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<br /> -__----, '�'oc3eTHBtt 1�i►TFt �I��he�n,pro�emax.now a hae.toK aec�sad a,the proQerty..rd alf 4ane ner�4�'��and
<br /> Ratue� nuw +x herodlac � prt of the pn�ty. Atl ropl�oaaenu �nd �lditiau �iull ala M oowrrd by thi� S�a�riq�
<br /> i�trun�ent,All of tl�s fix�e�oin�i��+etfen+ed to In thi�Secu�ity lartrvawn�the'Prop�e�tY.'
<br /> SQRROWB�COV6NANTS ttat 8orrowK i�bwfYdiy Mlud of dM Mst�hereby aonveyed�nd iw thi�i�ht to Naat Md
<br /> oomey the pnnpsrty�td thn the YhnpeAy i� un�ncun�band.exapt fix enwmbw�ca of raawd. Norrower warnntt and will
<br /> drfend�onenlly the titk W the AropectY nidn�t dl cWm��nd deaw�d�,cubjoct w�ny enc�mhtances of rocvnd.
<br /> THIS S�CURITY INSTRUM@NT wmbina uniform covemnta for rutiorul u�e and nan•unifarm cnvenrnta with Iimited
<br /> varLtiau by jurl�dktion w oawitute�unifoim recudty inst�umait coverir�ral{xtipeity. ,
<br /> UNIP�IRM C.'nVP.NANTS.&�rcower�rrl l.ender onveiwN�nd aRroe�c tolbw�:
<br /> 1. Pny�t of Prlaeipd�nd lnterati 1'K1�9meat �ad l.�te Ch�r�e�. iiorrower �twll P�W�Y WY when due tbe
<br /> pritkipKl uf and interat on thc dcbt evidencod by the Note and�ny p�yment and�ate char�es duo under the Notc.
<br /> 2. FYtW�tor T�xes apo laauwnoe.SubJact to applicablc I�w or to a wdtten w�ver by I,ender.Borrower ctwl! p�y to
<br /> Lender on the d�y monthly p�yment�we due unicr the Nwe.until tlx Nate i:p�id in full.+t wm('Punds")for:(�)yady taza
<br /> �rd acsaaunena which mi►y atwin prior�ty ovor this Socurlry Instrument as x lien an the Property;(b)yeauly lesselald payments
<br /> or�mund rents on the Prqxny,if any;(c)Yciuly ha:xr�or pmperty insurance prcmiums;(d)Ycarly 8aod inwrmoe prcmlurr�c,
<br /> if any:(e)Yearly mortguge insurAnce p►tmiunu.if rrry: and(� anY sumc pay�bl�by Barrower to l.,ender.in accordu�ce with
<br /> the provisianc of'p�uagraph 8, in lieu of the payment of mortQage iawranca prcmiums.These items are callod "Es�r+nw Items."
<br /> Lcnder may. a any time. collat �nd hold Funds in an arncwnt not to cxcced the maximum Amount a Icnder for a foderally
<br /> rolatod mongage loan may require for Borrower's escrow aa�ount under the federal Res�l Estate Settlement Pr+ncrodures Act of
<br /> 1974 as amended from tirne to time, I� U.S.C. Section 2b01 et seq. ('RESPA"). unless anather lAw that applics to Ihe Furds
<br /> setc a lesser�rtiount. If so. [.ender nwy, �t any time, collect and hotd Funds in an amount not ro exooed Utie lesser u�wunt.
<br /> —__�° I.C��ler nwy estiowte the �rrwunt of funds due on thc baufs of current data and rcasonsble atimates of expcnditures of future
<br /> F.�crow Items or otherwise in accordar�ce with applicable IQw.
<br />- The Funds shr+ll be hetd in un institution whosc deposits are insuted by a federul agency. instrumentality, or entity
<br /> (;ncluding Leader.if Lender is wch un instiwtion)or in any Pedcral Hotne Loan Bank. Lender shall upply thc Funds to pay thc
<br /> Escrow Ttems.Lender may not charge Borrowcr far holding and applying the Funds,annuully a�wlyzing the�scrow yccount,or
<br /> verifying thr.Escrow items,unless Lender pays Borrower interest on the Funds and applicable I�w permits I.ender to make such
<br /> a charge. However,I.ender may require Barrower to pay u one-time ciwrge for an independent real est�te tax reporting servia
<br />:;� used by l.endcr in wnnection with this loan, unless applicablc law provides othcrwisc. Unlcss un agrocment is rtmdc or
<br />- � applicable luw requires interest to be paid,Lender shall not bc mqui�i ta pay Borrower any inter�Kt or carnings on the Funds.
<br /> Borcower und[.endcr may agrec in writing. howcv�r. that interest shull be paid on the Funds. l.ender�hall give ta Bnrrower.
