscs or ceases tci bc in cffect. Borrnwer shull pay the <br /> , •=-='° premiums rcyuired to obtain covrragr �ubstantii►lly equivalent to the murtgugc insurancc previously in effect, ut a cast <br /> •' xubxtuntiully cyuivalcnt to the coxt to Borrower uf thc mortgugc insurxnre prcviously in effcct, from c�n ulternute mortgagc <br /> insurer upproved by Lendcr. lf sub,tantiully cyuivulcnt mortguge insurume coverage is nnt uvuilablc,Borrower shall pay to - <br /> � - � Lendcr cuch month a sum eyual t�►onr-twrltih of thc yrcirty mortgugr in�ursmrc premium bcing puid by Borrower when the _ <br /> ,^�,,."' insurrnce coverage lapsed i�reeu�cd to tx in effect. LrnJer wili uccept,utir and retain thr+e paymentx as u loss reserve in lieu <br /> � -- � of mortgagc insurance. Losx reservc paymcntx muy no longer lk rryuired,ut thr option uf Lender, if mortgage insurunce `-- <br /> 1 ,�� coverage(in thc umount and for thr prriixl that Lcnda rcyuirrs)providcd by un msurer approvrd by Lender ugain bccomes _ <br /> �,�-�:-... availuble and is ubtuined.Borcowcr shall pay the pnrtmiums myuired to m.►intain m��nguge insurancc in eff'ect,or to provide a � <br /> !•••� loss reserve.until thr nyuirement for mnrtgi►gc in.uruncc rnd+in uccordunce with uny wriaen agrc�ment between Bormwer _ <br /> � and Lendcr or upplicable luw. - <br /> 9. Inspectton. Lcndcr or its agent may m.ike rrasunablc cntrir�u}wn i►nd impection+of the Pro{xrty. Lender shutl <br /> � ',� givc Borrower noticc at thc timr of ar prior to un in,prctiun s�xcitying r�a,onabic rausc ti�r thr ins�xction. _ <br /> 10. Condemnation. 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