<br />'- without charge, an annual accounting of the Funds,showing crodits and debits to the Funds and the purpasc for wliich e:rch
<br /> dcsii iu ihe Fands�as ti::sde.The�ands are pledgi�d ss atld'ttion�l�'��r�ty f�r all�amc cc•cured by thic Security In.un�ment.
<br /> If the Funds held by Leixler exreed the amounts permittai to be held by applicable law, Lencler xhall xrcwnt to Borrower
<br /> � �� for the excess Funds in accordanee with the requiremeni,of applicuble luw. If the amount of the Funds held by I.ender at any
<br /> , �,��r, time ix not sufficient to pay the Escrow Items when due, l.eixier n�ay.o ncxify Borrower in writing,and,in such cax Borrower
<br />- j '"'• shall pay to Lender the um�wnt necetisary ro mukc up the defiriency. &anower shull nwke up the deticiency ia no more than
<br /> �� .�"s�-..,,i:�;�i='� twelvc nxmthly paymcnts,ut Lc�xicr's a�lc dixr�tion.
<br /> ��„ ��''"���'�','�'�`„ Upon p•ryment in fuU of all sums s�tiured by this Srcurity [rntrument, Lrnder shall pramptly refund to&,rmwer any
<br /> �`���"j�'S� Funds held by[.enJer.If,under puragraph 21, Lxndcr+hail acyuirc ur scU thc Property. L.endcr,prior to the acquisition or salc
<br /> �I��Yt�in�sh,..vu.,;:=.,
<br /> . •������; of the Property, shall apply uny FunJs hrlJ by LenJer at the time of acyui�ition or sule as a credit•rgainct the sums urun�d by
<br /> �,,, ,, this Securit Instrument.
<br /> ��K�:=.;•: Y
<br />- - ,�,�; ,� , 3.Application oY Payments. Un�es�appl�rable law prc�vidr+a�therw•itie,al�payment.rrrriveJ hy l.ender under paragraphs
<br />' '°`"' '"�'"�'� 1 and 2 shuU bc a licci: fint, to;►n rc a ntcnt �hur�c+duc undcr ihc Nutc; +ccunci, tu anwunts r ablc under arr rr h 2;
<br /> •�r:��.►•y'u'I �•. � PP Y p p Y 6 P'Y P � P
<br /> �'�"'`'``�� � third,to intcrest duc;fiiurth,ta principal duc:and last.tu atiy latc rhurgc.Juc undrr thc Notr.
<br /> ��:""��:" ', '� 4.Chprg�; Licnti. &�rmwcr�hall pay all taxr�. aissr„mcnt+. char�e�. tiixti and impu.iti�ms au�ibutablc to thc Pn�perty -
<br /> ���,y�' • �� which may uttain priurity o�•er thi, Srruriry In.trum�nt, anJ Iraschuld paymrnh ar gruunJ rcnt,. if any. &�rrowc:r�hall pay
<br /> . �,'`:;,K ,�.' thek ohligations in thc inannrr priiviJrJ in pura�:raph 2.ur il'nut paid in that�nannrr. Burruw•rr.hall pay thcm un tink dirertly
<br /> ^"`•� �'' to thr peru�n�,a�rd paymrnt. Ii��rrowrr�hall prompdy fumi.h tu I.endrr all mnicc.��f unxwnt.to ix p:►id u►xtrr this par�graph.
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<br /> .. . If&�rruwer make,th�.c pa�ment,dircrth.Burru��cr�h:ill�rauiptly furni.h ta LcnJcr rccciph r��idcnring th���m�nts.
<br /> �' .. . &�nuwer�h.dl prumptl� di.rhargc any licn whirh ha.pri�,rity u�•cr thi,Srrurit� In+trument unlrti�&xrow�er:(a)•rgr�tis in
<br /> , -•�-•� x ?� writing to thr paynknt af the�,hli�!ati�,n>c.ured hy thr lien in a manner acr�ptahlr tu Lcndrr: Ib1 rontc.t. in g�x�d taith thc lirn
<br /> My, or defetxl.ugainst rnti,rccment ut't�. i��n ���. t��:ui rT.x«a�„�. H•hirh in thr I.rnJrr'� apini�m a�xr;ur tu prcvcnt the
<br /> ' enti�rcement uf the li�rr��r(.)xcure�i'r��m the h��lder ot'the hrn un agrcrmrnt+ati.t:irtur� tu I.rnder wtx�niinating thc lien to
<br /> thix Srrurity (n.t�umcnt. lf I.rnJcr det�rminr,that am• part ul'thr F'ru�rty� i� ,uhjcrt tu a lirn �ehirh m:►� attain rriurit��o�rr
<br /> r��,��. thi,Scru�ity Itutrument. I.cndcr may gier&�rruurr a n�,ticr idrntif��ing thc lien. B�,rn,urr.hall .ati�l'� the lirn ur talc�mc��r
<br /> morr of thr actions set ti�rth•rlxivr within 10 Jay,uf thr gi�•ing uf n��tir�. _.
<br /> . Form 3028 9190 -
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